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OneMain (OMF) Financials

OneMain logo
$44.74 +0.60 (+1.36%)
Closing price 03:59 PM Eastern
Extended Trading
$45.06 +0.32 (+0.72%)
As of 06:45 PM Eastern
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Annual Income Statements for OneMain

Annual Income Statements for OneMain

This table shows OneMain's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders		 -220 215 183 447 855 730 1,345 872 641 509
Consolidated Net Income / (Loss)		 -93 243 183 447 855 730 1,314 872 641 509
Net Income / (Loss) Continuing Operations		 -93 243 183 447 855 730 1,345 872 641 509
Total Pre-Tax Income 		-226 356 431 624 1,098 977 1,741 1,155 840 667
Total Revenue		 1,477 3,027 2,940 3,357 3,779 3,867 3,989 4,172 4,280 4,503
Net Interest Income / (Expense)		 1,215 2,254 2,380 2,783 3,157 3,341 3,427 3,543 3,545 3,808
Total Interest Income		 1,930 3,110 3,196 3,658 4,127 4,368 4,364 4,435 4,564 4,993
Total Interest Expense		 715 856 816 875 970 1,027 937 892 1,019 1,185
Long-Term Debt Interest Expense		 715 856 816 875 970 1,027 937 892 1,019 1,185
Total Non-Interest Income		 262 773 560 574 622 526 531 629 735 695
Service Charges on Deposit Accounts		 211 449 420 429 460 443 434 445 448 445
Other Service Charges		 -1.00 70 96 70 102 47 63 87 119 153
Net Realized & Unrealized Capital Gains on Investments		 0.00 168 -29 9.00 -35 -39 - 36 52 -11
Investment Banking Income		 52 86 73 66 95 75 65 61 116 108
Provision for Credit Losses		 716 932 955 1,048 1,129 1,319 593 1,402 1,721 2,040
Total Non-Interest Expense		 987 1,739 1,554 1,685 1,552 1,571 1,624 1,615 1,719 1,796
Salaries and Employee Benefits		 485 788 777 917 808 756 839 836 855 879
Property & Liability Insurance Claims		 96 167 184 192 185 242 176 158 189 189
Other Operating Expenses		 344 676 593 576 559 573 609 621 675 728
Income Tax Expense		 -133 113 248 177 243 247 427 283 199 158
Basic Earnings per Share		 ($1.72) $1.60 $1.35 $3.29 $6.28 $5.42 $9.91 $7.02 $5.33 $4.26
Weighted Average Basic Shares Outstanding		 127.91M 134.72M 135.25M 135.70M 136.07M 134.72M 132.65M 124.18M 120.38M 119.66M
Diluted Earnings per Share		 ($1.72) $1.59 $1.35 $3.29 $6.27 $5.41 $9.88 $7.01 $5.32 $4.24
Weighted Average Diluted Shares Outstanding		 127.91M 135.14M 135.68M 136.03M 136.33M 134.92M 133.05M 124.42M 120.63M 120.12M
Weighted Average Basic & Diluted Shares Outstanding		 127.90M 134.40M 135.60M 135.99M 146.35M 144.51M 137.62M 130.97M 129.93M 129.53M
Cash Dividends to Common per Share		 - - - - $3.00 $5.94 $9.55 $3.80 $4.00 $4.12

Quarterly Income Statements for OneMain

This table shows OneMain's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Income / (Loss) Attributable to Common Shareholders		 185 176 179 103 194 165 155 71 157 126
Consolidated Net Income / (Loss)		 185 176 179 103 194 165 155 71 157 126
Net Income / (Loss) Continuing Operations		 185 176 179 103 194 165 155 71 157 126
Total Pre-Tax Income 		246 232 235 138 246 221 204 92 207 164
Total Revenue		 1,065 1,060 1,032 1,058 1,085 1,105 1,076 1,096 1,163 1,168
Net Interest Income / (Expense)		 895 891 855 873 900 917 896 922 981 1,009
Total Interest Income		 1,118 1,122 1,094 1,117 1,167 1,186 1,173 1,219 1,282 1,319
Total Interest Expense		 223 231 239 244 267 269 277 297 301 310
Long-Term Debt Interest Expense		 223 231 239 244 267 269 277 297 301 310
Total Non-Interest Income		 170 169 177 185 185 188 180 174 182 159
Service Charges on Deposit Accounts		 111 112 111 112 113 112 112 111 111 111
Other Service Charges		 24 24 24 33 29 33 30 39 42 42
Net Realized & Unrealized Capital Gains on Investments		 19 12 17 13 11 11 6.00 -6.00 5.00 -16
Investment Banking Income		 16 21 25 27 32 32 32 30 24 22
Provision for Credit Losses		 421 404 385 479 410 447 431 575 512 522
Total Non-Interest Expense		 398 424 412 441 429 437 441 429 444 482
Salaries and Employee Benefits		 212 214 212 219 217 207 224 206 220 229
Property & Liability Insurance Claims		 35 39 47 44 48 50 50 47 43 49
Other Operating Expenses		 151 171 153 178 164 180 167 176 181 204
Income Tax Expense		 61 56 56 35 52 56 49 21 50 38
Basic Earnings per Share		 $1.50 $1.47 $1.48 $0.85 $1.61 $1.39 $1.29 $0.59 $1.32 $1.06
Weighted Average Basic Shares Outstanding		 123.35M 124.18M 120.77M 120.54M 120.41M 120.38M 119.83M 119.79M 119.67M 119.66M
Diluted Earnings per Share		 $1.49 $1.47 $1.48 $0.85 $1.61 $1.38 $1.29 $0.59 $1.31 $1.05
Weighted Average Diluted Shares Outstanding		 123.57M 124.42M 120.97M 120.65M 120.75M 120.63M 120.24M 120.19M 120.12M 120.12M
Weighted Average Basic & Diluted Shares Outstanding		 132.37M 130.97M 130.75M 130.58M 130.06M 129.93M 129.97M 129.93M 129.51M 129.53M

