Northpointe Bancshares (NPB) Stock Price, News & Analysis

Company Overview

Northpointe Bancshares, Inc. is the bank holding company for Northpointe Bank, an FDIC-insured community bank based in Michigan. The company offers a full range of commercial and consumer banking solutions, serving retail, small business and corporate clients through both a physical branch network and digital platforms.

Northpointe Bank’s product suite includes interest-bearing checking and savings accounts, money market and certificate of deposit offerings, as well as residential mortgage lending, home equity financing and unsecured consumer loans. On the commercial side, the bank provides small business administration (SBA) lending, commercial real estate financing and treasury management services designed to meet the needs of growing enterprises.

The company’s footprint extends across Michigan and Florida, where Northpointe Bank maintains branches in key metropolitan and suburban markets. In addition to its branch network, Northpointe Bancshares has invested in online and mobile banking technologies to deliver 24/7 account access, remote deposit capture and electronic payment solutions.

Founded in 1995, Northpointe Bancshares has grown through a combination of organic expansion and targeted market entries. The firm is led by a management team with deep experience in community banking, risk oversight and customer relationship management, reflecting its core commitment to personalized service and prudent financial stewardship.

Key Stats

• Today's Range: $18.08 to $18.67
• 50-Day Range: $13.65 to $18.61
• 52-Week Range: $11.43 to $18.70
• Volume: 166,463 shs
• Average Volume: 174,485 shs
• Market Capitalization: $639.63 million
• P/E Ratio: N/A
• Dividend Yield: 0.54%
• Price Target: $18.25
• Consensus Rating: Moderate Buy

NPB Stock Analysis - Frequently Asked Questions

How have NPB shares performed this year?

Northpointe Bancshares' stock was trading at $14.48 on January 1st, 2025. Since then, NPB stock has increased by 28.5% and is now trading at $18.61.

How were Northpointe Bancshares' earnings last quarter?

Northpointe Bancshares, Inc. (NYSE:NPB) issued its quarterly earnings data on Tuesday, July, 22nd. The company reported $0.51 earnings per share (EPS) for the quarter, hitting the consensus estimate of $0.51. The business earned $58.96 million during the quarter, compared to analyst estimates of $56.92 million.
Read the conference call transcript.

When did Northpointe Bancshares IPO?

Northpointe Bancshares (NPB) raised $151 million in an initial public offering on Friday, February 14th 2025. The company issued 10,420,000 shares at $14.50 per share.

When did the company's lock-up period expire?

Northpointe Bancshares's lock-up period expired on Wednesday, August 13th. Northpointe Bancshares had issued 10,420,000 shares in its initial public offering on February 14th. The total size of the offering was $151,090,000 based on an initial share price of $14.50. Shares of the company owned by major shareholders and company insiders are now eligible to be traded as a result of the expiration of the lock-up period.

Who are Northpointe Bancshares' major shareholders?

Top institutional investors of Northpointe Bancshares include Adage Capital Partners GP L.L.C. (4.93%), Geode Capital Management LLC (0.68%), EJF Capital LLC (0.66%) and Mendon Capital Advisors Corp (0.65%). Insiders that own company stock include Vlieger Robert W De II and Charles Alan Williams.
View institutional ownership trends.

How do I buy shares of Northpointe Bancshares?

Shares of NPB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Record date for 8/4 Dividend: 7/15/2025
• Ex-Dividend for 8/4 Dividend: 7/15/2025
• Last Earnings: 7/22/2025
• Dividend Payable: 8/04/2025
• Today: 9/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: NYSE:NPB
• Previous Symbol: NYSE:NPB
• CIK: 1336706
• Web: N/A
• Phone: (616) 974-8491
• Fax: N/A
• Employees: 541
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Northpointe Bancshares: $18.25
• High Price Target: $19.25
• Low Price Target: $17.50
• Potential Upside/Downside: -1.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 2.16
• Current Ratio: 1.39
• Quick Ratio: 1.32

Sales & Book Value

• Annual Sales: $390.45 million
• Price / Sales: 1.64
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 34,370,000
• Free Float: 28,042,000
• Market Cap: $639.63 million
• Optionable: N/A
• Beta: N/A