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Regions Financial (RF) Financials

Regions Financial logo
$19.44 +0.17 (+0.87%)
Closing price 04/15/2025 03:59 PM Eastern
Extended Trading
$19.94 +0.50 (+2.57%)
As of 04/15/2025 08:00 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
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Annual Income Statements for Regions Financial

Annual Income Statements for Regions Financial

This table shows Regions Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders		 998 1,163 1,263 -260 1,582 991 2,400 2,245 2,074 1,893
Consolidated Net Income / (Loss)		 3,133 1,163 1,263 -260 1,582 1,094 2,521 2,245 2,074 1,893
Net Income / (Loss) Continuing Operations		 3,146 1,154 1,241 -451 1,582 1,094 2,521 2,245 2,074 1,893
Total Pre-Tax Income 		3,601 1,664 1,860 -64 1,985 1,314 3,215 2,876 2,607 2,354
Total Revenue		 7,449 5,409 5,501 3,735 5,861 6,287 6,438 7,215 7,576 7,083
Net Interest Income / (Expense)		 3,307 3,398 3,539 3,735 3,745 3,894 3,914 4,786 5,320 4,818
Total Interest Income		 3,603 3,814 3,987 4,337 4,596 4,262 4,081 5,102 6,897 7,108
Loans and Leases Interest Income		 2,991 3,207 3,338 3,628 3,883 3,638 3,489 4,124 5,773 5,771
Investment Securities Interest Income		 564 563 596 625 643 582 533 688 749 925
Other Interest Income		 43 44 53 84 70 42 59 290 375 412
Total Interest Expense		 268 416 448 602 851 368 167 316 1,577 2,290
Deposits Interest Expense		 109 117 156 250 447 180 64 197 1,255 1,971
Short-Term Borrowings Interest Expense		 1.00 0.00 5.00 30 53 10 0.00 0.00 96 40
Long-Term Debt Interest Expense		 158 196 212 322 351 178 103 119 226 279
Total Non-Interest Income		 4,142 2,011 1,962 0.00 2,116 2,393 2,524 2,429 2,256 2,265
Other Non-Interest Income		 2,071 2,011 1,962 - 2,116 2,393 3.00 2,429 2,256 2,265
Provision for Credit Losses		 241 262 150 229 387 1,330 -524 271 553 487
Total Non-Interest Expense		 3,607 3,483 3,491 3,570 3,489 3,643 3,747 4,068 4,416 4,242
Salaries and Employee Benefits		 1,883 1,842 1,874 1,947 1,916 2,100 2,205 2,318 2,416 2,529
Net Occupancy & Equipment Expense		 664 654 665 660 646 661 668 692 701 684
Other Operating Expenses		 1,060 987 952 963 927 882 874 1,058 1,299 1,029
Income Tax Expense		 455 510 619 387 403 220 694 631 533 461
Basic Earnings per Share		 $0.75 $0.87 $1.01 $1.55 $1.51 $1.03 $2.51 $2.29 $2.11 $1.94
Weighted Average Basic Shares Outstanding		 1.33B 1.26B 1.19B 1.09B 995M 959M 956M 935M 936M 916M
Diluted Earnings per Share		 $0.75 $0.87 $1.00 $1.54 $1.50 $1.03 $2.49 $2.28 $2.11 $1.93
Weighted Average Diluted Shares Outstanding		 1.33B 1.26B 1.20B 1.10B 999M 962M 963M 942M 938M 918M
Weighted Average Basic & Diluted Shares Outstanding		 1.33B 1.26B -692.10M -167.70M 957.38M 960.67M 937.15M 934.56M 918.86M 905.47M
Cash Dividends to Common per Share		 $0.23 $0.26 $0.32 $0.46 $0.59 $0.62 $0.65 $0.74 $0.88 $0.98

Quarterly Income Statements for Regions Financial

This table shows Regions Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Income / (Loss) Attributable to Common Shareholders		 404 735 588 556 490 440 368 477 490 558
Consolidated Net Income / (Loss)		 429 685 612 581 490 391 368 501 490 534
Net Income / (Loss) Continuing Operations		 429 685 612 581 490 391 368 501 490 534
Total Pre-Tax Income 		562 872 789 728 619 471 464 625 608 657
Total Revenue		 1,867 2,001 1,951 1,957 1,857 1,811 1,747 1,731 1,790 1,815
Net Interest Income / (Expense)		 1,262 1,401 1,417 1,381 1,291 1,231 1,184 1,186 1,218 1,230
Total Interest Income		 1,343 1,552 1,641 1,739 1,766 1,751 1,724 1,762 1,820 1,802
Loans and Leases Interest Income		 1,080 1,217 1,367 1,464 1,476 1,466 1,429 1,441 1,474 1,427
Investment Securities Interest Income		 171 222 187 185 185 192 209 219 241 256
Other Interest Income		 92 113 87 90 105 93 86 102 105 119
Total Interest Expense		 81 151 224 358 475 520 540 576 602 572
Deposits Interest Expense		 50 114 179 260 367 449 495 502 507 467
Short-Term Borrowings Interest Expense		 0.00 - 5.00 42 39 10 1.00 13 10 16
Long-Term Debt Interest Expense		 31 37 40 56 69 61 44 61 85 89
Total Non-Interest Income		 605 600 534 576 566 580 563 545 572 585
Other Non-Interest Income		 -1.00 1,846 -2.00 0.00 566 1,692 563 -50 572 1,180
Provision for Credit Losses		 135 112 135 118 145 155 152 102 113 120
Total Non-Interest Expense		 1,170 1,017 1,027 1,111 1,093 1,185 1,131 1,004 1,069 1,038
Salaries and Employee Benefits		 593 604 616 603 589 608 658 609 645 617
Net Occupancy & Equipment Expense		 174 176 175 174 179 173 175 168 170 171
Other Operating Expenses		 403 237 236 334 325 404 298 227 254 250
Income Tax Expense		 133 187 177 147 129 80 96 124 118 123
Basic Earnings per Share		 $0.43 $0.70 $0.63 $0.59 $0.49 $0.40 $0.37 $0.52 $0.49 $0.56
Weighted Average Basic Shares Outstanding		 934M 935M 935M 939M 939M 936M 921M 917M 914M 916M
Diluted Earnings per Share		 $0.43 $0.71 $0.62 $0.59 $0.49 $0.41 $0.37 $0.52 $0.49 $0.55
Weighted Average Diluted Shares Outstanding		 940M 942M 942M 939M 940M 938M 923M 918M 918M 918M
Weighted Average Basic & Diluted Shares Outstanding		 934.45M 934.56M 938.31M 938.38M 930.06M 918.86M 915.83M 915.12M 908.86M 905.47M

