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Paymentus (PAY) Financials

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$28.00 +0.18 (+0.65%)
Closing price 04/14/2025 03:58 PM Eastern
Extended Trading
$28.37 +0.37 (+1.33%)
As of 07:00 AM Eastern
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Annual Income Statements for Paymentus

Annual Income Statements for Paymentus

This table shows Paymentus' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2019 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders
9.00 8.53 7.04 -0.51 22 44
Consolidated Net Income / (Loss)
14 14 9.30 -0.51 22 44
Net Income / (Loss) Continuing Operations
14 14 9.30 -0.51 22 44
Total Pre-Tax Income
18 18 10 -1.31 25 54
Total Operating Income
18 18 10 -2.98 18 45
Total Gross Profit
74 93 121 150 182 238
Total Revenue
236 302 396 497 614 872
Operating Revenue
236 302 396 497 614 872
Total Cost of Revenue
161 209 274 347 432 634
Operating Cost of Revenue
161 209 274 347 432 634
Total Operating Expenses
56 74 111 153 164 193
Selling, General & Admin Expense
10 18 33 38 36 37
Marketing Expense
28 32 44 73 84 105
Research & Development Expense
18 25 34 41 44 51
Total Other Income / (Expense), net
0.11 -0.06 -0.01 1.67 7.03 9.09
Interest & Investment Income
0.11 0.05 -0.01 1.66 7.02 8.74
Other Income / (Expense), net
0.00 -0.12 -0.00 0.01 0.01 0.35
Income Tax Expense
4.78 4.65 1.07 -0.80 2.80 9.78
Basic Earnings per Share
$0.09 $0.08 $0.06 $0.00 $0.18 $0.36
Weighted Average Basic Shares Outstanding
103.47M 103.48M 112.76M 122.10M 123.51M 124.37M
Diluted Earnings per Share
$0.08 $0.08 $0.06 $0.00 $0.18 $0.35
Weighted Average Diluted Shares Outstanding
106.35M 106.21M 118.82M 122.10M 125.07M 127.71M
Weighted Average Basic & Diluted Shares Outstanding
- - 121.02M 123.29M 123.92M 124.97M

Quarterly Income Statements for Paymentus

This table shows Paymentus' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Income / (Loss) Attributable to Common Shareholders
-0.74 0.96 0.70 5.84 6.38 9.40 7.23 9.36 14 13
Consolidated Net Income / (Loss)
-0.74 0.96 0.70 5.84 6.38 9.40 7.23 9.36 14 13
Net Income / (Loss) Continuing Operations
-0.74 0.96 0.70 5.84 6.38 9.40 7.23 9.36 14 13
Total Pre-Tax Income
-0.44 2.56 0.45 6.28 7.20 11 11 12 14 16
Total Operating Income
-0.92 1.54 -0.98 4.63 5.31 9.14 8.34 10 12 14
Total Gross Profit
38 41 40 46 47 49 53 59 61 66
Total Revenue
128 132 148 149 152 165 185 197 232 258
Operating Revenue
128 132 148 149 152 165 185 197 232 258
Total Cost of Revenue
90 91 108 103 106 115 132 139 171 192
Operating Cost of Revenue
90 91 108 103 106 115 132 139 171 192
Total Operating Expenses
39 40 41 41 42 40 44 49 49 52
Selling, General & Admin Expense
9.38 9.10 9.15 8.73 9.08 9.05 9.09 9.21 8.94 9.68
Marketing Expense
19 20 20 22 21 21 23 27 26 29
Research & Development Expense
10 10 12 11 11 11 12 13 13 14
Total Other Income / (Expense), net
0.48 1.02 1.43 1.65 1.89 2.06 2.42 2.23 2.35 2.09
Interest & Investment Income
0.50 1.07 1.44 1.66 1.91 2.02 2.19 2.19 2.34 2.02
Other Income / (Expense), net
-0.03 -0.05 -0.01 -0.01 -0.02 0.04 0.23 0.04 0.01 0.07
Income Tax Expense
0.30 1.60 -0.26 0.44 0.82 1.80 3.53 3.11 0.01 3.13
Basic Earnings per Share
($0.01) $0.02 $0.01 $0.05 $0.05 $0.07 $0.06 $0.08 $0.12 $0.10
Weighted Average Basic Shares Outstanding
122.74M 122.10M 123.29M 123.38M 123.62M 123.51M 123.95M 124.26M 124.54M 124.37M
Diluted Earnings per Share
($0.01) $0.02 $0.01 $0.05 $0.05 $0.07 $0.06 $0.07 $0.11 $0.11
Weighted Average Diluted Shares Outstanding
122.74M 122.10M 123.79M 124.01M 125.64M 125.07M 126.92M 127.25M 127.61M 127.71M
Weighted Average Basic & Diluted Shares Outstanding
122.99M 123.29M 123.35M 123.51M 123.70M 123.92M 124.17M 124.48M 124.63M 124.97M