Annual Cash Flow Statements for OneMain

This table details how cash moves in and out of OneMain's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents		 518 -468 338 -307 454 1,091 -1,706 -58 589 -406
Net Cash From Operating Activities		 741 1,322 1,555 2,046 2,362 2,212 2,247 2,387 2,519 2,699
Net Cash From Continuing Operating Activities		 741 1,322 1,555 2,046 2,362 2,212 2,247 2,387 2,519 2,699
Net Income / (Loss) Continuing Operations		 -93 243 183 447 855 730 1,314 872 641 509
Consolidated Net Income / (Loss)		 -93 243 183 447 855 730 1,314 872 641 509
Provision For Loan Losses		 716 932 955 1,048 1,129 1,319 593 1,402 1,721 2,040
Depreciation Expense		 198 521 328 289 271 264 264 262 257 277
Non-Cash Adjustments to Reconcile Net Income		 -182 -255 72 176 40 17 171 -4.00 -4.00 21
Changes in Operating Assets and Liabilities, net		 102 -119 17 86 67 -118 -95 -145 -96 -148
Net Cash From Investing Activities		 -2,186 -106 -2,192 -2,397 -3,429 -751 -2,143 -2,119 -2,862 -3,266
Net Cash From Continuing Investing Activities		 -2,186 -106 -2,192 -2,397 -3,429 -751 -2,143 -2,119 -2,862 -3,266
Purchase of Investment Securities		 -6,600 -1,985 -2,949 -3,096 -4,034 -1,771 -3,808 -3,386 -3,832 -4,232
Sale and/or Maturity of Investments		 4,414 1,856 757 699 605 1,020 1,665 1,267 970 966
Net Cash From Financing Activities		 1,964 -1,685 975 44 1,521 -370 -1,810 -326 932 161
Net Cash From Continuing Financing Activities		 1,964 -1,685 965 44 1,521 -370 -1,810 -326 932 161
Issuance of Debt		 3,027 6,660 5,427 5,525 5,895 7,279 3,759 5,618 4,819 4,388
Issuance of Common Equity		 976 - - - - 0.00 0.00 2.00 3.00 4.00
Repayment of Debt		 -1,960 -8,320 -4,447 -5,471 -3,961 -6,792 -3,921 -5,149 -3,328 -3,687
Repurchase of Common Equity		 - - - 0.00 - -45 -368 -303 -65 -35
Payment of Dividends		 - -18 -10 0.00 -408 -806 -1,274 -480 -487 -498
Other Financing Activities, Net		 -79 -7.00 5.00 -10 -5.00 -6.00 -6.00 -14 -10 -11
Cash Interest Paid		 594 765 746 752 845 978 891 857 968 1,144
Cash Income Taxes Paid		 -38 249 156 150 261 289 403 343 215 219

Quarterly Cash Flow Statements for OneMain

This table details how cash moves in and out of OneMain's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents		 -41 -60 116 478 217 -222 -118 -133 -27 -128
Net Cash From Operating Activities		 545 664 562 683 596 678 558 712 677 752
Net Cash From Continuing Operating Activities		 545 664 562 683 596 678 558 712 677 752
Net Income / (Loss) Continuing Operations		 185 176 179 103 194 165 155 70 158 126
Consolidated Net Income / (Loss)		 185 176 179 103 194 165 155 70 158 126
Provision For Loan Losses		 421 404 385 480 410 446 431 575 512 522
Depreciation Expense		 63 74 61 64 66 66 66 70 71 70
Non-Cash Adjustments to Reconcile Net Income		 -57 34 20 -46 21 1.00 25 -9.00 -25 30
Changes in Operating Assets and Liabilities, net		 -67 -24 -83 82 -95 - -119 6.00 -39 4.00
Net Cash From Investing Activities		 -695 -622 -204 -1,056 -892 -710 -233 -998 -1,007 -1,028
Net Cash From Continuing Investing Activities		 -695 -622 -204 -1,056 -892 -710 -233 -998 -1,007 -1,028
Purchase of Investment Securities		 -955 -965 -494 -1,311 -1,119 -908 -433 -1,292 -1,305 -1,202
Sale and/or Maturity of Investments		 260 343 290 255 227 198 200 294 298 174
Net Cash From Financing Activities		 109 -102 -242 851 513 -190 -443 153 303 148
Net Cash From Continuing Financing Activities		 109 -102 -242 851 513 -190 -443 153 303 148
Issuance of Debt		 1,890 1,139 843 1,510 1,390 1,076 0.00 1,877 1,309 1,202
Issuance of Common Equity		 1.00 - 1.00 1.00 - 1.00 1.00 1.00 1.00 1.00
Repayment of Debt		 -1,619 -1,069 -928 -531 -743 -1,126 -309 -1,592 -860 -926
Repurchase of Common Equity		 -43 -56 -27 -7.00 -11 -20 -5.00 -8.00 -19 -3.00
Payment of Dividends		 -118 -116 -123 -122 -121 -121 -122 -125 -126 -125
Other Financing Activities, Net		 -2.00 - -8.00 - -2.00 - -8.00 - -2.00 -1.00