Annual Cash Flow Statements for Regions Financial

This table details how cash moves in and out of Regions Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents		 1,310 137 -1,470 119 576 13,842 11,455 -18,184 -4,426 3,911
Net Cash From Operating Activities		 1,599 2,037 2,297 2,275 2,581 2,324 3,030 3,102 2,308 1,598
Net Cash From Continuing Operating Activities		 1,599 2,037 2,297 2,837 2,581 2,324 3,030 3,102 2,308 1,598
Net Income / (Loss) Continuing Operations		 1,062 1,163 1,263 1,759 1,582 1,094 2,521 2,245 2,074 1,893
Consolidated Net Income / (Loss)		 1,062 1,163 1,263 1,759 1,582 1,094 2,521 2,245 2,074 1,893
Provision For Loan Losses		 241 262 150 229 387 1,330 -524 271 553 487
Depreciation Expense		 523 574 537 462 426 421 371 353 236 144
Non-Cash Adjustments to Reconcile Net Income		 122 -172 342 -255 -317 -992 725 562 -100 -31
Changes in Operating Assets and Liabilities, net		 -349 210 5.00 80 503 471 -63 -329 -455 -895
Net Cash From Investing Activities		 -6,124 -700 -801 -3,045 509 -4,853 -2,865 -12,941 -1,607 -262
Net Cash From Continuing Investing Activities		 -6,124 -700 -801 -3,045 509 -4,853 -2,865 -12,941 -1,607 -262
Purchase of Investment Securities		 -13,457 -7,469 -5,412 -7,369 -912 -1,206 2.00 -11,583 -2,529 859
Sale and/or Maturity of Investments		 7,333 6,769 4,611 4,118 9,523 5,690 6,675 7,633 3,532 8,491
Other Investing Activities, net		 - - - - -8,102 -8,956 -8,360 -8,991 -2,610 -9,612
Net Cash From Financing Activities		 5,835 -1,200 -2,966 327 -2,514 16,371 11,290 -8,345 -5,127 2,575
Net Cash From Continuing Financing Activities		 5,835 -1,200 -2,966 327 -2,514 16,371 11,290 -8,345 -5,127 2,575
Net Change in Deposits		 4,230 605 -2,146 -2,398 2,984 25,004 13,836 -7,329 -3,955 -185
Issuance of Debt		 3,753 3,357 7,149 22,850 21,274 4,698 647 0.00 2,000 3,740
Issuance of Preferred Equity		 - - 0.00 0.00 490 346 390 0.00 0.00 489
Repayment of Debt		 -1,142 -3,926 -6,255 -17,452 -25,476 -12,968 -1,881 0.00 -2,000 400
Repurchase of Preferred Equity		 - - - - 0.00 0.00 -500 0.00 0.00 -500
Repurchase of Common Equity		 -623 -839 -1,275 -2,122 -1,101 0.00 -467 -230 -252 -348
Payment of Dividends		 -368 -381 -410 -516 -656 -698 -716 -762 -885 -994
Other Financing Activities, Net		 -15 -16 -29 -35 -29 -11 -19 -24 -35 -27

Quarterly Cash Flow Statements for Regions Financial

This table details how cash moves in and out of Regions Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents		 -4,834 -4,439 -2,394 1,053 -870 -2,215 4,449 -2,771 2,042 191
Net Cash From Operating Activities		 321 1,276 196 397 860 855 396 161 1,261 -220
Net Cash From Continuing Operating Activities		 319 1,278 192 401 860 855 396 161 1,261 -220
Net Income / (Loss) Continuing Operations		 429 685 612 581 490 391 368 501 490 534
Consolidated Net Income / (Loss)		 429 685 612 581 490 391 368 501 490 534
Provision For Loan Losses		 135 112 135 118 145 155 152 102 113 120
Depreciation Expense		 83 69 63 61 59 53 48 41 34 21
Non-Cash Adjustments to Reconcile Net Income		 -139 362 -214 8.00 82 24 22 -97 114 -70
Changes in Operating Assets and Liabilities, net		 -189 50 -404 -367 84 232 -194 -386 510 -825
Net Cash From Investing Activities		 -2,085 -1,869 -1,096 -598 243 -156 1,209 -1,471 -498 498
Net Cash From Continuing Investing Activities		 -2,085 -1,869 -1,096 -598 243 -156 1,209 -1,471 -498 498
Purchase of Investment Securities		 -2,675 -2,459 -1,245 -1,321 -54 91 1,309 -780 500 -170
Sale and/or Maturity of Investments		 2,271 1,111 811 852 852 1,017 1,977 1,749 2,559 2,206
Other Investing Activities, net		 -1,681 -521 -662 -129 -555 -1,264 -2,077 -2,440 -3,557 -1,538
Net Cash From Financing Activities		 -3,070 -3,846 -1,494 1,254 -1,973 -2,914 2,844 -1,461 1,279 -87
Net Cash From Continuing Financing Activities		 -3,070 -3,846 -1,494 1,254 -1,973 -2,914 2,844 -1,461 1,279 -87
Net Change in Deposits		 -2,885 -3,635 -3,283 -1,501 -760 1,589 1,194 -2,366 -240 1,227
Repayment of Debt		 - - 2,000 1,000 -1,000 -4,000 1,000 -487 887 -1,000
Repurchase of Common Equity		 - - 0.00 - - -252 -102 -87 -101 -58
Payment of Dividends		 -184 -210 -211 -212 -212 -250 -247 -244 -249 -254
Other Financing Activities, Net		 -1.00 -1.00 0.00 -33 -1.00 -1.00 -1.00 -23 -1.00 -2.00

