Regions Financial (RF) Stock Price, News & Analysis

Company Overview

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

Key Stats

• Today's Range: $27.42 to $27.96
• 50-Day Range: $22.31 to $27.29
• 52-Week Range: $15.79 to $27.96
• Volume: 11.13 million shs
• Average Volume: 7.94 million shs
• Market Capitalization: $24.97 billion
• P/E Ratio: 15.52
• Dividend Yield: 3.64%
• Price Target: $26.41
• Consensus Rating: Moderate Buy

Regions Financial Stock Analysis - MarketRank™

Regions Financial scored higher than 96% of companies evaluated by MarketBeat, and ranked 65th out of 916 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Regions Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.59, and is based on 11 buy ratings, 5 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Regions Financial has been the subject of 12 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.55%

Earnings Growth

Earnings for Regions Financial are expected to grow by 7.55% in the coming year, from $2.12 to $2.28 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Regions Financial is 15.52, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 122.46.

Price to Earnings Ratio vs. Sector

The P/E ratio of Regions Financial is 15.52, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 43.19.

Price to Earnings Growth Ratio

Regions Financial has a PEG Ratio of 2.83. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Regions Financial has a P/B Ratio of 1.61. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.50% of the float of Regions Financial has been sold short.

Short Interest Ratio / Days to Cover

Regions Financial has a short interest ratio ("days to cover") of 5.4.

Change versus previous month

Short interest in Regions Financial has recently increased by 12.01%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

Regions Financial is a leading dividend payer. It pays a dividend yield of 3.67%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Regions Financial has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of Regions Financial is 56.50%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Regions Financial will have a dividend payout ratio of 43.86% next year. This indicates that Regions Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.4 / 5
• Environmental Score: -0.45

Percentage of Shares Shorted

4.50% of the float of Regions Financial has been sold short.

Short Interest Ratio / Days to Cover

Regions Financial has a short interest ratio ("days to cover") of 5.4.

Change versus previous month

Short interest in Regions Financial has recently increased by 12.01%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.24

News Sentiment

Regions Financial has a news sentiment score of 1.24. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.81 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 16 news articles for Regions Financial this week, compared to 10 articles on an average week.

Search Interest

Only 5 people have searched for RF on MarketBeat in the last 30 days. This is a decrease of -64% compared to the previous 30 days.

MarketBeat Follows

8 people have added Regions Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 14% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Regions Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 0.33% of the stock of Regions Financial is held by insiders.

Percentage Held by Institutions

79.39% of the stock of Regions Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RF Stock Analysis - Frequently Asked Questions

How have RF shares performed this year?

Regions Financial's stock was trading at $19.38 at the beginning of the year. Since then, RF shares have increased by 41.7% and is now trading at $27.47.
View the best growth stocks for 2024 here.

How were Regions Financial's earnings last quarter?

Regions Financial Co. (NYSE:RF) announced its earnings results on Friday, October, 18th. The bank reported $0.49 EPS for the quarter, missing the consensus estimate of $0.53 by $0.04. The business's revenue was down 3.7% compared to the same quarter last year.
Read the conference call transcript.

Who are Regions Financial's major shareholders?

Top institutional investors of Regions Financial include State Street Corp (6.11%), Wellington Management Group LLP (4.72%), Charles Schwab Investment Management Inc. (3.06%) and Geode Capital Management LLC (2.49%). Insiders that own company stock include Ronald G Smith, C Matthew Lusco, William C Rhodes III and William D Ritter.
View institutional ownership trends.

How do I buy shares of Regions Financial?

Shares of RF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Regions Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Regions Financial investors own include American Water Works (AWK), Humana (HUM), Verizon Communications (VZ), Waste Connections (WCN), Voyager Therapeutics (VYGR), DiamondRock Hospitality (DRH) and The RMR Group (RMR).

Company Calendar

• Ex-Dividend for 10/1 Dividend: 9/03/2024
• Dividend Payable: 10/01/2024
• Last Earnings: 10/18/2024
• Today: 11/25/2024
• Ex-Dividend for 1/2 Dividend: 12/02/2024
• Fiscal Year End: 12/31/2024
• Dividend Payable: 1/02/2025
• Next Earnings (Estimated): 1/17/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:RF
• CUSIP: 7591EP10
• CIK: 1281761
• Web: www.regions.com
• Phone: (800) 734-4667
• Fax: 334-832-8419
• Employees: 20,101
• Year Founded: 1971

Price Target and Rating

• Average Stock Price Target: $26.41
• High Stock Price Target: $30.00
• Low Stock Price Target: $21.00
• Potential Upside/Downside: -4.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.59
• Research Coverage: 17 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.77
• Trailing P/E Ratio: 15.62
• Forward P/E Ratio: 13.04
• P/E Growth: 2.83
• Net Income: $2.07 billion
• Net Margins: 18.78%
• Pretax Margin: 23.27%
• Return on Equity: 12.60%
• Return on Assets: 1.30%

Debt

• Debt-to-Equity Ratio: 0.35
• Current Ratio: 0.84
• Quick Ratio: 0.83

Sales & Book Value

• Annual Sales: $9.15 billion
• Price / Sales: 2.75
• Cash Flow: $2.65 per share
• Price / Cash Flow: 10.43
• Book Value: $17.02 per share
• Price / Book: 1.62

Miscellaneous

• Outstanding Shares: 908,860,000
• Free Float: 905,865,000
• Market Cap: $25.13 billion
• Optionable: Optionable
• Beta: 1.16