Annual Cash Flow Statements for Paymentus

This table details how cash moves in and out of Paymentus' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2019 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents
2.79 19 155 -52 33 27
Net Cash From Operating Activities
18 36 19 20 69 64
Net Cash From Continuing Operating Activities
18 36 19 20 69 64
Net Income / (Loss) Continuing Operations
14 14 9.30 -0.51 22 44
Consolidated Net Income / (Loss)
14 14 9.30 -0.51 22 44
Depreciation Expense
6.00 8.07 13 24 31 36
Amortization Expense
0.00 0.00 0.67 2.06 3.00 3.76
Non-Cash Adjustments To Reconcile Net Income
1.26 4.90 5.74 13 12 15
Changes in Operating Assets and Liabilities, net
-3.45 8.94 -9.51 -18 0.84 -36
Net Cash From Investing Activities
-14 -15 -78 -35 -34 -37
Net Cash From Continuing Investing Activities
-14 -15 -78 -35 -34 -37
Purchase of Property, Plant & Equipment
-11 -15 -20 -31 -34 -37
Acquisitions
-1.37 0.29 -57 -3.26 0.00 0.00
Other Investing Activities, net
-1.27 0.00 -0.13 -0.28 0.00 -0.19
Net Cash From Financing Activities
-0.86 -1.36 213 -37 -1.20 -0.21
Net Cash From Continuing Financing Activities
-0.86 -1.36 213 -37 -1.20 -0.21
Repayment of Debt
-0.76 -1.04 -4.56 -5.06 -1.71 0.00
Other Financing Activities, net
-0.20 -0.32 0.07 -32 0.51 -0.21
Cash Income Taxes Paid
4.74 2.89 2.49 0.67 1.40 14

Quarterly Cash Flow Statements for Paymentus

This table details how cash moves in and out of Paymentus' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents
8.26 -76 -4.66 17 4.42 16 1.04 8.65 -2.10 19
Net Cash From Operating Activities
-1.95 15 4.76 26 13 24 11 18 6.74 28
Net Cash From Continuing Operating Activities
-1.95 15 4.76 26 13 24 11 18 6.74 28
Net Income / (Loss) Continuing Operations
-0.74 0.96 0.70 5.84 6.38 9.40 7.23 9.36 14 13
Consolidated Net Income / (Loss)
-0.74 0.96 0.70 5.84 6.38 9.40 7.23 9.36 14 13
Depreciation Expense
6.16 6.55 7.24 7.30 7.77 8.29 8.54 8.97 9.32 9.66
Amortization Expense
0.53 0.71 0.70 0.75 0.76 0.80 0.45 0.43 0.51 2.36
Non-Cash Adjustments To Reconcile Net Income
2.62 6.13 2.38 2.72 3.01 3.95 3.27 4.13 3.73 4.31
Changes in Operating Assets and Liabilities, net
-11 0.39 -6.26 9.87 -4.77 2.00 -8.53 -4.86 -21 -1.56
Net Cash From Investing Activities
-8.29 -11 -8.29 -8.68 -8.89 -8.45 -9.51 -9.28 -8.83 -9.14
Net Cash From Continuing Investing Activities
-8.29 -11 -8.29 -8.68 -8.89 -8.45 -9.51 -9.28 -8.83 -9.14
Purchase of Property, Plant & Equipment
-8.16 -7.60 -8.29 -8.68 -8.89 -8.45 -9.39 -9.27 -8.95 -8.96
Other Investing Activities, net
-0.13 -0.03 - - - - -0.12 -0.00 0.12 -0.18
Net Cash From Financing Activities
19 -80 -1.12 -0.49 0.23 0.18 -0.41 0.04 -0.02 0.18
Net Cash From Continuing Financing Activities
19 -80 -1.12 -0.49 0.23 0.18 -0.41 0.04 -0.02 0.18
Other Financing Activities, net
19 -78 -0.10 0.20 0.23 0.18 -0.41 0.04 -0.02 0.18
Cash Income Taxes Paid
0.24 0.25 0.62 0.65 0.45 -0.32 0.43 7.31 4.67 1.99

Annual Balance Sheets for Paymentus

This table presents Paymentus' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2020 2021 2022 2023 2024
Total Assets
125 473 462 505 576
Total Current Assets
80 256 229 270 346
Cash & Equivalents
47 168 147 179 206
Restricted Cash
- 33 2.35 3.83 3.51
Accounts Receivable
28 44 68 76 120
Prepaid Expenses
3.12 8.18 9.99 11 13
Current Deferred & Refundable Income Taxes
2.01 2.49 1.49 0.26 3.36
Plant, Property, & Equipment, net
1.77 2.04 1.82 1.56 1.16
Total Noncurrent Assets
43 214 231 233 229
Goodwill
13 129 132 132 132
Intangible Assets
21 73 82 86 86
Noncurrent Deferred & Refundable Income Taxes
0.27 0.16 0.12 0.09 0.37
Other Noncurrent Operating Assets
8.54 12 17 15 11
Total Liabilities & Shareholders' Equity
125 473 462 505 576
Total Liabilities
40 87 64 75 91
Total Current Liabilities
31 74 51 63 82
Accounts Payable
17 25 29 35 50
Accrued Expenses
10 12 16 21 26
Current Deferred Revenue
- - 4.36 4.09 2.94
Current Deferred & Payable Income Tax Liabilities
0.46 0.12 0.64 0.36 0.19
Other Current Liabilities
3.62 37 1.46 1.85 2.09
Total Noncurrent Liabilities
9.39 12 13 12 9.10
Noncurrent Deferred Revenue
- - 2.83 2.73 2.78
Noncurrent Deferred & Payable Income Tax Liabilities
3.50 3.32 0.68 1.07 0.00
Other Noncurrent Operating Liabilities
5.48 9.06 9.36 8.66 6.32
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
84 386 397 430 486
Total Preferred & Common Equity
84 386 397 430 486
Preferred Stock
0.00 0.00 0.00 0.00 0.00
Total Common Equity
84 386 397 430 486
Common Stock
30 356 368 378 390
Retained Earnings
55 30 29 52 96
Treasury Stock
-0.58 0.00 0.00 0.00 0.00
Accumulated Other Comprehensive Income / (Loss)
0.22 0.17 -0.02 0.09 -0.23