Annual Balance Sheets for Regions Financial

This table presents Regions Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Total Assets		 126,050 125,968 124,294 125,688 126,240 147,389 162,938 155,220 152,194 157,302
Cash and Due from Banks		 1,382 1,853 2,012 2,018 1,598 1,558 1,350 1,997 2,635 2,893
Interest Bearing Deposits at Other Banks		 3,932 3,583 1,899 1,520 2,516 16,398 28,061 9,230 4,166 7,819
Trading Account Securities		 25,247 25,985 25,409 24,515 24,575 30,181 30,383 29,088 29,258 31,245
Loans and Leases, Net of Allowance		 80,056 79,004 79,013 82,312 82,094 83,099 86,305 95,545 96,803 95,114
Loans and Leases		 81,162 80,095 79,947 83,152 82,963 85,266 87,784 97,009 98,379 96,727
Allowance for Loan and Lease Losses		 1,106 1,091 934 840 869 2,167 1,479 1,464 1,576 1,613
Premises and Equipment, Net		 2,152 2,096 2,064 2,045 1,960 1,897 1,814 1,718 1,642 1,673
Goodwill		 4,878 4,904 4,904 4,829 4,845 5,190 5,744 5,733 5,733 5,733
Intangible Assets		 259 221 177 115 105 122 305 249 205 169
Other Assets		 8,144 8,307 8,746 8,334 8,547 8,944 8,976 11,660 11,752 12,656
Total Liabilities & Shareholders' Equity		 126,050 125,968 124,294 125,688 126,240 147,389 162,938 155,220 152,194 157,302
Total Liabilities		 109,206 109,304 108,102 110,598 109,945 129,278 144,612 139,269 134,701 139,392
Non-Interest Bearing Deposits		 34,862 36,046 36,127 35,053 34,113 51,289 58,369 51,348 42,368 39,138
Interest Bearing Deposits		 63,568 62,989 60,762 59,438 63,362 71,190 80,703 80,395 85,420 88,465
Short-Term Debt		 10 0.00 500 1,600 2,050 - - - 0.00 500
Long-Term Debt		 8,349 7,763 8,132 12,424 7,879 3,569 2,407 2,284 2,330 5,993
Other Long-Term Liabilities		 2,417 2,506 2,581 2,083 2,541 3,230 3,133 5,242 4,583 5,296
Total Equity & Noncontrolling Interests		 16,844 16,664 16,192 15,090 16,295 18,111 18,326 15,951 17,493 17,910
Total Preferred & Common Equity		 16,844 16,664 16,192 15,090 16,295 18,111 18,326 15,947 17,429 17,879
Preferred Stock		 820 820 820 820 1,310 1,656 1,659 1,659 1,659 1,715
Total Common Equity		 16,024 15,844 15,372 14,270 14,985 16,455 16,667 14,288 15,770 16,164
Common Stock		 17,896 17,105 15,870 13,777 12,695 12,741 12,199 11,998 11,767 11,403
Retained Earnings		 -115 666 1,628 2,828 3,751 3,770 5,550 7,004 8,186 9,060
Treasury Stock		 -1,377 -1,377 -1,377 -1,371 -1,371 -1,371 -1,371 -1,371 -1,371 -1,371
Accumulated Other Comprehensive Income / (Loss)		 -380 -550 -749 -964 -90 1,315 289 -3,343 -2,812 -2,928
Noncontrolling Interest		 - - - - - - 0.00 4.00 64 31

Quarterly Balance Sheets for Regions Financial

This table presents Regions Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Total Assets		 157,798 155,220 154,135 155,656 153,624 152,194 154,909 154,052 157,426 157,302
Cash and Due from Banks		 2,117 1,997 2,395 2,480 1,554 2,635 2,527 2,955 2,665 2,893
Interest Bearing Deposits at Other Banks		 13,549 9,230 6,438 7,406 7,462 4,166 8,723 5,524 7,856 7,819
Trading Account Securities		 29,663 29,088 29,584 28,627 27,450 29,258 29,041 29,822 32,007 31,245
Loans and Leases, Net of Allowance		 93,293 95,545 96,585 97,678 97,395 96,803 95,245 95,887 95,182 95,114
Loans and Leases		 94,711 97,009 98,057 99,191 98,942 98,379 96,862 97,508 96,789 96,727
Allowance for Loan and Lease Losses		 1,418 1,464 1,472 1,513 1,547 1,576 1,617 1,621 1,607 1,613
Premises and Equipment, Net		 1,744 1,718 1,705 1,622 1,616 1,642 1,635 1,630 1,648 1,673
Goodwill		 5,739 5,733 5,733 5,733 5,733 5,733 5,733 5,733 5,733 5,733
Intangible Assets		 266 249 238 226 216 205 196 187 178 169
Other Assets		 11,427 11,660 11,457 11,884 12,198 11,752 11,809 12,314 12,157 12,656
Total Liabilities & Shareholders' Equity		 157,798 155,220 154,135 155,656 153,624 152,194 154,909 154,052 157,426 157,302
Total Liabilities		 142,625 139,269 137,233 138,995 137,499 134,701 137,831 136,850 138,699 139,392
Non-Interest Bearing Deposits		 54,996 51,348 49,647 46,898 44,640 42,368 41,824 40,927 39,698 39,138
Interest Bearing Deposits		 80,382 80,395 78,813 80,061 81,559 85,420 87,158 85,689 86,678 88,465
Short-Term Debt		 - - 2,000 3,000 2,000 0.00 1,000 513 1,500 500
Long-Term Debt		 2,274 2,284 2,307 4,293 4,290 2,330 3,327 5,083 6,016 5,993
Other Long-Term Liabilities		 4,973 5,242 4,466 4,743 5,010 4,583 4,522 4,638 4,807 5,296
Total Equity & Noncontrolling Interests		 15,173 15,951 16,902 16,661 16,125 17,493 17,078 17,202 18,727 17,910
Total Preferred & Common Equity		 15,173 15,947 16,883 16,639 16,100 17,429 17,044 17,169 18,676 17,879
Preferred Stock		 1,659 1,659 1,659 1,659 1,659 1,659 1,659 1,659 1,715 1,715
Total Common Equity		 13,514 14,288 15,265 14,980 14,441 15,770 15,385 15,510 16,961 16,164
Common Stock		 11,986 11,998 12,006 11,989 12,006 11,767 11,676 11,585 11,448 11,403
Retained Earnings		 6,531 7,004 7,433 7,802 8,042 8,186 8,304 8,561 8,778 9,060
Treasury Stock		 -1,371 -1,371 -1,330 -1,371 -1,371 -1,371 -1,371 -1,371 -1,371 -1,371
Accumulated Other Comprehensive Income / (Loss)		 -3,632 -3,343 -2,844 -3,440 -4,236 -2,812 -3,224 -3,265 -1,894 -2,928
Noncontrolling Interest		 - 4.00 19 22 25 64 34 33 51 31

