Synovus Financial (SNV) Competitors

First Citizens BancShares (NASDAQ:FCNCA) and Synovus Financial (NYSE:SNV) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, earnings, profitability, analyst recommendations, risk, media sentiment, institutional ownership, community ranking and valuation.

Does the MarketBeat Community favor FCNCA or SNV?

Synovus Financial received 274 more outperform votes than First Citizens BancShares when rated by MarketBeat users. Likewise, 57.11% of users gave Synovus Financial an outperform vote while only 55.46% of users gave First Citizens BancShares an outperform vote.

Company	Underperform	Outperform
First Citizens BancShares	Outperform Votes 188 55.46%	Underperform Votes 151 44.54%
Synovus Financial	Outperform Votes 462 57.11%	Underperform Votes 347 42.89%

Is FCNCA or SNV a better dividend stock?

First Citizens BancShares pays an annual dividend of $7.80 per share and has a dividend yield of 0.4%. Synovus Financial pays an annual dividend of $1.52 per share and has a dividend yield of 2.8%. First Citizens BancShares pays out 4.5% of its earnings in the form of a dividend. Synovus Financial pays out 49.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media refer more to FCNCA or SNV?

In the previous week, Synovus Financial had 20 more articles in the media than First Citizens BancShares. MarketBeat recorded 28 mentions for Synovus Financial and 8 mentions for First Citizens BancShares. First Citizens BancShares' average media sentiment score of 0.75 beat Synovus Financial's score of 0.57 indicating that First Citizens BancShares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Citizens BancShares	2 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Synovus Financial	10 Very Positive mention(s)	4 Positive mention(s)	8 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, FCNCA or SNV?

First Citizens BancShares has a beta of 0.86, meaning that its share price is 14% less volatile than the S&P 500. Comparatively, Synovus Financial has a beta of 1.39, meaning that its share price is 39% more volatile than the S&P 500.

Do analysts rate FCNCA or SNV?

First Citizens BancShares presently has a consensus price target of $2,290.75, indicating a potential upside of 4.65%. Synovus Financial has a consensus price target of $58.44, indicating a potential upside of 7.05%. Given Synovus Financial's stronger consensus rating and higher probable upside, analysts clearly believe Synovus Financial is more favorable than First Citizens BancShares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Citizens BancShares	0 Sell rating(s)	6 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.54
Synovus Financial	0 Sell rating(s)	6 Hold rating(s)	12 Buy rating(s)	0 Strong Buy rating(s)	2.67

Is FCNCA or SNV more profitable?

First Citizens BancShares has a net margin of 17.36% compared to Synovus Financial's net margin of 10.82%. First Citizens BancShares' return on equity of 13.63% beat Synovus Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Citizens BancShares	17.36%	13.63%	1.33%
Synovus Financial	10.82%	13.43%	1.04%

Do insiders & institutionals believe in FCNCA or SNV?

78.0% of First Citizens BancShares shares are owned by institutional investors. Comparatively, 83.8% of Synovus Financial shares are owned by institutional investors. 12.9% of First Citizens BancShares shares are owned by insiders. Comparatively, 0.8% of Synovus Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Which has higher valuation & earnings, FCNCA or SNV?

First Citizens BancShares has higher revenue and earnings than Synovus Financial. First Citizens BancShares is trading at a lower price-to-earnings ratio than Synovus Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Citizens BancShares	$12.09B	2.53	$11.47B	$174.55	12.54
Synovus Financial	$1.99B	3.89	$543.71M	$3.05	17.90

Summary

Synovus Financial beats First Citizens BancShares on 11 of the 20 factors compared between the two stocks.