Quarterly Balance Sheets for Paymentus

This table presents Paymentus' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Total Assets
531 467 475 489 514 528 553
Total Current Assets
304 233 241 255 280 294 320
Cash & Equivalents
148 144 159 162 180 189 188
Restricted Cash
78 1.39 3.40 4.83 4.01 4.07 3.24
Accounts Receivable
63 76 67 75 84 90 111
Prepaid Expenses
12 9.08 9.00 11 11 9.93 14
Current Deferred & Refundable Income Taxes
2.65 2.14 2.38 1.91 0.02 1.33 4.33
Plant, Property, & Equipment, net
2.00 1.67 1.74 1.68 1.58 1.44 1.32
Total Noncurrent Assets
226 232 233 233 233 232 232
Goodwill
129 132 132 132 132 132 132
Intangible Assets
79 83 85 86 87 87 87
Noncurrent Deferred & Refundable Income Taxes
0.17 0.12 0.12 0.12 0.09 0.09 0.36
Other Noncurrent Operating Assets
17 17 16 15 14 13 12
Total Liabilities & Shareholders' Equity
531 467 475 489 514 528 553
Total Liabilities
137 67 67 72 75 76 84
Total Current Liabilities
125 51 51 60 63 65 74
Accounts Payable
27 33 31 33 41 43 50
Accrued Expenses
17 12 16 19 12 16 20
Current Deferred & Payable Income Tax Liabilities
0.72 0.27 0.11 0.02 3.13 0.09 0.00
Other Current Liabilities
80 6.28 5.09 7.30 6.06 5.01 4.29
Total Noncurrent Liabilities
12 15 16 12 12 11 9.89
Capital Lease Obligations
0.75 - 0.20 0.20 0.00 0.00 0.00
Noncurrent Deferred Revenue
2.64 - - - 2.75 2.87 2.74
Noncurrent Deferred & Payable Income Tax Liabilities
0.00 0.77 0.86 0.96 1.16 1.24 0.00
Other Noncurrent Operating Liabilities
8.70 14 15 11 8.05 7.38 7.15
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
394 400 408 417 439 452 469
Total Preferred & Common Equity
394 400 408 417 439 452 469
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
394 400 408 417 439 452 469
Common Stock
366 370 372 375 380 383 386
Retained Earnings
28 30 36 42 59 68 83
Accumulated Other Comprehensive Income / (Loss)
-0.07 -0.03 0.06 0.00 0.05 0.01 -0.00

Annual Metrics and Ratios for Paymentus

This table displays calculated financial ratios and metrics derived from Paymentus' official financial filings.

