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Unum Group (UNM) Financials

Unum Group logo
$79.04 +0.57 (+0.73%)
Closing price 04/28/2025 03:59 PM Eastern
Extended Trading
$79.03 -0.01 (-0.01%)
As of 04/28/2025 06:30 PM Eastern
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Annual Income Statements for Unum Group

Annual Income Statements for Unum Group

This table shows Unum Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders
867 931 994 523 1,100 793 981 1,407 1,284 1,779
Consolidated Net Income / (Loss)
867 931 994 523 1,100 793 981 1,407 1,284 1,779
Net Income / (Loss) Continuing Operations
867 931 994 523 1,100 793 981 1,407 1,284 1,779
Total Pre-Tax Income
1,238 1,348 1,404 628 1,382 964 1,261 1,750 1,640 2,251
Total Revenue
10,579 10,911 11,135 11,431 11,822 12,974 11,756 11,791 12,191 12,686
Net Interest Income / (Expense)
-153 -166 -160 -167 -177 -188 -252 -193 -195 -201
Total Interest Income
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense
153 166 160 167 177 188 252 193 195 201
Long-Term Debt Interest Expense
153 166 160 167 177 188 252 193 195 201
Total Non-Interest Income
10,731 11,077 11,295 11,599 11,999 13,162 12,008 11,984 12,386 12,887
Other Service Charges
212 206 198 198 221 224 243 261 279 295
Net Realized & Unrealized Capital Gains on Investments
2,437 2,514 2,500 2,414 2,412 3,560 2,290 2,107 2,061 2,095
Premiums Earned
8,082 8,358 8,597 8,986 9,366 9,378 9,475 9,617 10,046 10,497
Total Non-Interest Expense
9,340 9,563 9,731 10,803 10,439 12,010 10,495 10,041 10,551 10,435
Salaries and Employee Benefits
1,831 1,866 1,913 1,994 2,021 2,011 2,013 2,176 2,333 2,425
Property & Liability Insurance Claims
6,783 6,942 7,056 8,020 7,496 8,973 8,113 7,542 7,312 7,480
Amortization of Deferred Policy Acquisition Costs
- - - - - - -523 -557 -632 -652
Current and Future Benefits
- - - - - - -560 -548 -55 -562
Other Operating Expenses
813 825 855 891 971 997 999 1,007 1,112 1,223
Amortization Expense
482 493 527 566 610 606 452 421 481 521
Income Tax Expense
371 416 410 104 282 171 280 343 356 472
Basic Earnings per Share
$3.51 $3.96 $4.39 $2.38 $5.25 $3.89 $4.80 $7.01 $6.53 $9.49
Weighted Average Basic Shares Outstanding
246.99M 235.45M 226.49M 219.64M 202.97M 203.73M 202.56M 197.29M 191.52M 176.78M
Diluted Earnings per Share
$3.50 $3.95 $4.37 $2.38 $5.24 $3.89 $4.79 $6.96 $6.50 $9.46
Weighted Average Diluted Shares Outstanding
246.99M 235.45M 226.49M 219.64M 202.97M 203.73M 202.56M 197.29M 191.52M 176.78M
Weighted Average Basic & Diluted Shares Outstanding
246.99M 235.45M 226.49M 219.64M 202.97M 203.73M 202.56M 197.29M 191.52M 176.78M
Cash Dividends to Common per Share
- - $0.86 $0.98 $1.09 $1.14 $1.17 $1.26 $1.39 $1.57

Quarterly Income Statements for Unum Group

This table shows Unum Group's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Income / (Loss) Attributable to Common Shareholders
510 289 358 393 202 331 395 390 646 349
Consolidated Net Income / (Loss)
510 289 358 393 202 331 395 390 646 349
Net Income / (Loss) Continuing Operations
510 289 358 393 202 331 395 390 646 349
Total Pre-Tax Income
642 374 451 498 262 429 496 496 815 446
Total Revenue
2,908 2,958 2,988 3,063 3,044 3,096 3,151 3,184 3,168 3,184
Net Interest Income / (Expense)
-51 -47 -48 -49 -49 -49 -50 -50 -49 -53
Total Interest Expense
51 47 48 49 49 49 50 50 49 53
Long-Term Debt Interest Expense
51 47 48 49 49 49 50 50 49 53
Total Non-Interest Income
2,959 3,005 3,036 3,112 3,093 3,145 3,200 3,233 3,217 3,237
Other Service Charges
63 64 68 71 72 69 78 72 73 72
Net Realized & Unrealized Capital Gains on Investments
507 531 509 532 495 525 512 535 515 534
Premiums Earned
2,389 2,410 2,459 2,509 2,526 2,552 2,610 2,627 2,629 2,631
Total Non-Interest Expense
2,266 2,584 2,537 2,565 2,782 2,667 2,655 2,688 2,353 2,739
Salaries and Employee Benefits
557 563 569 581 588 596 619 615 609 581
Property & Liability Insurance Claims
1,843 1,850 1,882 1,838 1,779 1,813 1,893 1,867 1,865 1,856
Current and Future Benefits
-342 -71 -146 -84 168 6.80 -108 -57 -403 5.20
Other Operating Expenses
244 272 273 274 272 293 291 301 312 319
Amortization Expense
103 108 116 114 129 123 126 128 134 133
Income Tax Expense
131 84 93 106 60 98 101 106 169 97
Basic Earnings per Share
$2.55 $1.44 $1.81 $1.99 $1.03 $1.70 $2.05 $2.05 $3.46 $1.93
Weighted Average Basic Shares Outstanding
198.94M 197.29M 197.07M 195.62M 195.05M 191.52M 189.38M 185.77M 182.61M 176.78M
Diluted Earnings per Share
$2.53 $1.44 $1.80 $1.98 $1.02 $1.70 $2.04 $2.05 $3.46 $1.91
Weighted Average Diluted Shares Outstanding
198.94M 197.29M 197.07M 195.62M 195.05M 191.52M 189.38M 185.77M 182.61M 176.78M
Weighted Average Basic & Diluted Shares Outstanding
198.94M 197.29M 197.07M 195.62M 195.05M 191.52M 189.38M 185.77M 182.61M 176.78M

