OppFi (OPFI) Competitors

Atlantic Union Bankshares (NASDAQ:AUB) and OppFi (NYSE:OPFI) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their community ranking, profitability, analyst recommendations, media sentiment, earnings, institutional ownership, dividends, valuation and risk.

Do insiders and institutionals have more ownership in AUB or OPFI?

78.6% of Atlantic Union Bankshares shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 1.3% of Atlantic Union Bankshares shares are owned by company insiders. Comparatively, 84.0% of OppFi shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Which has more volatility & risk, AUB or OPFI?

Atlantic Union Bankshares has a beta of 0.93, suggesting that its share price is 7% less volatile than the S&P 500. Comparatively, OppFi has a beta of 1.45, suggesting that its share price is 45% more volatile than the S&P 500.

Is AUB or OPFI more profitable?

Atlantic Union Bankshares has a net margin of 16.25% compared to OppFi's net margin of 1.40%. OppFi's return on equity of 35.04% beat Atlantic Union Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Atlantic Union Bankshares	16.25%	8.85%	1.09%
OppFi	1.40%	35.04%	12.09%

Do analysts prefer AUB or OPFI?

Atlantic Union Bankshares presently has a consensus price target of $44.60, suggesting a potential upside of 17.95%. OppFi has a consensus price target of $7.50, suggesting a potential downside of 31.99%. Given Atlantic Union Bankshares' higher probable upside, analysts plainly believe Atlantic Union Bankshares is more favorable than OppFi.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Atlantic Union Bankshares	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80
OppFi	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the MarketBeat Community favor AUB or OPFI?

Atlantic Union Bankshares received 5 more outperform votes than OppFi when rated by MarketBeat users. However, 68.00% of users gave OppFi an outperform vote while only 64.71% of users gave Atlantic Union Bankshares an outperform vote.

Company	Underperform	Outperform
Atlantic Union Bankshares	Outperform Votes 22 64.71%	Underperform Votes 12 35.29%
OppFi	Outperform Votes 17 68.00%	Underperform Votes 8 32.00%

Does the media refer more to AUB or OPFI?

In the previous week, OppFi had 5 more articles in the media than Atlantic Union Bankshares. MarketBeat recorded 8 mentions for OppFi and 3 mentions for Atlantic Union Bankshares. OppFi's average media sentiment score of 0.80 beat Atlantic Union Bankshares' score of -0.02 indicating that OppFi is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Atlantic Union Bankshares	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
OppFi	3 Very Positive mention(s)	4 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better earnings and valuation, AUB or OPFI?

Atlantic Union Bankshares has higher revenue and earnings than OppFi. Atlantic Union Bankshares is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Atlantic Union Bankshares	$1.05B	3.25	$201.82M	$2.41	15.69
OppFi	$508.95M	1.87	-$1M	$0.16	68.93

Summary

Atlantic Union Bankshares and OppFi tied by winning 9 of the 18 factors compared between the two stocks.