MoneyLion (ML) Stock Price, News & Analysis

Company Overview

MoneyLion Inc., a financial technology company, provides personalized products and financial content for American consumers. The company's platform offers access to banking, borrowing, and investing solutions for customers. Its principal products include RoarMoney, an insured digital demand deposit account; Instacash, a cash advance product that gives customers early access to their recurring income deposits; Credit Builder Plus membership program; MoneyLion Investing, an online investment account that offers access to separately managed accounts invested based on model exchange-traded fund portfolios; Roundups, which provides features designed to encourage customers to establish good saving and investing habits; and MoneyLion Crypto, an online cryptocurrency account. It also provides marketplace solutions, such as valuable distribution, acquisition, growth, and monetization channels; and creative media and brand content services. MoneyLion Inc. was founded in 2013 and is headquartered in New York, New York.

Key Stats

• Today's Range: $86.05 to $88.08
• 50-Day Range: $42.58 to $91.70
• 52-Week Range: $36.65 to $106.82
• Volume: 368,907 shs
• Average Volume: 215,894 shs
• Market Capitalization: $963.01 million
• P/E Ratio: 394.32
• Dividend Yield: N/A
• Price Target: $100.00
• Consensus Rating: Buy

MoneyLion Stock Analysis - MarketRank™

MoneyLion scored higher than 68% of companies evaluated by MarketBeat, and ranked 115th out of 330 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

MoneyLion has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 4 buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

MoneyLion has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 229.81%

Earnings Growth

Earnings for MoneyLion are expected to grow by 229.81% in the coming year, from $1.04 to $3.43 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of MoneyLion is 394.32, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 116.04.

Price to Earnings Ratio vs. Sector

The P/E ratio of MoneyLion is 394.32, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 27.79.

Price to Book Value per Share Ratio

MoneyLion has a P/B Ratio of 3.51. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

6.09% of the float of MoneyLion has been sold short.

Short Interest Ratio / Days to Cover

MoneyLion has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MoneyLion has recently decreased by 21.68%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

MoneyLion does not currently pay a dividend.

Dividend Growth

MoneyLion does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

6.09% of the float of MoneyLion has been sold short.

Short Interest Ratio / Days to Cover

MoneyLion has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MoneyLion has recently decreased by 21.68%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: 0.27

News Sentiment

MoneyLion has a news sentiment score of 0.27. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.60 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for MoneyLion this week, compared to 5 articles on an average week.

Search Interest

Only 1 people have searched for ML on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, MoneyLion insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $9,428,405.00 in company stock.

Percentage Held by Insiders

11.90% of the stock of MoneyLion is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 31.43% of the stock of MoneyLion is held by institutions.

ML Stock Analysis - Frequently Asked Questions

How have ML shares performed this year?

MoneyLion's stock was trading at $62.69 at the start of the year. Since then, ML stock has increased by 38.4% and is now trading at $86.75.
View the best growth stocks for 2024 here.

How were MoneyLion's earnings last quarter?

MoneyLion Inc. (NYSE:ML) posted its quarterly earnings data on Tuesday, August, 6th. The company reported $0.26 earnings per share for the quarter, topping analysts' consensus estimates of ($0.01) by $0.27. The firm's revenue was up 22.9% on a year-over-year basis.

When did MoneyLion's stock split?

MoneyLion's stock reverse split before market open on Tuesday, April 25th 2023. The 1-30 reverse split was announced on Tuesday, April 25th 2023. The number of shares owned by shareholders was adjusted after the market closes on Tuesday, April 25th 2023. An investor that had 100 shares of stock prior to the reverse split would have 3 shares after the split.

Who are MoneyLion's major shareholders?

Top institutional investors of MoneyLion include State Street Corp (1.55%), Geode Capital Management LLC (1.52%), Stifel Financial Corp (0.67%) and Charles Schwab Investment Management Inc. (0.50%). Insiders that own company stock include Chris Sugden, Diwakar Choubey, Richard Correia, Adam Vanwagner, Timmie Hong, John C Chrystal, Mark Torossian and Jeff Gary.
View institutional ownership trends.

How do I buy shares of MoneyLion?

Shares of ML stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of MoneyLion own?

Based on aggregate information from My MarketBeat watchlists, some other companies that MoneyLion investors own include Humana (HUM), American Water Works (AWK), Voyager Therapeutics (VYGR), Waste Connections (WCN), The RMR Group (RMR), TotalEnergies (TTE) and Southern First Bancshares (SFST).

Company Calendar

• Last Earnings: 8/06/2024
• Today: 12/20/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Nondepository credit institutions
• Sub-Industry: Banking
• Current Symbol: NYSE:ML
• CUSIP: N/A
• CIK: 1807846
• Web: www.fusionacq.com
• Phone: 212-300-9865
• Fax: N/A
• Employees: 560
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $100.00
• High Stock Price Target: $133.00
• Low Stock Price Target: $80.00
• Potential Upside/Downside: +15.3%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 8 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $0.22
• Trailing P/E Ratio: 394.32
• Forward P/E Ratio: 83.41
• P/E Growth: N/A
• Net Income: $-45,240,000.00
• Net Margins: 0.64%
• Pretax Margin: 0.63%
• Return on Equity: 1.18%
• Return on Assets: 0.61%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.80
• Quick Ratio: 2.80

Sales & Book Value

• Annual Sales: $500.28 million
• Price / Sales: 1.92
• Cash Flow: $0.67 per share
• Price / Cash Flow: 130.22
• Book Value: $24.70 per share
• Price / Book: 3.51

Miscellaneous

• Outstanding Shares: 11,101,000
• Free Float: 9,780,000
• Market Cap: $963.01 million
• Optionable: Not Optionable
• Beta: 3.08