Annual Cash Flow Statements for Unum Group

This table details how cash moves in and out of Unum Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents
10 -13 -23 17 -9.90 113 -122 44 27 17
Net Cash From Operating Activities
1,292 1,122 1,164 1,537 1,607 469 1,388 1,419 1,203 1,513
Net Cash From Continuing Operating Activities
1,467 1,320 1,366 1,742 1,704 410 1,388 1,419 1,203 1,513
Net Income / (Loss) Continuing Operations
867 931 994 523 1,100 793 981 1,407 1,284 1,779
Consolidated Net Income / (Loss)
867 931 994 523 1,100 793 981 1,407 1,284 1,779
Depreciation Expense
100 102 103 101 110 114 120 111 109 116
Amortization Expense
- - - - 0.00 2.60 70 50 44 41
Non-Cash Adjustments to Reconcile Net Income
83 14 -13 86 105 -2,203 -61 33 27 48
Changes in Operating Assets and Liabilities, net
417 273 79 826 292 1,763 278 -182 -261 -471
Net Cash From Investing Activities
-713 -716 -499 -930 -1,394 -268 -1,341 -956 -726 -344
Net Cash From Continuing Investing Activities
-713 -716 -499 -930 -1,394 -268 -1,341 -956 -726 -344
Purchase of Property, Leasehold Improvements and Equipment
-100 -85 -105 -144 -151 -119 -110 -102 -135 -126
Purchase of Investment Securities
-4,257 -4,071 -3,649 -4,898 -4,963 -3,429 -4,637 -3,341 -3,494 -3,163
Sale and/or Maturity of Investments
3,644 3,441 3,255 4,112 3,720 3,280 3,406 2,487 2,903 2,944
Net Cash From Financing Activities
-569 -419 -688 -590 -223 -89 -169 -419 -450 -1,152
Net Cash From Continuing Financing Activities
-569 -419 -688 -590 -223 -89 -169 -419 -450 -1,152
Issuance of Debt
271 609 0.00 291 842 494 588 349 0.00 392
Issuance of Common Equity
6.40 8.50 11 4.60 6.10 4.40 3.40 4.00 5.20 6.00
Repayment of Debt
-226 -414 -64 -260 -519 -480 -563 -368 -2.00 -350
Repurchase of Common Equity
-418 -405 -402 -356 -400 0.00 -50 -200 -250 -973
Payment of Dividends
-174 -183 -196 -216 -229 -232 -239 -254 -277 -297
Other Financing Activities, Net
-28 -34 -37 -53 78 125 92 50 74 70

Quarterly Cash Flow Statements for Unum Group

This table details how cash moves in and out of Unum Group's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents
-8.10 -24 3.90 -15 58 -20 133 -146 31 -0.60
Net Cash From Operating Activities
277 357 151 314 395 344 298 339 390 486
Net Cash From Continuing Operating Activities
277 357 151 314 395 344 298 339 390 486
Net Income / (Loss) Continuing Operations
510 289 358 393 202 331 395 390 646 349
Consolidated Net Income / (Loss)
510 289 358 393 202 331 395 390 646 349
Depreciation Expense
27 27 27 26 28 28 30 29 31 26
Amortization Expense
12 12 11 11 11 11 10 10 10 10
Non-Cash Adjustments to Reconcile Net Income
6.40 30 -11 32 34 -28 26 30 -44 35
Changes in Operating Assets and Liabilities, net
-278 -0.60 -235 -148 120 1.50 -164 -120 -252 65
Net Cash From Investing Activities
-177 -265 -41 -233 -225 -227 18 -291 -120 49
Net Cash From Continuing Investing Activities
-177 -265 -41 -233 -225 -227 18 -291 -120 49
Purchase of Property, Leasehold Improvements and Equipment
-26 -31 -29 -27 -33 -46 -28 -28 -38 -32
Purchase of Investment Securities
-892 -618 -485 -1,010 -1,217 -782 -635 -538 -597 -1,393
Sale and/or Maturity of Investments
742 384 474 804 1,024 600 681 275 515 1,474
Net Cash From Financing Activities
-108 -116 -106 -96 -112 -136 -183 -194 -240 -535
Net Cash From Continuing Financing Activities
-108 -116 -106 -96 -112 -136 -183 -194 -240 -535
Issuance of Common Equity
1.00 1.30 1.20 1.50 1.40 1.10 1.30 2.10 1.40 1.20
Repurchase of Common Equity
-43 -64 -51 -47 -76 -76 -122 -178 -200 -473
Payment of Dividends
-66 -66 -69 -65 -71 -71 -73 -69 -78 -77
Other Financing Activities, Net
18 12 13 15 34 12 10 9.00 37 14

