TransUnion (TRU) Stock Price, News & Analysis

Company Overview

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates through U.S. Markets, International, and Consumer Interactive segments. The U.S. Markets segment provides consumer reports, actionable insights, and analytic services to businesses, which uses its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and mitigate fraud risk. This segment serves various industry vertical markets, including financial services, technology, commerce and communications, insurance, media, services and collections, tenant and employment, and public sectors. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which help consumers to manage their personal finances; consumer credit reporting, insurance and auto information solutions, and commercial credit information services. It serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

Key Stats

• Today's Range: $92.62 to $95.58
• 50-Day Range: $92.79 to $108.68
• 52-Week Range: $63.03 to $113.17
• Volume: 2.82 million shs
• Average Volume: 1.59 million shs
• Market Capitalization: $18.54 billion
• P/E Ratio: 82.71
• Dividend Yield: 0.44%
• Price Target: $107.06
• Consensus Rating: Moderate Buy

TransUnion Stock Analysis - MarketRank™

TransUnion scored higher than 97% of companies evaluated by MarketBeat, and ranked 23rd out of 330 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

TransUnion has received a consensus rating of Moderate Buy. The company's average rating score is 2.63, and is based on 10 buy ratings, 6 hold ratings, and no sell ratings.

Amount of Analyst Coverage

TransUnion has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 18.31%

Earnings Growth

Earnings for TransUnion are expected to grow by 18.31% in the coming year, from $3.44 to $4.07 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of TransUnion is 82.71, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 116.80.

Price to Earnings Ratio vs. Sector

The P/E ratio of TransUnion is 82.71, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 27.72.

Price to Earnings Growth Ratio

TransUnion has a PEG Ratio of 1.37. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

TransUnion has a P/B Ratio of 4.49. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.99% of the outstanding shares of TransUnion have been sold short.

Short Interest Ratio / Days to Cover

TransUnion has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in TransUnion has recently decreased by 9.35%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

TransUnion has a dividend yield of 0.43%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

TransUnion does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of TransUnion is 36.52%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, TransUnion will have a dividend payout ratio of 10.32% next year. This indicates that TransUnion will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 4.4 / 5
• Environmental Score: -0.60

Percentage of Shares Shorted

1.99% of the outstanding shares of TransUnion have been sold short.

Short Interest Ratio / Days to Cover

TransUnion has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in TransUnion has recently decreased by 9.35%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.79

News Sentiment

TransUnion has a news sentiment score of 0.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Business Services companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for TransUnion this week, compared to 10 articles on an average week.

Search Interest

Only 12 people have searched for TRU on MarketBeat in the last 30 days. This is a decrease of -43% compared to the previous 30 days.

MarketBeat Follows

3 people have added TransUnion to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, TransUnion insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,084,633.00 in company stock.

Percentage Held by Insiders

Only 0.22% of the stock of TransUnion is held by insiders.

TRU Stock Analysis - Frequently Asked Questions

How have TRU shares performed this year?

TransUnion's stock was trading at $68.71 at the beginning of 2024. Since then, TRU shares have increased by 38.4% and is now trading at $95.11.
View the best growth stocks for 2024 here.

How were TransUnion's earnings last quarter?

TransUnion (NYSE:TRU) announced its quarterly earnings data on Wednesday, October, 23rd. The business services provider reported $1.04 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $1.01 by $0.03. TransUnion's revenue was up 12.0% compared to the same quarter last year.

Does TransUnion have any subsidiaries?

The following companies are subsidiaries of TransUnion: Tru Optik, Signal, TruSignal, Rubixis, Healthcare Payment Specialists, Callcredit Information, FactorTrust, and more.

When did TransUnion IPO?

TransUnion (TRU) raised $651 million in an initial public offering on Thursday, June 25th 2015. The company issued 29,600,000 shares at $21.00-$23.00 per share. Goldman Sachs, J.P. Morgan, BofA Merrill Lynch, Deutsche Bank Securities, RBC Capital Markets, Wells Fargo Securities and Credit Suisse served as the underwriters for the IPO and Drexel Hamilton, Evercore ISI, Loop Capital Markets and Stifel were co-managers.

Who are TransUnion's major shareholders?

TransUnion's top institutional investors include Massachusetts Financial Services Co. MA (9.84%), Van ECK Associates Corp (2.46%), FMR LLC (2.33%) and Wellington Management Group LLP (2.27%). Insiders that own company stock include Christopher A Cartwright, Todd M Cello, Abhi Dhar, Steven M Chaouki, Timothy J Martin, George M Awad, Todd C Skinner, Richard Dane Mauldin, Heather J Russell, Thomas L Monahan, William Bosworth, Linda Zukauckas, Jennifer A Williams and Suzanne Patricia Clark.
View institutional ownership trends.

How do I buy shares of TransUnion?

Shares of TRU stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of TransUnion own?

Based on aggregate information from My MarketBeat watchlists, some other companies that TransUnion investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Tesla (TSLA), Broadcom (AVGO), Adobe (ADBE) and Palo Alto Networks (PANW).

Company Calendar

• Last Earnings: 10/23/2024
• Ex-Dividend for 12/9 Dividend: 11/22/2024
• Dividend Payable: 12/09/2024
• Today: 12/20/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Business Services
• Industry: Consumer credit reporting agencies, mercantile reporting agencies,
• Sub-Industry: Business Services
• Current Symbol: NYSE:TRU
• CUSIP: N/A
• CIK: 1552033
• Web: www.transunion.com
• Phone: (312) 985-2000
• Fax: N/A
• Employees: 13,200
• Year Founded: 1968

Price Target and Rating

• Average Stock Price Target: $107.06
• High Stock Price Target: $135.00
• Low Stock Price Target: $75.00
• Potential Upside/Downside: +12.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.63
• Research Coverage: 16 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.15
• Trailing P/E Ratio: 82.71
• Forward P/E Ratio: 27.65
• P/E Growth: 1.37
• Net Income: $-206,200,000.00
• Net Margins: 5.47%
• Pretax Margin: 7.19%
• Return on Equity: 15.38%
• Return on Assets: 5.86%

Debt

• Debt-to-Equity Ratio: 1.19
• Current Ratio: 1.68
• Quick Ratio: 1.68

Sales & Book Value

• Annual Sales: $4.10 billion
• Price / Sales: 4.52
• Cash Flow: $7.52 per share
• Price / Cash Flow: 12.65
• Book Value: $21.19 per share
• Price / Book: 4.49

Miscellaneous

• Outstanding Shares: 194,900,000
• Free Float: 194,471,000
• Market Cap: $18.54 billion
• Optionable: Optionable
• Beta: 1.60