Annual Metrics and Ratios for Regions Financial

This table displays calculated financial ratios and metrics derived from Regions Financial's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 5.12% -27.39% 1.70% -32.10% 56.92% 7.27% 2.40% 12.07% 5.00% -6.51%
EBITDA Growth		 0.39% -45.73% 7.10% -83.40% 505.78% -28.04% 106.69% -9.96% -11.95% -12.14%
EBIT Growth		 0.45% -53.79% 11.78% -103.44% 3,201.56% -33.80% 144.67% -10.54% -9.35% -9.70%
NOPAT Growth		 3.59% -63.32% 7.54% -103.61% 3,631.25% -30.85% 130.44% -10.95% -7.62% -8.73%
Net Income Growth		 2.72% -62.88% 8.60% -120.59% 708.46% -30.85% 130.44% -10.95% -7.62% -8.73%
EPS Growth		 -5.06% 16.00% 14.94% 54.00% -2.60% -31.33% 141.75% -8.43% -7.46% -8.53%
Operating Cash Flow Growth		 -24.11% 27.39% 12.76% -0.96% 13.45% -9.96% 30.38% 2.38% -25.60% -30.76%
Free Cash Flow Firm Growth		 -143.64% 257.94% -56.27% -613.60% 203.17% 26.07% -38.49% 36.76% -89.75% -652.88%
Invested Capital Growth		 20.96% -3.08% 1.63% 17.28% -9.93% -17.33% -4.37% -12.05% 8.71% 23.10%
Revenue Q/Q Growth		 23.66% -25.73% -13.76% -15.02% 12.65% 21.46% -7.70% 5.36% -2.45% 0.06%
EBITDA Q/Q Growth		 55.21% -43.67% -28.66% -64.53% 31.89% -16.91% 0.22% 11.08% -12.79% 6.57%
EBIT Q/Q Growth		 68.19% -51.19% -33.60% -110.00% 41.79% -19.04% -0.28% 13.01% -13.33% 8.58%
NOPAT Q/Q Growth		 84.19% -60.33% -44.97% -133.19% 56.63% 226.57% -10.32% 12.36% -12.42% 8.17%
Net Income Q/Q Growth		 83.43% -64.41% -33.21% -264.56% 31.72% 226.57% -10.32% 12.36% -12.42% 8.17%
EPS Q/Q Growth		 10.29% 2.35% 4.17% 6.94% 0.00% 32.05% -6.74% 13.43% -12.45% 7.82%
Operating Cash Flow Q/Q Growth		 -20.05% 4.89% 0.44% 45.46% -16.42% -17.65% 33.60% 19.91% -15.43% -40.22%
Free Cash Flow Firm Q/Q Growth		 -573.64% -49.29% -64.05% 24.44% -0.60% 75.04% -23.95% -15.68% 118.69% -29.31%
Invested Capital Q/Q Growth		 3.65% 4.30% 6.42% -0.29% 2.00% -5.01% -1.62% 4.52% -11.56% -7.01%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 55.36% 41.38% 43.57% 10.66% 41.14% 27.60% 55.70% 44.75% 37.53% 35.27%
EBIT Margin		 48.34% 30.76% 33.81% -1.71% 33.87% 20.90% 49.94% 39.86% 34.41% 33.23%
Profit (Net Income) Margin		 42.06% 21.50% 22.96% -6.96% 26.99% 17.40% 39.16% 31.12% 27.38% 26.73%
Tax Burden Percent		 87.00% 69.89% 67.90% 406.25% 79.70% 83.26% 78.41% 78.06% 79.56% 80.42%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 12.64% 30.65% 33.28% 0.00% 20.30% 16.74% 21.59% 21.94% 20.45% 19.58%
Return on Invested Capital (ROIC)		 13.67% 4.65% 5.04% -0.17% 5.72% 4.57% 11.89% 11.52% 10.90% 8.56%
ROIC Less NNEP Spread (ROIC-NNEP)		 13.46% 4.76% 5.31% -2.07% 5.72% 4.57% 11.89% 11.52% 10.90% 8.56%
Return on Net Nonoperating Assets (RNNOA)		 4.92% 2.29% 2.65% -1.50% 4.36% 1.79% 1.95% 1.58% 1.50% 2.13%
Return on Equity (ROE)		 18.58% 6.94% 7.69% -1.66% 10.08% 6.36% 13.84% 13.10% 12.40% 10.69%
Cash Return on Invested Capital (CROIC)		 -5.31% 7.78% 3.43% -16.07% 16.16% 23.54% 16.35% 24.34% 2.55% -12.15%
Operating Return on Assets (OROA)		 2.93% 1.32% 1.49% -0.05% 1.58% 0.96% 2.07% 1.81% 1.70% 1.52%
Return on Assets (ROA)		 2.55% 0.92% 1.01% -0.21% 1.26% 0.80% 1.62% 1.41% 1.35% 1.22%
Return on Common Equity (ROCE)		 17.64% 6.60% 7.30% -1.58% 9.40% 5.81% 12.58% 11.83% 11.15% 9.65%
Return on Equity Simple (ROE_SIMPLE)		 18.60% 6.98% 7.80% -1.72% 9.71% 6.04% 13.76% 14.08% 11.90% 10.59%
Net Operating Profit after Tax (NOPAT)		 3,146 1,154 1,241 -45 1,582 1,094 2,521 2,245 2,074 1,893
NOPAT Margin		 42.23% 21.33% 22.56% -1.20% 26.99% 17.40% 39.16% 31.12% 27.38% 26.73%
Net Nonoperating Expense Percent (NNEP)		 0.21% -0.11% -0.27% 1.90% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 34.19% 46.15% 46.16% 69.80% 43.71% 43.92% 44.63% 41.72% 41.14% 45.36%
Operating Expenses to Revenue		 48.42% 64.39% 63.46% 95.58% 59.53% 57.95% 58.20% 56.38% 58.29% 59.89%
Earnings before Interest and Taxes (EBIT)		 3,601 1,664 1,860 -64 1,985 1,314 3,215 2,876 2,607 2,354
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 4,124 2,238 2,397 398 2,411 1,735 3,586 3,229 2,843 2,498
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.58 0.85 1.02 0.78 0.92 0.82 1.12 1.28 1.09 1.32
Price to Tangible Book Value (P/TBV)		 0.86 1.26 1.52 1.19 1.37 1.21 1.76 2.21 1.75 2.08
Price to Revenue (P/Rev)		 1.25 2.50 2.84 2.96 2.35 2.15 2.90 2.54 2.27 3.02
Price to Earnings (P/E)		 9.35 11.60 12.38 0.00 8.70 13.61 7.78 8.17 8.30 11.29
Dividend Yield		 3.22% 2.33% 2.34% 4.30% 4.13% 4.41% 3.32% 3.77% 4.75% 4.17%
Earnings Yield		 10.70% 8.62% 8.08% 0.00% 11.49% 7.35% 12.86% 12.23% 12.04% 8.86%
Enterprise Value to Invested Capital (EV/IC)		 0.52 0.68 0.85 0.77 0.80 0.03 0.00 0.61 0.73 0.77
Enterprise Value to Revenue (EV/Rev)		 1.77 3.07 3.84 5.99 3.57 0.12 0.00 1.53 1.91 2.67
Enterprise Value to EBITDA (EV/EBITDA)		 3.20 7.43 8.81 56.21 8.67 0.44 0.00 3.43 5.09 7.57
Enterprise Value to EBIT (EV/EBIT)		 3.66 9.99 11.35 0.00 10.53 0.58 0.00 3.85 5.55 8.03
Enterprise Value to NOPAT (EV/NOPAT)		 4.19 14.41 17.01 0.00 13.21 0.69 0.00 4.93 6.98 9.99
Enterprise Value to Operating Cash Flow (EV/OCF)		 8.25 8.16 9.19 9.83 8.10 0.33 0.00 3.57 6.27 11.83
