Lloyds Banking Group (LYG) Stock Forecast & Price Target

$2.69 -0.01 (-0.37%)

As of 01/3/2025 05:45 PM Eastern

Lloyds Banking Group - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Hold

Based on 10 Analyst Ratings

Sell
0

Hold
7

Buy
3

Based on 10 Wall Street analysts who have issued ratings for Lloyds Banking Group in the last 12 months, the stock has a consensus rating of "Hold." Out of the 10 analysts, 7 have given a hold rating, and 3 have given a buy rating for LYG.

Consensus Price Target

$2.75
2.23% Upside

According to the 10 analysts' twelve-month price targets for Lloyds Banking Group, the average price target is $2.75. The highest price target for LYG is $2.75, while the lowest price target for LYG is $2.75. The average price target represents a forecasted upside of 2.23% from the current price of $2.69.

Get the Latest News and Ratings for LYG and Related Stocks

Enter your email address to receive the latest news and analysts' ratings for Lloyds Banking Group and its competitors.

LYG Analyst Ratings Over Time

Type	Current Forecast 1/6/24 to 1/5/25	1 Month Ago 12/7/23 to 12/6/24	3 Months Ago 10/8/23 to 10/7/24	1 Year Ago 1/6/23 to 1/6/24
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	3 Buy rating(s)	3 Buy rating(s)	4 Buy rating(s)	1 Buy rating(s)
Hold	7 Hold rating(s)	7 Hold rating(s)	6 Hold rating(s)	2 Hold rating(s)
Sell	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)	1 Sell rating(s)
Consensus Price Target	$2.75	$2.75	$2.75	N/A
Forecasted Upside	2.23% Upside	1.66% Upside	-10.57% Downside	N/A
Consensus Rating	Hold	Hold	Hold	Hold

LYG Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

LYG Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Lloyds Banking Group Stock vs. The Competition

Type	Lloyds Banking Group	Finance Companies	S&P 500
Consensus Rating Score	2.30	2.50	2.51
Consensus Rating	Hold	Hold	Moderate Buy
Predicted Upside	2.23% Upside	45.23% Upside	14.54% Upside
News Sentiment Rating	Positive News See Recent LYG News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export to Excel

Date	Brokerage	Analyst Name	Action	Rating	Price Target	Upside/Downside on Report Date
10/30/2024	Morgan Stanley 3 of 5 stars		Downgrade	Overweight ➝ Equal Weight
10/4/2024	The Goldman Sachs Group 2 of 5 stars	B. Caven-Roberts Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Neutral
9/5/2024	Kepler Capital Markets 4 of 5 stars		Initiated Coverage	Hold
8/5/2024	Citigroup Subscribe to MarketBeat All Access for the recommendation accuracy rating	A. Coombs Subscribe to MarketBeat All Access for the recommendation accuracy rating	Downgrade	Buy ➝ Neutral
7/30/2024	UBS Group Subscribe to MarketBeat All Access for the recommendation accuracy rating	J. Napier Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Buy ➝ Neutral
7/26/2024	Royal Bank of Canada Subscribe to MarketBeat All Access for the recommendation accuracy rating	B. Toms Subscribe to MarketBeat All Access for the recommendation accuracy rating	Downgrade	Outperform ➝ Sector Perform
Get the Latest News and Ratings for LYG and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for Lloyds Banking Group and its competitors with MarketBeat's FREE daily newsletter.
7/5/2024	BNP Paribas Subscribe to MarketBeat All Access for the recommendation accuracy rating	G. Stebbings Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Neutral ➝ Outperform
5/9/2024	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Buy
4/25/2024	Berenberg Bank Subscribe to MarketBeat All Access for the recommendation accuracy rating		Initiated Coverage	Hold	$2.75	+8.05%
3/21/2024	Bank of America Subscribe to MarketBeat All Access for the recommendation accuracy rating		Upgrade	Neutral ➝ Buy
7/3/2023	Barclays Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target		GBX 75 ➝ GBX 70
6/26/2023	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the recommendation accuracy rating		Downgrade	Overweight ➝ Neutral
5/4/2023	Credit Suisse Group Subscribe to MarketBeat All Access for the recommendation accuracy rating		Lower Target		GBX 70 ➝ GBX 69

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Monday at 12:07 AM ET.

Should I Buy Lloyds Banking Group Stock? LYG Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Thursday, January 2, 2025. Please send any questions or comments about these Lloyds Banking Group pros and cons to contact@marketbeat.com.

Lloyds Banking Group
Bull Case

Here are some ways that investors could benefit from investing in Lloyds Banking Group plc:

The stock has received a consensus rating of "Hold" from analysts, indicating a stable outlook and potential for gradual appreciation.
Recent trading has shown the stock price at $2.72, which is near its 12-month low of $2.00, suggesting a potential buying opportunity for investors looking for value.
Lloyds Banking Group plc has a market capitalization of approximately $41.21 billion, indicating a significant size and stability in the financial sector.
The company has a relatively low PE ratio of 6.97, which may suggest that the stock is undervalued compared to its earnings, making it an attractive option for value investors.
Institutional ownership stands at 2.15%, which can indicate confidence from larger investors in the company's future performance.

Lloyds Banking Group
Bear Case

Investors should be bearish about investing in Lloyds Banking Group plc for these reasons:

Analysts have issued more hold ratings than buy ratings, with seven hold and three buy recommendations, suggesting a lack of strong bullish sentiment.
The stock has experienced fluctuations, with a 12-month high of $3.24, indicating volatility that may concern risk-averse investors.
Recent downgrades from firms like Morgan Stanley and Citigroup reflect a cautious outlook on the stock's performance, which could deter potential investors.
The company's debt-to-equity ratio of 1.76 indicates a higher level of debt compared to equity, which may pose risks in terms of financial stability and leverage.
With a beta of 1.32, the stock is more volatile than the market, which could lead to larger price swings and increased risk for investors.

LYG Forecast - Frequently Asked Questions

: According to the research reports of 10 Wall Street equities research analysts, the average twelve-month stock price forecast for Lloyds Banking Group is $2.75, with a high forecast of $2.75 and a low forecast of $2.75.
: 10 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Lloyds Banking Group in the last year. There are currently 7 hold ratings and 3 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" LYG shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in LYG, but not buy additional shares or sell existing shares.
: According to analysts, Lloyds Banking Group's stock has a predicted upside of 2.23% based on their 12-month stock forecasts.
: Over the previous 90 days, Lloyds Banking Group's stock had 1 downgrade by analysts.
: Lloyds Banking Group has been rated by research analysts at Morgan Stanley in the past 90 days.
: Analysts like Lloyds Banking Group less than other "finance" companies. The consensus rating score for Lloyds Banking Group is 2.30 while the average consensus rating score for "finance" companies is 2.50. Learn more on how LYG compares to other companies.

Stock Forecasts and Research Tools

Related Companies

Today's Ratings

Top Rated Stocks

More Ratings Tools

This page (NYSE:LYG) was last updated on 1/5/2025 by MarketBeat.com Staff

From Our Partners

Get 30 Days of MarketBeat All Access for Free

Start Your 30-Day Trial

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Lloyds Banking Group (LYG) Stock Forecast & Price Target