MoneyLion (ML) Stock Price, News & Analysis

Company Overview

MoneyLion (NYSE:ML) is a U.S.-based fintech company that offers a comprehensive digital financial platform designed to help consumers gain greater control over their personal finances. Founded in 2013 by Diogo Mónica and Brandon Krieg and headquartered in New York City, MoneyLion provides banking, credit-building, lending and automated investing services through its mobile app and web portal. The company’s membership-based model bundles a range of financial tools and personalized insights at a low monthly cost, targeting underserved and evolving market segments.

The platform’s core offerings include a no-fee checking account with early payroll deposits, credit-builder loans and reporting to the major credit bureaus, small-dollar installment loans, and an automated investment service powered by low-cost exchange-traded funds. MoneyLion also integrates data-driven insights and coaching features, using proprietary analytics to recommend budgeting plans, spending alerts and personalized savings goals. This digital-first approach aims to streamline traditional banking friction points and promote better financial habits.

In addition to its consumer banking services, MoneyLion provides a suite of wealth-management tools that include fractional share investing and thematic portfolio options. The company has pursued strategic partnerships with established banking institutions and payment networks to expand its product reach and enhance user experiences. While primarily serving U.S. customers, MoneyLion continues to explore opportunities to broaden its geographic footprint and diversify its offerings.

Under the leadership of CEO Diogo Mónica, MoneyLion has emphasized regulatory compliance, data security and technological innovation as pillars of its growth strategy. The company completed its transition to a publicly traded entity in 2021 and continues to invest in platform enhancements, customer acquisition initiatives and strategic alliances to drive long-term shareholder value.

Key Stats

• Today's Range: $85.90 to $85.90
• 50-Day Range: $85.90 to $85.90
• 52-Week Range: $36.65 to $91.85
• Volume: N/A
• Average Volume: 228,827 shs
• Market Capitalization: $972.39 million
• P/E Ratio: 390.45
• Dividend Yield: N/A
• Price Target: $90.40
• Consensus Rating: Moderate Buy

MoneyLion Stock Analysis - MarketRank™

MoneyLion scored higher than 14% of companies evaluated by MarketBeat, and ranked 269th out of 300 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

MoneyLion has received a consensus rating of Moderate Buy. The company's average rating score is 2.86, and is based on 2 buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

MoneyLion has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 231.30%

Earnings Growth

Earnings for MoneyLion are expected to grow by 231.30% in the coming year, from $1.15 to $3.81 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of MoneyLion is 390.45, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.64.

Price to Earnings Ratio vs. Sector

The P/E ratio of MoneyLion is 390.45, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 28.95.

Price to Book Value per Share Ratio

MoneyLion has a P/B Ratio of 3.48. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for ML.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

MoneyLion does not currently pay a dividend.

Dividend Growth

MoneyLion does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for ML.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

MarketBeat Follows

2 people have added MoneyLion to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MoneyLion insiders have not sold or bought any company stock.

Percentage Held by Insiders

11.90% of the stock of MoneyLion is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 31.43% of the stock of MoneyLion is held by institutions.

ML Stock Analysis - Frequently Asked Questions

How have ML shares performed this year?

MoneyLion's stock was trading at $86.01 at the beginning of 2025. Since then, ML shares have decreased by 0.1% and is now trading at $85.90.

How were MoneyLion's earnings last quarter?

MoneyLion Inc. (NYSE:ML) issued its quarterly earnings results on Tuesday, August, 6th. The company reported $0.26 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of ($0.01) by $0.27. The company's quarterly revenue was up 22.9% compared to the same quarter last year.
Read the conference call transcript.

When did MoneyLion's stock split?

MoneyLion's stock reverse split on Tuesday, April 25th 2023.The 1-30 reverse split was announced on Tuesday, April 25th 2023. The number of shares owned by shareholders was adjusted after the market closes on Tuesday, April 25th 2023. An investor that had 100 shares of stock prior to the reverse split would have 3 shares after the split.

How do I buy shares of MoneyLion?

Shares of ML stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of MoneyLion own?

Based on aggregate information from My MarketBeat watchlists, some other companies that MoneyLion investors own include Humana (HUM), American Water Works (AWK), Voyager Therapeutics (VYGR), Waste Connections (WCN), The RMR Group (RMR), TotalEnergies (TTE) and Southern First Bancshares (SFST).

Company Calendar

• Last Earnings: 8/06/2024
• Today: 7/05/2025
• Next Earnings (Estimated): 8/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Nondepository credit institutions
• Sub-Industry: Banking
• Current Symbol: NYSE:ML
• CIK: 1807846
• Web: www.fusionacq.com
• Phone: 212-300-9865
• Fax: N/A
• Employees: 560
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $90.40
• High Stock Price Target: $100.00
• Low Stock Price Target: $80.00
• Potential Upside/Downside: +5.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.86
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.75
• Trailing P/E Ratio: 390.45
• Forward P/E Ratio: 74.70
• P/E Growth: N/A
• Net Income: -$45.24 million
• Net Margins: 0.64%
• Pretax Margin: 0.63%
• Return on Equity: 1.18%
• Return on Assets: 0.61%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.80
• Quick Ratio: 2.80

Sales & Book Value

• Annual Sales: $545.91 million
• Price / Sales: 1.78
• Cash Flow: $0.67 per share
• Price / Cash Flow: 128.75
• Book Value: $24.70 per share
• Price / Book: 3.48

Miscellaneous

• Outstanding Shares: 11,320,000
• Free Float: 9,780,000
• Market Cap: $972.39 million
• Optionable: Not Optionable
• Beta: 2.94