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 8.62 25.01 0.00 4.67 0.13 0.00 2.33 29.79 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.50 0.47 0.53 0.93 0.61 0.20 0.13 0.14 0.13 0.36
Long-Term Debt to Equity		 0.50 0.47 0.50 0.82 0.48 0.20 0.13 0.14 0.13 0.33
Financial Leverage		 0.37 0.48 0.50 0.72 0.76 0.39 0.16 0.14 0.14 0.25
Leverage Ratio		 7.28 7.52 7.62 7.99 8.03 7.95 8.52 9.28 9.19 8.74
Compound Leverage Factor		 7.28 7.52 7.62 7.99 8.03 7.95 8.52 9.28 9.19 8.74
Debt to Total Capital		 33.17% 31.78% 34.77% 48.17% 37.86% 16.46% 11.61% 12.53% 11.75% 26.61%
Short-Term Debt to Total Capital		 0.04% 0.00% 2.01% 5.50% 7.82% 0.00% 0.00% 0.00% 0.00% 2.05%
Long-Term Debt to Total Capital		 33.13% 31.78% 32.76% 42.67% 30.05% 16.46% 11.61% 12.53% 11.75% 24.56%
Preferred Equity to Total Capital		 3.25% 3.36% 3.30% 2.82% 5.00% 7.64% 8.00% 9.10% 8.37% 7.03%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.02% 0.32% 0.13%
Common Equity to Total Capital		 63.58% 64.86% 61.92% 49.01% 57.14% 75.90% 80.39% 78.35% 79.55% 66.24%
Debt to EBITDA		 2.03 3.47 3.60 35.24 4.12 2.06 0.67 0.71 0.82 2.60
Net Debt to EBITDA		 0.74 1.03 1.94 26.35 2.41 -8.29 -7.53 -2.77 -1.57 -1.69
Long-Term Debt to EBITDA		 2.02 3.47 3.39 31.22 3.27 2.06 0.67 0.71 0.82 2.40
Debt to NOPAT		 2.66 6.73 6.96 -313.04 6.28 3.26 0.95 1.02 1.12 3.43
Net Debt to NOPAT		 0.97 2.00 3.75 -234.06 3.68 -13.15 -10.71 -3.98 -2.16 -2.23
Long-Term Debt to NOPAT		 2.65 6.73 6.55 -277.32 4.98 3.26 0.95 1.02 1.12 3.17
Noncontrolling Interest Sharing Ratio		 5.05% 4.89% 4.99% 5.24% 6.79% 8.62% 9.10% 9.69% 10.12% 9.80%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -1,222 1,930 844 -4,335 4,472 5,638 3,468 4,743 486 -2,687
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 1,506.62% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -4.56 4.64 1.88 -7.20 5.26 15.32 20.77 15.01 0.31 -1.17
Operating Cash Flow to Interest Expense		 5.97 4.90 5.13 3.78 3.03 6.32 18.14 9.82 1.46 0.70
Operating Cash Flow Less CapEx to Interest Expense		 5.97 4.90 5.13 3.53 3.03 6.32 18.14 9.82 1.46 0.70
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.06 0.04 0.04 0.03 0.05 0.05 0.04 0.05 0.05 0.05
Fixed Asset Turnover		 3.43 2.55 2.64 1.82 2.93 3.26 3.47 4.09 4.51 4.27
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 25,203 24,427 24,824 29,114 26,224 21,680 20,733 18,235 19,823 24,403
Invested Capital Turnover		 0.32 0.22 0.22 0.14 0.21 0.26 0.30 0.37 0.40 0.32
Increase / (Decrease) in Invested Capital		 4,368 -776 397 4,290 -2,890 -4,544 -947 -2,498 1,588 4,580
Enterprise Value (EV)		 13,194 16,628 21,107 22,373 20,895 757 -6,683 11,069 14,476 18,903
Market Capitalization		 9,329 13,496 15,636 11,067 13,770 13,488 18,662 18,349 17,224 21,376
Book Value per Share		 $12.27 $12.87 $13.25 $13.80 $15.53 $17.13 $17.48 $15.29 $16.96 $17.78
Tangible Book Value per Share		 $8.34 $8.71 $8.87 $9.02 $10.40 $11.60 $11.14 $8.89 $10.57 $11.29
Total Capital		 25,203 24,427 24,824 29,114 26,224 21,680 20,733 18,235 19,823 24,403
Total Debt		 8,359 7,763 8,632 14,024 9,929 3,569 2,407 2,284 2,330 6,493
Total Long-Term Debt		 8,349 7,763 8,132 12,424 7,879 3,569 2,407 2,284 2,330 5,993
Net Debt		 3,045 2,312 4,651 10,486 5,815 -14,387 -27,004 -8,943 -4,471 -4,219
Capital Expenditures (CapEx)		 0.00 0.00 0.00 151 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 13 -9.00 -22 215 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 8,359 7,763 8,632 14,024 9,929 3,569 2,407 2,284 2,330 6,493
Total Depreciation and Amortization (D&A)		 523 574 537 462 426 421 371 353 236 144
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.75 $0.87 $1.01 $1.55 $1.51 $1.03 $2.51 $2.29 $2.11 $1.94
Adjusted Weighted Average Basic Shares Outstanding		 1.33B 1.26B 1.19B 1.09B 995M 959M 956M 935M 936M 916M
Adjusted Diluted Earnings per Share		 $0.75 $0.87 $1.00 $1.54 $1.50 $1.03 $2.49 $2.28 $2.11 $1.93
Adjusted Weighted Average Diluted Shares Outstanding		 1.33B 1.26B 1.20B 1.10B 999M 962M 963M 942M 938M 918M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $1.55 $1.51 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 1.29B 1.21B 1.12B 1.02B 957.38M 960.67M 937.15M 934.56M 918.86M 905.47M
Normalized Net Operating Profit after Tax (NOPAT)		 3,146 1,154 1,241 -45 1,582 1,094 2,521 2,245 2,074 1,893
Normalized NOPAT Margin		 42.23% 21.33% 22.56% -1.20% 26.99% 17.40% 39.16% 31.12% 27.38% 26.73%
Pre Tax Income Margin		 48.34% 30.76% 33.81% -1.71% 33.87% 20.90% 49.94% 39.86% 34.41% 33.23%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 13.44 4.00 4.15 -0.11 2.33 3.57 19.25 9.10 1.65 1.03
NOPAT to Interest Expense		 11.74 2.77 2.77 -0.07 1.86 2.97 15.10 7.10 1.32 0.83
EBIT Less CapEx to Interest Expense		 13.44 4.00 4.15 -0.36 2.33 3.57 19.25 9.10 1.65 1.03
NOPAT Less CapEx to Interest Expense		 11.74 2.77 2.77 -0.33 1.86 2.97 15.10 7.10 1.32 0.83
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 11.75% 32.76% 32.46% -198.46% 41.47% 63.80% 28.40% 33.94% 42.67% 52.51%
Augmented Payout Ratio		 31.63% 104.90% 133.41% -1,014.62% 111.06% 63.80% 46.93% 44.19% 54.82% 70.89%