Annual Balance Sheets for Unum Group

This table presents Unum Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Total Assets
60,564 61,942 64,013 61,876 67,013 70,626 70,116 61,149 63,255 61,959
Cash and Due from Banks
113 100 77 94 84 197 75 119 146 163
Trading Account Securities
43,937 44,849 46,105 43,715 48,288 45,098 44,539 36,281 38,413 37,324
Loans and Leases, Net of Allowance
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income
703 693 690 691 693 611 603 615 634 650
Premises and Equipment, Net
524 501 505 547 534 498 463 452 485 488
Mortgage Servicing Rights
1,884 2,039 2,213 2,295 2,397 2,432 2,560 2,435 2,318 2,225
Unearned Premiums Asset
1,598 1,611 1,666 1,616 1,603 1,519 1,520 1,482 1,544 1,459
Deferred Acquisition Cost
2,009 2,094 2,185 2,309 2,324 2,273 2,208 2,560 2,715 2,843
Goodwill
231 335 339 350 352 353 352 348 350 349
Other Assets
9,565 9,719 10,234 10,259 10,739 17,645 17,796 16,857 16,650 16,459
Total Liabilities & Shareholders' Equity
60,564 61,942 64,013 61,876 67,013 70,626 70,116 61,149 63,255 61,959
Total Liabilities
51,900 52,974 54,438 53,254 57,048 59,755 58,699 52,414 53,604 50,998
Short-Term Debt
352 0.00 200 0.00 400 - 0.00 2.00 0.00 275
Long-Term Debt
2,449 2,999 2,738 2,971 2,927 3,346 3,442 3,428 3,430 3,465
Future Policy Benefits
43,541 44,246 45,602 44,842 47,780 49,653 48,008 38,577 40,009 36,806
Unearned Premiums Liability
384 364 373 363 364 349 348 366 380 384
Participating Policy Holder Equity
1,675 1,624 1,595 1,595 1,600 1,664 1,791 7,491 7,283 5,634
Other Long-Term Liabilities
2,014 2,233 2,325 3,483 2,233 2,888 3,203 2,551 2,500 4,434
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
8,664 8,968 9,575 8,622 9,965 10,871 11,416 8,735 9,651 10,961
Total Preferred & Common Equity
8,664 8,968 9,575 8,622 9,965 10,871 11,416 8,735 9,651 10,961
Total Common Equity
8,664 8,968 9,575 8,622 9,965 10,871 11,416 8,735 9,651 10,961
Common Stock
2,278 2,303 2,334 2,352 2,379 2,407 2,439 2,472 1,567 1,509
Retained Earnings
7,995 8,744 9,542 9,863 10,729 11,270 11,853 13,141 11,432 12,914
Treasury Stock
-1,625 -2,028 -2,429 -2,779 -3,180 -3,180 -3,230 -3,430 -39 -938
Accumulated Other Comprehensive Income / (Loss)
16 -51 128 -814 37 374 354 -3,448 -3,308 -2,524

Quarterly Balance Sheets for Unum Group

This table presents Unum Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Total Assets
60,378 62,424 61,904 59,955 62,488 62,044 64,141
Cash and Due from Banks
0.00 123 108 166 279 133 163
Trading Account Securities
0.00 37,640 36,877 35,578 37,868 37,599 39,466
Loans and Leases, Net of Allowance
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income
0.00 636 715 705 661 714 787
Premises and Equipment, Net
0.00 456 460 463 484 483 495
Mortgage Servicing Rights
0.00 2,390 2,373 2,322 2,299 2,261 2,239
Unearned Premiums Asset
0.00 1,557 1,606 1,508 1,594 1,579 1,496
Deferred Acquisition Cost
2,527 2,602 2,647 2,669 2,755 2,792 2,824
Goodwill
0.00 348 350 348 350 350 352
Other Assets
11,850 16,671 16,769 16,197 16,199 16,135 16,319
Total Liabilities & Shareholders' Equity
0.00 62,424 61,904 59,955 62,488 62,044 64,141
Total Liabilities
51,975 53,176 52,659 50,336 52,268 51,580 53,189
Long-Term Debt
0.00 3,429 3,429 3,430 3,431 3,470 3,470
Future Policy Benefits
37,808 39,352 38,945 36,502 38,625 37,899 39,445
Unearned Premiums Liability
407 452 495 447 470 503 475
Participating Policy Holder Equity
5,813 7,437 7,394 7,376 7,221 7,228 7,169
Other Long-Term Liabilities
21 2,506 2,394 2,579 2,521 2,480 2,631
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
9,307 9,247 9,246 9,618 10,220 10,465 10,951
Total Preferred & Common Equity
8,403 9,247 9,246 9,618 10,220 10,465 10,951
Total Common Equity
9,307 9,247 9,246 9,618 10,220 10,465 10,951
Common Stock
0.00 2,463 2,476 2,485 1,568 1,578 1,583
Retained Earnings
12,918 13,430 13,758 13,889 11,754 12,075 12,642
Treasury Stock
0.00 -3,483 -3,530 -3,605 -162 -342 -544
Accumulated Other Comprehensive Income / (Loss)
-3,611 -3,162 -3,458 -3,151 -2,940 -2,846 -2,730