Metric 2019 2020 2021 2022 2023 2024
Growth Metrics
- - - - - -
Revenue Growth
0.00% 27.99% 31.07% 25.66% 23.64% 41.86%
EBITDA Growth
0.00% 8.23% -7.75% -4.87% 123.34% 65.25%
EBIT Growth
0.00% -0.33% -43.36% -128.64% 709.39% 149.67%
NOPAT Growth
0.00% 1.04% -32.36% -122.38% 871.66% 128.48%
Net Income Growth
0.00% 0.10% -32.17% -105.52% 4,451.27% 97.87%
EPS Growth
0.00% 0.00% -25.00% -100.00% 0.00% 94.44%
Operating Cash Flow Growth
0.00% 103.42% -45.28% 1.92% 246.44% -7.55%
Free Cash Flow Firm Growth
0.00% 0.00% -461.81% 52.31% 126.27% -59.39%
Invested Capital Growth
0.00% 0.00% 383.46% 34.29% -0.43% 12.08%
Revenue Q/Q Growth
0.00% 0.00% 0.00% 5.08% 5.61% 11.95%
EBITDA Q/Q Growth
0.00% 0.00% 0.00% 17.66% 22.59% 10.34%
EBIT Q/Q Growth
0.00% 0.00% 0.00% 28.29% 73.90% 12.65%
NOPAT Q/Q Growth
0.00% 0.00% 0.00% 29.18% 82.02% 11.54%
Net Income Q/Q Growth
0.00% 0.00% 0.00% -116.06% 60.86% 9.27%
EPS Q/Q Growth
0.00% 0.00% 0.00% -100.00% 38.46% 12.90%
Operating Cash Flow Q/Q Growth
0.00% 0.00% -27.40% 276.34% 16.44% 5.77%
Free Cash Flow Firm Q/Q Growth
0.00% 0.00% 0.00% 0.00% 123.48% 22.67%
Invested Capital Q/Q Growth
0.00% 0.00% 0.00% 46.55% -1.73% -0.66%
Profitability Metrics
- - - - - -
Gross Margin
31.57% 30.69% 30.69% 30.12% 29.67% 27.32%
EBITDA Margin
10.34% 8.74% 6.15% 4.66% 8.41% 9.80%
Operating Margin
7.79% 6.11% 2.62% -0.60% 2.94% 5.15%
EBIT Margin
7.79% 6.07% 2.62% -0.60% 2.95% 5.19%
Profit (Net Income) Margin
5.81% 4.54% 2.35% -0.10% 3.63% 5.07%
Tax Burden Percent
74.12% 74.66% 89.72% 39.22% 88.85% 81.88%
Interest Burden Percent
100.58% 100.28% 99.94% 44.03% 138.77% 119.34%
Effective Tax Rate
25.88% 25.34% 10.28% 0.00% 11.15% 18.12%
Return on Invested Capital (ROIC)
0.00% 72.18% 8.37% -0.96% 6.51% 14.06%
ROIC Less NNEP Spread (ROIC-NNEP)
0.00% 72.39% 8.37% -1.86% 2.76% 10.27%
Return on Net Nonoperating Assets (RNNOA)
0.00% -39.68% -4.41% 0.83% -1.11% -4.40%
Return on Equity (ROE)
0.00% 32.50% 3.95% -0.13% 5.40% 9.65%
Cash Return on Invested Capital (CROIC)
0.00% -127.82% -123.07% -30.23% 6.94% 2.67%
Operating Return on Assets (OROA)
0.00% 14.66% 3.47% -0.64% 3.75% 8.36%
Return on Assets (ROA)
0.00% 10.98% 3.11% -0.11% 4.62% 8.17%
Return on Common Equity (ROCE)
0.00% 32.50% 3.95% -0.13% 5.40% 9.65%
Return on Equity Simple (ROE_SIMPLE)
0.00% 16.25% 2.41% -0.13% 5.20% 9.10%
Net Operating Profit after Tax (NOPAT)
14 14 9.31 -2.08 16 37
NOPAT Margin
5.78% 4.56% 2.35% -0.42% 2.62% 4.21%
Net Nonoperating Expense Percent (NNEP)
0.00% -0.21% -0.01% 0.89% 3.75% 3.79%
Return On Investment Capital (ROIC_SIMPLE)
- - - -0.52% 3.74% 7.56%
Cost of Revenue to Revenue
68.43% 69.31% 69.31% 69.88% 70.33% 72.68%
SG&A Expenses to Revenue
4.33% 5.91% 8.34% 7.67% 5.86% 4.24%
R&D to Revenue
7.58% 8.12% 8.63% 8.29% 7.20% 5.89%
Operating Expenses to Revenue
23.78% 24.59% 28.07% 30.72% 26.73% 22.18%
Earnings before Interest and Taxes (EBIT)
18 18 10 -2.97 18 45
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
24 26 24 23 52 85
Valuation Ratios
- - - - - -
Price to Book Value (P/BV)
0.00 2.73 10.87 2.48 5.15 8.39
Price to Tangible Book Value (P/TBV)
0.00 4.61 22.85 5.38 10.44 15.23
Price to Revenue (P/Rev)
0.98 0.76 10.61 1.98 3.60 4.67
Price to Earnings (P/E)
25.59 27.01 596.19 0.00 99.03 92.19
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
3.91% 3.70% 0.17% 0.00% 1.01% 1.08%
Enterprise Value to Invested Capital (EV/IC)
0.00 4.83 21.68 3.38 8.23 13.98
Enterprise Value to Revenue (EV/Rev)
0.00 0.61 10.10 1.68 3.30 4.43
Enterprise Value to EBITDA (EV/EBITDA)
0.00 6.98 164.22 36.09 39.21 45.20
Enterprise Value to EBIT (EV/EBIT)
0.00 10.05 385.32 0.00 111.97 85.45
Enterprise Value to NOPAT (EV/NOPAT)
0.00 13.38 429.45 0.00 126.11 105.16
Enterprise Value to Operating Cash Flow (EV/OCF)
0.00 5.17 205.03 42.05 29.45 60.70
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 0.00 0.00 118.22 554.57
Leverage & Solvency
- - - - - -
Debt to Equity