Annual Balance Sheets for OneMain

This table presents OneMain's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Total Assets		 21,190 18,123 19,433 40,399 22,817 22,471 22,079 22,537 24,294 25,910
Cash and Due from Banks		 939 579 987 1,342 1,227 2,272 541 498 1,014 458
Restricted Cash		 676 568 498 998 405 451 476 461 534 684
Trading Account Securities		 2,660 1,917 1,829 3,594 1,884 1,922 1,992 1,800 1,719 1,607
Loans and Leases, Net of Allowance		 14,305 12,480 14,126 -1,457 -829 -2,269 -2,095 -2,311 -2,480 -2,705
Allowance for Loan and Lease Losses		 592 689 697 1,457 829 2,269 2,095 2,311 2,480 2,705
Unearned Premiums Asset		 - - -590 -1,324 -793 -771 -761 -749 -771 -766
Goodwill		 1,440 1,422 1,400 2,844 1,422 1,422 1,437 1,437 1,437 1,474
Intangible Assets		 559 492 440 775 343 306 274 261 260 286
Other Assets		 611 688 721 33,627 19,158 19,138 20,215 21,140 22,581 24,872
Total Liabilities & Shareholders' Equity		 21,190 18,123 19,433 40,399 22,817 22,471 22,079 22,537 24,294 25,910
Total Liabilities		 18,460 15,057 16,155 32,579 18,487 19,030 18,986 19,522 21,108 22,719
Long-Term Debt		 17,300 13,959 15,050 30,356 17,212 17,800 17,750 18,281 19,813 21,438
Future Policy Benefits		 747 757 737 1,370 649 621 621 620 615 575
Other Long-Term Liabilities		 413 341 368 853 626 609 615 621 680 706
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,730 3,066 3,278 7,820 4,330 3,441 3,093 3,015 3,186 3,191
Total Preferred & Common Equity		 2,809 3,066 3,278 7,820 4,330 3,441 3,093 3,015 3,186 3,191
Total Common Equity		 2,809 3,066 3,278 7,820 4,330 3,441 3,093 3,015 3,186 3,191
Common Stock		 1,534 1,549 1,561 3,797 1,690 1,656 1,673 1,690 1,716 1,735
Retained Earnings		 1,308 1,523 1,706 4,091 2,596 1,691 1,727 2,119 2,285 2,296
Treasury Stock		 - - - - - 0.00 -368 -667 -728 -759
Accumulated Other Comprehensive Income / (Loss)		 -33 -6.00 11 -68 44 94 61 -127 -87 -81

Quarterly Balance Sheets for OneMain

This table presents OneMain's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Total Assets		 22,341 22,443 23,511 24,146 23,908 25,085 25,578
Cash and Due from Banks		 536 544 1,021 1,190 831 667 577
Restricted Cash		 483 531 532 580 599 630 693
Trading Account Securities		 1,747 1,786 1,710 1,635 1,691 1,681 1,581
Loans and Leases, Net of Allowance		 -2,255 0.00 -2,392 -2,449 -2,454 -2,564 -2,645
Allowance for Loan and Lease Losses		 2,255 - 2,392 2,449 2,454 2,564 2,645
Unearned Premiums Asset		 -747 -740 -761 -772 -749 -753 -765
Goodwill		 1,437 1,437 1,437 1,437 1,437 1,474 1,474
Intangible Assets		 272 261 260 260 259 289 288
Other Assets		 20,868 18,624 21,704 22,265 22,294 23,661 24,375
Total Liabilities & Shareholders' Equity		 22,341 22,443 23,511 24,146 23,908 25,085 25,578
Total Liabilities		 19,329 19,362 20,453 21,037 20,694 21,932 22,370
Long-Term Debt		 18,202 18,206 19,195 19,851 19,520 20,671 21,137
Future Policy Benefits		 600 615 616 599 597 594 597
Other Long-Term Liabilities		 527 541 642 587 577 667 636
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 3,012 3,081 3,058 3,109 3,214 3,153 3,208
Total Preferred & Common Equity		 3,012 3,081 3,058 3,109 3,214 3,153 3,208
Total Common Equity		 3,012 3,081 3,058 3,109 3,214 3,153 3,208
Common Stock		 1,686 1,694 1,703 1,707 1,719 1,724 1,729
Retained Earnings		 2,063 2,188 2,168 2,240 2,318 2,263 2,295
Treasury Stock		 -612 -693 -699 -709 -732 -739 -757
Accumulated Other Comprehensive Income / (Loss)		 -125 -108 -114 -129 -91 -95 -59

