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Nicolet Bankshares (NIC) Competitors

Nicolet Bankshares logo
$126.38 -4.09 (-3.13%)
Closing price 07/15/2025
Extended Trading
$126.16 -0.21 (-0.17%)
As of 07/15/2025 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

NIC vs. UPST, OMF, GGAL, UWMC, QFIN, CADE, OZK, VLY, GBCI, and PFSI

Should you be buying Nicolet Bankshares stock or one of its competitors? The main competitors of Nicolet Bankshares include Upstart (UPST), OneMain (OMF), Grupo Financiero Galicia (GGAL), UWM (UWMC), Qifu Technology (QFIN), Cadence Bank (CADE), Bank OZK (OZK), Valley National Bancorp (VLY), Glacier Bancorp (GBCI), and PennyMac Financial Services (PFSI). These companies are all part of the "banking" industry.

Nicolet Bankshares vs. Its Competitors

Upstart (NASDAQ:UPST) and Nicolet Bankshares (NYSE:NIC) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, risk, profitability, analyst recommendations, valuation, earnings and dividends.

In the previous week, Nicolet Bankshares had 1 more articles in the media than Upstart. MarketBeat recorded 5 mentions for Nicolet Bankshares and 4 mentions for Upstart. Nicolet Bankshares' average media sentiment score of 1.23 beat Upstart's score of 0.70 indicating that Nicolet Bankshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Nicolet Bankshares
2 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Upstart has a beta of 2.37, indicating that its stock price is 137% more volatile than the S&P 500. Comparatively, Nicolet Bankshares has a beta of 0.76, indicating that its stock price is 24% less volatile than the S&P 500.

Nicolet Bankshares has lower revenue, but higher earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than Nicolet Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$636.53M11.08-$128.58M-$0.75-98.84
Nicolet Bankshares$520.63M3.66$124.06M$8.2915.24

63.0% of Upstart shares are owned by institutional investors. Comparatively, 43.1% of Nicolet Bankshares shares are owned by institutional investors. 16.7% of Upstart shares are owned by insiders. Comparatively, 14.2% of Nicolet Bankshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Upstart presently has a consensus target price of $71.62, indicating a potential downside of 3.39%. Nicolet Bankshares has a consensus target price of $119.25, indicating a potential downside of 5.64%. Given Upstart's stronger consensus rating and higher probable upside, research analysts plainly believe Upstart is more favorable than Nicolet Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
1 Sell rating(s)
8 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.29
Nicolet Bankshares
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Nicolet Bankshares has a net margin of 24.31% compared to Upstart's net margin of -9.20%. Nicolet Bankshares' return on equity of 11.08% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart-9.20% -15.27% -4.60%
Nicolet Bankshares 24.31%11.08%1.46%

Summary

Upstart and Nicolet Bankshares tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding NIC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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NIC vs. The Competition

MetricNicolet BanksharesBANKS IndustryFinance SectorNYSE Exchange
Market Cap$1.97B$877.72M$12.10B$20.82B
Dividend Yield0.98%3.13%5.55%3.65%
P/E Ratio15.2419.1618.9927.17
Price / Sales3.662.1926.5048.12
Price / Cash14.4249.0321.6222.28
Price / Book1.641.112.274.56
Net Income$124.06M$54.19M$997.60M$995.22M
7 Day Performance-2.32%-1.71%-0.69%-1.16%
1 Month Performance8.05%6.56%2.92%3.18%
1 Year Performance35.57%13.72%540.23%6.83%

Nicolet Bankshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
NIC
Nicolet Bankshares
1.9037 of 5 stars
$126.38
-3.1%
$119.25
-5.6%
+41.7%$1.97B$520.63M15.24860Positive News
Earnings Report
High Trading Volume
UPST
Upstart
3.8335 of 5 stars
$74.99
-0.8%
$71.62
-4.5%
+147.4%$7.13B$636.53M-99.991,193Analyst Upgrade
OMF
OneMain
4.7906 of 5 stars
$58.90
+0.0%
$60.00
+1.9%
+11.5%$7.01B$4.99B12.459,000Analyst Forecast
GGAL
Grupo Financiero Galicia
3.5149 of 5 stars
$46.79
-0.7%
$61.20
+30.8%
+73.1%$6.90B$6.46T6.8912,440
UWMC
UWM
4.0815 of 5 stars
$4.24
+2.0%
$6.18
+45.9%
-47.0%$6.77B$2.16B-32.589,100Insider Trade
QFIN
Qifu Technology
4.0943 of 5 stars
$42.50
-1.4%
$51.73
+21.7%
+114.6%$6.70B$2.35B6.523,527Positive News
CADE
Cadence Bank
4.1316 of 5 stars
$35.52
+1.2%
$38.50
+8.4%
+10.2%$6.47B$2.90B12.465,335Upcoming Earnings
OZK
Bank OZK
3.8074 of 5 stars
$52.55
+1.9%
$52.75
+0.4%
+14.2%$5.98B$2.77B8.613,028Upcoming Earnings
VLY
Valley National Bancorp
4.5186 of 5 stars
$9.60
+0.9%
$10.73
+11.7%
+21.8%$5.38B$3.58B13.913,732
GBCI
Glacier Bancorp
N/A$46.68
+1.1%
N/AN/A$5.30B$1.27B25.103,595
PFSI
PennyMac Financial Services
4.958 of 5 stars
$100.83
+0.8%
$120.83
+19.8%
-2.2%$5.21B$2.98B15.474,100News Coverage
Upcoming Earnings
Analyst Forecast

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This page (NYSE:NIC) was last updated on 7/16/2025 by MarketBeat.com Staff
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