Velocity Financial (VEL) Competitors

Velocity Financial (NYSE:VEL) and TeraWulf (NASDAQ:WULF) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, community ranking, profitability, valuation, risk, earnings, media sentiment and dividends.

Which has more risk & volatility, VEL or WULF?

Velocity Financial has a beta of 1.04, suggesting that its share price is 4% more volatile than the S&P 500. Comparatively, TeraWulf has a beta of 2.61, suggesting that its share price is 161% more volatile than the S&P 500.

Do institutionals & insiders have more ownership in VEL or WULF?

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 62.5% of TeraWulf shares are held by institutional investors. 4.0% of Velocity Financial shares are held by insiders. Comparatively, 24.9% of TeraWulf shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Which has higher earnings and valuation, VEL or WULF?

Velocity Financial has higher revenue and earnings than TeraWulf.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Velocity Financial	$107.75M	5.71	$52.27M	$1.85	10.04
TeraWulf	$69.23M	26.59	-$73.42M	N/A	N/A

Does the media prefer VEL or WULF?

In the previous week, TeraWulf had 6 more articles in the media than Velocity Financial. MarketBeat recorded 8 mentions for TeraWulf and 2 mentions for Velocity Financial. TeraWulf's average media sentiment score of 0.95 beat Velocity Financial's score of 0.50 indicating that TeraWulf is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Velocity Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
TeraWulf	3 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in VEL or WULF?

Velocity Financial received 59 more outperform votes than TeraWulf when rated by MarketBeat users. However, 80.77% of users gave TeraWulf an outperform vote while only 68.71% of users gave Velocity Financial an outperform vote.

Company	Underperform	Outperform
Velocity Financial	Outperform Votes 101 68.71%	Underperform Votes 46 31.29%
TeraWulf	Outperform Votes 42 80.77%	Underperform Votes 10 19.23%

Is VEL or WULF more profitable?

Velocity Financial has a net margin of 51.06% compared to TeraWulf's net margin of -41.88%. Velocity Financial's return on equity of 14.50% beat TeraWulf's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Velocity Financial	51.06%	14.50%	1.41%
TeraWulf	-41.88%	-15.91%	-11.67%

Do analysts prefer VEL or WULF?

Velocity Financial currently has a consensus price target of $21.50, indicating a potential upside of 15.75%. TeraWulf has a consensus price target of $8.64, indicating a potential upside of 81.19%. Given TeraWulf's stronger consensus rating and higher possible upside, analysts plainly believe TeraWulf is more favorable than Velocity Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Velocity Financial	1 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
TeraWulf	0 Sell rating(s)	1 Hold rating(s)	7 Buy rating(s)	2 Strong Buy rating(s)	3.10

Summary

TeraWulf beats Velocity Financial on 10 of the 17 factors compared between the two stocks.