Quarterly Metrics and Ratios for Regions Financial

This table displays calculated financial ratios and metrics derived from Regions Financial's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 15.68% 22.46% 22.01% 11.96% -0.54% -9.50% -10.46% -11.55% -3.61% 0.22%
EBITDA Growth		 -30.57% 52.02% 5.58% -5.62% 5.12% -44.31% -39.91% -15.59% -5.31% 29.39%
EBIT Growth		 -32.37% 61.18% 12.39% -1.62% 10.14% -45.99% -41.19% -14.15% -1.78% 39.49%
NOPAT Growth		 -34.10% 56.39% 11.68% -0.34% 14.22% -42.92% -39.87% -13.77% 0.00% 36.57%
Net Income Growth		 -34.10% 56.39% 11.68% -0.34% 14.22% -42.92% -39.87% -13.77% 0.00% 36.57%
EPS Growth		 -33.85% 61.36% 12.73% 0.00% 13.95% -42.25% -40.32% -11.86% 0.00% 34.15%
Operating Cash Flow Growth		 -61.83% 67.67% -66.44% -56.89% 167.91% -32.99% 102.04% -59.45% 46.63% -125.73%
Free Cash Flow Firm Growth		 69.00% 129.82% -163.57% -257.94% -210.40% -137.61% 113.52% 136.44% 25.46% -238.01%
Invested Capital Growth		 -17.21% -12.05% 9.75% 27.24% 28.47% 8.71% 0.92% -4.83% 17.08% 23.10%
Revenue Q/Q Growth		 6.81% 7.18% -2.50% 0.31% -5.11% -2.48% -3.53% -0.92% 3.41% 1.40%
EBITDA Q/Q Growth		 -22.85% 45.89% -9.46% -7.39% -14.07% -22.71% -2.29% 30.08% -3.60% 5.61%
EBIT Q/Q Growth		 -24.05% 55.16% -9.52% -7.73% -14.97% -23.91% -1.49% 34.70% -2.72% 8.06%
NOPAT Q/Q Growth		 -26.42% 59.67% -10.66% -5.07% -15.66% -20.20% -5.88% 36.14% -2.20% 8.98%
Net Income Q/Q Growth		 -26.42% 59.67% -10.66% -5.07% -15.66% -20.20% -5.88% 36.14% -2.20% 8.98%
EPS Q/Q Growth		 -27.12% 65.12% -12.68% -4.84% -16.95% -16.33% -9.76% 40.54% -5.77% 12.24%
Operating Cash Flow Q/Q Growth		 -65.15% 297.51% -84.64% 102.55% 116.62% -0.58% -53.68% -59.34% 683.23% -117.45%
Free Cash Flow Firm Q/Q Growth		 40.88% -21.52% -139.96% -257.47% 1.52% 73.27% 114.37% 863.37% -301.45% -21.21%
Invested Capital Q/Q Growth		 -7.33% 4.52% 16.31% 12.94% -6.42% -11.56% 7.98% 6.51% 15.11% -7.01%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 34.55% 47.03% 43.67% 40.32% 36.51% 28.93% 29.31% 38.47% 35.87% 37.36%
EBIT Margin		 30.10% 43.58% 40.44% 37.20% 33.33% 26.01% 26.56% 36.11% 33.97% 36.20%
Profit (Net Income) Margin		 22.98% 34.23% 31.37% 29.69% 26.39% 21.59% 21.06% 28.94% 27.37% 29.42%
Tax Burden Percent		 76.33% 78.56% 77.57% 79.81% 79.16% 83.01% 79.31% 80.16% 80.59% 81.28%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 23.67% 21.45% 22.43% 20.19% 20.84% 16.99% 20.69% 19.84% 19.41% 18.72%
Return on Invested Capital (ROIC)		 8.17% 12.68% 11.71% 10.79% 10.28% 8.60% 7.29% 8.85% 7.97% 9.42%
ROIC Less NNEP Spread (ROIC-NNEP)		 8.17% 12.68% 11.71% 10.79% 10.28% 8.60% 7.29% 8.85% 7.97% 9.42%
Return on Net Nonoperating Assets (RNNOA)		 1.14% 1.73% 2.30% 3.13% 2.81% 1.19% 1.85% 3.37% 3.16% 2.35%
Return on Equity (ROE)		 9.31% 14.41% 14.01% 13.92% 13.09% 9.78% 9.14% 12.22% 11.12% 11.77%
Cash Return on Invested Capital (CROIC)		 29.20% 24.34% 2.10% -13.19% -13.05% 2.55% 7.67% 12.43% -8.54% -12.15%
Operating Return on Assets (OROA)		 1.31% 1.98% 1.92% 1.83% 1.66% 1.28% 1.27% 1.67% 1.55% 1.66%
Return on Assets (ROA)		 1.00% 1.55% 1.49% 1.46% 1.32% 1.06% 1.01% 1.34% 1.25% 1.35%
Return on Common Equity (ROCE)		 8.39% 13.01% 12.65% 12.52% 11.70% 8.79% 8.24% 11.00% 10.02% 10.62%
Return on Equity Simple (ROE_SIMPLE)		 13.17% 0.00% 13.68% 13.87% 14.71% 0.00% 10.74% 10.19% 9.37% 0.00%
Net Operating Profit after Tax (NOPAT)		 429 685 612 581 490 391 368 501 490 534
NOPAT Margin		 22.98% 34.23% 31.37% 29.69% 26.39% 21.59% 21.06% 28.94% 27.37% 29.42%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 41.08% 38.98% 40.54% 39.70% 41.36% 43.13% 47.68% 44.89% 45.53% 43.42%
Operating Expenses to Revenue		 62.67% 50.82% 52.64% 56.77% 58.86% 65.43% 64.74% 58.00% 59.72% 57.19%
Earnings before Interest and Taxes (EBIT)		 562 872 789 728 619 471 464 625 608 657