0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to Equity
0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage
0.00 -0.55 -0.53 -0.45 -0.40 -0.43
Leverage Ratio
0.00 1.48 1.27 1.19 1.17 1.18
Compound Leverage Factor
0.00 1.48 1.27 0.53 1.62 1.41
Debt to Total Capital
0.00% 0.49% 0.00% 0.00% 0.00% 0.00%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
0.00% 0.49% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
0.00% 99.51% 100.00% 100.00% 100.00% 100.00%
Debt to EBITDA
0.00 0.02 0.00 0.00 0.00 0.00
Net Debt to EBITDA
0.00 -1.75 0.00 0.00 0.00 0.00
Long-Term Debt to EBITDA
0.00 0.02 0.00 0.00 0.00 0.00
Debt to NOPAT
0.00 0.03 0.00 0.00 0.00 0.00
Net Debt to NOPAT
0.00 -3.36 0.00 0.00 0.00 0.00
Long-Term Debt to NOPAT
0.00 0.03 0.00 0.00 0.00 0.00
Altman Z-Score
0.00 7.40 30.48 10.79 19.60 29.50
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - -
Current Ratio
0.00 2.57 3.45 4.45 4.31 4.24
Quick Ratio
0.00 2.40 2.85 4.18 4.07 3.99
Cash Flow Metrics
- - - - - -
Free Cash Flow to Firm (FCFF)
0.00 -24 -137 -65 17 6.96
Operating Cash Flow to CapEx
155.49% 239.91% 96.12% 64.05% 200.67% 173.98%
Free Cash Flow to Firm to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
Efficiency Ratios
- - - - - -
Asset Turnover
0.00 2.42 1.32 1.06 1.27 1.61
Accounts Receivable Turnover
0.00 10.76 10.99 8.90 8.52 8.89
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 170.30 207.30 257.05 363.50 642.17
Accounts Payable Turnover
0.00 12.43 13.19 12.87 13.42 14.90
Days Sales Outstanding (DSO)
0.00 33.91 33.21 41.03 42.82 41.08
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
0.00 29.36 27.68 28.36 27.20 24.50
Cash Conversion Cycle (CCC)
0.00 4.54 5.53 12.66 15.62 16.58
Capital & Investment Metrics
- - - - - -
Invested Capital
0.00 38 184 247 246 276
Invested Capital Turnover
0.00 15.83 3.56 2.30 2.49 3.34
Increase / (Decrease) in Invested Capital
0.00 38 146 63 -1.07 30
Enterprise Value (EV)
0.00 184 3,997 835 2,027 3,862
Market Capitalization
230 230 4,198 985 2,210 4,072
Book Value per Share
$0.00 $0.82 $3.22 $3.23 $3.47 $3.90
Tangible Book Value per Share
$0.00 $0.48 $1.53 $1.49 $1.71 $2.14
Total Capital
0.00 85 386 397 430 486
Total Debt
0.00 0.41 0.00 0.00 0.00 0.00
Total Long-Term Debt
0.00 0.41 0.00 0.00 0.00 0.00
Net Debt
0.00 -46 -202 -150 -183 -209
Capital Expenditures (CapEx)
11 15 20 31 34 37
Debt-free, Cash-free Net Working Capital (DFCFNWC)
0.00 2.05 -20 28 24 55
Debt-free Net Working Capital (DFNWC)
0.00 49 182 177 208 264
Net Working Capital (NWC)
0.00 49 182 177 208 264
Net Nonoperating Expense (NNE)
-0.08 0.05 0.01 -1.57 -6.25 -7.44
Net Nonoperating Obligations (NNO)
0.00 -46 -202 -150 -183 -209
Total Depreciation and Amortization (D&A)
6.00 8.07 14 26 34 40
Debt-free, Cash-free Net Working Capital to Revenue
0.00% 0.68% -5.01% 5.59% 3.97% 6.27%
Debt-free Net Working Capital to Revenue
0.00% 16.14% 46.02% 35.71% 33.78% 30.29%
Net Working Capital to Revenue
0.00% 16.14% 46.02% 35.71% 33.78% 30.29%
Earnings Adjustments
- - - - - -
Adjusted Basic Earnings per Share
$0.00 $0.00 $0.06 $0.00 $0.18 $0.36
Adjusted Weighted Average Basic Shares Outstanding
0.00 0.00 112.76M 122.10M 123.51M 124.37M
Adjusted Diluted Earnings per Share
$0.00 $0.00 $0.06 $0.00 $0.18 $0.35
Adjusted Weighted Average Diluted Shares Outstanding
0.00 0.00 118.82M 122.10M 125.07M 127.71M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
0.00 0.00 121.02M 123.29M 123.92M 124.97M
Normalized Net Operating Profit after Tax (NOPAT)
14 14 9.31 -2.08 16 37
Normalized NOPAT Margin
5.78% 4.56% 2.35% -0.42% 2.62% 4.21%
Pre Tax Income Margin
7.84% 6.09% 2.62% -0.26% 4.09% 6.19%
Debt Service Ratios
- - - - - -
EBIT to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
NOPAT to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00
Payout Ratios
- - - - - -
Dividend Payout Ratio
0.00% 0.00% 370.02% 0.00% 0.00% 0.00%
Augmented Payout Ratio
0.00% 0.00% 370.02% 0.00% 0.00% 0.00%