Annual Metrics and Ratios for Unum Group

This table displays calculated financial ratios and metrics derived from Unum Group's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Growth Metrics
- - - - - - - - - -
Revenue Growth
2.14% 3.14% 2.05% 2.66% 3.41% 9.75% -9.39% 0.31% 3.39% 4.06%
EBITDA Growth
112.38% 8.34% 4.00% -51.63% 104.64% -27.61% 34.25% 31.76% -6.17% 34.34%
EBIT Growth
128.47% 8.83% 4.18% -55.28% 120.15% -30.25% 30.77% 38.82% -6.28% 37.27%
NOPAT Growth
115.64% 7.42% 6.74% -47.35% 110.22% -27.93% 23.71% 43.45% -8.77% 38.58%
Net Income Growth
115.64% 7.42% 6.74% -47.35% 110.22% -27.93% 23.71% 43.45% -8.77% 38.58%
EPS Growth
122.93% 12.86% 10.63% -45.54% 120.17% -25.76% 23.14% 45.30% -6.61% 45.54%
Operating Cash Flow Growth
5.60% -13.20% 3.79% 31.99% 4.56% -70.79% 195.65% 2.25% -15.22% 25.81%
Free Cash Flow Firm Growth
89.99% -39.05% 4.45% 221.92% -141.44% 77.92% 356.70% 1,109.38% -91.06% -56.38%
Invested Capital Growth
1.44% 4.38% 4.56% -7.35% 14.65% 6.96% 4.52% -18.13% 7.54% 12.38%
Revenue Q/Q Growth
0.79% 0.96% 0.18% 0.26% 1.53% 10.32% -9.99% 0.30% 1.11% 0.70%
EBITDA Q/Q Growth
137.62% 3.94% -1.74% -4.62% 5.00% -18.84% 23.32% -0.89% 3.18% 0.60%
EBIT Q/Q Growth
165.10% 4.22% -1.81% -5.54% 5.34% -20.84% 26.57% -0.89% 3.48% 0.75%
NOPAT Q/Q Growth
141.67% 2.41% 1.94% -3.29% 4.47% -16.86% 22.64% -1.90% 3.33% 1.03%
Net Income Q/Q Growth
141.67% 2.41% 1.94% -3.29% 4.47% -16.86% 22.64% -1.90% 3.33% 1.03%
EPS Q/Q Growth
134.90% 3.40% 2.82% -0.83% 5.65% -16.52% 22.51% -1.56% 4.17% 2.27%
Operating Cash Flow Q/Q Growth
1.02% 7.06% -6.37% 12.07% -6.04% -71.18% 1,317.26% -7.99% -1.10% 10.38%
Free Cash Flow Firm Q/Q Growth
-38.86% 356.76% -52.98% 0.10% -16.38% 46.76% -33.65% -45.98% 110.77% -58.88%
Invested Capital Q/Q Growth
1.42% -3.34% 0.89% 0.79% 1.70% -0.38% 2.05% 44.77% 0.24% 1.94%
Profitability Metrics
- - - - - - - - - -
EBITDA Margin
12.65% 13.28% 13.54% 6.38% 12.62% 8.33% 12.34% 16.21% 14.71% 18.99%
EBIT Margin
11.71% 12.35% 12.61% 5.49% 11.69% 7.43% 10.72% 14.84% 13.45% 17.75%
Profit (Net Income) Margin
8.20% 8.54% 8.93% 4.58% 9.31% 6.11% 8.35% 11.93% 10.53% 14.02%
Tax Burden Percent
70.02% 69.11% 70.81% 83.37% 79.61% 82.26% 77.82% 80.41% 78.28% 79.03%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
29.98% 30.89% 29.19% 16.63% 20.39% 17.74% 22.18% 19.59% 21.72% 20.97%
Return on Invested Capital (ROIC)
7.62% 7.95% 8.12% 4.34% 8.84% 5.77% 6.75% 10.41% 10.17% 12.81%
ROIC Less NNEP Spread (ROIC-NNEP)
7.62% 7.95% 8.12% 4.34% 8.84% 5.77% 6.75% 10.41% 10.17% 12.81%
Return on Net Nonoperating Assets (RNNOA)
2.47% 2.62% 2.60% 1.41% 3.00% 1.85% 2.06% 3.55% 3.79% 4.46%
Return on Equity (ROE)
10.09% 10.56% 10.72% 5.75% 11.84% 7.61% 8.80% 13.97% 13.96% 17.26%
Cash Return on Invested Capital (CROIC)
6.19% 3.66% 3.66% 11.98% -4.81% -0.96% 2.33% 30.35% 2.91% 1.15%
Operating Return on Assets (OROA)
2.01% 2.20% 2.23% 1.00% 2.14% 1.40% 1.79% 2.67% 2.64% 3.60%
Return on Assets (ROA)
1.41% 1.52% 1.58% 0.83% 1.71% 1.15% 1.39% 2.14% 2.06% 2.84%
Return on Common Equity (ROCE)
10.09% 10.56% 10.72% 5.75% 11.84% 7.61% 8.80% 13.97% 13.96% 17.26%
Return on Equity Simple (ROE_SIMPLE)
10.01% 10.39% 10.38% 6.07% 11.04% 7.29% 8.59% 16.11% 13.30% 16.23%
Net Operating Profit after Tax (NOPAT)
867 931 994 523 1,100 793 981 1,407 1,284 1,779
NOPAT Margin
8.20% 8.54% 8.93% 4.58% 9.31% 6.11% 8.35% 11.93% 10.53% 14.02%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
17.31% 17.10% 17.18% 17.45% 17.10% 15.50% 17.13% 18.45% 19.13% 19.11%
Operating Expenses to Revenue
88.29% 87.65% 87.39% 94.51% 88.31% 92.57% 89.28% 85.16% 86.55% 82.25%
Earnings before Interest and Taxes (EBIT)
1,238 1,348 1,404 628 1,382 964 1,261 1,750 1,640 2,251
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
1,338 1,449 1,507 729 1,492 1,080 1,450 1,911 1,793 2,409
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
0.69 0.87 1.00 0.59 0.49 0.38 0.40 0.87 0.88 1.21
Price to Tangible Book Value (P/TBV)
0.71 0.90 1.03 0.62 0.51 0.39 0.41 0.91 0.92 1.25
Price to Revenue (P/Rev)
0.57 0.71 0.86 0.45 0.42 0.31 0.39 0.65 0.70 1.05
Price to Earnings (P/E)
6.94 8.33 9.59 9.73 4.48 5.14 4.67 5.43 6.63 7.45
Dividend Yield
2.83% 2.30% 2.02% 4.21% 4.56% 5.69% 5.22% 3.28% 3.18% 2.16%
Earnings Yield
14.41% 12.01% 10.42% 10.28% 22.32% 19.45% 21.42% 18.42% 15.07% 13.42%
Enterprise Value to Invested Capital (EV/IC)
0.76 0.89 0.99 0.69 0.61 0.51 0.53 0.90 0.90 1.15
Enterprise Value to Revenue (EV/Rev)
0.82 0.98 1.11 0.70 0.69 0.56 0.68 0.93 0.97 1.33
Enterprise Value to EBITDA (EV/EBITDA)
6.51 7.35 8.22 10.93 5.48 6.69 5.48 5.73 6.58 6.99
Enterprise Value to EBIT (EV/EBIT)
7.03 7.91 8.83 12.70 5.91 7.50 6.30 6.26 7.20 7.48
Enterprise Value to NOPAT (EV/NOPAT)
10.04 11.44 12.47 15.23 7.43 9.11 8.10 7.78 9.19 9.46
