Lloyds Banking Group (LYG) Stock Forecast & Price Target

$3.78 +0.11 (+2.86%)

Closing price 03:59 PM Eastern

Extended Trading

$3.76 -0.01 (-0.26%)

As of 07:27 PM Eastern

Lloyds Banking Group - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Moderate Buy

Based on 12 Analyst Ratings

Sell
0

Hold
7

Buy
5

Based on 12 Wall Street analysts who have issued ratings for Lloyds Banking Group in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 12 analysts, 7 have given a hold rating, 4 have given a buy rating, and 1 has given a strong buy rating for LYG.

Consensus Price Target

$2.75
-27.15% Downside

According to the 12 analysts' twelve-month price targets for Lloyds Banking Group, the average price target is $2.75. The highest price target for LYG is $2.75, while the lowest price target for LYG is $2.75. The average price target represents a forecasted downside of -27.15% from the current price of $3.78.

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LYG Analyst Ratings Over Time

Type	Current Forecast 4/15/24 to 4/15/25	1 Month Ago 3/16/24 to 3/16/25	3 Months Ago 1/16/24 to 1/15/25	1 Year Ago 4/16/23 to 4/15/24
Strong Buy	1 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	4 Buy rating(s)	4 Buy rating(s)	3 Buy rating(s)	2 Buy rating(s)
Hold	7 Hold rating(s)	7 Hold rating(s)	7 Hold rating(s)	2 Hold rating(s)
Sell	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)	1 Sell rating(s)
Consensus Price Target	$2.75	$2.75	$2.75	N/A
Forecasted Upside	-27.15% Downside	-25.37% Downside	-2.48% Downside	N/A
Consensus Rating	Moderate Buy	Hold	Hold	Hold

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LYG Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

LYG Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Lloyds Banking Group Stock vs. The Competition

Type	Lloyds Banking Group	Finance Companies	S&P 500
Consensus Rating Score	2.50	2.53	2.54
Consensus Rating	Moderate Buy	Moderate Buy	Moderate Buy
Predicted Upside	-27.25% Downside	38.03% Upside	25.90% Upside
News Sentiment Rating	Positive News See Recent LYG News	Positive News	Positive News

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Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export to Excel

Date	Brokerage	Analyst Name	Action	Rating	Price Target	Upside/Downside on Report Date
4/1/2025	HSBC 2 of 5 stars		Upgrade	Hold ➝ Buy
3/20/2025	Hsbc Global Res 0 of 5 stars	R. Down Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Strong-Buy
3/11/2025	Keefe, Bruyette & Woods 5 of 5 stars	Edward Firth Subscribe to MarketBeat All Access for the recommendation accuracy rating	Downgrade	Outperform ➝ Market Perform
3/4/2025	Morgan Stanley Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Equal Weight ➝ Overweight
10/4/2024	The Goldman Sachs Group Subscribe to MarketBeat All Access for the recommendation accuracy rating	B. Caven-Roberts Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Neutral
9/5/2024	Kepler Capital Markets Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Hold
8/5/2024	Citigroup Subscribe to MarketBeat All Access for the recommendation accuracy rating	A. Coombs Subscribe to MarketBeat All Access for the recommendation accuracy rating	Downgrade	Buy ➝ Neutral
7/30/2024	UBS Group Subscribe to MarketBeat All Access for the recommendation accuracy rating	J. Napier Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Buy ➝ Neutral
7/26/2024	Royal Bank of Canada Subscribe to MarketBeat All Access for the recommendation accuracy rating	B. Toms Subscribe to MarketBeat All Access for the recommendation accuracy rating	Downgrade	Outperform ➝ Sector Perform
7/5/2024	BNP Paribas Subscribe to MarketBeat All Access for the recommendation accuracy rating	G. Stebbings Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Neutral ➝ Outperform
Get the Latest News and Ratings for LYG and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for Lloyds Banking Group and its competitors with MarketBeat's FREE daily newsletter.
5/9/2024	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Buy
4/25/2024	Berenberg Bank Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Hold	$2.75	+8.05%
3/21/2024	Bank of America Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Neutral ➝ Buy
7/3/2023	Barclays Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target		GBX 75 ➝ GBX 70
6/26/2023	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the recommendation accuracy rating		Downgrade	Overweight ➝ Neutral
5/4/2023	Credit Suisse Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target		GBX 70 ➝ GBX 69

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Tuesday at 08:56 PM ET.

Should I Buy Lloyds Banking Group Stock? LYG Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Sunday, April 13, 2025. Please send any questions or comments about these Lloyds Banking Group pros and cons to contact@marketbeat.com.

Lloyds Banking Group
Bull Case

Here are some ways that investors could benefit from investing in Lloyds Banking Group plc:

The company recently increased its semi-annual dividend to $0.1035 per share, up from $0.05, indicating a commitment to returning value to shareholders.
With a dividend yield of 4%, investors can expect a solid return on their investment through dividends, which is particularly attractive in a low-interest-rate environment.
Lloyds Banking Group plc has a net margin of 11.45%, suggesting efficient management and profitability, which can lead to sustained growth and shareholder value.
Analysts have a consensus rating of "Hold" with a price target of $2.75, indicating potential for price appreciation from the current stock price, which is favorable for investors looking for growth.
The company has a return on equity of 8.46%, reflecting its ability to generate profits from shareholders' equity, which is a positive indicator of financial health.

Lloyds Banking Group
Bear Case

Investors should be bearish about investing in Lloyds Banking Group plc for these reasons:

Despite the recent dividend increase, the payout ratio stands at 60.61%, which may limit future dividend growth if earnings do not increase significantly.
Recent analyst downgrades, such as from Keefe, Bruyette & Woods, suggest that some market experts have concerns about the stock's performance, which could indicate potential volatility.
With seven analysts rating the stock as a hold, there may be limited enthusiasm for significant price increases in the near term, which could affect investor sentiment.
The banking sector is subject to economic fluctuations, and any downturn could negatively impact Lloyds Banking Group plc's profitability and stock performance.
Increased competition in the banking industry may pressure profit margins, making it challenging for Lloyds Banking Group plc to maintain its current financial performance.

LYG Forecast - Frequently Asked Questions

: According to the research reports of 12 Wall Street equities research analysts, the average twelve-month stock price forecast for Lloyds Banking Group is $2.75, with a high forecast of $2.75 and a low forecast of $2.75.
: 12 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Lloyds Banking Group in the last year. There are currently 7 hold ratings, 4 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street equities research analysts is that investors should "moderate buy" LYG shares.
: According to analysts, Lloyds Banking Group's stock has a predicted downside of -27.15% based on their 12-month stock forecasts.
: Over the previous 90 days, Lloyds Banking Group's stock had 3 upgrades and 1 downgrade by analysts.
: Lloyds Banking Group has been rated by research analysts at Hsbc Global Res, HSBC, Keefe, Bruyette & Woods, and Morgan Stanley in the past 90 days.
: Analysts like Lloyds Banking Group less than other "finance" companies. The consensus rating score for Lloyds Banking Group is 2.50 while the average consensus rating score for "finance" companies is 2.53. Learn more on how LYG compares to other companies.

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This page (NYSE:LYG) was last updated on 4/15/2025 by MarketBeat.com Staff

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Lloyds Banking Group (LYG) Stock Forecast & Price Target