OppFi (OPFI) Competitors

First Hawaiian (NASDAQ:FHB) and OppFi (NYSE:OPFI) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, media sentiment, risk, valuation, community ranking, dividends and earnings.

Does the media favor FHB or OPFI?

In the previous week, First Hawaiian had 5 more articles in the media than OppFi. MarketBeat recorded 17 mentions for First Hawaiian and 12 mentions for OppFi. First Hawaiian's average media sentiment score of 0.64 beat OppFi's score of 0.55 indicating that First Hawaiian is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Hawaiian	6 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Positive
OppFi	8 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has higher valuation & earnings, FHB or OPFI?

First Hawaiian has higher revenue and earnings than OppFi. First Hawaiian is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Hawaiian	$774.71M	3.54	$230.13M	$1.79	12.15
OppFi	$525.96M	1.36	-$1M	$0.21	39.29

Which has more risk & volatility, FHB or OPFI?

First Hawaiian has a beta of 0.77, meaning that its stock price is 23% less volatile than the S&P 500. Comparatively, OppFi has a beta of 1.61, meaning that its stock price is 61% more volatile than the S&P 500.

Do institutionals & insiders hold more shares of FHB or OPFI?

97.6% of First Hawaiian shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 0.6% of First Hawaiian shares are held by company insiders. Comparatively, 84.0% of OppFi shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Do analysts prefer FHB or OPFI?

First Hawaiian currently has a consensus target price of $28.29, suggesting a potential upside of 30.11%. OppFi has a consensus target price of $9.00, suggesting a potential upside of 9.09%. Given First Hawaiian's higher possible upside, analysts plainly believe First Hawaiian is more favorable than OppFi.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Hawaiian	3 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.57
OppFi	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Is FHB or OPFI more profitable?

First Hawaiian has a net margin of 19.74% compared to OppFi's net margin of 1.40%. OppFi's return on equity of 35.04% beat First Hawaiian's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Hawaiian	19.74%	8.91%	0.96%
OppFi	1.40%	35.04%	12.09%

Does the MarketBeat Community prefer FHB or OPFI?

First Hawaiian received 263 more outperform votes than OppFi when rated by MarketBeat users. However, 60.71% of users gave OppFi an outperform vote while only 49.73% of users gave First Hawaiian an outperform vote.

Company	Underperform	Outperform
First Hawaiian	Outperform Votes 280 49.73%	Underperform Votes 283 50.27%
OppFi	Outperform Votes 17 60.71%	Underperform Votes 11 39.29%

Summary

First Hawaiian beats OppFi on 10 of the 18 factors compared between the two stocks.