Quarterly Metrics and Ratios for Paymentus

This table displays calculated financial ratios and metrics derived from Paymentus' official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Growth Metrics
- - - - - - - - - -
Revenue Growth
26.04% 22.24% 27.10% 24.15% 18.94% 24.68% 24.64% 32.55% 51.93% 56.48%
EBITDA Growth
14.73% 65.90% 51.07% 211.53% 140.72% 108.92% 152.95% 55.32% 58.65% 43.82%
EBIT Growth
-184.98% 368.55% 26.25% 312.76% 660.21% 516.38% 964.31% 122.45% 128.43% 55.27%
NOPAT Growth
-251.43% -87.80% -61.12% 376.29% 832.91% 1,234.85% 462.34% 78.64% 156.85% 49.37%
Net Income Growth
-274.64% -79.49% -59.02% 338.23% 965.26% 882.45% 926.42% 60.37% 126.28% 39.85%
EPS Growth
0.00% -50.00% 0.00% 350.00% 600.00% 250.00% 500.00% 40.00% 120.00% 57.14%
Operating Cash Flow Growth
-129.53% 10,726.47% 46.64% 588.89% 774.35% 65.99% 129.98% -31.91% -48.74% 14.21%
Free Cash Flow Firm Growth
96.57% 0.00% 66.05% 45.74% -1,276.66% 113.97% 108.25% 93.03% 80.35% -309.28%
Invested Capital Growth
3.03% 34.29% 33.31% 43.33% 48.48% -0.43% 0.08% 5.11% 10.87% 12.08%
Revenue Q/Q Growth
6.82% 3.14% 12.22% 0.41% 2.34% 8.12% 12.18% 6.79% 17.30% 11.36%
EBITDA Q/Q Growth
41.22% 52.32% -20.62% 82.44% 9.12% 32.20% -3.89% 12.03% 11.46% 19.84%
EBIT Q/Q Growth
56.47% 257.67% -166.58% 565.63% 14.61% 73.48% -6.64% 19.84% 17.69% 17.92%
NOPAT Q/Q Growth
58.79% 189.55% -369.01% 378.29% 9.33% 63.09% -26.98% 37.20% 57.20% -5.15%
Net Income Q/Q Growth
69.93% 229.85% -26.44% 729.40% 9.21% 47.44% -23.14% 29.59% 54.10% -8.88%
EPS Q/Q Growth
50.00% 300.00% -50.00% 400.00% 0.00% 40.00% -14.29% 16.67% 57.14% 0.00%
Operating Cash Flow Q/Q Growth
-150.70% 855.46% -67.65% 455.97% -50.37% 85.96% -55.18% 64.60% -62.63% 314.32%
Free Cash Flow Firm Q/Q Growth
95.66% -1,016.97% -4.24% -7.43% -10.07% 111.33% -38.39% -190.65% -210.57% -20.67%
Invested Capital Q/Q Growth
-1.68% 46.55% 3.04% -3.47% 1.86% -1.73% 3.58% 1.38% 7.44% -0.66%
Profitability Metrics
- - - - - - - - - -
Gross Margin
29.54% 31.12% 27.02% 30.79% 30.78% 30.03% 28.52% 29.76% 26.20% 25.60%
EBITDA Margin
4.48% 6.62% 4.68% 8.50% 9.07% 11.09% 9.50% 9.97% 9.47% 10.19%
Operating Margin
-0.72% 1.16% -0.66% 3.11% 3.48% 5.55% 4.51% 5.18% 5.22% 5.50%
EBIT Margin
-0.74% 1.13% -0.67% 3.10% 3.47% 5.57% 4.64% 5.20% 5.22% 5.53%
Profit (Net Income) Margin
-0.58% 0.72% 0.47% 3.92% 4.18% 5.71% 3.91% 4.74% 6.23% 5.10%
Tax Burden Percent
167.12% 37.40% 157.14% 93.02% 88.58% 83.95% 67.16% 75.10% 99.97% 80.77%
Interest Burden Percent
46.67% 171.75% -45.16% 135.90% 135.98% 121.95% 125.50% 121.35% 119.37% 114.17%
Effective Tax Rate
0.00% 62.60% -57.14% 6.98% 11.42% 16.05% 32.84% 24.90% 0.03% 19.23%
Return on Invested Capital (ROIC)
-1.42% 1.00% -2.47% 7.71% 8.56% 11.58% 7.73% 10.79% 15.37% 14.83%
ROIC Less NNEP Spread (ROIC-NNEP)
-1.38% 0.78% -3.78% 6.90% 7.71% 10.55% 6.75% 9.84% 14.06% 13.97%
Return on Net Nonoperating Assets (RNNOA)
0.79% -0.35% 1.64% -3.28% -3.72% -4.25% -2.65% -4.07% -5.67% -5.99%
Return on Equity (ROE)
-0.64% 0.65% -0.83% 4.43% 4.84% 7.34% 5.09% 6.72% 9.70% 8.84%
Cash Return on Invested Capital (CROIC)
0.00% -30.23% -24.96% -34.05% -34.81% 6.94% 8.66% 5.19% 2.15% 2.67%
Operating Return on Assets (OROA)
-0.69% 1.20% -0.74% 3.52% 3.96% 7.09% 6.16% 7.26% 7.80% 8.92%
Return on Assets (ROA)
-0.54% 0.77% 0.53% 4.45% 4.77% 7.26% 5.19% 6.62% 9.31% 8.22%
Return on Common Equity (ROCE)
-0.64% 0.65% -0.83% 4.43% 4.84% 7.34% 5.09% 6.72% 9.70% 8.84%
Return on Equity Simple (ROE_SIMPLE)
0.81% 0.00% -0.38% 1.66% 3.32% 0.00% 6.56% 7.17% 8.62% 0.00%
Net Operating Profit after Tax (NOPAT)
-0.64 0.57 -1.55 4.30 4.70 7.67 5.60 7.69 12 11
NOPAT Margin
-0.50% 0.43% -1.04% 2.89% 3.09% 4.66% 3.03% 3.89% 5.22% 4.44%
Net Nonoperating Expense Percent (NNEP)
-0.04% 0.22% 1.31% 0.81% 0.85% 1.04% 0.99% 0.94% 1.31% 0.86%
Return On Investment Capital (ROIC_SIMPLE)
- 0.14% - - - 1.79% - - - 2.36%
Cost of Revenue to Revenue
70.46% 68.88% 72.98% 69.21% 69.22% 69.97% 71.48% 70.24% 73.80% 74.40%
SG&A Expenses to Revenue
7.32% 6.89% 6.17% 5.86% 5.96% 5.49% 4.92% 4.67% 3.86% 3.75%
R&D to Revenue
8.08% 7.79% 7.86% 7.32% 7.24% 6.46% 6.52% 6.35% 5.69% 5.26%
Operating Expenses to Revenue
30.26% 29.96% 27.68% 27.69% 27.29% 24.49% 24.01% 24.57% 20.98% 20.10%
Earnings before Interest and Taxes (EBIT)
-0.95 1.49 -0.99 4.62 5.29 9.18 8.57 10 12 14
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
5.74 8.75 6.94 13 14 18 18 20 22 26
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
3.02 2.48 2.73 3.19 4.91 5.15 6.42 5.22 5.32 8.39
Price to Tangible Book Value (P/TBV)
6.41 5.38 5.91 6.78 10.26 10.44 12.78 10.15 9.97 15.23
Price to Revenue (P/Rev)
2.52 1.98 2.07 2.34 3.52 3.60 4.33 3.37 3.20 4.67
Price to Earnings (P/E)
373.06 0.00 0.00 192.61 147.75 99.03 97.74 72.89 61.65 92.19
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield
0.27% 0.00% 0.00% 0.52% 0.68% 1.01% 1.02% 1.37% 1.62% 1.08%
Enterprise Value to Invested Capital (EV/IC)
5.72 3.38 3.71 4.63 7.51 8.23 10.32 8.37 8.28 13.98
Enterprise Value to Revenue (EV/Rev)
2.04 1.68 1.79 2.05 3.24 3.30 4.05 3.10 2.96 4.43
Enterprise Value to EBITDA (EV/EBITDA)
49.13 36.09 37.16 33.44 44.66 39.21 42.28 31.25 29.72 45.20
Enterprise Value to EBIT (EV/EBIT)
0.00 0.00 0.00 273.33 180.93 111.97 95.23 65.00 57.35 85.45