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 645 941 852 789 678 524 512 666 642 678
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.28 1.28 1.07 1.06 1.06 1.09 1.26 1.18 1.26 1.32
Price to Tangible Book Value (P/TBV)		 2.30 2.21 1.75 1.76 1.81 1.75 2.04 1.91 1.93 2.08
Price to Revenue (P/Rev)		 2.52 2.54 2.15 2.04 1.98 2.27 2.62 2.57 3.02 3.02
Price to Earnings (P/E)		 9.10 8.17 7.44 7.26 6.76 8.30 11.01 10.94 12.73 11.29
Dividend Yield		 3.84% 3.77% 4.42% 4.73% 5.14% 4.75% 5.39% 4.79% 4.16% 4.17%
Earnings Yield		 10.98% 12.23% 13.44% 13.77% 14.79% 12.04% 9.09% 9.14% 7.85% 8.86%
Enterprise Value to Invested Capital (EV/IC)		 0.32 0.61 0.63 0.62 0.64 0.73 0.66 0.75 0.77 0.77
Enterprise Value to Revenue (EV/Rev)		 0.81 1.53 1.77 1.92 1.84 1.91 1.91 2.40 2.84 2.67
Enterprise Value to EBITDA (EV/EBITDA)		 1.90 3.43 4.10 4.63 4.39 5.09 5.63 7.21 8.58 7.57
Enterprise Value to EBIT (EV/EBIT)		 2.17 3.85 4.53 5.07 4.76 5.55 6.18 7.88 9.28 8.03
Enterprise Value to NOPAT (EV/NOPAT)		 2.77 4.93 5.81 6.48 6.04 6.98 7.70 9.81 11.49 9.99
Enterprise Value to Operating Cash Flow (EV/OCF)		 2.14 3.57 4.94 6.83 5.24 6.27 5.62 7.55 7.52 11.83
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.98 2.33 31.57 0.00 0.00 29.79 8.63 5.91 0.00 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.15 0.14 0.25 0.44 0.39 0.13 0.25 0.33 0.40 0.36
Long-Term Debt to Equity		 0.15 0.14 0.14 0.26 0.27 0.13 0.19 0.30 0.32 0.33
Financial Leverage		 0.14 0.14 0.20 0.29 0.27 0.14 0.25 0.38 0.40 0.25
Leverage Ratio		 9.29 9.28 9.39 9.54 9.95 9.19 9.09 9.15 8.92 8.74
Compound Leverage Factor		 9.29 9.28 9.39 9.54 9.95 9.19 9.09 9.15 8.92 8.74
Debt to Total Capital		 13.03% 12.53% 20.31% 30.45% 28.06% 11.75% 20.21% 24.55% 28.64% 26.61%
Short-Term Debt to Total Capital		 0.00% 0.00% 9.43% 12.52% 8.92% 0.00% 4.67% 2.25% 5.72% 2.05%
Long-Term Debt to Total Capital		 13.03% 12.53% 10.88% 17.92% 19.14% 11.75% 15.54% 22.30% 22.92% 24.56%
Preferred Equity to Total Capital		 9.51% 9.10% 7.82% 6.93% 7.40% 8.37% 7.75% 7.28% 6.54% 7.03%
Noncontrolling Interests to Total Capital		 0.00% 0.02% 0.09% 0.09% 0.11% 0.32% 0.16% 0.14% 0.19% 0.13%
Common Equity to Total Capital		 77.46% 78.35% 71.97% 62.54% 64.43% 79.55% 71.88% 68.03% 64.63% 66.24%
Debt to EBITDA		 0.78 0.71 1.32 2.26 1.93 0.82 1.73 2.35 3.21 2.60
Net Debt to EBITDA		 -4.61 -2.77 -1.38 -0.80 -0.84 -1.57 -2.77 -1.21 -1.28 -1.69
Long-Term Debt to EBITDA		 0.78 0.71 0.70 1.33 1.32 0.82 1.33 2.14 2.57 2.40
Debt to NOPAT		 1.14 1.02 1.87 3.16 2.66 1.12 2.36 3.20 4.29 3.43
Net Debt to NOPAT		 -6.70 -3.98 -1.96 -1.12 -1.15 -2.16 -3.78 -1.65 -1.72 -2.23
Long-Term Debt to NOPAT		 1.14 1.02 1.00 1.86 1.81 1.12 1.82 2.90 3.44 3.17
Noncontrolling Interest Sharing Ratio		 9.87% 9.69% 9.73% 10.07% 10.68% 10.12% 9.80% 9.96% 9.90% 9.80%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 4,056 3,183 -1,272 -4,547 -4,478 -1,197 172 1,657 -3,338 -4,046
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 50.07 21.08 -5.68 -12.70 -9.43 -2.30 0.32 2.88 -5.54 -7.07
Operating Cash Flow to Interest Expense		 3.96 8.45 0.88 1.11 1.81 1.64 0.73 0.28 2.09 -0.38
Operating Cash Flow Less CapEx to Interest Expense		 3.96 8.45 0.88 1.11 1.81 1.64 0.73 0.28 2.09 -0.38
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.04 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05
Fixed Asset Turnover		 3.86 4.09 4.33 4.59 4.62 4.51 4.41 4.39 4.34 4.27
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 17,447 18,235 21,209 23,954 22,415 19,823 21,405 22,798 26,243 24,403
Invested Capital Turnover		 0.36 0.37 0.37 0.36 0.39 0.40 0.35 0.31 0.29 0.32
Increase / (Decrease) in Invested Capital		 -3,627 -2,498 1,884 5,128 4,968 1,588 196 -1,156 3,828 4,580
Enterprise Value (EV)		 5,530 11,069 13,418 14,952 14,305 14,476 14,096 17,162 20,111 18,903