Annual Metrics and Ratios for OneMain

This table displays calculated financial ratios and metrics derived from OneMain's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 -25.59% 104.94% -2.87% 14.18% 12.57% 2.33% 3.15% 4.59% 2.59% 5.21%
EBITDA Growth		 -103.17% 3,232.14% -13.46% 20.29% 49.95% -9.35% 64.06% -30.40% -22.58% -13.95%
EBIT Growth		 -126.25% 257.52% 21.07% 44.78% 75.96% -11.02% 81.37% -34.82% -27.27% -20.60%
NOPAT Growth		 -126.86% 253.60% -24.69% 144.26% 91.28% -14.62% 80.00% -33.64% -26.49% -20.59%
Net Income Growth		 -115.79% 361.29% -24.69% 144.26% 91.28% -14.62% 80.00% -33.64% -26.49% -20.59%
EPS Growth		 -142.79% 192.44% -15.09% 143.70% 90.58% -13.72% 82.62% -29.05% -24.11% -20.30%
Operating Cash Flow Growth		 94.49% 78.41% 17.62% 31.58% 15.44% -6.35% 1.58% 6.23% 5.53% 7.15%
Free Cash Flow Firm Growth		 -297.86% 132.50% -134.48% -1,632.23% 190.14% -94.10% 66.05% -75.53% -353.46% -5.56%
Invested Capital Growth		 96.51% -15.00% 7.65% 108.29% -43.57% -1.40% -1.87% 2.17% 8.00% 7.09%
Revenue Q/Q Growth		 43.40% 4.60% 2.98% 2.57% 3.65% -0.77% 1.68% 0.19% 1.06% 1.42%
EBITDA Q/Q Growth		 -121.54% 54.13% 18.04% 7.29% 7.80% 11.90% -4.19% -9.46% -1.70% -5.32%
EBIT Q/Q Growth		 -1,954.55% 1,086.67% 57.88% 4.52% 13.31% 15.62% -4.73% -11.83% -1.29% -7.87%
NOPAT Q/Q Growth		 -1,954.55% 367.31% 7.02% 40.57% 12.20% 15.51% -6.81% -9.07% -1.69% -7.12%
Net Income Q/Q Growth		 -444.44% 367.31% 7.02% 40.57% 12.20% 15.51% -6.81% -9.07% -1.69% -7.12%
EPS Q/Q Growth		 -81.05% 1,235.71% 7.14% 40.60% 12.16% 15.60% -5.73% -7.64% -1.66% -7.22%
Operating Cash Flow Q/Q Growth		 67.27% -10.62% 9.05% 15.53% 1.85% -2.21% 1.13% 2.40% 0.56% 2.82%
Free Cash Flow Firm Q/Q Growth		 -393.95% 170.55% -75.55% -1,511.38% 1,880.96% -5.67% 33.54% -20.49% 2.93% -33.93%
Invested Capital Q/Q Growth		 61.74% -0.09% 2.68% 97.08% 2.02% 2.84% 0.29% 0.39% 0.17% 1.17%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 -1.90% 28.97% 25.82% 27.20% 36.23% 32.09% 51.04% 33.96% 25.63% 20.96%
EBIT Margin		 -15.30% 11.76% 14.66% 18.59% 29.06% 25.27% 44.42% 27.68% 19.63% 14.81%
Profit (Net Income) Margin		 -6.30% 8.03% 6.22% 13.32% 22.63% 18.88% 32.94% 20.90% 14.98% 11.30%
Tax Burden Percent		 41.15% 68.26% 42.46% 71.63% 77.87% 74.72% 75.47% 75.50% 76.31% 76.31%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 98.25% 100.00% 100.00% 100.00%
Effective Tax Rate		 0.00% 31.74% 57.54% 28.37% 22.13% 25.28% 24.53% 24.50% 23.69% 23.69%
Return on Invested Capital (ROIC)		 -1.05% 1.31% 1.04% 1.58% 2.86% 3.41% 6.24% 4.14% 2.89% 2.14%
ROIC Less NNEP Spread (ROIC-NNEP)		 -0.54% 1.31% 1.04% 1.58% 2.86% 3.41% 6.24% 4.14% 2.89% 2.14%
Return on Net Nonoperating Assets (RNNOA)		 -3.03% 7.07% 4.73% 6.47% 11.21% 15.38% 33.98% 24.41% 17.78% 13.83%
Return on Equity (ROE)		 -4.07% 8.39% 5.77% 8.06% 14.07% 18.79% 40.22% 28.55% 20.67% 15.96%
Cash Return on Invested Capital (CROIC)		 -66.14% 17.53% -6.34% -68.67% 58.57% 4.82% 8.14% 1.99% -4.80% -4.71%
Operating Return on Assets (OROA)		 -1.41% 1.81% 2.30% 2.09% 3.47% 4.31% 7.96% 5.18% 3.59% 2.66%
Return on Assets (ROA)		 -0.58% 1.24% 0.97% 1.49% 2.71% 3.22% 5.90% 3.91% 2.74% 2.03%
Return on Common Equity (ROCE)		 -4.31% 8.50% 5.77% 8.06% 14.07% 18.79% 40.22% 28.55% 20.67% 15.96%
Return on Equity Simple (ROE_SIMPLE)		 -3.31% 7.93% 5.58% 5.72% 19.75% 21.21% 42.48% 28.92% 20.12% 15.95%
Net Operating Profit after Tax (NOPAT)		 -158 243 183 447 855 730 1,314 872 641 509
NOPAT Margin		 -10.71% 8.03% 6.22% 13.32% 22.63% 18.88% 32.94% 20.90% 14.98% 11.30%
Net Nonoperating Expense Percent (NNEP)		 -0.51% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 32.84% 26.03% 26.43% 27.32% 21.38% 19.55% 21.03% 20.04% 19.98% 19.52%
Operating Expenses to Revenue		 66.82% 57.45% 52.86% 50.19% 41.07% 40.63% 40.71% 38.71% 40.16% 39.88%
Earnings before Interest and Taxes (EBIT)		 -226 356 431 624 1,098 977 1,772 1,155 840 667
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -28 877 759 913 1,369 1,241 2,036 1,417 1,097 944
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.02 0.50 0.55 0.22 0.74 1.32 1.78 1.22 1.85 2.12
Price to Tangible Book Value (P/TBV)		 3.53 1.33 1.25 0.40 1.24 2.66 3.98 2.79 3.96 4.72
Price to Revenue (P/Rev)		 1.94 0.51 0.61 0.50 0.84 1.18 1.38 0.88 1.38 1.50
Price to Earnings (P/E)		 0.00 7.11 9.85 3.78 3.73 6.23 4.09 4.22 9.19 13.26
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 4.27% 5.36% 6.56% 13.68% 8.83% 7.90%
Earnings Yield		 0.00% 14.06% 10.15% 26.44% 26.80% 16.04% 24.45% 23.72% 10.88% 7.54%
Enterprise Value to Invested Capital (EV/IC)		 0.92 0.84 0.84 0.78 0.87 0.92 1.07 0.99 1.05 1.10
Enterprise Value to Revenue (EV/Rev)		 12.50 4.74 5.23 8.85 4.97 5.08 5.57 5.03 5.64 6.01
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 16.35 20.25 32.54 13.71 15.82 10.92 14.82 22.02 28.65
Enterprise Value to EBIT (EV/EBIT)		 0.00 40.28 35.66 47.61 17.10 20.09 12.55 18.18 28.75 40.55