Enterprise Value to NOPAT (EV/NOPAT)
0.00 0.00 118.14 349.85 213.29 126.11 118.06 84.35 69.88 105.16
Enterprise Value to Operating Cash Flow (EV/OCF)
183.13 42.05 44.31 25.91 31.87 29.45 35.13 32.54 38.25 60.70
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 0.00 0.00 0.00 118.22 119.21 165.22 405.31 554.57
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to Equity
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage
-0.57 -0.45 -0.43 -0.48 -0.48 -0.40 -0.39 -0.41 -0.40 -0.43
Leverage Ratio
1.31 1.19 1.21 1.23 1.26 1.17 1.17 1.17 1.18 1.18
Compound Leverage Factor
0.61 2.05 -0.55 1.67 1.71 1.43 1.47 1.42 1.40 1.35
Debt to Total Capital
0.19% 0.00% 0.00% 0.05% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
0.19% 0.00% 0.00% 0.05% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
99.81% 100.00% 100.00% 99.95% 99.95% 100.00% 100.00% 100.00% 100.00% 100.00%
Debt to EBITDA
0.04 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt to EBITDA
-11.44 0.00 0.00 -4.76 -3.95 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to EBITDA
0.04 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT
-0.26 0.00 0.00 0.06 0.02 0.00 0.00 0.00 0.00 0.00
Net Debt to NOPAT
76.55 0.00 0.00 -49.78 -18.87 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to NOPAT
-0.26 0.00 0.00 0.06 0.02 0.00 0.00 0.00 0.00 0.00
Altman Z-Score
6.58 10.82 11.54 13.47 18.94 19.54 24.67 20.69 19.99 29.33
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Current Ratio
2.43 4.45 4.52 4.70 4.28 4.31 4.47 4.55 4.31 4.24
Quick Ratio
1.69 4.18 4.28 4.41 3.98 4.07 4.22 4.32 4.02 3.99
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-5.61 -63 -65 -70 -77 8.75 5.39 -4.88 -15 -18
Operating Cash Flow to CapEx
-23.88% 193.74% 57.48% 305.15% 147.91% 289.28% 116.63% 194.41% 75.29% 311.46%
Free Cash Flow to Firm to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.94 1.06 1.11 1.14 1.14 1.27 1.33 1.39 1.49 1.61
Accounts Receivable Turnover
9.47 8.90 8.24 9.29 8.46 8.52 8.11 8.90 8.37 8.89
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
220.44 257.05 276.55 294.17 316.92 363.50 401.50 439.67 519.29 642.17
Accounts Payable Turnover
12.60 12.87 12.04 13.46 13.41 13.42 12.38 13.34 13.40 14.90
Days Sales Outstanding (DSO)
38.54 41.03 44.29 39.30 43.16 42.82 45.01 41.02 43.60 41.08
Days Inventory Outstanding (DIO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)
28.97 28.36 30.33 27.11 27.22 27.20 29.48 27.35 27.23 24.50
Cash Conversion Cycle (CCC)
9.58 12.66 13.97 12.19 15.94 15.62 15.53 13.67 16.37 16.58
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
169 247 255 246 251 246 255 259 278 276
Invested Capital Turnover
2.84 2.30 2.37 2.67 2.77 2.49 2.55 2.77 2.95 3.34
Increase / (Decrease) in Invested Capital
4.96 63 64 74 82 -1.07 0.22 13 27 30
Enterprise Value (EV)
967 835 947 1,140 1,884 2,027 2,635 2,166 2,301 3,862
Market Capitalization
1,192 985 1,092 1,303 2,050 2,210 2,819 2,359 2,492 4,072
Book Value per Share
$3.21 $3.23 $3.24 $3.31 $3.38 $3.47 $3.55 $3.64 $3.77 $3.90
Tangible Book Value per Share
$1.52 $1.49 $1.50 $1.56 $1.62 $1.71 $1.78 $1.87 $2.01 $2.14
Total Capital
395 397 400 409 418 430 439 452 469 486
Total Debt
0.75 0.00 0.00 0.20 0.20 0.00 0.00 0.00 0.00 0.00
Total Long-Term Debt
0.75 0.00 0.00 0.20 0.20 0.00 0.00 0.00 0.00 0.00
Net Debt
-225 -150 -145 -162 -167 -183 -184 -193 -191 -209
Capital Expenditures (CapEx)
8.16 7.60 8.29 8.68 8.89 8.45 9.39 9.27 8.95 8.96
Debt-free, Cash-free Net Working Capital (DFCFNWC)
-47 28 36 27 29 24 33 37 55 55
Debt-free Net Working Capital (DFNWC)
179 177 181 190 196 208 217 230 246 264
Net Working Capital (NWC)
179 177 181 190 196 208 217 230 246 264
Net Nonoperating Expense (NNE)
0.10 -0.38 -2.25 -1.54 -1.67 -1.73 -1.62 -1.68 -2.35 -1.69
Net Nonoperating Obligations (NNO)
-225 -150 -145 -162 -167 -183 -184 -193 -191 -209
Total Depreciation and Amortization (D&A)
6.69 7.26 7.94 8.05 8.53 9.09 8.99 9.40 9.84 12
Debt-free, Cash-free Net Working Capital to Revenue
-10.02% 5.59% 6.85% 4.89% 4.92% 3.97% 5.05% 5.25% 7.07% 6.27%
Debt-free Net Working Capital to Revenue
37.75% 35.71% 34.28% 34.03% 33.60% 33.78% 33.33% 32.82% 31.57% 30.29%
Net Working Capital to Revenue
37.75% 35.71% 34.28% 34.03% 33.60% 33.78% 33.33% 32.82% 31.57% 30.29%
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
($0.01) $0.02 $0.01 $0.05 $0.05 $0.07 $0.06 $0.08 $0.12 $0.10
Adjusted Weighted Average Basic Shares Outstanding
122.74M 122.10M 123.29M 123.38M 123.62M 123.51M 123.95M 124.26M 124.54M 124.37M
Adjusted Diluted Earnings per Share
($0.01) $0.02 $0.01 $0.05 $0.05 $0.07 $0.06 $0.07 $0.11 $0.11
Adjusted Weighted Average Diluted Shares Outstanding
122.74M 122.10M 123.79M 124.01M 125.64M 125.07M 126.92M 127.25M 127.61M 127.71M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
122.99M 123.29M 123.35M 123.51M 123.70M 123.92M 124.17M 124.48M 124.63M 124.97M
Normalized Net Operating Profit after Tax (NOPAT)
-0.64 1.08 -0.69 4.30 4.70 7.67 5.60 7.69 12 11
Normalized NOPAT Margin
-0.50% 0.81% -0.46% 2.89% 3.09% 4.66% 3.03% 3.89% 5.22% 4.44%
Pre Tax Income Margin
-0.34% 1.94% 0.30% 4.21% 4.72% 6.80% 5.82% 6.32% 6.23% 6.31%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Frequently Asked Questions About Paymentus' Financials

