NYSE:OPFI OppFi (OPFI) Stock Price, News & Analysis $9.51 +0.19 (+1.98%) Closing price 03/28/2025 03:59 PM EasternExtended Trading$9.33 -0.18 (-1.84%) As of 03/28/2025 07:09 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About OppFi Stock (NYSE:OPFI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get OppFi alerts:Sign Up Key Stats Today's Range$9.15▼$9.5350-Day Range$8.88▼$16.9152-Week Range$2.38▼$17.73Volume876,115 shsAverage Volume752,035 shsMarket Capitalization$821.28 millionP/E Ratio59.41Dividend YieldN/APrice Target$9.00Consensus RatingHold Company OverviewOppFi Inc. operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc. was founded in 2012 and is headquartered in Chicago, Illinois.Read More… Remove Ads OppFi Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks38th Percentile Overall ScoreOPFI MarketRank™: OppFi scored higher than 38% of companies evaluated by MarketBeat, and ranked 238th out of 323 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingOppFi has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 1 buy rating, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageOppFi has only been the subject of 2 research reports in the past 90 days.Read more about OppFi's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth16.28% Earnings GrowthEarnings for OppFi are expected to grow by 16.28% in the coming year, from $0.86 to $1.00 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of OppFi is 59.41, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 22.56.Price to Earnings Ratio vs. SectorThe P/E ratio of OppFi is 59.41, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 29.81.Price to Book Value per Share RatioOppFi has a P/B Ratio of 5.43. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about OppFi's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted21.93% of the float of OppFi has been sold short.Short Interest Ratio / Days to CoverOppFi has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in OppFi has recently decreased by 11.03%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldOppFi does not currently pay a dividend.Dividend GrowthOppFi does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted21.93% of the float of OppFi has been sold short.Short Interest Ratio / Days to CoverOppFi has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in OppFi has recently decreased by 11.03%, indicating that investor sentiment is improving significantly. News and Social Media2.7 / 5News Sentiment0.88 News SentimentOppFi has a news sentiment score of 0.88. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.News Coverage This WeekMarketBeat has tracked 19 news articles for OppFi this week, compared to 3 articles on an average week.Search InterestOnly 56 people have searched for OPFI on MarketBeat in the last 30 days. This is a decrease of -10% compared to the previous 30 days.MarketBeat Follows23 people have added OppFi to their MarketBeat watchlist in the last 30 days. This is an increase of 15% compared to the previous 30 days. Company Ownership2.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, OppFi insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $6,626,927.00 in company stock.Percentage Held by Insiders84.00% of the stock of OppFi is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 7.10% of the stock of OppFi is held by institutions.Read more about OppFi's insider trading history. Receive OPFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for OppFi and its competitors with MarketBeat's FREE daily newsletter. Email Address OPFI Stock News HeadlinesInsider Selling: OppFi Inc. (NYSE:OPFI) Director Sells 124,788 Shares of StockMarch 29 at 5:54 AM | insidertrades.comOppFi Inc. (NYSE:OPFI) Director Theodore G. Schwartz Sells 165,174 SharesMarch 27 at 5:45 AM | insidertrades.comA market crash is coming—here’s whenThe stock market cycle I've used to identify the most likely day of the next market crash is the exact same indicator that helped me call the bear market of 2018... the bull market in 2020... the bear market in 2022... the roaring bull markets in 2023 and 2024... and more. I'm convinced it has helped me identify the next big crash too. We are at an important juncture in the