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loanDepot (LDI) Competitors

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$1.10 +0.01 (+0.92%)
As of 04/24/2025 03:59 PM Eastern

LDI vs. MBIN, CUBI, CLBK, SII, PWP, SUPV, CCB, VBTX, QCRH, and LX

Should you be buying loanDepot stock or one of its competitors? The main competitors of loanDepot include Merchants Bancorp (MBIN), Customers Bancorp (CUBI), Columbia Financial (CLBK), Sprott (SII), Perella Weinberg Partners (PWP), Grupo Supervielle (SUPV), Coastal Financial (CCB), Veritex (VBTX), QCR (QCRH), and LexinFintech (LX). These companies are all part of the "banking" industry.

loanDepot vs.

Merchants Bancorp (NASDAQ:MBIN) and loanDepot (NYSE:LDI) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, community ranking, earnings, dividends, analyst recommendations, valuation and media sentiment.

Merchants Bancorp has higher earnings, but lower revenue than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Merchants Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Merchants Bancorp$666.97M2.26$320.39M$6.315.22
loanDepot$781.10M0.46-$110.14M-$0.53-2.08

Merchants Bancorp received 181 more outperform votes than loanDepot when rated by MarketBeat users. Likewise, 65.02% of users gave Merchants Bancorp an outperform vote while only 34.94% of users gave loanDepot an outperform vote.

CompanyUnderperformOutperform
Merchants BancorpOutperform Votes
210
65.02%
Underperform Votes
113
34.98%
loanDepotOutperform Votes
29
34.94%
Underperform Votes
54
65.06%

In the previous week, Merchants Bancorp had 3 more articles in the media than loanDepot. MarketBeat recorded 7 mentions for Merchants Bancorp and 4 mentions for loanDepot. Merchants Bancorp's average media sentiment score of 1.30 beat loanDepot's score of 0.81 indicating that Merchants Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Merchants Bancorp
5 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive
loanDepot
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Merchants Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.2%. loanDepot pays an annual dividend of $4.80 per share and has a dividend yield of 436.4%. Merchants Bancorp pays out 6.3% of its earnings in the form of a dividend. loanDepot pays out -905.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. loanDepot is clearly the better dividend stock, given its higher yield and lower payout ratio.

Merchants Bancorp has a beta of 1.15, indicating that its share price is 15% more volatile than the S&P 500. Comparatively, loanDepot has a beta of 3.38, indicating that its share price is 238% more volatile than the S&P 500.

24.6% of Merchants Bancorp shares are owned by institutional investors. Comparatively, 39.4% of loanDepot shares are owned by institutional investors. 34.8% of Merchants Bancorp shares are owned by insiders. Comparatively, 83.0% of loanDepot shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Merchants Bancorp has a net margin of 22.08% compared to loanDepot's net margin of -8.95%. Merchants Bancorp's return on equity of 22.86% beat loanDepot's return on equity.

Company Net Margins Return on Equity Return on Assets
Merchants Bancorp22.08% 22.86% 1.76%
loanDepot -8.95%-14.66%-1.49%

Merchants Bancorp presently has a consensus price target of $48.83, indicating a potential upside of 48.34%. loanDepot has a consensus price target of $1.98, indicating a potential upside of 79.55%. Given loanDepot's higher possible upside, analysts plainly believe loanDepot is more favorable than Merchants Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Merchants Bancorp
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67
loanDepot
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67

Summary

Merchants Bancorp beats loanDepot on 13 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LDI vs. The Competition

MetricloanDepotNondepository credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$361.11M$7.25B$11.15B$18.93B
Dividend YieldN/A4.72%5.93%4.16%
P/E Ratio-2.1216.7622.1032.40
Price / Sales0.4610.1925.8528.60
Price / CashN/A42.1517.6017.53
Price / Book0.512.212.634.44
Net Income-$110.14M$524.31M$1.04B$1.02B
7 Day Performance-0.45%11.02%2.57%3.36%
1 Month Performance-20.58%-8.96%-2.20%-5.77%
1 Year Performance-53.59%6.83%536.10%3.58%

loanDepot Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LDI
loanDepot
3.3328 of 5 stars
$1.10
+0.9%
$1.98
+79.5%
-53.6%$357.83M$781.10M-2.1213,500
MBIN
Merchants Bancorp
4.3866 of 5 stars
$31.06
-4.5%
$48.83
+57.2%
-19.6%$1.42B$666.97M4.92480News Coverage
Positive News
CUBI
Customers Bancorp
3.1887 of 5 stars
$44.01
-3.3%
$64.00
+45.4%
+0.6%$1.38B$687.50M8.66640Earnings Report
News Coverage
CLBK
Columbia Financial
1.1871 of 5 stars
$13.07
-1.6%
$17.00
+30.1%
-17.8%$1.37B$179.88M-108.92750Upcoming Earnings
News Coverage
Positive News
SII
Sprott
1.3396 of 5 stars
$52.91
+0.3%
N/A+34.8%$1.37B$168.35M29.07170Positive News
PWP
Perella Weinberg Partners
2.8063 of 5 stars
$15.53
-1.7%
$25.33
+63.1%
+7.6%$1.35B$878.04M-9.83600Upcoming Earnings
Positive News
High Trading Volume
SUPV
Grupo Supervielle
1.8321 of 5 stars
$15.09
-1.8%
$13.67
-9.4%
+174.3%$1.34B$934.81B20.964,810Positive News
CCB
Coastal Financial
3.744 of 5 stars
$83.89
+0.8%
$98.75
+17.7%
+113.1%$1.26B$452.86M25.81380Positive News
VBTX
Veritex
4.8398 of 5 stars
$21.53
-1.2%
$30.90
+43.5%
+11.3%$1.17B$425.65M11.04770Earnings Report
Dividend Increase
Analyst Forecast
News Coverage
Positive News
QCRH
QCR
4.0274 of 5 stars
$65.83
-1.6%
$82.00
+24.6%
+11.2%$1.11B$337.71M9.81920Earnings Report
Analyst Forecast
LX
LexinFintech
3.2142 of 5 stars
$6.73
-3.7%
$13.60
+102.1%
+391.2%$1.10B$14.20B10.683,900Positive News
Gap Down

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This page (NYSE:LDI) was last updated on 4/25/2025 by MarketBeat.com Staff
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