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loanDepot (LDI) Competitors

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$1.68 +0.23 (+15.41%)
Closing price 03:59 PM Eastern
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$1.70 +0.01 (+0.83%)
As of 07:56 PM Eastern
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LDI vs. CASH, NIC, WULF, SII, PGY, VBTX, PWP, MBIN, CLBK, and CCB

Should you be buying loanDepot stock or one of its competitors? The main competitors of loanDepot include Pathward Financial (CASH), Nicolet Bankshares (NIC), TeraWulf (WULF), Sprott (SII), Pagaya Technologies (PGY), Veritex (VBTX), Perella Weinberg Partners (PWP), Merchants Bancorp (MBIN), Columbia Financial (CLBK), and Coastal Financial (CCB). These companies are all part of the "banking" industry.

loanDepot vs. Its Competitors

Pathward Financial (NASDAQ:CASH) and loanDepot (NYSE:LDI) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, earnings, institutional ownership, media sentiment and dividends.

Pathward Financial has a net margin of 22.69% compared to loanDepot's net margin of -7.74%. Pathward Financial's return on equity of 22.50% beat loanDepot's return on equity.

Company Net Margins Return on Equity Return on Assets
Pathward Financial22.69% 22.50% 2.43%
loanDepot -7.74%-18.41%-1.57%

Pathward Financial has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500. Comparatively, loanDepot has a beta of 3.33, indicating that its share price is 233% more volatile than the S&P 500.

92.7% of Pathward Financial shares are held by institutional investors. Comparatively, 39.4% of loanDepot shares are held by institutional investors. 1.2% of Pathward Financial shares are held by insiders. Comparatively, 78.1% of loanDepot shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Pathward Financial currently has a consensus target price of $91.00, indicating a potential upside of 11.60%. loanDepot has a consensus target price of $2.05, indicating a potential upside of 21.66%. Given loanDepot's higher probable upside, analysts plainly believe loanDepot is more favorable than Pathward Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pathward Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
loanDepot
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

Pathward Financial has higher earnings, but lower revenue than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Pathward Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pathward Financial$775.94M2.51$168.36M$7.4111.00
loanDepot$1.06B0.52-$98.33M-$0.45-3.74

In the previous week, Pathward Financial had 8 more articles in the media than loanDepot. MarketBeat recorded 9 mentions for Pathward Financial and 1 mentions for loanDepot. Pathward Financial's average media sentiment score of 1.29 beat loanDepot's score of 0.00 indicating that Pathward Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pathward Financial
4 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
loanDepot
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Pathward Financial beats loanDepot on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LDI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LDI vs. The Competition

MetricloanDepotFIN IndustryFinance SectorNYSE Exchange
Market Cap$481.67M$4.89B$11.96B$20.64B
Dividend YieldN/A4.46%5.59%3.68%
P/E Ratio-3.746.9518.1125.54
Price / Sales0.522.0326.0955.20
Price / CashN/A18.7621.3421.88
Price / Book1.111.912.304.60
Net Income-$98.33M$1.82B$997.60M$995.22M
7 Day Performance11.22%-0.29%-0.12%-0.80%
1 Month Performance18.25%5.45%3.56%3.55%
1 Year Performance-15.75%218.39%540.86%7.35%

loanDepot Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LDI
loanDepot
0.5927 of 5 stars
$1.69
+15.4%
$2.05
+21.7%
-24.3%$481.67M$1.06B-3.744,900News Coverage
Analyst Forecast
High Trading Volume
CASH
Pathward Financial
3.8601 of 5 stars
$83.62
+1.0%
$91.00
+8.8%
+32.9%$1.99B$775.94M11.281,244Positive News
Upcoming Earnings
NIC
Nicolet Bankshares
1.8914 of 5 stars
$130.54
+1.6%
$119.25
-8.6%
+41.7%$1.97B$356.32M15.75860News Coverage
Positive News
Earnings Report
Analyst Forecast
High Trading Volume
WULF
TeraWulf
3.4214 of 5 stars
$5.11
+4.5%
$8.06
+57.8%
-18.8%$1.97B$132.02M-15.486Positive News
Gap Up
High Trading Volume
SII
Sprott
0.9973 of 5 stars
$72.18
+1.8%
N/A+59.4%$1.86B$178.65M37.59170Positive News
PGY
Pagaya Technologies
1.934 of 5 stars
$23.69
+3.0%
$22.45
-5.2%
+68.3%$1.79B$1.05B-4.67800
VBTX
Veritex
4.6707 of 5 stars
$32.82
+19.5%
$30.25
-7.8%
+38.0%$1.78B$797.62M16.09770Trending News
Upcoming Earnings
Analyst Forecast
High Trading Volume
PWP
Perella Weinberg Partners
0.9859 of 5 stars
$19.74
-1.3%
$23.33
+18.2%
+6.4%$1.74B$987.74M-45.91600News Coverage
Positive News
Analyst Downgrade
MBIN
Merchants Bancorp
3.9512 of 5 stars
$35.43
+1.5%
$47.50
+34.1%
-25.0%$1.63B$1.45B6.51480News Coverage
Positive News
CLBK
Columbia Financial
0.4072 of 5 stars
$15.03
+1.5%
$16.00
+6.5%
-8.9%$1.58B$489.17M-751.50750Positive News
CCB
Coastal Financial
3.4329 of 5 stars
$102.40
+0.8%
$106.25
+3.8%
+93.2%$1.54B$703.32M30.30380Positive News

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This page (NYSE:LDI) was last updated on 7/16/2025 by MarketBeat.com Staff
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