Paymentus (PAY) Competitors

Jack Henry & Associates (NASDAQ:JKHY) and Paymentus (NYSE:PAY) are both data processing & outsourced services companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, analyst recommendations, dividends, valuation, profitability, earnings, institutional ownership and media sentiment.

Which has more volatility and risk, JKHY or PAY?

Jack Henry & Associates has a beta of 0.73, suggesting that its stock price is 27% less volatile than the S&P 500. Comparatively, Paymentus has a beta of 1.54, suggesting that its stock price is 54% more volatile than the S&P 500.

Do institutionals and insiders believe in JKHY or PAY?

98.8% of Jack Henry & Associates shares are owned by institutional investors. Comparatively, 78.4% of Paymentus shares are owned by institutional investors. 1.4% of Jack Henry & Associates shares are owned by insiders. Comparatively, 75.4% of Paymentus shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Is JKHY or PAY more profitable?

Jack Henry & Associates has a net margin of 18.50% compared to Paymentus' net margin of 5.37%. Jack Henry & Associates' return on equity of 22.07% beat Paymentus' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Jack Henry & Associates	18.50%	22.07%	14.68%
Paymentus	5.37%	12.63%	10.69%

Which has better earnings & valuation, JKHY or PAY?

Jack Henry & Associates has higher revenue and earnings than Paymentus. Jack Henry & Associates is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jack Henry & Associates	$2.22B	5.37	$381.82M	$5.87	27.83
Paymentus	$871.74M	5.29	$44.17M	$0.43	85.65

Do analysts prefer JKHY or PAY?

Jack Henry & Associates currently has a consensus price target of $185.11, indicating a potential upside of 13.31%. Paymentus has a consensus price target of $37.00, indicating a potential upside of 0.46%. Given Jack Henry & Associates' higher probable upside, analysts clearly believe Jack Henry & Associates is more favorable than Paymentus.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jack Henry & Associates	1 Sell rating(s)	8 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.09
Paymentus	0 Sell rating(s)	4 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the media prefer JKHY or PAY?

In the previous week, Jack Henry & Associates had 10 more articles in the media than Paymentus. MarketBeat recorded 21 mentions for Jack Henry & Associates and 11 mentions for Paymentus. Paymentus' average media sentiment score of 0.97 beat Jack Henry & Associates' score of 0.93 indicating that Paymentus is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Jack Henry & Associates	13 Very Positive mention(s)	0 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive
Paymentus	5 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Jack Henry & Associates beats Paymentus on 10 of the 16 factors compared between the two stocks.