Metropolitan Bank (MCB) Competitors

Enova International (NYSE:ENVA) and Metropolitan Bank (NYSE:MCB) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their earnings, community ranking, risk, valuation, profitability, dividends, analyst recommendations, media sentiment and institutional ownership.

Do institutionals & insiders have more ownership in ENVA or MCB?

89.4% of Enova International shares are held by institutional investors. Comparatively, 79.8% of Metropolitan Bank shares are held by institutional investors. 7.8% of Enova International shares are held by insiders. Comparatively, 6.5% of Metropolitan Bank shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Does the media prefer ENVA or MCB?

In the previous week, Enova International had 3 more articles in the media than Metropolitan Bank. MarketBeat recorded 4 mentions for Enova International and 1 mentions for Metropolitan Bank. Metropolitan Bank's average media sentiment score of 0.76 beat Enova International's score of 0.10 indicating that Metropolitan Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Enova International	0 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Metropolitan Bank	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in ENVA or MCB?

Enova International received 147 more outperform votes than Metropolitan Bank when rated by MarketBeat users. However, 68.36% of users gave Metropolitan Bank an outperform vote while only 62.15% of users gave Enova International an outperform vote.

Company	Underperform	Outperform
Enova International	Outperform Votes 335 62.15%	Underperform Votes 204 37.85%
Metropolitan Bank	Outperform Votes 188 68.36%	Underperform Votes 87 31.64%

Which has preferable valuation and earnings, ENVA or MCB?

Enova International has higher revenue and earnings than Metropolitan Bank. Metropolitan Bank is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Enova International	$2.51B	1.12	$175.12M	$6.27	17.16
Metropolitan Bank	$403.31M	1.69	$76.90M	$5.32	11.46

Do analysts rate ENVA or MCB?

Enova International presently has a consensus target price of $91.14, indicating a potential downside of 15.31%. Metropolitan Bank has a consensus target price of $74.25, indicating a potential upside of 21.83%. Given Metropolitan Bank's stronger consensus rating and higher possible upside, analysts clearly believe Metropolitan Bank is more favorable than Enova International.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Enova International	0 Sell rating(s)	3 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.63
Metropolitan Bank	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is ENVA or MCB more profitable?

Metropolitan Bank has a net margin of 12.47% compared to Enova International's net margin of 7.19%. Enova International's return on equity of 18.41% beat Metropolitan Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Enova International	7.19%	18.41%	4.57%
Metropolitan Bank	12.47%	10.02%	0.94%

Which has more volatility and risk, ENVA or MCB?

Enova International has a beta of 1.48, meaning that its share price is 48% more volatile than the S&P 500. Comparatively, Metropolitan Bank has a beta of 1.17, meaning that its share price is 17% more volatile than the S&P 500.

Summary

Enova International beats Metropolitan Bank on 12 of the 18 factors compared between the two stocks.