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 59.02 83.97 66.46 21.95 26.89 16.92 24.08 37.68 53.14
Enterprise Value to Operating Cash Flow (EV/OCF)		 24.92 10.85 9.88 14.52 7.95 8.87 9.90 8.80 9.59 10.02
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 4.42 0.00 0.00 1.07 19.04 12.99 50.12 0.00 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 6.34 4.55 4.59 3.88 3.98 5.17 5.74 6.06 6.22 6.72
Long-Term Debt to Equity		 6.34 4.55 4.59 3.88 3.98 5.17 5.74 6.06 6.22 6.72
Financial Leverage		 5.62 5.39 4.57 4.09 3.92 4.51 5.44 5.90 6.14 6.47
Leverage Ratio		 7.01 6.78 5.92 5.39 5.20 5.83 6.82 7.30 7.55 7.87
Compound Leverage Factor		 7.01 6.78 5.92 5.39 5.20 5.83 6.70 7.30 7.55 7.87
Debt to Total Capital		 86.37% 81.99% 82.11% 79.52% 79.90% 83.80% 85.16% 85.84% 86.15% 87.04%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 86.37% 81.99% 82.11% 79.52% 79.90% 83.80% 85.16% 85.84% 86.15% 87.04%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 -0.39% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 14.02% 18.01% 17.89% 20.48% 20.10% 16.20% 14.84% 14.16% 13.85% 12.96%
Debt to EBITDA		 -617.86 15.92 19.83 33.25 12.57 14.34 8.72 12.90 18.06 22.71
Net Debt to EBITDA		 -560.18 14.61 17.87 30.69 11.38 12.15 8.22 12.22 16.65 21.50
Long-Term Debt to EBITDA		 -617.86 15.92 19.83 33.25 12.57 14.34 8.72 12.90 18.06 22.71
Debt to NOPAT		 -109.36 57.44 82.24 67.91 20.13 24.38 13.51 20.96 30.91 42.12
Net Debt to NOPAT		 -99.15 52.72 74.13 62.68 18.22 20.65 12.73 19.86 28.49 39.87
Long-Term Debt to NOPAT		 -109.36 57.44 82.24 67.91 20.13 24.38 13.51 20.96 30.91 42.12
Noncontrolling Interest Sharing Ratio		 -5.85% -1.36% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -9,995 3,248 -1,120 -19,401 17,489 1,031 1,712 419 -1,062 -1,121
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -13.98 3.79 -1.37 -22.17 18.03 1.00 1.83 0.47 -1.04 -0.95
Operating Cash Flow to Interest Expense		 1.04 1.54 1.91 2.34 2.44 2.15 2.40 2.68 2.47 2.28
Operating Cash Flow Less CapEx to Interest Expense		 1.04 1.54 1.91 2.34 2.44 2.15 2.40 2.68 2.47 2.28
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.09 0.15 0.16 0.11 0.12 0.17 0.18 0.19 0.18 0.18
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 20,030 17,025 18,328 38,176 21,542 21,241 20,843 21,296 22,999 24,629
Invested Capital Turnover		 0.10 0.16 0.17 0.12 0.13 0.18 0.19 0.20 0.19 0.19
Increase / (Decrease) in Invested Capital		 9,837 -3,005 1,303 19,848 -16,634 -301 -398 453 1,703 1,630
Enterprise Value (EV)		 18,469 14,341 15,367 29,707 18,770 19,628 22,234 20,998 24,154 27,047
Market Capitalization		 2,863 1,529 1,802 1,691 3,190 4,551 5,501 3,676 5,889 6,751
Book Value per Share		 $20.89 $22.75 $24.23 $57.59 $31.81 $23.82 $21.86 $22.78 $24.50 $24.64
Tangible Book Value per Share		 $6.02 $8.55 $10.63 $30.94 $18.85 $11.86 $9.77 $9.95 $11.45 $11.05
Total Capital		 20,030 17,025 18,328 38,176 21,542 21,241 20,843 21,296 22,999 24,629
Total Debt		 17,300 13,959 15,050 30,356 17,212 17,800 17,750 18,281 19,813 21,438
Total Long-Term Debt		 17,300 13,959 15,050 30,356 17,212 17,800 17,750 18,281 19,813 21,438
Net Debt		 15,685 12,812 13,565 28,016 15,580 15,077 16,733 17,322 18,265 20,296
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 -65 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 17,300 13,959 15,050 30,356 17,212 17,800 17,750 18,281 19,813 21,438
Total Depreciation and Amortization (D&A)		 198 521 328 289 271 264 264 262 257 277
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 ($1.89) $1.60 $1.35 $3.29 $6.28 $5.42 $9.90 $7.07 $5.33 $4.26
Adjusted Weighted Average Basic Shares Outstanding		 127.91M 134.72M 135.25M 135.70M 136.07M 134.72M 132.65M 124.18M 120.38M 119.66M
Adjusted Diluted Earnings per Share		 ($1.89) $1.59 $1.35 $3.29 $6.27 $5.41 $9.87 $7.06 $5.32 $4.24
Adjusted Weighted Average Diluted Shares Outstanding		 127.91M 135.14M 135.68M 136.03M 136.33M 134.92M 133.05M 124.42M 120.63M 120.12M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 134.74M 135.22M 135.60M 135.99M 146.35M 144.51M 137.62M 130.97M 129.93M 129.53M
Normalized Net Operating Profit after Tax (NOPAT)		 -115 317 302 447 855 730 1,314 872 641 509
Normalized NOPAT Margin		 -7.77% 10.46% 10.26% 13.32% 22.63% 18.88% 32.94% 20.90% 14.98% 11.30%
Pre Tax Income Margin		 -15.30% 11.76% 14.66% 18.59% 29.06% 25.27% 43.65% 27.68% 19.63% 14.81%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 -0.32 0.42 0.53 0.71 1.13 0.95 1.89 1.29 0.82 0.56
NOPAT to Interest Expense		 -0.22 0.28 0.22 0.51 0.88 0.71 1.40 0.98 0.63 0.43
EBIT Less CapEx to Interest Expense		 -0.32 0.42 0.53 0.71 1.13 0.95 1.89 1.29 0.82 0.56
NOPAT Less CapEx to Interest Expense		 -0.22 0.28 0.22 0.51 0.88 0.71 1.40 0.98 0.63 0.43
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 0.00% 7.41% 5.46% 0.00% 47.72% 110.41% 96.96% 55.05% 75.98% 97.84%
Augmented Payout Ratio		 0.00% 7.41% 5.46% 0.00% 47.72% 116.58% 124.96% 89.79% 86.12% 104.72%

