Banco Santander (SAN) Stock Price, News & Analysis

Company Overview

Banco Santander, S.A. is a Spanish multinational banking group founded in 1857 in the port city of Santander. Over its long history, the institution has grown through strategic acquisitions and mergers, most notably the 1999 integration of Banco Santander and Banco Central Hispano. Today, Santander is recognized as one of Europe’s foremost financial services providers, with a heritage that spans more than 160 years and a commitment to innovation and customer-centric banking.

The bank operates across three principal regions: Europe, Latin America and North America. In Europe, Santander has a strong presence in Spain, the United Kingdom and Portugal, offering a full suite of retail and commercial banking products. In Latin America, the group is a leading player in key markets such as Brazil, Mexico, Chile and Argentina, serving both individual and corporate clients. In North America, Santander provides a range of wholesale banking and corporate finance solutions, with an emphasis on cross-border trade and investment banking services.

Banco Santander’s product portfolio spans everyday retail banking to sophisticated corporate finance. Its retail operations include deposit accounts, mortgages, personal loans and credit cards, while its commercial banking division supports small and medium-sized enterprises with working capital and trade finance. The bank also offers private banking and wealth management services, alongside a growing insurance arm that provides life, pension and general insurance products. In addition, Santander Asset Management delivers investment funds and portfolio management services to institutional and retail investors.

Under the leadership of Executive Chairman Ana Botín, Santander continues to focus on digital transformation, sustainability and financial inclusion. The group has invested heavily in technology platforms to enhance its online and mobile banking capabilities, while committing to environmental goals such as reducing its carbon footprint and financing green projects. With a strategy grounded in responsible banking and international diversification, Banco Santander aims to drive long-term value for its stakeholders and contribute to economic development across the regions it serves.

Key Stats

• Today's Range: $8.47 to $8.55
• 50-Day Range: $6.96 to $8.51
• 52-Week Range: $4.27 to $8.55
• Volume: 7.07 million shs
• Average Volume: 4.15 million shs
• Market Capitalization: $128.87 billion
• P/E Ratio: 9.78
• Dividend Yield: 2.12%
• Price Target: N/A
• Consensus Rating: Buy

Banco Santander Stock Analysis - MarketRank™

Banco Santander scored higher than 85% of companies evaluated by MarketBeat, and ranked 664th out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Banco Santander.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 10.84%

Earnings Growth

Earnings for Banco Santander are expected to grow by 10.84% in the coming year, from $0.83 to $0.92 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Banco Santander is 9.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.53.

Price to Earnings Ratio vs. Sector

The P/E ratio of Banco Santander is 9.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.07.

Price to Earnings Growth Ratio

Banco Santander has a PEG Ratio of 0.91. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Banco Santander has a P/B Ratio of 1.16. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.02% of the float of Banco Santander has been sold short.

Short Interest Ratio / Days to Cover

Banco Santander has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco Santander has recently decreased by 24.45%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Banco Santander pays a meaningful dividend of 2.14%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Banco Santander does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Banco Santander is 20.69%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Banco Santander will have a dividend payout ratio of 19.57% next year. This indicates that Banco Santander will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.8 / 5
• Environmental Score: -0.85

Percentage of Shares Shorted

0.02% of the float of Banco Santander has been sold short.

Short Interest Ratio / Days to Cover

Banco Santander has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Banco Santander has recently decreased by 24.45%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.34

News Sentiment

Banco Santander has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 21 news articles for Banco Santander this week, compared to 10 articles on an average week.

Search Interest

9 people have searched for SAN on MarketBeat in the last 30 days. This is an increase of 13% compared to the previous 30 days.

MarketBeat Follows

Only 5 people have added Banco Santander to their MarketBeat watchlist in the last 30 days. This is a decrease of -17% compared to the previous 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Banco Santander insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 9.48% of the stock of Banco Santander is held by insiders.

Percentage Held by Institutions

Only 9.19% of the stock of Banco Santander is held by institutions.

SAN Stock Analysis - Frequently Asked Questions

How have SAN shares performed this year?

Banco Santander's stock was trading at $4.56 on January 1st, 2025. Since then, SAN shares have increased by 86.5% and is now trading at $8.5050.

How were Banco Santander's earnings last quarter?

Banco Santander, S.A. (NYSE:SAN) released its quarterly earnings data on Wednesday, April, 30th. The bank reported $0.22 earnings per share for the quarter, meeting the consensus estimate of $0.22. The bank earned $17.69 billion during the quarter, compared to the consensus estimate of $15.94 billion. Banco Santander had a trailing twelve-month return on equity of 12.26% and a net margin of 16.92%.
Read the conference call transcript.

Does Banco Santander have any subsidiaries?

Banco Santander subsidiaries include these companies: Amherst Pierpont, Wirecard (Technological Assets), Mercury TFS, Elavon Mexico, Ebury, Albert., Banco Popular, and more.

How do I buy shares of Banco Santander?

Shares of SAN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Banco Santander own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Banco Santander investors own include BlackRock (BLK), UnitedHealth Group (UNH), The Goldman Sachs Group (GS), Broadcom (AVGO), ServiceNow (NOW), Illinois Tool Works (ITW) and Woodside Energy Group (WDS).

Company Calendar

• Last Earnings: 4/30/2025
• Record date for 5/7 Dividend: 4/30/2025
• Ex-Dividend for 5/7 Dividend: 4/30/2025
• Dividend Payable: 5/07/2025
• Today: 7/03/2025
• Next Earnings (Estimated): 7/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - FOREIGN
• Sub-Industry: Banking
• Current Symbol: NYSE:SAN
• CIK: 891478
• Web: www.santander.com
• Phone: (491) 289-3280
• Fax: 34-91-257-1282
• Employees: 199,958
• Year Founded: 1857

Profitability

• EPS (Trailing Twelve Months): $0.87
• Trailing P/E Ratio: 9.78
• Forward P/E Ratio: 10.25
• P/E Growth: 0.91
• Net Income: $13.61 billion
• Net Margins: 16.92%
• Pretax Margin: 14.87%
• Return on Equity: 12.26%
• Return on Assets: 0.72%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.25
• Quick Ratio: 0.25

Sales & Book Value

• Annual Sales: $66.96 billion
• Price / Sales: 1.92
• Cash Flow: $1.09 per share
• Price / Cash Flow: 7.80
• Book Value: $7.34 per share
• Price / Book: 1.16

Miscellaneous

• Outstanding Shares: 15,152,490,000
• Free Float: 13,716,036,000
• Market Cap: $128.87 billion
• Optionable: Optionable
• Beta: 0.99