ProAssurance (PRA) Competitors

ProAssurance (NYSE:PRA) and White Mountains Insurance Group (NYSE:WTM) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their media sentiment, risk, earnings, profitability, institutional ownership, dividends, analyst recommendations, valuation and community ranking.

Is PRA or WTM more profitable?

White Mountains Insurance Group has a net margin of 10.29% compared to ProAssurance's net margin of 3.71%. White Mountains Insurance Group's return on equity of 10.56% beat ProAssurance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ProAssurance	3.71%	2.65%	0.54%
White Mountains Insurance Group	10.29%	10.56%	5.27%

Does the media favor PRA or WTM?

In the previous week, White Mountains Insurance Group had 3 more articles in the media than ProAssurance. MarketBeat recorded 8 mentions for White Mountains Insurance Group and 5 mentions for ProAssurance. White Mountains Insurance Group's average media sentiment score of 1.05 beat ProAssurance's score of 0.38 indicating that White Mountains Insurance Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
ProAssurance	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
White Mountains Insurance Group	7 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has higher earnings & valuation, PRA or WTM?

White Mountains Insurance Group has higher revenue and earnings than ProAssurance. White Mountains Insurance Group is trading at a lower price-to-earnings ratio than ProAssurance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ProAssurance	$1.13B	1.05	-$38.60M	$1.02	22.70
White Mountains Insurance Group	$2.35B	1.88	$230.40M	$89.99	19.39

Do analysts recommend PRA or WTM?

ProAssurance presently has a consensus target price of $18.67, suggesting a potential downside of 19.38%. Given ProAssurance's stronger consensus rating and higher probable upside, analysts clearly believe ProAssurance is more favorable than White Mountains Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ProAssurance	1 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
White Mountains Insurance Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do institutionals & insiders have more ownership in PRA or WTM?

85.6% of ProAssurance shares are held by institutional investors. Comparatively, 88.7% of White Mountains Insurance Group shares are held by institutional investors. 1.0% of ProAssurance shares are held by company insiders. Comparatively, 3.0% of White Mountains Insurance Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Does the MarketBeat Community believe in PRA or WTM?

ProAssurance received 37 more outperform votes than White Mountains Insurance Group when rated by MarketBeat users. However, 59.26% of users gave White Mountains Insurance Group an outperform vote while only 57.49% of users gave ProAssurance an outperform vote.

Company	Underperform	Outperform
ProAssurance	Outperform Votes 261 57.49%	Underperform Votes 193 42.51%
White Mountains Insurance Group	Outperform Votes 224 59.26%	Underperform Votes 154 40.74%

Which has more volatility & risk, PRA or WTM?

ProAssurance has a beta of -0.09, meaning that its stock price is 109% less volatile than the S&P 500. Comparatively, White Mountains Insurance Group has a beta of 0.34, meaning that its stock price is 66% less volatile than the S&P 500.

Is PRA or WTM a better dividend stock?

ProAssurance pays an annual dividend of $0.20 per share and has a dividend yield of 0.9%. White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. ProAssurance pays out 19.6% of its earnings in the form of a dividend. White Mountains Insurance Group pays out 1.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

White Mountains Insurance Group beats ProAssurance on 14 of the 20 factors compared between the two stocks.