Quarterly Metrics and Ratios for OneMain

This table displays calculated financial ratios and metrics derived from OneMain's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 3.30% 0.76% 0.00% 4.24% 1.88% 4.25% 4.26% 3.59% 7.19% 5.70%
EBITDA Growth		 -30.72% -32.60% -35.65% -40.94% 0.97% -6.21% -8.78% -19.80% -10.90% -18.47%
EBIT Growth		 -34.57% -40.05% -41.10% -50.36% 0.00% -4.74% -13.19% -33.33% -15.85% -25.79%
NOPAT Growth		 -35.76% -33.08% -40.92% -50.48% 4.86% -6.25% -13.41% -31.07% -19.07% -23.64%
Net Income Growth		 -35.76% -33.08% -40.92% -50.48% 4.86% -6.25% -13.41% -31.07% -19.07% -23.64%
EPS Growth		 -31.34% -28.29% -37.82% -49.10% 8.05% -6.12% -12.84% -30.59% -18.63% -23.91%
Operating Cash Flow Growth		 7.07% 9.21% 1.81% 9.11% 9.36% 2.11% -0.71% 4.25% 13.59% 10.91%
Free Cash Flow Firm Growth		 -254.38% -141.91% 150.00% 105.77% -528.34% -455.23% -282.49% -3,161.22% 20.88% 2.21%
Invested Capital Growth		 2.08% 2.17% -2.42% 0.24% 8.23% 8.00% 6.80% 7.06% 6.03% 7.09%
Revenue Q/Q Growth		 4.93% -0.47% -2.64% 2.52% 2.55% 1.84% -2.62% 1.86% 6.11% 0.43%
EBITDA Q/Q Growth		 -9.65% -0.97% -3.27% -31.76% 54.46% -8.01% -5.92% -40.00% 71.60% -15.83%
EBIT Q/Q Growth		 -11.51% -5.69% 1.29% -41.28% 78.26% -10.16% -7.69% -54.90% 125.00% -20.77%
NOPAT Q/Q Growth		 -11.06% -4.86% 1.70% -42.46% 88.35% -14.95% -6.06% -54.19% 121.13% -19.75%
Net Income Q/Q Growth		 -11.06% -4.86% 1.70% -42.46% 88.35% -14.95% -6.06% -54.19% 121.13% -19.75%
EPS Q/Q Growth		 -10.78% -1.34% 0.68% -42.57% 89.41% -14.29% -6.52% -54.26% 122.03% -19.85%
Operating Cash Flow Q/Q Growth		 -12.94% 21.83% -15.36% 21.53% -12.74% 13.76% -17.70% 27.60% -4.92% 11.08%
Free Cash Flow Firm Q/Q Growth		 70.91% -12.15% 355.60% -93.08% -3,267.35% 0.90% 15.99% -16.10% 18.13% -22.48%
Invested Capital Q/Q Growth		 -4.44% 0.39% -0.04% 4.54% 3.18% 0.17% -1.15% 4.79% 2.19% 1.17%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 29.01% 28.87% 28.68% 19.09% 28.76% 25.97% 25.09% 14.78% 23.90% 20.03%
EBIT Margin		 23.10% 21.89% 22.77% 13.04% 22.67% 20.00% 18.96% 8.39% 17.80% 14.04%
Profit (Net Income) Margin		 17.37% 16.60% 17.35% 9.74% 17.88% 14.93% 14.41% 6.48% 13.50% 10.79%
Tax Burden Percent		 75.20% 75.86% 76.17% 74.64% 78.86% 74.66% 75.98% 77.17% 75.85% 76.83%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 24.80% 24.14% 23.83% 25.36% 21.14% 25.34% 24.02% 22.83% 24.15% 23.17%
Return on Invested Capital (ROIC)		 3.44% 3.29% 3.36% 1.85% 3.43% 2.89% 2.83% 1.23% 2.53% 2.04%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.44% 3.29% 3.36% 1.85% 3.43% 2.89% 2.83% 1.23% 2.53% 2.04%
Return on Net Nonoperating Assets (RNNOA)		 20.14% 19.39% 25.90% 14.67% 21.31% 17.73% 16.96% 7.87% 16.44% 13.20%
Return on Equity (ROE)		 23.59% 22.68% 29.26% 16.51% 24.74% 20.61% 19.79% 9.10% 18.98% 15.24%
Cash Return on Invested Capital (CROIC)		 2.51% 1.99% 5.93% 2.65% -4.95% -4.80% -3.77% -4.28% -3.54% -4.71%
Operating Return on Assets (OROA)		 4.34% 4.09% 4.29% 2.41% 4.13% 3.66% 3.54% 1.51% 3.18% 2.52%
Return on Assets (ROA)		 3.27% 3.11% 3.27% 1.80% 3.26% 2.73% 2.69% 1.16% 2.41% 1.94%
Return on Common Equity (ROCE)		 23.59% 22.68% 29.26% 16.51% 24.74% 20.61% 19.79% 9.10% 18.98% 15.24%
Return on Equity Simple (ROE_SIMPLE)		 31.84% 0.00% 24.28% 21.03% 20.97% 0.00% 19.20% 18.55% 17.08% 0.00%
Net Operating Profit after Tax (NOPAT)		 185 176 179 103 194 165 155 71 157 126
NOPAT Margin		 17.37% 16.60% 17.35% 9.74% 17.88% 14.93% 14.41% 6.48% 13.50% 10.79%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 19.91% 20.19% 20.54% 20.70% 20.00% 18.73% 20.82% 18.80% 18.92% 19.61%
Operating Expenses to Revenue		 37.37% 40.00% 39.92% 41.68% 39.54% 39.55% 40.99% 39.14% 38.18% 41.27%
Earnings before Interest and Taxes (EBIT)		 246 232 235 138 246 221 204 92 207 164
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 309 306 296 202 312 287 270 162 278 234
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.09 1.22 1.37 1.67 1.54 1.85 1.98 1.95 1.91 2.12
Price to Tangible Book Value (P/TBV)		 2.51 2.79 3.05 3.75 3.39 3.96 4.19 4.43 4.23 4.72
Price to Revenue (P/Rev)		 0.79 0.88 1.01 1.21 1.13 1.38 1.47 1.41 1.38 1.50
Price to Earnings (P/E)		 3.30 4.22 5.64 7.93 7.33 9.19 10.32 10.53 11.16 13.26
Dividend Yield		 14.53% 13.68% 11.96% 10.00% 10.79% 8.83% 8.17% 8.52% 8.67% 7.90%
Earnings Yield		 30.27% 23.72% 17.74% 12.60% 13.64% 10.88% 9.69% 9.50% 8.96% 7.54%
Enterprise Value to Invested Capital (EV/IC)		 0.96 0.99 1.00 1.02 1.00 1.05 1.08 1.07 1.07 1.10
Enterprise Value to Revenue (EV/Rev)		 4.91 5.03 5.12 5.40 5.40 5.64 5.66 5.85 5.85 6.01
Enterprise Value to EBITDA (EV/EBITDA)		 13.07 14.82 17.04 20.43 20.49 22.02 22.83 24.77 26.06 28.65
Enterprise Value to EBIT (EV/EBIT)		 15.61 18.18 21.54 26.73 26.86 28.75 30.23 33.47 35.89 40.55
