OppFi (OPFI) Competitors

Eastern Bankshares (NASDAQ:EBC) and OppFi (NYSE:OPFI) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, earnings, valuation, media sentiment, analyst recommendations, dividends, risk, community ranking and institutional ownership.

Is EBC or OPFI more profitable?

Eastern Bankshares has a net margin of 11.07% compared to OppFi's net margin of 1.40%. OppFi's return on equity of 35.04% beat Eastern Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Eastern Bankshares	11.07%	6.02%	0.85%
OppFi	1.40%	35.04%	12.09%

Does the MarketBeat Community favor EBC or OPFI?

Eastern Bankshares received 8 more outperform votes than OppFi when rated by MarketBeat users. However, 60.71% of users gave OppFi an outperform vote while only 51.02% of users gave Eastern Bankshares an outperform vote.

Company	Underperform	Outperform
Eastern Bankshares	Outperform Votes 25 51.02%	Underperform Votes 24 48.98%
OppFi	Outperform Votes 17 60.71%	Underperform Votes 11 39.29%

Do institutionals and insiders have more ownership in EBC or OPFI?

71.7% of Eastern Bankshares shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 1.2% of Eastern Bankshares shares are owned by company insiders. Comparatively, 84.0% of OppFi shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Which has more volatility and risk, EBC or OPFI?

Eastern Bankshares has a beta of 0.95, suggesting that its share price is 5% less volatile than the S&P 500. Comparatively, OppFi has a beta of 1.63, suggesting that its share price is 63% more volatile than the S&P 500.

Does the media favor EBC or OPFI?

In the previous week, OppFi had 10 more articles in the media than Eastern Bankshares. MarketBeat recorded 19 mentions for OppFi and 9 mentions for Eastern Bankshares. Eastern Bankshares' average media sentiment score of 1.22 beat OppFi's score of 0.80 indicating that Eastern Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Eastern Bankshares	5 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OppFi	11 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend EBC or OPFI?

Eastern Bankshares currently has a consensus price target of $20.25, indicating a potential upside of 20.90%. OppFi has a consensus price target of $9.00, indicating a potential downside of 3.49%. Given Eastern Bankshares' stronger consensus rating and higher possible upside, equities research analysts plainly believe Eastern Bankshares is more favorable than OppFi.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Eastern Bankshares	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
OppFi	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has better earnings and valuation, EBC or OPFI?

Eastern Bankshares has higher revenue and earnings than OppFi. Eastern Bankshares is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Eastern Bankshares	$731.51M	4.88	$119.56M	$0.67	25.00
OppFi	$525.96M	1.53	-$1M	$0.21	44.40

Summary

Eastern Bankshares beats OppFi on 10 of the 17 factors compared between the two stocks.