Enterprise Value to Operating Cash Flow (EV/OCF)
6.74 9.50 10.65 5.19 5.09 15.40 5.73 7.72 9.81 11.13
Enterprise Value to Free Cash Flow (EV/FCFF)
12.36 24.82 27.65 5.52 0.00 0.00 23.43 2.67 32.17 105.24
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.32 0.33 0.31 0.34 0.33 0.31 0.30 0.39 0.36 0.34
Long-Term Debt to Equity
0.28 0.33 0.29 0.34 0.29 0.31 0.30 0.39 0.36 0.32
Financial Leverage
0.32 0.33 0.32 0.32 0.34 0.32 0.30 0.34 0.37 0.35
Leverage Ratio
7.16 6.95 6.79 6.92 6.93 6.61 6.31 6.51 6.77 6.07
Compound Leverage Factor
7.16 6.95 6.79 6.92 6.93 6.61 6.31 6.51 6.77 6.07
Debt to Total Capital
24.43% 25.06% 23.48% 25.63% 25.03% 23.53% 23.17% 28.19% 26.22% 25.44%
Short-Term Debt to Total Capital
3.07% 0.00% 1.60% 0.00% 3.01% 0.00% 0.00% 0.02% 0.00% 1.87%
Long-Term Debt to Total Capital
21.36% 25.06% 21.88% 25.63% 22.02% 23.53% 23.17% 28.18% 26.22% 23.57%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
75.57% 74.94% 76.52% 74.37% 74.97% 76.47% 76.83% 71.81% 73.78% 74.56%
Debt to EBITDA
2.09 2.07 1.95 4.07 2.23 3.10 2.37 1.80 1.91 1.55
Net Debt to EBITDA
2.01 2.00 1.90 3.95 2.17 2.91 2.32 1.73 1.83 1.49
Long-Term Debt to EBITDA
1.83 2.07 1.82 4.07 1.96 3.10 2.37 1.79 1.91 1.44
Debt to NOPAT
3.23 3.22 2.96 5.68 3.02 4.22 3.51 2.44 2.67 2.10
Net Debt to NOPAT
3.10 3.11 2.88 5.50 2.95 3.97 3.43 2.35 2.56 2.01
Long-Term Debt to NOPAT
2.82 3.22 2.75 5.68 2.66 4.22 3.51 2.44 2.67 1.95
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
704 429 448 1,444 -598 -132 339 4,101 367 160
Operating Cash Flow to CapEx
1,289.52% 1,319.53% 1,105.51% 1,066.27% 1,064.68% 394.04% 1,257.93% 1,388.16% 892.28% 1,203.82%
Free Cash Flow to Firm to Interest Expense
4.61 2.59 2.80 8.63 -3.37 -0.70 1.34 21.28 1.88 0.80
Operating Cash Flow to Interest Expense
8.46 6.76 7.28 9.18 9.06 2.49 5.50 7.36 6.17 7.52
Operating Cash Flow Less CapEx to Interest Expense
7.80 6.24 6.62 8.32 8.21 1.86 5.06 6.83 5.48 6.90
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.17 0.18 0.18 0.18 0.18 0.19 0.17 0.18 0.20 0.20
Fixed Asset Turnover
20.04 21.30 22.15 21.74 21.87 25.14 24.47 25.79 26.02 26.08
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
11,465 11,967 12,513 11,593 13,292 14,217 14,859 12,165 13,082 14,701
Invested Capital Turnover
0.93 0.93 0.91 0.95 0.95 0.94 0.81 0.87 0.97 0.91
Increase / (Decrease) in Invested Capital
163 502 546 -920 1,699 925 642 -2,694 917 1,619
Enterprise Value (EV)
8,708 10,656 12,398 7,970 8,171 7,226 7,946 10,950 11,801 16,839
Market Capitalization
6,019 7,757 9,537 5,093 4,929 4,077 4,579 7,639 8,517 13,262
Book Value per Share
$35.59 $38.64 $42.67 $39.41 $48.31 $53.38 $55.84 $43.91 $49.48 $60.02
Tangible Book Value per Share
$34.64 $37.19 $41.16 $37.81 $46.61 $51.64 $54.12 $42.16 $47.69 $58.11
Total Capital
11,465 11,967 12,513 11,593 13,292 14,217 14,859 12,165 13,082 14,701
Total Debt
2,801 2,999 2,938 2,971 3,327 3,346 3,442 3,430 3,430 3,740
Total Long-Term Debt
2,449 2,999 2,738 2,971 2,927 3,346 3,442 3,428 3,430 3,465
Net Debt
2,689 2,899 2,861 2,877 3,243 3,149 3,367 3,311 3,284 3,577
Capital Expenditures (CapEx)
100 85 105 144 151 119 110 102 135 126
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
2,801 2,999 2,938 2,971 3,327 3,346 3,442 3,430 3,430 3,740
Total Depreciation and Amortization (D&A)
100 102 103 101 110 116 190 161 153 158
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$3.51 $3.96 $4.39 $2.38 $5.25 $3.89 $4.04 $6.55 $6.53 $9.49
Adjusted Weighted Average Basic Shares Outstanding
238.86M 229.23M 221.26M 214.63M 202.97M 203.73M 202.56M 197.29M 191.52M 176.78M
Adjusted Diluted Earnings per Share
$3.50 $3.95 $4.37 $2.38 $5.24 $3.89 $4.02 $6.50 $6.50 $9.46
Adjusted Weighted Average Diluted Shares Outstanding
238.86M 229.23M 221.26M 214.63M 202.97M 203.73M 202.56M 197.29M 191.52M 176.78M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
238.86M 229.23M 221.26M 214.63M 202.97M 203.73M 202.56M 197.29M 191.52M 176.78M
Normalized Net Operating Profit after Tax (NOPAT)
867 952 1,000 523 1,100 793 981 1,407 1,284 1,779
Normalized NOPAT Margin
8.20% 8.73% 8.98% 4.58% 9.31% 6.11% 8.35% 11.93% 10.53% 14.02%
Pre Tax Income Margin
11.71% 12.35% 12.61% 5.49% 11.69% 7.43% 10.72% 14.84% 13.45% 17.75%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
8.10 8.12 8.78 3.75 7.79 5.12 5.00 9.08 8.42 11.19
NOPAT to Interest Expense
5.67 5.61 6.22 3.13 6.20 4.21 3.89 7.30 6.59 8.85
EBIT Less CapEx to Interest Expense
7.45 7.61 8.12 2.89 6.94 4.49 4.56 8.55 7.73 10.57
NOPAT Less CapEx to Interest Expense
5.02 5.10 5.56 2.27 5.35 3.58 3.45 6.77 5.90 8.22
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
20.09% 19.60% 19.71% 41.19% 20.83% 29.24% 24.40% 18.06% 21.58% 16.67%
Augmented Payout Ratio
68.29% 63.11% 60.13% 109.25% 57.21% 29.24% 29.50% 32.28% 41.07% 71.35%