Enterprise Value to NOPAT (EV/NOPAT)		 21.33 24.08 28.54 35.37 35.06 37.68 39.64 43.65 47.41 53.14
Enterprise Value to Operating Cash Flow (EV/OCF)		 8.77 8.80 8.91 9.27 9.13 9.59 9.72 10.04 9.90 10.02
Enterprise Value to Free Cash Flow (EV/FCFF)		 38.81 50.12 16.72 38.61 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 6.04 6.06 5.91 6.28 6.39 6.22 6.07 6.56 6.59 6.72
Long-Term Debt to Equity		 6.04 6.06 5.91 6.28 6.39 6.22 6.07 6.56 6.59 6.72
Financial Leverage		 5.85 5.90 7.71 7.94 6.22 6.14 5.99 6.42 6.49 6.47
Leverage Ratio		 7.22 7.30 8.95 9.20 7.59 7.55 7.36 7.82 7.87 7.87
Compound Leverage Factor		 7.22 7.30 8.95 9.20 7.59 7.55 7.36 7.82 7.87 7.87
Debt to Total Capital		 85.80% 85.84% 85.53% 86.26% 86.46% 86.15% 85.86% 86.77% 86.82% 87.04%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 85.80% 85.84% 85.53% 86.26% 86.46% 86.15% 85.86% 86.77% 86.82% 87.04%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 14.20% 14.16% 14.47% 13.74% 13.54% 13.85% 14.14% 13.23% 13.18% 12.96%
Debt to EBITDA		 11.63 12.90 14.53 17.25 17.79 18.06 18.23 20.05 21.20 22.71
Net Debt to EBITDA		 10.98 12.22 13.67 15.85 16.20 16.65 16.89 18.79 19.93 21.50
Long-Term Debt to EBITDA		 11.63 12.90 14.53 17.25 17.79 18.06 18.23 20.05 21.20 22.71
Debt to NOPAT		 18.98 20.96 24.34 29.85 30.45 30.91 31.64 35.34 38.57 42.12
Net Debt to NOPAT		 17.92 19.86 22.90 27.44 27.73 28.49 29.32 33.12 36.25 39.87
Long-Term Debt to NOPAT		 18.98 20.96 24.34 29.85 30.45 30.91 31.64 35.34 38.57 42.12
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -247 -277 708 49 -1,552 -1,538 -1,292 -1,500 -1,228 -1,504
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -1.11 -1.20 2.96 0.20 -5.81 -5.72 -4.66 -5.05 -4.08 -4.85
Operating Cash Flow to Interest Expense		 2.44 2.87 2.35 2.80 2.23 2.52 2.01 2.40 2.25 2.43
Operating Cash Flow Less CapEx to Interest Expense		 2.44 2.87 2.35 2.80 2.23 2.52 2.01 2.40 2.25 2.43
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.19 0.19 0.19 0.18 0.18 0.18 0.19 0.18 0.18 0.18
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 21,214 21,296 21,287 22,253 22,960 22,999 22,734 23,824 24,345 24,629
Invested Capital Turnover		 0.20 0.20 0.19 0.19 0.19 0.19 0.20 0.19 0.19 0.19
Increase / (Decrease) in Invested Capital		 432 453 -529 54 1,746 1,703 1,447 1,571 1,385 1,630
Enterprise Value (EV)		 20,453 20,998 21,348 22,743 22,862 24,154 24,455 25,535 25,983 27,047
Market Capitalization		 3,270 3,676 4,217 5,101 4,781 5,889 6,365 6,161 6,116 6,751
Book Value per Share		 $22.51 $22.78 $23.52 $23.39 $23.81 $24.50 $26.82 $24.26 $24.69 $24.64
Tangible Book Value per Share		 $9.74 $9.95 $10.56 $10.41 $10.81 $11.45 $12.67 $10.69 $11.13 $11.05
Total Capital		 21,214 21,296 21,287 22,253 22,960 22,999 22,734 23,824 24,345 24,629
Total Debt		 18,202 18,281 18,206 19,195 19,851 19,813 19,520 20,671 21,137 21,438
Total Long-Term Debt		 18,202 18,281 18,206 19,195 19,851 19,813 19,520 20,671 21,137 21,438
Net Debt		 17,183 17,322 17,131 17,642 18,081 18,265 18,090 19,374 19,867 20,296
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 18,202 18,281 18,206 19,195 19,851 19,813 19,520 20,671 21,137 21,438
Total Depreciation and Amortization (D&A)		 63 74 61 64 66 66 66 70 71 70
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.52 $1.47 $1.48 $0.85 $1.61 $1.39 $1.29 $0.59 $1.32 $1.06
Adjusted Weighted Average Basic Shares Outstanding		 123.35M 124.18M 120.77M 120.54M 120.41M 120.38M 119.83M 119.79M 119.67M 119.66M
Adjusted Diluted Earnings per Share		 $1.52 $1.47 $1.48 $0.85 $1.61 $1.38 $1.29 $0.59 $1.31 $1.05
Adjusted Weighted Average Diluted Shares Outstanding		 123.57M 124.42M 120.97M 120.65M 120.75M 120.63M 120.24M 120.19M 120.12M 120.12M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 132.37M 130.97M 130.75M 130.58M 130.06M 129.93M 129.97M 129.93M 129.51M 129.53M
Normalized Net Operating Profit after Tax (NOPAT)		 185 176 179 103 194 165 155 71 157 126
Normalized NOPAT Margin		 17.37% 16.60% 17.35% 9.74% 17.88% 14.93% 14.41% 6.48% 13.50% 10.79%
Pre Tax Income Margin		 23.10% 21.89% 22.77% 13.04% 22.67% 20.00% 18.96% 8.39% 17.80% 14.04%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 1.10 1.00 0.98 0.57 0.92 0.82 0.74 0.31 0.69 0.53
NOPAT to Interest Expense		 0.83 0.76 0.75 0.42 0.73 0.61 0.56 0.24 0.52 0.41
EBIT Less CapEx to Interest Expense		 1.10 1.00 0.98 0.57 0.92 0.82 0.74 0.31 0.69 0.53
NOPAT Less CapEx to Interest Expense		 0.83 0.76 0.75 0.42 0.73 0.61 0.56 0.24 0.52 0.41
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 47.24% 55.05% 63.77% 74.49% 73.93% 75.98% 78.77% 83.59% 90.15% 97.84%
Augmented Payout Ratio		 93.01% 89.79% 93.18% 95.18% 89.42% 86.12% 85.74% 91.11% 99.64% 104.72%

