OppFi (OPFI) Stock Price, News & Analysis

Company Overview

OppFi Inc. operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc. was founded in 2012 and is headquartered in Chicago, Illinois.

Key Stats

• Today's Range: $6.91 to $7.33
• 50-Day Range: $4.82 to $8.16
• 52-Week Range: $2.35 to $8.54
• Volume: 569,573 shs
• Average Volume: 313,806 shs
• Market Capitalization: $623.33 million
• P/E Ratio: 45.19
• Dividend Yield: N/A
• Price Target: $7.50
• Consensus Rating: Buy

OppFi Stock Analysis - MarketRank™

OppFi scored higher than 17% of companies evaluated by MarketBeat, and ranked 286th out of 330 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

OppFi has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

OppFi has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Earnings Growth

Earnings for OppFi are expected to remain at $0.86 per share in the coming year.

Price to Earnings Ratio vs. the Market

The P/E ratio of OppFi is 45.19, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 112.81.

Price to Earnings Ratio vs. Sector

The P/E ratio of OppFi is 45.19, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 28.48.

Price to Book Value per Share Ratio

OppFi has a P/B Ratio of 4.13. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

10.86% of the float of OppFi has been sold short.

Short Interest Ratio / Days to Cover

OppFi has a short interest ratio ("days to cover") of 5.3.

Change versus previous month

Short interest in OppFi has recently increased by 26.38%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

OppFi does not currently pay a dividend.

Dividend Growth

OppFi does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

10.86% of the float of OppFi has been sold short.

Short Interest Ratio / Days to Cover

OppFi has a short interest ratio ("days to cover") of 5.3.

Change versus previous month

Short interest in OppFi has recently increased by 26.38%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.36

News Sentiment

OppFi has a news sentiment score of 0.36. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.56 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for OppFi this week, compared to 2 articles on an average week.

Search Interest

17 people have searched for OPFI on MarketBeat in the last 30 days. This is an increase of 70% compared to the previous 30 days.

MarketBeat Follows

5 people have added OppFi to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, OppFi insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $971,370.00 in company stock.

Percentage Held by Insiders

84.00% of the stock of OppFi is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 7.10% of the stock of OppFi is held by institutions.

OPFI Stock Analysis - Frequently Asked Questions

How have OPFI shares performed this year?

OppFi's stock was trading at $5.12 at the beginning of 2024. Since then, OPFI stock has increased by 41.2% and is now trading at $7.23.
View the best growth stocks for 2024 here.

How were OppFi's earnings last quarter?

OppFi Inc. (NYSE:OPFI) issued its quarterly earnings data on Wednesday, August, 7th. The company reported $0.29 earnings per share for the quarter, beating the consensus estimate of $0.17 by $0.12. The company had revenue of $126.30 million for the quarter, compared to analysts' expectations of $121.14 million. OppFi had a trailing twelve-month return on equity of 35.04% and a net margin of 1.40%.

Who are OppFi's major shareholders?

OppFi's top institutional shareholders include Segall Bryant & Hamill LLC (0.60%), Geode Capital Management LLC (0.47%), GSA Capital Partners LLP (0.19%) and Los Angeles Capital Management LLC (0.09%). Insiders that own company stock include Todd G Schwartz, Theodore G Schwartz, David Vennettilli, Christopher J Mckay and Pamela D Johnson.
View institutional ownership trends.

How do I buy shares of OppFi?

Shares of OPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of OppFi own?

Based on aggregate information from My MarketBeat watchlists, some other companies that OppFi investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), Advanced Micro Devices (AMD) and ServiceNow (NOW).

Company Calendar

• Last Earnings: 8/07/2024
• Today: 12/23/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Nondepository credit institutions
• Sub-Industry: Banking
• Current Symbol: NYSE:OPFI
• CUSIP: N/A
• CIK: 1818502
• Web: www.fgnewamerica.com
• Phone: 312-212-8079
• Fax: N/A
• Employees: 570
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $7.50
• High Stock Price Target: $10.00
• Low Stock Price Target: $5.00
• Potential Upside/Downside: +3.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $0.16
• Trailing P/E Ratio: 45.19
• Forward P/E Ratio: 8.41
• P/E Growth: N/A
• Net Income: $-1,000,000.00
• Net Margins: 1.40%
• Pretax Margin: 14.61%
• Return on Equity: 35.04%
• Return on Assets: 12.09%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.53
• Quick Ratio: 1.53

Sales & Book Value

• Annual Sales: $523.16 million
• Price / Sales: 1.19
• Cash Flow: $0.56 per share
• Price / Cash Flow: 12.95
• Book Value: $1.75 per share
• Price / Book: 4.13

Miscellaneous

• Outstanding Shares: 86,214,000
• Free Float: 13,794,000
• Market Cap: $623.33 million
• Optionable: Optionable
• Beta: 1.45