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NYSE:PFSI

PennyMac Financial Services (PFSI) Stock Price, News & Analysis

PennyMac Financial Services logo
$93.86 -2.54 (-2.63%)
Closing price 03:59 PM Eastern
Extended Trading
$93.82 -0.04 (-0.04%)
As of 04:51 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About PennyMac Financial Services Stock (NYSE:PFSI)

Key Stats

Today's Range
$92.78
$100.92
50-Day Range
$89.31
$103.66
52-Week Range
$83.03
$119.13
Volume
899,037 shs
Average Volume
308,330 shs
Market Capitalization
$4.83 billion
P/E Ratio
16.07
Dividend Yield
1.28%
Price Target
$120.57
Consensus Rating
Moderate Buy

Company Overview

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for both newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; counsels delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. The company was founded in 2008 and is headquartered in Westlake Village, California.

PennyMac Financial Services Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
99th Percentile Overall Score

PFSI MarketRank™: 

PennyMac Financial Services scored higher than 99% of companies evaluated by MarketBeat, and ranked 39th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    PennyMac Financial Services has received a consensus rating of Moderate Buy. The company's average rating score is 2.86, and is based on 6 buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    PennyMac Financial Services has only been the subject of 3 research reports in the past 90 days.

  • Read more about PennyMac Financial Services' stock forecast and price target.
  • Earnings Growth

    Earnings for PennyMac Financial Services are expected to grow by 17.28% in the coming year, from $13.77 to $16.15 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of PennyMac Financial Services is 16.07, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.50.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of PennyMac Financial Services is 16.07, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.96.

  • Price to Earnings Growth Ratio

    PennyMac Financial Services has a PEG Ratio of 0.19. PEG Ratios below 1 indicate that a company could be undervalued.

  • Price to Book Value per Share Ratio

    PennyMac Financial Services has a P/B Ratio of 1.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    2.50% of the float of PennyMac Financial Services has been sold short.
  • Short Interest Ratio / Days to Cover

    PennyMac Financial Services has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in PennyMac Financial Services has recently decreased by 14.69%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    PennyMac Financial Services pays a meaningful dividend of 1.26%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    PennyMac Financial Services does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of PennyMac Financial Services is 20.55%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, PennyMac Financial Services will have a dividend payout ratio of 7.43% next year. This indicates that PennyMac Financial Services will be able to sustain or increase its dividend.

  • Read more about PennyMac Financial Services' dividend.
  • Percentage of Shares Shorted

    2.50% of the float of PennyMac Financial Services has been sold short.
  • Short Interest Ratio / Days to Cover

    PennyMac Financial Services has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in PennyMac Financial Services has recently decreased by 14.69%, indicating that investor sentiment is improving significantly.
  • News Sentiment

    PennyMac Financial Services has a news sentiment score of 0.27. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.98 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 13 news articles for PennyMac Financial Services this week, compared to 5 articles on an average week.
  • MarketBeat Follows

    Only 2 people have added PennyMac Financial Services to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, PennyMac Financial Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $4,540,867.00 in company stock.

  • Percentage Held by Insiders

    16.60% of the stock of PennyMac Financial Services is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    57.87% of the stock of PennyMac Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about PennyMac Financial Services' insider trading history.
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PFSI Stock News Headlines

Trump Treasure April 19
Thanks to President Trump… A $900 investment across5 specific cryptos… Could gain 12,000% so quickly that, just 12 months later…
PennyMac Financial Services (PFSI) to Release Earnings on Tuesday
PennyMac Financial price target lowered to $110 from $115 at UBS
See More Headlines

PFSI Stock Analysis - Frequently Asked Questions

PennyMac Financial Services' stock was trading at $102.14 at the beginning of the year. Since then, PFSI shares have decreased by 8.1% and is now trading at $93.86.
View the best growth stocks for 2025 here
.

PennyMac Financial Services, Inc. (NYSE:PFSI) released its earnings results on Tuesday, April, 22nd. The real estate investment trust reported $1.42 EPS for the quarter, missing the consensus estimate of $2.99 by $1.57. The real estate investment trust had revenue of $430.90 million for the quarter, compared to analyst estimates of $520.42 million. PennyMac Financial Services had a net margin of 19.54% and a trailing twelve-month return on equity of 16.61%.
Read the conference call transcript
.

Top institutional investors of PennyMac Financial Services include IMC Chicago LLC, Rhumbline Advisers (0.08%), Assenagon Asset Management S.A. (0.04%) and QRG Capital Management Inc. (0.03%). Insiders that own company stock include Daniel Stanley Perotti, David Spector, Vandad Fartaj, Joseph F Mazzella, Gregory L Hendry, Patrick Kinsella, William Herbert Chang, James K Hunt, Derek Stark, Doug Jones, Steven Richard Bailey, James Follette, Donald J White, Abbie Tidmore, Mark Elbaum and Anne Mccallion.
View institutional ownership trends
.

Shares of PFSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that PennyMac Financial Services investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

Record date for 2/23 Dividend
2/13/2025
Ex-Dividend for 2/23 Dividend
2/13/2025
Dividend Payable
2/23/2025
Last Earnings
4/22/2025
Today
4/23/2025
Record date for 5/23 Dividend
5/14/2025
Ex-Dividend for 5/23 Dividend
5/14/2025
Dividend Payable
5/23/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
Mortgage bankers & correspondents
Sub-Industry
Banking
Current Symbol
NYSE:PFSI
Fax
N/A
Employees
4,140
Year Founded
2008

Price Target and Rating

Average Stock Price Target
$120.57
High Stock Price Target
$130.00
Low Stock Price Target
$110.00
Potential Upside/Downside
+28.5%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.86
Research Coverage
7 Analysts

Profitability

Trailing P/E Ratio
16.07
Forward P/E Ratio
6.82
P/E Growth
0.19
Net Income
$311.42 million
Pretax Margin
25.16%

Debt

Sales & Book Value

Annual Sales
$2.41 billion
Cash Flow
$12.93 per share
Price / Cash Flow
7.26
Book Value
$74.71 per share
Price / Book
1.26

Miscellaneous

Free Float
42,749,000
Market Cap
$4.83 billion
Optionable
Optionable
Beta
1.73

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This page (NYSE:PFSI) was last updated on 4/23/2025 by MarketBeat.com Staff
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