Frequently Asked Questions About OneMain's Financials

When does OneMain's financial year end?

According to the most recent income statement we have on file, OneMain's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has OneMain's net income changed over the last 9 years?

OneMain's net income appears to be on an upward trend, with a most recent value of $509 million in 2024, falling from -$93 million in 2015. The previous period was $641 million in 2023.

How has OneMain revenue changed over the last 9 years?

Over the last 9 years, OneMain's total revenue changed from $1.48 billion in 2015 to $4.50 billion in 2024, a change of 204.9%.

How much debt does OneMain have?

OneMain's total liabilities were at $22.72 billion at the end of 2024, a 7.6% increase from 2023, and a 23.1% increase since 2015.

How much cash does OneMain have?

In the past 9 years, OneMain's cash and equivalents has ranged from $458 million in 2024 to $2.27 billion in 2020, and is currently $458 million as of their latest financial filing in 2024.

How has OneMain's book value per share changed over the last 9 years?

Over the last 9 years, OneMain's book value per share changed from 20.89 in 2015 to 24.64 in 2024, a change of 18.0%.

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This page (NYSE:OMF) was last updated on 4/15/2025 by MarketBeat.com Staff
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URGENT: This Altcoin Opportunity Won’t Wait – Act Now
My friends Joel and Adam have a simple motto: "For us, it's always a bull market." That’s because their 92%...
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