National Bank (NBHC) Competitors

Home Bancshares, Inc. (Conway, AR) (NYSE:HOMB) and National Bank (NYSE:NBHC) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, earnings, valuation, risk, institutional ownership, dividends, analyst recommendations, community ranking and media sentiment.

Does the media favor HOMB or NBHC?

In the previous week, Home Bancshares, Inc. (Conway, AR) and Home Bancshares, Inc. (Conway, AR) both had 9 articles in the media. Home Bancshares, Inc. (Conway, AR)'s average media sentiment score of 1.53 beat National Bank's score of 1.09 indicating that Home Bancshares, Inc. (Conway, AR) is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Home Bancshares, Inc. (Conway, AR)	9 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
National Bank	5 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is HOMB or NBHC more profitable?

Home Bancshares, Inc. (Conway, AR) has a net margin of 27.39% compared to National Bank's net margin of 19.82%. Home Bancshares, Inc. (Conway, AR)'s return on equity of 10.31% beat National Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Home Bancshares, Inc. (Conway, AR)	27.39%	10.31%	1.77%
National Bank	19.82%	9.76%	1.25%

Does the MarketBeat Community believe in HOMB or NBHC?

Home Bancshares, Inc. (Conway, AR) received 265 more outperform votes than National Bank when rated by MarketBeat users. Likewise, 60.24% of users gave Home Bancshares, Inc. (Conway, AR) an outperform vote while only 54.21% of users gave National Bank an outperform vote.

Company	Underperform	Outperform
Home Bancshares, Inc. (Conway, AR)	Outperform Votes 503 60.24%	Underperform Votes 332 39.76%
National Bank	Outperform Votes 238 54.21%	Underperform Votes 201 45.79%

Which has more risk and volatility, HOMB or NBHC?

Home Bancshares, Inc. (Conway, AR) has a beta of 1.08, meaning that its stock price is 8% more volatile than the S&P 500. Comparatively, National Bank has a beta of 0.86, meaning that its stock price is 14% less volatile than the S&P 500.

Do insiders & institutionals hold more shares of HOMB or NBHC?

67.3% of Home Bancshares, Inc. (Conway, AR) shares are held by institutional investors. Comparatively, 92.7% of National Bank shares are held by institutional investors. 6.3% of Home Bancshares, Inc. (Conway, AR) shares are held by company insiders. Comparatively, 3.1% of National Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Which has higher valuation & earnings, HOMB or NBHC?

Home Bancshares, Inc. (Conway, AR) has higher revenue and earnings than National Bank. National Bank is trading at a lower price-to-earnings ratio than Home Bancshares, Inc. (Conway, AR), indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Home Bancshares, Inc. (Conway, AR)	$1.00B	5.66	$402.24M	$2.02	14.12
National Bank	$401.43M	3.74	$118.82M	$3.09	12.77

Do analysts prefer HOMB or NBHC?

Home Bancshares, Inc. (Conway, AR) presently has a consensus target price of $32.00, indicating a potential upside of 12.18%. National Bank has a consensus target price of $51.40, indicating a potential upside of 30.26%. Given National Bank's higher possible upside, analysts clearly believe National Bank is more favorable than Home Bancshares, Inc. (Conway, AR).

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Home Bancshares, Inc. (Conway, AR)	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
National Bank	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.20

Is HOMB or NBHC a better dividend stock?

Home Bancshares, Inc. (Conway, AR) pays an annual dividend of $0.78 per share and has a dividend yield of 2.7%. National Bank pays an annual dividend of $1.16 per share and has a dividend yield of 2.9%. Home Bancshares, Inc. (Conway, AR) pays out 38.6% of its earnings in the form of a dividend. National Bank pays out 37.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Home Bancshares, Inc. (Conway, AR) has increased its dividend for 14 consecutive years. National Bank is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Home Bancshares, Inc. (Conway, AR) beats National Bank on 15 of the 20 factors compared between the two stocks.