OppFi (OPFI) Competitors

Atlantic Union Bankshares (NASDAQ:AUB) and OppFi (NYSE:OPFI) are both banking companies, but which is the better business? We will contrast the two companies based on the strength of their media sentiment, risk, profitability, earnings, dividends, analyst recommendations, valuation and institutional ownership.

Is AUB or OPFI more profitable?

Atlantic Union Bankshares has a net margin of 15.53% compared to OppFi's net margin of -1.79%. OppFi's return on equity of 48.24% beat Atlantic Union Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Atlantic Union Bankshares	15.53%	8.50%	1.06%
OppFi	-1.79%	48.24%	17.42%

Do analysts rate AUB or OPFI?

Atlantic Union Bankshares currently has a consensus price target of $39.00, indicating a potential upside of 21.98%. OppFi has a consensus price target of $13.63, indicating a potential upside of 18.75%. Given Atlantic Union Bankshares' stronger consensus rating and higher probable upside, equities research analysts clearly believe Atlantic Union Bankshares is more favorable than OppFi.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Atlantic Union Bankshares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.83
OppFi	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75

Which has more volatility and risk, AUB or OPFI?

Atlantic Union Bankshares has a beta of 0.86, suggesting that its stock price is 14% less volatile than the S&P 500. Comparatively, OppFi has a beta of 1.73, suggesting that its stock price is 73% more volatile than the S&P 500.

Which has preferable valuation & earnings, AUB or OPFI?

Atlantic Union Bankshares has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than Atlantic Union Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Atlantic Union Bankshares	$857.44M	5.31	$209.13M	$2.19	14.60
OppFi	$525.96M	1.89	$7.26M	-$0.37	-31.01

Does the media refer more to AUB or OPFI?

In the previous week, Atlantic Union Bankshares and Atlantic Union Bankshares both had 11 articles in the media. Atlantic Union Bankshares' average media sentiment score of 1.48 beat OppFi's score of 0.43 indicating that Atlantic Union Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Atlantic Union Bankshares	10 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OppFi	3 Very Positive mention(s)	3 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do institutionals and insiders believe in AUB or OPFI?

78.6% of Atlantic Union Bankshares shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 0.9% of Atlantic Union Bankshares shares are owned by insiders. Comparatively, 72.0% of OppFi shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Atlantic Union Bankshares beats OppFi on 11 of the 15 factors compared between the two stocks.