When does Paymentus's fiscal year end?

According to the most recent income statement we have on file, Paymentus' financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Paymentus' net income changed over the last 5 years?

Paymentus' net income appears to be on an upward trend, with a most recent value of $44.17 million in 2024, rising from $13.70 million in 2019. The previous period was $22.32 million in 2023.

What is Paymentus's operating income?
Paymentus's total operating income in 2024 was $44.86 million, based on the following breakdown:
  • Total Gross Profit: $238.17 million
  • Total Operating Expenses: $193.31 million
How has Paymentus revenue changed over the last 5 years?

Over the last 5 years, Paymentus' total revenue changed from $235.78 million in 2019 to $871.75 million in 2024, a change of 269.7%.

How much debt does Paymentus have?

Paymentus' total liabilities were at $90.65 million at the end of 2024, a 20.5% increase from 2023, and a 123.8% increase since 2020.

How much cash does Paymentus have?

In the past 4 years, Paymentus' cash and equivalents has ranged from $46.67 million in 2020 to $205.90 million in 2024, and is currently $205.90 million as of their latest financial filing in 2024.

How has Paymentus' book value per share changed over the last 5 years?

Over the last 5 years, Paymentus' book value per share changed from 0.00 in 2019 to 3.90 in 2024, a change of 389.6%.

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This page (NYSE:PAY) was last updated on 4/15/2025 by MarketBeat.com Staff
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