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loanDepot (LDI) Competitors

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$1.94 +0.09 (+4.86%)
(As of 12/20/2024 05:31 PM ET)

LDI vs. IBTX, IREN, BTDR, ENVA, PPBI, CIFR, FBK, AVAL, TFIN, and LU

Should you be buying loanDepot stock or one of its competitors? The main competitors of loanDepot include Independent Bank Group (IBTX), Iris Energy (IREN), Bitdeer Technologies Group (BTDR), Enova International (ENVA), Pacific Premier Bancorp (PPBI), Cipher Mining (CIFR), FB Financial (FBK), Grupo Aval Acciones y Valores (AVAL), Triumph Financial (TFIN), and Lufax (LU). These companies are all part of the "banking" industry.

loanDepot vs.

Independent Bank Group (NASDAQ:IBTX) and loanDepot (NYSE:LDI) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, community ranking, institutional ownership, media sentiment, dividends, risk, analyst recommendations, earnings and valuation.

77.9% of Independent Bank Group shares are owned by institutional investors. Comparatively, 39.4% of loanDepot shares are owned by institutional investors. 3.5% of Independent Bank Group shares are owned by company insiders. Comparatively, 83.0% of loanDepot shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Independent Bank Group currently has a consensus price target of $60.33, indicating a potential upside of 0.09%. loanDepot has a consensus price target of $2.60, indicating a potential upside of 34.02%. Given loanDepot's higher possible upside, analysts plainly believe loanDepot is more favorable than Independent Bank Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Independent Bank Group
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
loanDepot
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67

Independent Bank Group has higher earnings, but lower revenue than loanDepot. Independent Bank Group is trading at a lower price-to-earnings ratio than loanDepot, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Independent Bank Group$471.74M5.29$43.20M-$10.46-5.76
loanDepot$747.53M0.85-$110.14M-$0.52-3.73

Independent Bank Group received 262 more outperform votes than loanDepot when rated by MarketBeat users. Likewise, 51.41% of users gave Independent Bank Group an outperform vote while only 35.80% of users gave loanDepot an outperform vote.

CompanyUnderperformOutperform
Independent Bank GroupOutperform Votes
291
51.41%
Underperform Votes
275
48.59%
loanDepotOutperform Votes
29
35.80%
Underperform Votes
52
64.20%

In the previous week, loanDepot had 4 more articles in the media than Independent Bank Group. MarketBeat recorded 10 mentions for loanDepot and 6 mentions for Independent Bank Group. Independent Bank Group's average media sentiment score of 0.80 beat loanDepot's score of 0.63 indicating that Independent Bank Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Independent Bank Group
3 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
loanDepot
5 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

loanDepot has a net margin of -8.95% compared to Independent Bank Group's net margin of -43.45%. Independent Bank Group's return on equity of 4.49% beat loanDepot's return on equity.

Company Net Margins Return on Equity Return on Assets
Independent Bank Group-43.45% 4.49% 0.52%
loanDepot -8.95%-14.66%-1.49%

Independent Bank Group has a beta of 1.39, suggesting that its share price is 39% more volatile than the S&P 500. Comparatively, loanDepot has a beta of 3.42, suggesting that its share price is 242% more volatile than the S&P 500.

Independent Bank Group pays an annual dividend of $1.52 per share and has a dividend yield of 2.5%. loanDepot pays an annual dividend of $4.80 per share and has a dividend yield of 247.4%. Independent Bank Group pays out -14.5% of its earnings in the form of a dividend. loanDepot pays out -923.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. loanDepot is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Independent Bank Group and loanDepot tied by winning 10 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LDI vs. The Competition

MetricloanDepotNondepository credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$634.38M$7.99B$10.99B$19.18B
Dividend YieldN/A5.11%9.85%3.59%
P/E Ratio-3.7318.7728.5441.28
Price / Sales0.8511.2948.6117.59
Price / CashN/A57.6330.3421.28
Price / Book0.902.392.735.32
Net Income-$110.14M$468.09M$1.03B$989.88M
7 Day Performance-6.28%-7.12%-2.89%-3.54%
1 Month Performance-16.74%-4.45%-2.86%-3.68%
1 Year Performance-40.85%26.75%11.28%12.14%

loanDepot Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LDI
loanDepot
3.404 of 5 stars
$1.94
+4.9%
$2.60
+34.0%
-41.0%$634.38M$747.53M-3.734,250
IBTX
Independent Bank Group
1.1679 of 5 stars
$65.63
-0.1%
$60.33
-8.1%
+22.1%$2.72B$471.74M-6.281,517Positive News
IREN
Iris Energy
4.1628 of 5 stars
$14.26
+8.8%
$17.56
+23.1%
+113.6%$2.68B$208.75M0.00100Analyst Forecast
Options Volume
Analyst Revision
Gap Down
BTDR
Bitdeer Technologies Group
1.729 of 5 stars
$23.67
+13.1%
$17.20
-27.3%
+150.5%$2.65B$395.61M-44.88211Analyst Forecast
Analyst Revision
News Coverage
High Trading Volume
ENVA
Enova International
1.6994 of 5 stars
$100.94
flat
$91.14
-9.7%
+78.5%$2.65B$2.51B16.071,675
PPBI
Pacific Premier Bancorp
1.374 of 5 stars
$27.29
0.0%
$26.50
-2.9%
-12.1%$2.63B$336.52M-182.001,345Insider Trade
Analyst Revision
News Coverage
CIFR
Cipher Mining
3.3023 of 5 stars
$7.56
+23.3%
$8.03
+6.2%
+49.6%$2.63B$152.47M-51.0010Short Interest ↓
Gap Down
FBK
FB Financial
3.8255 of 5 stars
$55.88
+1.4%
$50.20
-10.2%
+30.4%$2.61B$441.62M24.281,591
AVAL
Grupo Aval Acciones y Valores
4.3912 of 5 stars
$2.09
-2.3%
N/A-10.9%$2.48B$15.89T12.5974,036News Coverage
TFIN
Triumph Financial
1.2303 of 5 stars
$99.39
+0.8%
$71.60
-28.0%
+19.5%$2.32B$472.59M126.461,468Analyst Revision
LU
Lufax
3.5201 of 5 stars
$2.62
-3.7%
$3.58
+36.8%
-12.8%$2.27B$20.29B-3.5336,215Positive News

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This page (NYSE:LDI) was last updated on 12/21/2024 by MarketBeat.com Staff
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