MoneyLion (ML) Competitors

MoneyLion (NYSE:ML) and ServisFirst Bancshares (NYSE:SFBS) are both business services companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, community ranking, media sentiment, valuation, dividends, profitability, earnings, analyst recommendations and risk.

Does the media favor ML or SFBS?

In the previous week, MoneyLion had 7 more articles in the media than ServisFirst Bancshares. MarketBeat recorded 17 mentions for MoneyLion and 10 mentions for ServisFirst Bancshares. ServisFirst Bancshares' average media sentiment score of 1.43 beat MoneyLion's score of 0.66 indicating that ServisFirst Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MoneyLion	7 Very Positive mention(s)	2 Positive mention(s)	7 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive
ServisFirst Bancshares	8 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders hold more shares of ML or SFBS?

31.4% of MoneyLion shares are owned by institutional investors. Comparatively, 67.3% of ServisFirst Bancshares shares are owned by institutional investors. 11.9% of MoneyLion shares are owned by insiders. Comparatively, 7.4% of ServisFirst Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Do analysts recommend ML or SFBS?

MoneyLion currently has a consensus target price of $92.83, suggesting a potential upside of 8.07%. ServisFirst Bancshares has a consensus target price of $93.50, suggesting a potential upside of 34.12%. Given ServisFirst Bancshares' higher probable upside, analysts clearly believe ServisFirst Bancshares is more favorable than MoneyLion.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MoneyLion	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	2 Strong Buy rating(s)	2.88
ServisFirst Bancshares	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is ML or SFBS more profitable?

ServisFirst Bancshares has a net margin of 23.16% compared to MoneyLion's net margin of 0.64%. ServisFirst Bancshares' return on equity of 14.81% beat MoneyLion's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MoneyLion	0.64%	1.18%	0.61%
ServisFirst Bancshares	23.16%	14.81%	1.39%

Which has more risk and volatility, ML or SFBS?

MoneyLion has a beta of 2.94, suggesting that its share price is 194% more volatile than the S&P 500. Comparatively, ServisFirst Bancshares has a beta of 0.89, suggesting that its share price is 11% less volatile than the S&P 500.

Which has preferable earnings & valuation, ML or SFBS?

ServisFirst Bancshares has lower revenue, but higher earnings than MoneyLion. ServisFirst Bancshares is trading at a lower price-to-earnings ratio than MoneyLion, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MoneyLion	$545.91M	1.78	-$45.24M	$0.75	114.53
ServisFirst Bancshares	$477.66M	7.97	$227.24M	$4.16	16.76

Does the MarketBeat Community prefer ML or SFBS?

ServisFirst Bancshares received 207 more outperform votes than MoneyLion when rated by MarketBeat users. However, 69.70% of users gave MoneyLion an outperform vote while only 57.79% of users gave ServisFirst Bancshares an outperform vote.

Company	Underperform	Outperform
MoneyLion	Outperform Votes 23 69.70%	Underperform Votes 10 30.30%
ServisFirst Bancshares	Outperform Votes 230 57.79%	Underperform Votes 168 42.21%

Summary

ServisFirst Bancshares beats MoneyLion on 10 of the 19 factors compared between the two stocks.