Quarterly Metrics and Ratios for Unum Group

This table displays calculated financial ratios and metrics derived from Unum Group's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Growth Metrics
- - - - - - - - - -
Revenue Growth
-0.58% 1.20% 1.85% 2.38% 4.68% 4.68% 5.45% 3.92% 4.07% 2.85%
EBITDA Growth
47.87% -4.00% 44.23% 11.73% -55.76% 13.41% 9.63% -0.07% 184.35% 3.08%
EBIT Growth
56.53% -4.06% 52.62% 13.48% -59.21% 14.78% 9.84% -0.58% 211.27% 3.92%
NOPAT Growth
55.30% -8.63% 49.04% 6.97% -60.42% 14.32% 10.30% -0.87% 219.65% 5.47%
Net Income Growth
55.30% -8.63% 49.04% 6.97% -60.42% 14.32% 10.30% -0.87% 219.65% 5.47%
EPS Growth
58.13% -7.10% 52.54% 9.39% -59.68% 18.06% 13.33% 3.54% 239.22% 12.35%
Operating Cash Flow Growth
-34.81% -25.66% -53.78% -31.65% 42.53% -3.75% 98.07% 8.13% -1.29% 41.43%
Free Cash Flow Firm Growth
16,651.51% 1,016.72% -174.72% -164.52% -166.67% -119.66% 89.37% 80.69% 83.66% -116.64%
Invested Capital Growth
-42.29% -18.13% 84.06% 62.78% 55.30% 7.54% 7.67% 9.92% 10.51% 12.38%
Revenue Q/Q Growth
-2.82% 1.71% 0.88% 2.52% -0.63% 1.71% 1.77% 1.04% -0.49% 0.51%
EBITDA Q/Q Growth
41.94% -39.39% 18.63% 9.47% -43.80% 55.40% 14.67% -0.22% 59.93% -43.67%
EBIT Q/Q Growth
46.08% -41.79% 20.83% 10.44% -47.49% 63.81% 15.63% -0.04% 64.40% -45.31%
NOPAT Q/Q Growth
38.93% -43.33% 23.89% 9.66% -48.59% 63.66% 19.54% -1.44% 65.78% -46.00%
Net Income Q/Q Growth
38.93% -43.33% 23.89% 9.66% -48.59% 63.66% 19.54% -1.44% 65.78% -46.00%
EPS Q/Q Growth
39.78% -43.08% 25.00% 10.00% -48.48% 66.67% 20.00% 0.49% 68.78% -44.80%
Operating Cash Flow Q/Q Growth
-39.58% 28.75% -57.80% 108.23% 25.99% -13.06% -13.16% 13.68% 15.01% 24.56%
Free Cash Flow Firm Q/Q Growth
-4.32% -55.26% -282.09% 17.22% 1.14% 86.81% 1.53% -50.40% 16.37% -74.94%
Invested Capital Q/Q Growth
7.90% 44.77% 4.22% -0.01% 2.94% 0.24% 4.35% 2.08% 3.49% 1.94%
Profitability Metrics
- - - - - - - - - -
EBITDA Margin
23.39% 13.94% 16.37% 17.48% 9.89% 15.10% 17.02% 16.81% 27.01% 15.14%
EBIT Margin
22.06% 12.63% 15.10% 16.27% 8.60% 13.85% 15.73% 15.56% 25.72% 13.99%
Profit (Net Income) Margin
17.55% 9.78% 11.99% 12.83% 6.64% 10.68% 12.54% 12.24% 20.38% 10.95%
Tax Burden Percent
79.54% 77.43% 79.39% 78.83% 77.19% 77.12% 79.73% 78.61% 79.27% 78.27%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
20.46% 22.57% 20.61% 21.17% 22.81% 22.88% 20.27% 21.39% 20.73% 21.73%
Return on Invested Capital (ROIC)
17.97% 8.53% 14.53% 14.94% 7.46% 10.31% 11.77% 11.47% 18.69% 10.00%
ROIC Less NNEP Spread (ROIC-NNEP)
17.97% 8.53% 14.53% 14.94% 7.46% 10.31% 11.77% 11.47% 18.69% 10.00%
Return on Net Nonoperating Assets (RNNOA)
2.23% 2.91% 2.22% 2.13% 1.00% 3.85% 4.15% 4.02% 6.27% 3.48%
Return on Equity (ROE)
20.20% 11.44% 16.74% 17.07% 8.46% 14.16% 15.92% 15.49% 24.97% 13.48%
Cash Return on Invested Capital (CROIC)
66.12% 30.35% -43.60% -32.63% -31.74% 2.91% 2.64% 0.45% 2.83% 1.15%
Operating Return on Assets (OROA)
3.96% 2.27% 2.75% 3.09% 1.72% 2.71% 3.11% 3.13% 5.22% 2.84%
Return on Assets (ROA)
3.15% 1.76% 2.18% 2.44% 1.33% 2.09% 2.48% 2.46% 4.14% 2.22%
Return on Common Equity (ROCE)
20.20% 11.44% 16.74% 17.07% 8.46% 14.16% 15.92% 15.49% 24.97% 13.48%
Return on Equity Simple (ROE_SIMPLE)
17.07% 0.00% 16.49% 16.77% 12.92% 0.00% 12.92% 12.59% 16.08% 0.00%
Net Operating Profit after Tax (NOPAT)
510 289 358 393 202 331 395 390 646 349
NOPAT Margin
17.55% 9.78% 11.99% 12.83% 6.64% 10.68% 12.54% 12.24% 20.38% 10.95%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
19.17% 19.03% 19.04% 18.95% 19.30% 19.24% 19.66% 19.32% 19.23% 18.25%
Operating Expenses to Revenue
77.94% 87.37% 84.90% 83.73% 91.40% 86.15% 84.27% 84.44% 74.29% 86.01%
