U.S. Bancorp (USB) News Today

U.S. Bancorp (NYSE:USB) shares are reacting to its Q2 2025 earnings release and strategic updates. Below are the key factors driving today's stock movement:

• Positive Sentiment: Reported Q2 EPS of $1.11, beating the consensus estimate by $0.04 and marking 13% year-over-year growth.USB Beats EPS Estimates
• Positive Sentiment: Net interest income and non-interest income both rose, underpinning the firm’s strong bottom-line performance.Zacks on NII & Non-Interest Income
• Positive Sentiment: Provisions for credit losses declined, helping quarterly profits outpace estimates.Reuters on Loan Provisions
• Positive Sentiment: Management emphasized a shift to a platform-based model—investing in embedded payments, blockchain and AI-powered infrastructure to drive future growth.PYMNTS on Platform Reinvention
• Neutral Sentiment: Q2 revenue of $7.06 billion was essentially in line with Street expectations and represented 2% year-over-year growth.MSN: Sales In Line With Estimates
• Neutral Sentiment: Top Wall Street forecasters adjusted their models ahead of the report, tempering expectations on both earnings and revenue forecasts.Benzinga on Analyst Revisions
• Negative Sentiment: Total revenue narrowly missed estimates by about $10 million, signaling soft net interest income trends.MSN: Revenue Disappoints
• Negative Sentiment: Loan and deposit balances declined sequentially, raising concerns about growth momentum.Zacks: Loan & Deposit Declines
• Negative Sentiment: Third-quarter guidance came in below consensus, suggesting cautious outlook on interest margins and fee revenue.MSN: Q3 Guidance Falls Short
• Negative Sentiment: Shares traded down in pre-market after the report, reflecting investor profit-taking on the revenue and guidance misses.Benzinga: Stock Dips