Hilltop (HTH) Stock Price, News & Analysis

Company Overview

Hilltop Holdings Inc. provides business and consumer banking services. It operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, term, agricultural and commercial real estate, equipment loans, and other lending products; and mortgage, commercial and industrial loans, and term and construction finance. It also provides treasury management, asset management, check cards, safe deposit boxes, online banking, bill pay, and overdraft privilege services; and estate planning, management and administration, investment portfolio management, employee benefit accounts, and individual retirement accounts services, as well as automated teller machines. The Broker-Dealer segment offers public finance services that assist public entities in originating, syndicating, and distributing securities of municipalities and political subdivisions; specialized advisory and investment banking services; advice and guidance to arbitrage rebate compliance, portfolio management, and local government investment pool administration; advisory services and products for derivatives and commodities; agricultural insurance; and sells, trades in, and underwrites U.S. government and government agency bonds, corporate bonds, and municipal bonds; mortgage-backed, asset-backed, and commercial mortgage-backed securities and structured products; and provides asset and liability management advisory, clearing, retail, and securities lending services. The Mortgage Origination segment offers fixed and adjustable rate mortgages, jumbo, new construction, Federal Housing Administration, Veterans Affairs, and United States Department of Agriculture loans. Hilltop Holdings Inc. was incorporated in 1998 and is based in Dallas, Texas.

Key Stats

• Today's Range: $28.64 to $29.52
• 50-Day Range: $28.71 to $34.44
• 52-Week Range: $28.58 to $35.66
• Volume: 781,179 shs
• Average Volume: 316,641 shs
• Market Capitalization: $1.87 billion
• P/E Ratio: 17.61
• Dividend Yield: 2.37%
• Price Target: $34.50
• Consensus Rating: Reduce

Hilltop Stock Analysis - MarketRank™

Hilltop scored higher than 89% of companies evaluated by MarketBeat, and ranked 173rd out of 937 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.8 / 5
• Analyst Rating: Reduce

Consensus Rating

Hilltop has received a consensus rating of Reduce. The company's average rating score is 1.67, and is based on no buy ratings, 2 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Hilltop has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 4.05%

Earnings Growth

Earnings for Hilltop are expected to grow by 4.05% in the coming year, from $1.48 to $1.54 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Hilltop is 17.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 115.46.

Price to Earnings Ratio vs. Sector

The P/E ratio of Hilltop is 17.61, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.57.

Price to Book Value per Share Ratio

Hilltop has a P/B Ratio of 0.87. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.80% of the float of Hilltop has been sold short.

Short Interest Ratio / Days to Cover

Hilltop has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hilltop has recently decreased by 2.55%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Hilltop pays a meaningful dividend of 2.14%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Hilltop does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Hilltop is 41.72%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Hilltop will have a dividend payout ratio of 44.16% next year. This indicates that Hilltop will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.1 / 5
• Environmental Score: -0.53

Percentage of Shares Shorted

1.80% of the float of Hilltop has been sold short.

Short Interest Ratio / Days to Cover

Hilltop has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hilltop has recently decreased by 2.55%, indicating that investor sentiment is improving.

News and Social Media

• Score: 1.6 / 5
• News Sentiment: -0.10

News Sentiment

Hilltop has a news sentiment score of -0.10. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.78 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Hilltop this week, compared to 3 articles on an average week.

MarketBeat Follows

2 people have added Hilltop to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Hilltop insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,086,051.00 in company stock.

Percentage Held by Insiders

29.30% of the stock of Hilltop is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

57.13% of the stock of Hilltop is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HTH Stock Analysis - Frequently Asked Questions

How have HTH shares performed this year?

Hilltop's stock was trading at $35.21 at the beginning of the year. Since then, HTH stock has decreased by 18.5% and is now trading at $28.71.
View the best growth stocks for 2024 here.

How were Hilltop's earnings last quarter?

Hilltop Holdings Inc. (NYSE:HTH) released its quarterly earnings data on Thursday, October, 24th. The financial services provider reported $0.46 earnings per share for the quarter, beating the consensus estimate of $0.37 by $0.09. The financial services provider had revenue of $411.49 million for the quarter, compared to analysts' expectations of $302.29 million. Hilltop had a net margin of 6.65% and a trailing twelve-month return on equity of 4.90%.

Who are Hilltop's major shareholders?

Hilltop's top institutional shareholders include State Street Corp (3.95%), Geode Capital Management LLC (1.63%), Charles Schwab Investment Management Inc. (1.22%) and Janus Henderson Group PLC (0.91%). Insiders that own company stock include Hill A Feinberg, Jerry Schaffner, Martin Bradley Winges, W Robert Nichols III and Keith E Bornemann.
View institutional ownership trends.

How do I buy shares of Hilltop?

Shares of HTH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Hilltop own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Hilltop investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Netflix (NFLX), Adobe (ADBE) and ServiceNow (NOW).

Company Calendar

• Last Earnings: 10/24/2024
• Ex-Dividend for 11/22 Dividend: 11/08/2024
• Dividend Payable: 11/22/2024
• Today: 12/21/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:HTH
• CUSIP: 43274810
• CIK: 1265131
• Web: www.hilltop-holdings.com
• Phone: (214) 855-2177
• Fax: N/A
• Employees: 3,820
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $34.50
• High Stock Price Target: $35.00
• Low Stock Price Target: $34.00
• Potential Upside/Downside: +20.2%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.63
• Trailing P/E Ratio: 17.61
• Forward P/E Ratio: 19.40
• P/E Growth: N/A
• Net Income: $109.65 million
• Net Margins: 6.65%
• Pretax Margin: 9.27%
• Return on Equity: 4.90%
• Return on Assets: 0.66%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.95
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $1.11 billion
• Price / Sales: 1.67
• Cash Flow: $1.77 per share
• Price / Cash Flow: 16.22
• Book Value: $33.00 per share
• Price / Book: 0.87

Miscellaneous

• Outstanding Shares: 64,962,000
• Free Float: 45,928,000
• Market Cap: $1.87 billion
• Optionable: Optionable
• Beta: 1.13