Velocity Financial (VEL) Competitors $17.60 -0.08 (-0.42%) As of 01:31 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock VEL vs. FINV, LU, HUT, PPBI, NTB, FBK, CUBI, CIFR, WULF, and NICShould you be buying Velocity Financial stock or one of its competitors? The main competitors of Velocity Financial include PPDAI Group (FINV), Lufax (LU), Hut 8 (HUT), Pacific Premier Bancorp (PPBI), Bank of N.T. Butterfield & Son (NTB), FB Financial (FBK), Customers Bancorp (CUBI), Cipher Mining (CIFR), TeraWulf (WULF), and Nicolet Bankshares (NIC). These companies are all part of the "banking" industry. Velocity Financial vs. Its Competitors PPDAI Group Lufax Hut 8 Pacific Premier Bancorp Bank of N.T. Butterfield & Son FB Financial Customers Bancorp Cipher Mining TeraWulf Nicolet Bankshares Velocity Financial (NYSE:VEL) and PPDAI Group (NYSE:FINV) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their media sentiment, valuation, earnings, analyst recommendations, institutional ownership, dividends, profitability and risk. Do insiders and institutionals believe in VEL or FINV? 97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 31.1% of PPDAI Group shares are owned by institutional investors. 4.6% of Velocity Financial shares are owned by insiders. Comparatively, 44.0% of PPDAI Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term. Is VEL or FINV more profitable? Velocity Financial has a net margin of 48.70% compared to PPDAI Group's net margin of 19.44%. PPDAI Group's return on equity of 18.15% beat Velocity Financial's return on equity.Company Net Margins Return on Equity Return on Assets Velocity Financial48.70% 14.62% 1.39% PPDAI Group 19.44%18.15%11.86% Does the media refer more to VEL or FINV? In the previous week, PPDAI Group had 1 more articles in the media than Velocity Financial. MarketBeat recorded 1 mentions for PPDAI Group and 0 mentions for Velocity Financial. PPDAI Group's average media sentiment score of 1.79 beat Velocity Financial's score of 0.00 indicating that PPDAI Group is being referred to more favorably in the news media. Company Overall Sentiment Velocity Financial Neutral PPDAI Group Very Positive Which has better valuation & earnings, VEL or FINV? PPDAI Group has higher revenue and earnings than Velocity Financial. PPDAI Group is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioVelocity Financial$135.80M4.73$68.42M$1.949.07PPDAI Group$13.40B0.19$326.49M$1.377.46 Which has more volatility & risk, VEL or FINV? Velocity Financial has a beta of 1.22, suggesting that its share price is 22% more volatile than the S&P 500. Comparatively, PPDAI Group has a beta of 0.39, suggesting that its share price is 61% less volatile than the S&P 500. Do analysts recommend VEL or FINV? Velocity Financial presently has a consensus price target of $21.33, indicating a potential upside of 21.25%. PPDAI Group has a consensus price target of $11.55, indicating a potential upside of 13.04%. Given Velocity Financial's higher probable upside, equities research analysts clearly believe Velocity Financial is more favorable than PPDAI Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Velocity Financial 1 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.33PPDAI Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 SummaryPPDAI Group beats Velocity Financial on 8 of the 15 factors compared between the two stocks. Get Velocity Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for VEL and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart VEL vs. The Competition Export to ExcelMetricVelocity FinancialFIN IndustryFinance SectorNYSE ExchangeMarket Cap$642.04M$4.91B$12.04B$20.60BDividend YieldN/A4.36%5.55%3.65%P/E Ratio9.079.0919.0427.20Price / Sales4.731.9726.5253.52Price / Cash6.9119.3721.6222.28Price / Book1.121.882.294.58Net Income$68.42M$1.82B$997.60M$995.22M7 Day Performance-4.63%-2.20%-0.40%-1.09%1 Month Performance-7.24%3.42%3.25%3.25%1 Year Performance-8.93%213.90%540.56%6.97% Velocity Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)VELVelocity Financial2.604 of 5 stars$17.60-0.4%$21.33+21.2%-7.2%$642.04M$135.80M9.07220FINVPPDAI Group2.2061 of 5 stars$10.00+1.6%$11.55+15.5%+113.6%$2.49B$1.79B7.303,623Positive NewsHigh Trading VolumeLULufax1.344 of 5 stars$2.74-1.8%$2.98+8.6%-4.9%$2.42B$4.82B-3.5636,215HUTHut 82.5244 of 5 stars$21.20-3.2%$25.76+21.5%+7.8%$2.28B$254.83M0.00219News CoverageAnalyst RevisionGap UpPPBIPacific Premier Bancorp4.3669 of 5 stars$22.76-1.5%$27.25+19.7%-16.5%$2.24B$905.41M14.971,325Positive NewsUpcoming EarningsNTBBank of N.T. Butterfield & Son3.7369 of 5 stars$46.15-0.4%$44.67-3.2%+18.0%$2.20B$815.73M9.571,306FBKFB Financial4.5911 of 5 stars$46.75-1.6%$56.75+21.4%+9.8%$2.18B$764.61M17.191,490Trending NewsEarnings ReportCUBICustomers Bancorp1.9117 of 5 stars$64.12-2.8%$64.78+1.0%+6.2%$2.08B$1.39B16.15640CIFRCipher Mining1.5089 of 5 stars$5.79-4.3%$7.63+31.7%-0.2%$2.03B$152.09M-16.0810Insider TradeGap UpHigh Trading VolumeWULFTeraWulf3.2245 of 5 stars$4.80-8.7%$7.89+64.4%-18.8%$2.02B$132.02M-14.556Positive NewsGap UpNICNicolet Bankshares1.8957 of 5 stars$129.20-1.8%$119.25-7.7%+41.7%$1.98B$520.63M15.59860News CoveragePositive NewsEarnings ReportAnalyst ForecastHigh Trading Volume Related Companies and Tools Related Companies FINV Alternatives LU Alternatives HUT Alternatives PPBI Alternatives NTB Alternatives FBK Alternatives CUBI Alternatives CIFR Alternatives WULF Alternatives NIC Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:VEL) was last updated on 7/16/2025 by MarketBeat.com Staff From Our PartnersRevolutionary AI Tech Targets Early Diabetic Blindness Detection FDA Trial UnderwayTiny Stock, Massive Potential— this company’s AI platform is a game changer for healthcare!Interactive Offers | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredWhich Gold Miner Trades at 30% of NAV? 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