Earnings before Interest and Taxes (EBIT)
642 374 451 498 262 429 496 496 815 446
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
680 412 489 535 301 468 536 535 856 482
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
0.78 0.87 0.81 0.98 0.96 0.88 1.01 0.92 1.00 1.21
Price to Tangible Book Value (P/TBV)
0.78 0.91 0.84 1.02 1.00 0.92 1.04 0.95 1.03 1.25
Price to Revenue (P/Rev)
0.62 0.65 0.63 0.76 0.77 0.70 0.83 0.77 0.87 1.05
Price to Earnings (P/E)
5.09 5.43 4.89 5.84 7.46 6.63 7.81 7.29 6.23 7.45
Dividend Yield
3.37% 3.28% 3.41% 2.87% 2.86% 3.18% 2.70% 2.88% 2.57% 2.16%
Earnings Yield
19.66% 18.42% 20.46% 17.13% 13.40% 15.07% 12.81% 13.72% 16.05% 13.42%
Enterprise Value to Invested Capital (EV/IC)
0.87 0.90 0.85 0.98 0.96 0.90 0.99 0.93 0.99 1.15
Enterprise Value to Revenue (EV/Rev)
0.62 0.93 0.91 1.04 1.04 0.97 1.09 1.04 1.13 1.33
Enterprise Value to EBITDA (EV/EBITDA)
3.78 5.73 5.22 5.85 7.22 6.58 7.32 7.03 5.96 6.99
Enterprise Value to EBIT (EV/EBIT)
4.13 6.26 5.65 6.30 7.91 7.20 7.99 7.70 6.39 7.48
Enterprise Value to NOPAT (EV/NOPAT)
5.09 7.78 7.06 7.98 10.09 9.19 10.19 9.82 8.11 9.46
Enterprise Value to Operating Cash Flow (EV/OCF)
4.73 7.72 8.65 11.27 10.31 9.81 9.97 9.40 10.41 11.13
Enterprise Value to Free Cash Flow (EV/FCFF)
0.96 2.67 0.00 0.00 0.00 32.17 38.68 217.86 36.69 105.24
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.00 0.39 0.37 0.37 0.36 0.36 0.34 0.33 0.32 0.34
Long-Term Debt to Equity
0.00 0.39 0.37 0.37 0.36 0.36 0.34 0.33 0.32 0.32
Financial Leverage
0.12 0.34 0.15 0.14 0.13 0.37 0.35 0.35 0.34 0.35
Leverage Ratio
6.41 6.51 7.67 7.00 6.36 6.77 6.42 6.29 6.03 6.07
Compound Leverage Factor
6.41 6.51 7.67 7.00 6.36 6.77 6.42 6.29 6.03 6.07
Debt to Total Capital
0.00% 28.19% 27.06% 27.07% 26.30% 26.22% 25.13% 24.90% 24.06% 25.44%
Short-Term Debt to Total Capital
0.00% 0.02% 0.02% 0.02% 0.02% 0.00% 0.00% 0.00% 0.00% 1.87%
Long-Term Debt to Total Capital
0.00% 28.18% 27.04% 27.05% 26.28% 26.22% 25.13% 24.90% 24.06% 23.57%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
100.00% 71.81% 72.94% 72.93% 73.70% 73.78% 74.87% 75.10% 75.94% 74.56%
Debt to EBITDA
0.00 1.80 1.66 1.62 1.97 1.91 1.86 1.89 1.45 1.55
Net Debt to EBITDA
0.00 1.73 1.60 1.57 1.88 1.83 1.71 1.81 1.38 1.49
Long-Term Debt to EBITDA
0.00 1.79 1.66 1.62 1.97 1.91 1.86 1.89 1.45 1.44
Debt to NOPAT
0.00 2.44 2.25 2.21 2.76 2.67 2.60 2.63 1.97 2.10
Net Debt to NOPAT
0.00 2.35 2.17 2.14 2.63 2.56 2.39 2.53 1.88 2.01
Long-Term Debt to NOPAT
0.00 2.44 2.25 2.21 2.76 2.67 2.60 2.63 1.97 1.95
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
6,667 2,983 -5,432 -4,496 -4,445 -586 -577 -868 -726 -1,270
Operating Cash Flow to CapEx
1,050.00% 1,136.62% 517.53% 1,152.94% 1,204.57% 751.64% 1,054.06% 1,224.19% 1,034.48% 1,518.13%
Free Cash Flow to Firm to Interest Expense
130.22 63.20 -112.93 -91.95 -91.46 -11.92 -11.66 -17.40 -14.76 -24.20
Operating Cash Flow to Interest Expense
5.41 7.56 3.13 6.41 8.13 6.98 6.03 6.80 7.93 9.25
Operating Cash Flow Less CapEx to Interest Expense
4.90 6.90 2.53 5.86 7.45 6.05 5.45 6.24 7.16 8.64
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.18 0.18 0.18 0.19 0.20 0.20 0.20 0.20 0.20 0.20
Fixed Asset Turnover
0.00 25.79 0.00 0.00 0.00 26.02 26.28 26.45 26.29 26.08
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
8,403 12,165 12,678 12,677 13,050 13,082 13,651 13,935 14,422 14,701
Invested Capital Turnover
1.02 0.87 1.21 1.17 1.12 0.97 0.94 0.94 0.92 0.91
Increase / (Decrease) in Invested Capital
-6,157 -2,694 5,790 4,889 4,647 917 973 1,258 1,372 1,619
Enterprise Value (EV)
7,297 10,950 10,761 12,374 12,539 11,801 13,463 12,941 14,276 16,839
Market Capitalization
