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loanDepot (LDI) Competitors

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$1.46 +0.21 (+16.40%)
Closing price 03:59 PM Eastern
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$1.47 +0.01 (+1.03%)
As of 07:51 PM Eastern
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LDI vs. VBTX, CCB, TFIN, QCRH, LOB, LC, BY, SII, SUPV, and IREN

Should you be buying loanDepot stock or one of its competitors? The main competitors of loanDepot include Veritex (VBTX), Coastal Financial (CCB), Triumph Financial (TFIN), QCR (QCRH), Live Oak Bancshares (LOB), LendingClub (LC), Byline Bancorp (BY), Sprott (SII), Grupo Supervielle (SUPV), and Iris Energy (IREN). These companies are all part of the "banking" industry.

loanDepot vs.

loanDepot (NYSE:LDI) and Veritex (NASDAQ:VBTX) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, media sentiment, profitability, risk, community ranking, earnings, analyst recommendations, dividends and valuation.

loanDepot pays an annual dividend of $4.80 per share and has a dividend yield of 329.9%. Veritex pays an annual dividend of $0.80 per share and has a dividend yield of 3.7%. loanDepot pays out -905.7% of its earnings in the form of a dividend. Veritex pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. loanDepot is clearly the better dividend stock, given its higher yield and lower payout ratio.

Veritex received 211 more outperform votes than loanDepot when rated by MarketBeat users. Likewise, 51.39% of users gave Veritex an outperform vote while only 35.37% of users gave loanDepot an outperform vote.

CompanyUnderperformOutperform
loanDepotOutperform Votes
29
35.37%
Underperform Votes
53
64.63%
VeritexOutperform Votes
240
51.39%
Underperform Votes
227
48.61%

39.4% of loanDepot shares are held by institutional investors. Comparatively, 88.3% of Veritex shares are held by institutional investors. 83.0% of loanDepot shares are held by insiders. Comparatively, 4.6% of Veritex shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Veritex has lower revenue, but higher earnings than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Veritex, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
loanDepot$781.10M0.61-$110.14M-$0.53-2.75
Veritex$425.65M2.76$107.24M$1.9511.06

loanDepot presently has a consensus price target of $2.03, suggesting a potential upside of 39.18%. Veritex has a consensus price target of $30.90, suggesting a potential upside of 43.25%. Given Veritex's stronger consensus rating and higher possible upside, analysts plainly believe Veritex is more favorable than loanDepot.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
loanDepot
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
Veritex
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67

In the previous week, Veritex had 13 more articles in the media than loanDepot. MarketBeat recorded 15 mentions for Veritex and 2 mentions for loanDepot. loanDepot's average media sentiment score of 1.76 beat Veritex's score of 0.63 indicating that loanDepot is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
loanDepot
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Veritex
5 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

loanDepot has a beta of 3.38, meaning that its share price is 238% more volatile than the S&P 500. Comparatively, Veritex has a beta of 1.1, meaning that its share price is 10% more volatile than the S&P 500.

Veritex has a net margin of 13.44% compared to loanDepot's net margin of -8.95%. Veritex's return on equity of 7.59% beat loanDepot's return on equity.

Company Net Margins Return on Equity Return on Assets
loanDepot-8.95% -14.66% -1.49%
Veritex 13.44%7.59%0.93%

Summary

Veritex beats loanDepot on 14 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LDI vs. The Competition

MetricloanDepotNondepository credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$477.65M$6.45B$10.29B$17.69B
Dividend YieldN/A4.21%5.42%3.79%
P/E Ratio-2.8015.4821.3629.96
Price / Sales0.617.8224.9924.26
Price / CashN/A42.1517.6217.54
Price / Book0.671.902.564.13
Net Income-$110.14M$524.31M$1.03B$1.02B
7 Day Performance21.76%-10.22%-5.37%-8.68%
1 Month Performance-11.01%-15.83%494.10%-9.64%
1 Year Performance-40.73%-4.18%530.22%-4.93%

loanDepot Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LDI
loanDepot
2.9294 of 5 stars
$1.46
+16.4%
$2.03
+39.2%
-49.6%$477.65M$781.10M-2.8013,500Positive News
Gap Down
High Trading Volume
VBTX
Veritex
4.6295 of 5 stars
$24.97
+2.0%
$31.50
+26.2%
+13.7%$1.36B$425.65M12.81770Analyst Downgrade
Analyst Revision
News Coverage
Gap Down
CCB
Coastal Financial
3.7947 of 5 stars
$90.41
+0.0%
$97.50
+7.8%
+120.5%$1.36B$452.86M27.82380Analyst Forecast
Positive News
TFIN
Triumph Financial
1.8358 of 5 stars
$57.80
-1.7%
$79.00
+36.7%
-32.4%$1.35B$415.57M107.041,430Analyst Revision
News Coverage
Positive News
QCRH
QCR
3.9493 of 5 stars
$71.32
-0.9%
$82.00
+15.0%
+14.1%$1.21B$337.71M10.63920Analyst Forecast
News Coverage
Positive News
LOB
Live Oak Bancshares
3.9485 of 5 stars
$26.67
+0.4%
$44.75
+67.8%
-36.6%$1.21B$492.82M18.39960Gap Up
LC
LendingClub
4.9293 of 5 stars
$10.34
-0.7%
$16.00
+54.8%
+8.0%$1.17B$787.01M22.971,580Positive News
Gap Down
BY
Byline Bancorp
4.2016 of 5 stars
$26.15
-0.1%
$33.75
+29.1%
+21.0%$1.17B$403.54M9.47970News Coverage
Positive News
SII
Sprott
1.144 of 5 stars
$44.82
+1.1%
N/A+9.9%$1.16B$168.35M24.62170Positive News
SUPV
Grupo Supervielle
3.4358 of 5 stars
$13.04
-4.5%
$13.67
+4.8%
+116.8%$1.15B$538.17B18.114,810Gap Down
IREN
Iris Energy
4.2677 of 5 stars
$6.09
+0.3%
$20.40
+235.0%
+8.6%$1.14B$283.73M0.00100Positive News
Gap Down
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This page (NYSE:LDI) was last updated on 4/4/2025 by MarketBeat.com Staff
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