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Silvergate Capital (SI) Competitors

Silvergate Capital logo
$0.27 -0.06 (-18.18%)
As of 04/25/2025

SI vs. CIZN, GLBZ, ITUB, BNS, BK, DB, MTB, BBD, STT, and FCNCA

Should you be buying Silvergate Capital stock or one of its competitors? The main competitors of Silvergate Capital include Citizens (CIZN), Glen Burnie Bancorp (GLBZ), Itaú Unibanco (ITUB), Bank of Nova Scotia (BNS), Bank of New York Mellon (BK), Deutsche Bank Aktiengesellschaft (DB), M&T Bank (MTB), Banco Bradesco (BBD), State Street (STT), and First Citizens BancShares (FCNCA). These companies are all part of the "state commercial banks" industry.

Silvergate Capital vs.

Silvergate Capital (NYSE:SI) and Citizens (NASDAQ:CIZN) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, profitability, dividends, valuation, earnings, community ranking, risk and analyst recommendations.

94.4% of Silvergate Capital shares are owned by institutional investors. Comparatively, 9.7% of Citizens shares are owned by institutional investors. 1.7% of Silvergate Capital shares are owned by insiders. Comparatively, 8.9% of Citizens shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

In the previous week, Silvergate Capital had 1 more articles in the media than Citizens. MarketBeat recorded 1 mentions for Silvergate Capital and 0 mentions for Citizens. Citizens' average media sentiment score of 0.00 beat Silvergate Capital's score of -0.05 indicating that Citizens is being referred to more favorably in the news media.

Company Overall Sentiment
Silvergate Capital Neutral
Citizens Neutral

Citizens received 12 more outperform votes than Silvergate Capital when rated by MarketBeat users. However, 52.83% of users gave Silvergate Capital an outperform vote while only 43.84% of users gave Citizens an outperform vote.

CompanyUnderperformOutperform
Silvergate CapitalOutperform Votes
84
52.83%
Underperform Votes
75
47.17%
CitizensOutperform Votes
96
43.84%
Underperform Votes
123
56.16%

Silvergate Capital pays an annual dividend of $2.9420 per share and has a dividend yield of 1,089.6%. Citizens pays an annual dividend of $0.08 per share and has a dividend yield of 1.0%. Silvergate Capital pays out -9.8% of its earnings in the form of a dividend. Citizens pays out 10.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Silvergate Capital is clearly the better dividend stock, given its higher yield and lower payout ratio.

Silvergate Capital has a beta of 2.23, indicating that its stock price is 123% more volatile than the S&P 500. Comparatively, Citizens has a beta of 0.02, indicating that its stock price is 98% less volatile than the S&P 500.

Citizens has higher revenue and earnings than Silvergate Capital. Silvergate Capital is trading at a lower price-to-earnings ratio than Citizens, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Silvergate Capital-$609.47M-0.01-$937.91M-$29.96-0.01
Citizens$40.95M1.13$5.49M$0.8010.30

Silvergate Capital has a net margin of 45.10% compared to Citizens' net margin of 7.00%. Citizens' return on equity of 11.28% beat Silvergate Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
Silvergate Capital45.10% 8.87% 0.81%
Citizens 7.00%11.28%0.37%

Summary

Citizens beats Silvergate Capital on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SI vs. The Competition

MetricSilvergate CapitalState commercial banks IndustryFinance SectorNYSE Exchange
Market Cap$8.55M$3.00B$11.07B$18.82B
Dividend YieldN/A3.90%5.66%4.08%
P/E Ratio-0.0122.7721.7132.61
Price / Sales-0.012.9825.8528.43
Price / Cash0.2810.6317.6017.53
Price / Book0.011.152.564.45
Net Income-$937.91M$372.21M$1.03B$1.02B
7 Day Performance-18.18%4.36%3.42%5.20%
1 Month Performance-22.86%-1.89%-1.33%-3.24%
1 Year Performance-32.50%16.13%537.89%4.62%

Silvergate Capital Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SI
Silvergate Capital
N/A$0.27
-18.2%
N/A-32.5%$8.55M$-609,471,000.00-0.01279
CIZN
Citizens
N/A$7.04
-0.8%
N/A+4.8%$39.68M$40.95M7.18250Analyst Forecast
Gap Up
GLBZ
Glen Burnie Bancorp
1.9782 of 5 stars
$5.22
+0.2%
N/A+6.6%$15.14M$11.77M-130.5080Short Interest ↓
ITUB
Itaú Unibanco
2.9238 of 5 stars
$5.69
+0.5%
$6.27
+10.2%
+7.4%$61.34B$158.57B7.2999,600Upcoming Earnings
Short Interest ↑
Positive News
BNS
Bank of Nova Scotia
4.2818 of 5 stars
$47.48
+0.0%
$81.00
+70.6%
+4.8%$59.14B$34.49B10.9991,000Short Interest ↓
Positive News
BK
Bank of New York Mellon
4.9688 of 5 stars
$74.06
-2.4%
$91.31
+23.3%
+37.2%$53.17B$18.55B12.7551,700Positive News
DB
Deutsche Bank Aktiengesellschaft
2.5652 of 5 stars
$23.29
-0.8%
N/A+44.5%$46.39B$30.05B16.7683,000News Coverage
MTB
M&T Bank
4.9255 of 5 stars
$156.82
-2.1%
$208.14
+32.7%
+14.4%$25.76B$9.30B10.7222,800Short Interest ↓
Positive News
BBD
Banco Bradesco
3.794 of 5 stars
$2.22
flat
$2.40
+8.1%
-12.1%$23.63B$105.33B7.4088,400Upcoming Earnings
Short Interest ↓
Positive News
STT
State Street
4.944 of 5 stars
$80.61
-0.8%
$102.15
+26.7%
+19.0%$23.26B$13.07B9.7842,200
FCNCA
First Citizens BancShares
4.9724 of 5 stars
$1,684.73
-1.9%
$2,346.09
+39.3%
+1.4%$22.87B$9.73B8.8910,700Earnings Report
Dividend Announcement
Analyst Forecast
News Coverage
Positive News

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This page (NYSE:SI) was last updated on 4/28/2025 by MarketBeat.com Staff
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