Qudian (QD) Competitors

Qudian (NYSE:QD) and First Hawaiian (NASDAQ:FHB) are both banking companies, but which is the better investment? We will compare the two companies based on the strength of their risk, dividends, earnings, profitability, valuation, analyst recommendations, media sentiment and institutional ownership.

Is QD or FHB more profitable?

Qudian has a net margin of 388.27% compared to First Hawaiian's net margin of 21.45%. First Hawaiian's return on equity of 9.29% beat Qudian's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Qudian	388.27%	4.65%	4.21%
First Hawaiian	21.45%	9.29%	1.04%

Does the media refer more to QD or FHB?

In the previous week, First Hawaiian had 4 more articles in the media than Qudian. MarketBeat recorded 10 mentions for First Hawaiian and 6 mentions for Qudian. First Hawaiian's average media sentiment score of 1.22 beat Qudian's score of 0.75 indicating that First Hawaiian is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Qudian	2 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Hawaiian	6 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders hold more shares of QD or FHB?

8.1% of Qudian shares are owned by institutional investors. Comparatively, 97.6% of First Hawaiian shares are owned by institutional investors. 25.7% of Qudian shares are owned by insiders. Comparatively, 0.6% of First Hawaiian shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Which has preferable valuation & earnings, QD or FHB?

First Hawaiian has higher revenue and earnings than Qudian. Qudian is trading at a lower price-to-earnings ratio than First Hawaiian, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qudian	$29.65M	26.83	$12.57M	$0.43	10.97
First Hawaiian	$1.17B	2.73	$230.13M	$1.94	13.15

Do analysts recommend QD or FHB?

First Hawaiian has a consensus target price of $27.07, suggesting a potential upside of 6.12%. Given First Hawaiian's higher probable upside, analysts clearly believe First Hawaiian is more favorable than Qudian.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qudian	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Hawaiian	4 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.43

Which has more volatility and risk, QD or FHB?

Qudian has a beta of 0.69, suggesting that its stock price is 31% less volatile than the S&P 500. Comparatively, First Hawaiian has a beta of 0.84, suggesting that its stock price is 16% less volatile than the S&P 500.

Summary

First Hawaiian beats Qudian on 10 of the 16 factors compared between the two stocks.