Jernigan Capital (JCAP) Stock Price, News & Analysis

Company Overview

Jernigan Capital is a New York Stock Exchange-listed real estate investment trust (NYSE: JCAP) that provides debt and equity capital to private developers, owners and operators of self-storage facilities with a view to eventual outright ownership of facilities the Company finances. The Company's mission is to maximize shareholder value by accumulating a multi-billion dollar investment portfolio consisting of the newest, most attractive and best located self-storage facilities in the United States through a talented and experienced team demonstrating the highest levels of integrity, dedication, excellence and community.

Key Stats

• Today's Range: $19.40 to $20.30
• 50-Day Range: $17.22 to $17.29
• 52-Week Range: $17.12 to $17.28
• Volume: 219,504 shs
• Average Volume: 805,550 shs
• Market Capitalization: $458.05 million
• P/E Ratio: N/A
• Dividend Yield: 4.67%
• Price Target: $23.33
• Consensus Rating: Buy

Jernigan Capital Stock Analysis - MarketRank™

Jernigan Capital scored higher than 53% of companies evaluated by MarketBeat, and ranked 628th out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

Jernigan Capital has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 5 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Jernigan Capital has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Jernigan Capital are expected to grow in the coming year, from ($0.11) to $0.62 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Jernigan Capital is -8.10, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Jernigan Capital is -8.10, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Jernigan Capital has a P/B Ratio of 1.09. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for JCAP.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Jernigan Capital is a leading dividend payer. It pays a dividend yield of 5.34%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Jernigan Capital does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Jernigan Capital is 48.42%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on EPS estimates, Jernigan Capital will have a dividend payout ratio of 148.39% in the coming year. This indicates that Jernigan Capital may not be able to sustain their current dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for JCAP.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

Search Interest

Only 2 people have searched for JCAP on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Jernigan Capital insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $136,998,105.00 in company stock.

Percentage Held by Insiders

Only 2.89% of the stock of Jernigan Capital is held by insiders.

Percentage Held by Institutions

77.54% of the stock of Jernigan Capital is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

JCAP Stock Analysis - Frequently Asked Questions

How were Jernigan Capital's earnings last quarter?

Jernigan Capital, Inc. (NYSE:JCAP) posted its quarterly earnings data on Thursday, August, 6th. The real estate investment trust reported ($0.24) earnings per share (EPS) for the quarter, missing the consensus estimate of $0.16 by $0.40. Jernigan Capital had a negative net margin of 89.96% and a positive trailing twelve-month return on equity of 4.30%.

When did Jernigan Capital IPO?

Jernigan Capital (JCAP) raised $150 million in an initial public offering on Thursday, June 26th 2025. The company issued 10,000,000 shares at $15.00 per share.

When did the company's quiet period expire?

Jernigan Capital's quiet period expired on Tuesday, August 5th. Jernigan Capital had issued 10,000,000 shares in its initial public offering on June 26th. The total size of the offering was $150,000,000 based on an initial share price of $15.00. During the company's quiet period, insiders and any underwriters that worked on the IPO were restricted from issuing any earnings forecasts or research reports for the company because of regulations issued by the Securities and Exchange Commission. Now that the company's quiet period has ended, brokerages that served as underwriters are now able to initiate research on the company.

Who are Jernigan Capital's major shareholders?

Jernigan Capital's top institutional shareholders include William Blair Investment Management LLC (3.89%), Adage Capital Partners GP L.L.C. (3.56%), Nantahala Capital Management LLC (2.58%) and Solel Partners LP (1.35%). Insiders that own company stock include Flowers Iv LP JC and David M Burton.
View institutional ownership trends.

What other stocks do shareholders of Jernigan Capital own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Jernigan Capital investors own include Iron Mountain (IRM), Rithm Capital (RITM), Enterprise Products Partners (EPD), AT&T (T), Brookfield Property Partners (BPYPP), Energy Transfer (ET) and Main Street Capital (MAIN).

Company Calendar

• Last Earnings: 8/06/2020
• Record date for 9/4 Dividend: 8/25/2025
• Ex-Dividend for 9/4 Dividend: 8/25/2025
• Today: 8/27/2025
• Dividend Payable: 9/04/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Real Estate Investment Trusts
• Sub-Industry: N/A
• Current Symbol: NYSE:JCAP
• CIK: 1622353
• Web: www.jernigancapital.com
• Phone: 901-567-9510
• Fax: N/A
• Employees: 16
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Jernigan Capital: $23.33
• High Price Target: $29.00
• Low Price Target: $19.00
• Potential Upside/Downside: +18.5%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.90
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $44.41 million
• Net Margins: -89.96%
• Pretax Margin: N/A
• Return on Equity: 4.30%
• Return on Assets: 2.17%

Debt

• Debt-to-Equity Ratio: 0.56
• Current Ratio: 0.30
• Quick Ratio: 0.30

Sales & Book Value

• Annual Sales: $45.09 million
• Price / Sales: 10.16
• Cash Flow: $3.42 per share
• Price / Cash Flow: 5.75
• Book Value: $18.12 per share
• Price / Book: 1.09

Miscellaneous

• Outstanding Shares: 23,263,000
• Free Float: N/A
• Market Cap: $458.05 million
• Optionable: Not Optionable
• Beta: 1.15