7,297 7,639 7,454 9,051 9,273 8,517 10,311 9,603 10,969 13,262
Book Value per Share
$46.53 $43.91 $46.87 $46.92 $49.17 $49.48 $53.96 $55.26 $58.95 $60.02
Tangible Book Value per Share
$46.53 $42.16 $45.11 $45.14 $47.39 $47.69 $52.12 $53.41 $57.06 $58.11
Total Capital
9,307 12,165 12,678 12,677 13,050 13,082 13,651 13,935 14,422 14,701
Total Debt
0.00 3,430 3,431 3,431 3,432 3,430 3,431 3,470 3,470 3,740
Total Long-Term Debt
0.00 3,428 3,429 3,429 3,430 3,430 3,431 3,470 3,470 3,465
Net Debt
0.00 3,311 3,307 3,323 3,266 3,284 3,152 3,338 3,307 3,577
Capital Expenditures (CapEx)
26 31 29 27 33 46 28 28 38 32
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
-904 3,430 3,431 3,431 3,432 3,430 3,431 3,470 3,470 3,740
Total Depreciation and Amortization (D&A)
39 39 38 37 39 39 41 40 41 37
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$2.05 $1.44 $1.81 $1.99 $1.03 $1.70 $2.05 $2.05 $3.46 $1.93
Adjusted Weighted Average Basic Shares Outstanding
198.94M 197.29M 197.07M 195.62M 195.05M 191.52M 189.38M 185.77M 182.61M 176.78M
Adjusted Diluted Earnings per Share
$2.04 $1.44 $1.80 $1.98 $1.02 $1.70 $2.04 $2.05 $3.46 $1.91
Adjusted Weighted Average Diluted Shares Outstanding
198.94M 197.29M 197.07M 195.62M 195.05M 191.52M 189.38M 185.77M 182.61M 176.78M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
198.94M 197.29M 197.07M 195.62M 195.05M 191.52M 189.38M 185.77M 182.61M 176.78M
Normalized Net Operating Profit after Tax (NOPAT)
510 289 358 393 202 331 395 390 646 349
Normalized NOPAT Margin
17.55% 9.78% 11.99% 12.83% 6.64% 10.68% 12.54% 12.24% 20.38% 10.95%
Pre Tax Income Margin
22.06% 12.63% 15.10% 16.27% 8.60% 13.85% 15.73% 15.56% 25.72% 13.99%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
12.53 7.91 9.38 10.19 5.38 8.71 10.01 9.93 16.56 8.49
NOPAT to Interest Expense
9.97 6.13 7.45 8.03 4.16 6.72 7.98 7.81 13.12 6.64
EBIT Less CapEx to Interest Expense
12.02 7.25 8.78 9.64 4.71 7.78 9.44 9.37 15.79 7.88
NOPAT Less CapEx to Interest Expense
9.45 5.46 6.84 7.48 3.48 5.79 7.41 7.25 12.36 6.03
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
17.41% 18.06% 17.14% 17.17% 21.85% 21.58% 21.23% 21.58% 16.51% 16.67%
Augmented Payout Ratio
30.39% 32.28% 30.34% 30.41% 41.03% 41.07% 45.52% 55.86% 49.21% 71.35%

Frequently Asked Questions About Unum Group's Financials

When does Unum Group's financial year end?

According to the most recent income statement we have on file, Unum Group's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Unum Group's net income changed over the last 9 years?

Unum Group's net income appears to be on an upward trend, with a most recent value of $1.78 billion in 2024, rising from $867.10 million in 2015. The previous period was $1.28 billion in 2023.

How has Unum Group revenue changed over the last 9 years?

Over the last 9 years, Unum Group's total revenue changed from $10.58 billion in 2015 to $12.69 billion in 2024, a change of 19.9%.

How much debt does Unum Group have?

Unum Group's total liabilities were at $51.00 billion at the end of 2024, a 4.9% decrease from 2023, and a 1.7% decrease since 2015.

How much cash does Unum Group have?

In the past 9 years, Unum Group's cash and equivalents has ranged from $75 million in 2021 to $197 million in 2020, and is currently $162.80 million as of their latest financial filing in 2024.

How has Unum Group's book value per share changed over the last 9 years?

Over the last 9 years, Unum Group's book value per share changed from 35.59 in 2015 to 60.02 in 2024, a change of 68.7%.



This page (NYSE:UNM) was last updated on 4/29/2025 by MarketBeat.com Staff
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