Market Capitalization		 17,263 18,349 16,266 15,864 15,347 17,224 19,326 18,353 21,350 21,376
Book Value per Share		 $14.46 $15.29 $16.33 $15.96 $15.39 $16.96 $16.70 $16.94 $18.53 $17.78
Tangible Book Value per Share		 $8.04 $8.89 $9.94 $9.61 $9.05 $10.57 $10.27 $10.47 $12.07 $11.29
Total Capital		 17,447 18,235 21,209 23,954 22,415 19,823 21,405 22,798 26,243 24,403
Total Debt		 2,274 2,284 4,307 7,293 6,290 2,330 4,327 5,596 7,516 6,493
Total Long-Term Debt		 2,274 2,284 2,307 4,293 4,290 2,330 3,327 5,083 6,016 5,993
Net Debt		 -13,392 -8,943 -4,526 -2,593 -2,726 -4,471 -6,923 -2,883 -3,005 -4,219
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 2,274 2,284 4,307 7,293 6,290 2,330 4,327 5,596 7,516 6,493
Total Depreciation and Amortization (D&A)		 83 69 63 61 59 53 48 41 34 21
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.43 $0.70 $0.63 $0.59 $0.49 $0.40 $0.37 $0.52 $0.49 $0.56
Adjusted Weighted Average Basic Shares Outstanding		 934M 935M 935M 939M 939M 936M 921M 917M 914M 916M
Adjusted Diluted Earnings per Share		 $0.43 $0.71 $0.62 $0.59 $0.49 $0.41 $0.37 $0.52 $0.49 $0.55
Adjusted Weighted Average Diluted Shares Outstanding		 940M 942M 942M 939M 940M 938M 923M 918M 918M 918M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.63 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 934.45M 934.56M 938.31M 938.38M 930.06M 918.86M 915.83M 915.12M 908.86M 905.47M
Normalized Net Operating Profit after Tax (NOPAT)		 429 685 612 581 490 391 368 501 490 534
Normalized NOPAT Margin		 22.98% 34.23% 31.37% 29.69% 26.39% 21.59% 21.06% 28.94% 27.37% 29.42%
Pre Tax Income Margin		 30.10% 43.58% 40.44% 37.20% 33.33% 26.01% 26.56% 36.11% 33.97% 36.20%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 6.94 5.77 3.52 2.03 1.30 0.91 0.86 1.09 1.01 1.15
NOPAT to Interest Expense		 5.30 4.54 2.73 1.62 1.03 0.75 0.68 0.87 0.81 0.93
EBIT Less CapEx to Interest Expense		 6.94 5.77 3.52 2.03 1.30 0.91 0.86 1.09 1.01 1.15
NOPAT Less CapEx to Interest Expense		 5.30 4.54 2.73 1.62 1.03 0.75 0.68 0.87 0.81 0.93
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 36.94% 33.94% 34.13% 35.41% 35.68% 42.67% 50.33% 54.46% 56.57% 52.51%
Augmented Payout Ratio		 63.46% 44.19% 34.78% 35.41% 35.68% 54.82% 69.67% 79.66% 87.54% 70.89%

Frequently Asked Questions About Regions Financial's Financials

When does Regions Financial's financial year end?

According to the most recent income statement we have on file, Regions Financial's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Regions Financial's net income changed over the last 9 years?

Regions Financial's net income appears to be on an upward trend, with a most recent value of $1.89 billion in 2024, falling from $3.13 billion in 2015. The previous period was $2.07 billion in 2023.

How has Regions Financial revenue changed over the last 9 years?

Over the last 9 years, Regions Financial's total revenue changed from $7.45 billion in 2015 to $7.08 billion in 2024, a change of -4.9%.

How much debt does Regions Financial have?

Regions Financial's total liabilities were at $139.39 billion at the end of 2024, a 3.5% increase from 2023, and a 27.6% increase since 2015.

How much cash does Regions Financial have?

In the past 9 years, Regions Financial's cash and equivalents has ranged from $1.35 billion in 2021 to $2.89 billion in 2024, and is currently $2.89 billion as of their latest financial filing in 2024.

How has Regions Financial's book value per share changed over the last 9 years?

Over the last 9 years, Regions Financial's book value per share changed from 12.27 in 2015 to 17.78 in 2024, a change of 44.9%.

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This page (NYSE:RF) was last updated on 4/16/2025 by MarketBeat.com Staff
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