Free Trial

Synchrony Financial (SYF) Stock Price, News & Analysis

Synchrony Financial logo
$69.66 +0.19 (+0.28%)
As of 10:43 AM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About Synchrony Financial Stock (NYSE:SYF)

Key Stats

Today's Range
$69.40
$70.63
50-Day Range
$63.59
$69.47
52-Week Range
$36.85
$70.63
Volume
653,556 shs
Average Volume
2.39 million shs
Market Capitalization
$27.12 billion
P/E Ratio
9.11
Dividend Yield
1.44%
Price Target
$65.45
Consensus Rating
Moderate Buy

Company Overview

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, jewelry, pets, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

Synchrony Financial Stock Analysis - MarketRank™

See Top Rated MarketRank™ Stocks
99th Percentile Overall Score

SYF MarketRank™: 

Synchrony Financial scored higher than 99% of companies evaluated by MarketBeat, and ranked 16th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Synchrony Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 16 buy ratings, 7 hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    Synchrony Financial has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about Synchrony Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for Synchrony Financial are expected to grow by 1.53% in the coming year, from $6.54 to $6.64 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Synchrony Financial is 9.07, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 103.61.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Synchrony Financial is 9.07, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.28.

  • Price to Earnings Growth Ratio

    Synchrony Financial has a PEG Ratio of 0.81. PEG Ratios below 1 indicate that a company could be undervalued.

  • Price to Book Value per Share Ratio

    Synchrony Financial has a P/B Ratio of 2.18. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Synchrony Financial's valuation and earnings.
  • Percentage of Shares Shorted

    2.78% of the float of Synchrony Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Synchrony Financial has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Synchrony Financial has recently decreased by 8.02%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Synchrony Financial pays a meaningful dividend of 1.45%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Synchrony Financial does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Synchrony Financial is 13.05%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Synchrony Financial will have a dividend payout ratio of 15.06% next year. This indicates that Synchrony Financial will be able to sustain or increase its dividend.

  • Read more about Synchrony Financial's dividend.
  • Percentage of Shares Shorted

    2.78% of the float of Synchrony Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Synchrony Financial has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Synchrony Financial has recently decreased by 8.02%, indicating that investor sentiment is improving significantly.
  • News Sentiment

    Synchrony Financial has a news sentiment score of 0.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.75 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 21 news articles for Synchrony Financial this week, compared to 10 articles on an average week.
  • Search Interest

    16 people have searched for SYF on MarketBeat in the last 30 days. This is an increase of 45% compared to the previous 30 days.
  • MarketBeat Follows

    Only 12 people have added Synchrony Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of -20% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Synchrony Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,429,475.00 in company stock.

  • Percentage Held by Insiders

    Only 0.33% of the stock of Synchrony Financial is held by insiders.

  • Percentage Held by Institutions

    96.48% of the stock of Synchrony Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Synchrony Financial's insider trading history.
Receive SYF Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for Synchrony Financial and its competitors with MarketBeat's FREE daily newsletter.

SYF Stock News Headlines

Kamala’s final humiliation
Now, for the first time, I’m going to share these ten investments publicly – the same ones I’ve discussed behind closed doors with some of America’s savviest investors. The obscure, little-known companies we believe could 5x, even 10x, under Trump’s second term…
See More Headlines

SYF Stock Analysis - Frequently Asked Questions

Synchrony Financial's stock was trading at $65.00 on January 1st, 2025. Since then, SYF stock has increased by 6.9% and is now trading at $69.4710.
View the best growth stocks for 2025 here
.

Synchrony Financial (NYSE:SYF) released its earnings results on Wednesday, October, 16th. The financial services provider reported $1.94 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.77 by $0.17. The business's quarterly revenue was up 9.8% on a year-over-year basis.
Read the conference call transcript
.

Synchrony Financial's Board of Directors approved a stock buyback program on Wednesday, April 24th 2024, which allows the company to buy back $1,000,000,000 in outstanding shares, according to EventVestor. This means that the company could purchase up to 5.5% of its shares through open market purchases. Shares repurchase programs are generally an indication that the company's management believes its shares are undervalued.

The following companies are subsidiaries of Synchrony Financial: Pets Best, Loop Commerce Inc., GPShopper, CareCredit LLC, GPShopper LLC, Retail Finance Credit Services LLC, Retail Finance International Holdings Inc., and more.

Synchrony Financial's top institutional shareholders include Nordea Investment Management AB (0.79%), Assenagon Asset Management S.A. (0.16%), Wedge Capital Management L L P NC (0.15%) and Gateway Investment Advisers LLC (0.10%). Insiders that own company stock include Margaret M Keane, Brian D Doubles, Jonathan S Mothner, Curtis Howse, Brian J Sr Wenzel, Carol Juel, Alberto Casellas, Bart Schaller and David P Melito.
View institutional ownership trends
.

Shares of SYF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Synchrony Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), General Electric (GE), Netflix (NFLX) and Adobe (ADBE).

Company Calendar

Last Earnings
10/16/2024
Ex-Dividend for 11/15 Dividend
11/04/2024
Dividend Payable
11/15/2024
Today
1/22/2025
Next Earnings (Estimated)
1/28/2025
Dividend Payable
2/18/2025
Fiscal Year End
12/31/2025
Ex-Dividend for 2/18 Dividend
1/01/2100

Industry, Sector and Symbol

Sector
Finance
Industry
Nondepository credit institutions
Sub-Industry
Banking
Fax
N/A
Employees
20,000
Year Founded
2003

Price Target and Rating

Average Stock Price Target
$65.45
High Stock Price Target
$85.00
Low Stock Price Target
$41.00
Potential Upside/Downside
-5.8%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.75
Research Coverage
24 Analysts

Profitability

Net Income
$2.24 billion
Pretax Margin
18.32%

Debt

Sales & Book Value

Annual Sales
$20.71 billion
Cash Flow
$6.58 per share
Book Value
$31.82 per share

Miscellaneous

Free Float
388,059,000
Market Cap
$27.05 billion
Optionable
Optionable
Beta
1.64

Social Links

Elon Musk's Next Move Cover

Wondering when you'll finally be able to invest in SpaceX, StarLink, or The Boring Company? Click the link below to learn when Elon Musk will let these companies finally IPO.

Get This Free Report

This page (NYSE:SYF) was last updated on 1/22/2025 by MarketBeat.com Staff
From Our Partners