MoneyLion (ML) Stock Price, News & Analysis

Company Overview

MoneyLion Inc., a financial technology company, provides personalized products and financial content for American consumers. The company's platform offers access to banking, borrowing, and investing solutions for customers. Its principal products include RoarMoney, an insured digital demand deposit account; Instacash, a cash advance product that gives customers early access to their recurring income deposits; Credit Builder Plus membership program; MoneyLion Investing, an online investment account that offers access to separately managed accounts invested based on model exchange-traded fund portfolios; Roundups, which provides features designed to encourage customers to establish good saving and investing habits; and MoneyLion Crypto, an online cryptocurrency account. It also provides marketplace solutions, such as valuable distribution, acquisition, growth, and monetization channels; and creative media and brand content services. MoneyLion Inc. was founded in 2013 and is headquartered in New York, New York.

Key Stats

• Today's Range: $86.25 to $87.95
• 50-Day Range: $76.78 to $91.70
• 52-Week Range: $36.65 to $106.82
• Volume: 195,089 shs
• Average Volume: 201,658 shs
• Market Capitalization: $963.37 million
• P/E Ratio: 394.50
• Dividend Yield: N/A
• Price Target: $100.00
• Consensus Rating: Buy

MoneyLion Stock Analysis - MarketRank™

MoneyLion scored higher than 50% of companies evaluated by MarketBeat, and ranked 205th out of 340 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

MoneyLion has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 4 buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

MoneyLion has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 231.30%

Earnings Growth

Earnings for MoneyLion are expected to grow by 231.30% in the coming year, from $1.15 to $3.81 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of MoneyLion is 394.50, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 112.12.

Price to Earnings Ratio vs. Sector

The P/E ratio of MoneyLion is 394.50, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 28.50.

Price to Book Value per Share Ratio

MoneyLion has a P/B Ratio of 3.51. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.54% of the float of MoneyLion has been sold short.

Short Interest Ratio / Days to Cover

MoneyLion has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MoneyLion has recently increased by 17.57%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

MoneyLion does not currently pay a dividend.

Dividend Growth

MoneyLion does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

4.54% of the float of MoneyLion has been sold short.

Short Interest Ratio / Days to Cover

MoneyLion has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MoneyLion has recently increased by 17.57%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.36

News Sentiment

MoneyLion has a news sentiment score of 0.36. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.51 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for MoneyLion this week, compared to 5 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, MoneyLion insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $9,847,620.00 in company stock.

Percentage Held by Insiders

11.90% of the stock of MoneyLion is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 31.43% of the stock of MoneyLion is held by institutions.

ML Stock Analysis - Frequently Asked Questions

How have ML shares performed this year?

MoneyLion's stock was trading at $86.01 at the beginning of the year. Since then, ML shares have increased by 0.9% and is now trading at $86.79.
View the best growth stocks for 2025 here.

How were MoneyLion's earnings last quarter?

MoneyLion Inc. (NYSE:ML) announced its earnings results on Tuesday, August, 6th. The company reported $0.26 earnings per share for the quarter, beating the consensus estimate of ($0.01) by $0.27. The firm's revenue for the quarter was up 22.9% on a year-over-year basis.

When did MoneyLion's stock split?

MoneyLion shares reverse split on Tuesday, April 25th 2023. The 1-30 reverse split was announced on Tuesday, April 25th 2023. The number of shares owned by shareholders was adjusted after the closing bell on Tuesday, April 25th 2023. An investor that had 100 shares of stock prior to the reverse split would have 3 shares after the split.

Who are MoneyLion's major shareholders?

MoneyLion's top institutional investors include Nordea Investment Management AB (0.28%) and SG Americas Securities LLC (0.05%). Insiders that own company stock include Chris Sugden, Diwakar Choubey, Richard Correia, Timmie Hong, Adam Vanwagner, John C Chrystal, Mark Torossian and Jeff Gary.
View institutional ownership trends.

How do I buy shares of MoneyLion?

Shares of ML stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of MoneyLion own?

Based on aggregate information from My MarketBeat watchlists, some other companies that MoneyLion investors own include Humana (HUM), American Water Works (AWK), Voyager Therapeutics (VYGR), Waste Connections (WCN), The RMR Group (RMR), TotalEnergies (TTE) and Southern First Bancshares (SFST).

Company Calendar

• Last Earnings: 8/06/2024
• Today: 1/18/2025
• Next Earnings (Estimated): 3/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Nondepository credit institutions
• Sub-Industry: Banking
• Current Symbol: NYSE:ML
• CUSIP: N/A
• CIK: 1807846
• Web: www.fusionacq.com
• Phone: 212-300-9865
• Fax: N/A
• Employees: 560
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $100.00
• High Stock Price Target: $133.00
• Low Stock Price Target: $80.00
• Potential Upside/Downside: +15.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 8 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $0.22
• Trailing P/E Ratio: 394.50
• Forward P/E Ratio: 75.47
• P/E Growth: N/A
• Net Income: $-45,240,000.00
• Net Margins: 0.64%
• Pretax Margin: 0.63%
• Return on Equity: 1.18%
• Return on Assets: 0.61%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.80
• Quick Ratio: 2.80

Sales & Book Value

• Annual Sales: $423.43 million
• Price / Sales: 2.28
• Cash Flow: $0.68 per share
• Price / Cash Flow: 128.08
• Book Value: $24.70 per share
• Price / Book: 3.51

Miscellaneous

• Outstanding Shares: 11,100,000
• Free Float: 9,780,000
• Market Cap: $963.37 million
• Optionable: Not Optionable
• Beta: 3.07