markets. Knowing what to do in the months to come is critical.March 29, 2025 | Chaikin Analytics (Ad)Insider Selling: OppFi Inc. (NYSE:OPFI) Director Sells 58,764 Shares of StockMarch 26 at 5:15 AM | insidertrades.comTheodore G. Schwartz Sells 79,559 Shares of OppFi Inc. (NYSE:OPFI) StockMarch 19, 2025 | insidertrades.comOppFi (NYSE:OPFI) Trading Down 6.8% After Insider SellingMarch 28 at 1:21 AM | americanbankingnews.comOppFi declares 25c per share special dividend payable April on 8March 26 at 8:25 AM | markets.businessinsider.comOppFi Announces $0.25 Per Share Special DividendMarch 25, 2025 | businesswire.comSee More Headlines OPFI Stock Analysis - Frequently Asked Questions How have OPFI shares performed this year? OppFi's stock was trading at $7.66 on January 1st, 2025. Since then, OPFI shares have increased by 24.1% and is now trading at $9.5050. View the best growth stocks for 2025 here. How were OppFi's earnings last quarter? OppFi Inc. (NYSE:OPFI) posted its quarterly earnings results on Wednesday, March, 5th. The company reported $0.23 EPS for the quarter, topping the consensus estimate of $0.14 by $0.09. The firm earned $135.72 million during the quarter, compared to analyst estimates of $133.50 million. OppFi had a trailing twelve-month return on equity of 35.04% and a net margin of 1.40%. Who are OppFi's major shareholders? Top institutional shareholders of OppFi include LB Partners LLC (0.99%), Renaissance Technologies LLC (0.96%), Marshall Wace LLP (0.72%) and Elgethun Capital Management (0.61%). Insiders that own company stock include Todd G Schwartz, Theodore G Schwartz, David Vennettilli, Christopher J Mckay and Pamela D Johnson. View institutional ownership trends. How do I buy shares of OppFi? Shares of OPFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of OppFi own? Based on aggregate information from My MarketBeat watchlists, some other companies that OppFi investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), Advanced Micro Devices (AMD) and ServiceNow (NOW). Company Calendar Last Earnings3/05/2025Today3/29/2025Record date for 4/18 Dividend4/08/2025Ex-Dividend for 4/18 Dividend4/08/2025Dividend Payable4/18/2025Next Earnings (Estimated)5/06/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorBusiness Services Industry Nondepository credit institutions Sub-IndustryBanking Current SymbolNYSE:OPFI CIK1818502 Webwww.fgnewamerica.com Phone312-212-8079FaxN/AEmployees570Year FoundedN/APrice Target and Rating Average Stock Price Target$9.00 High Stock Price Target$13.00 Low Stock Price Target$5.00 Potential Upside/Downside-5.3%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$0.21 Trailing P/E Ratio59.41 Forward P/E Ratio11.05 P/E GrowthN/ANet Income$-1,000,000.00 Net Margins1.40% Pretax Margin14.61% Return on Equity35.04% Return on Assets12.09% Debt Debt-to-Equity RatioN/A Current Ratio1.53 Quick Ratio1.53 Sales & Book Value Annual Sales$525.96 million Price / Sales1.56 Cash Flow$0.44 per share Price / Cash Flow21.43 Book Value$1.75 per share Price / Book5.43Miscellaneous Outstanding Shares86,405,000Free Float13,794,000Market Cap$821.28 million OptionableOptionable Beta1.63 The Next 7 Blockbuster Stocks for Growth InvestorsWondering what the next stocks will be that hit it big, with solid fundamentals? Enter your email address to see which stocks MarketBeat analysts could become the next blockbuster growth stocks.Get This Free Report This page (NYSE:OPFI) was last updated on 3/29/2025 by MarketBeat.com Staff From Our PartnersA market crash is coming—here’s whenThe stock market cycle I've used to identify the most likely day of the next market crash is the exact same in...Chaikin Analytics | SponsoredYour Wealth is Under AttackPlease don't wait—this is your moment to take action. Download your Wealth Protection Guide now, claim your fr...American Alternative | SponsoredA brutally honest economic warning for 2025 (see proof)New York Times best-selling financial author and world-renowned economist Addison Wiggin (a man who’s worked s...Banyan Hill Publishing | Sponsored$2 Trillion Disappears Because of Fed's Secretive New Move$2 trillion has disappeared from the US government's books. 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