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Velocity Financial (VEL) Competitors

Velocity Financial logo
$20.23 -0.19 (-0.93%)
(As of 12/20/2024 04:34 PM ET)

VEL vs. IBTX, IREN, ENVA, PPBI, FBK, BTDR, CIFR, AVAL, TFIN, and LU

Should you be buying Velocity Financial stock or one of its competitors? The main competitors of Velocity Financial include Independent Bank Group (IBTX), Iris Energy (IREN), Enova International (ENVA), Pacific Premier Bancorp (PPBI), FB Financial (FBK), Bitdeer Technologies Group (BTDR), Cipher Mining (CIFR), Grupo Aval Acciones y Valores (AVAL), Triumph Financial (TFIN), and Lufax (LU). These companies are all part of the "banking" industry.

Velocity Financial vs.

Velocity Financial (NYSE:VEL) and Independent Bank Group (NASDAQ:IBTX) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their community ranking, institutional ownership, valuation, analyst recommendations, media sentiment, earnings, profitability, risk and dividends.

In the previous week, Independent Bank Group had 5 more articles in the media than Velocity Financial. MarketBeat recorded 6 mentions for Independent Bank Group and 1 mentions for Velocity Financial. Independent Bank Group's average media sentiment score of 0.80 beat Velocity Financial's score of 0.27 indicating that Independent Bank Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Independent Bank Group
3 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 77.9% of Independent Bank Group shares are owned by institutional investors. 4.0% of Velocity Financial shares are owned by insiders. Comparatively, 3.5% of Independent Bank Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Velocity Financial has a beta of 1.04, suggesting that its stock price is 4% more volatile than the S&P 500. Comparatively, Independent Bank Group has a beta of 1.39, suggesting that its stock price is 39% more volatile than the S&P 500.

Velocity Financial has higher earnings, but lower revenue than Independent Bank Group. Independent Bank Group is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$195.70M3.42$52.27M$1.8510.94
Independent Bank Group$471.74M5.29$43.20M-$10.46-5.76

Independent Bank Group received 190 more outperform votes than Velocity Financial when rated by MarketBeat users. However, 68.71% of users gave Velocity Financial an outperform vote while only 51.41% of users gave Independent Bank Group an outperform vote.

CompanyUnderperformOutperform
Velocity FinancialOutperform Votes
101
68.71%
Underperform Votes
46
31.29%
Independent Bank GroupOutperform Votes
291
51.41%
Underperform Votes
275
48.59%

Velocity Financial currently has a consensus price target of $21.50, suggesting a potential upside of 6.28%. Independent Bank Group has a consensus price target of $60.33, suggesting a potential upside of 0.09%. Given Velocity Financial's higher probable upside, research analysts clearly believe Velocity Financial is more favorable than Independent Bank Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Independent Bank Group
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67

Velocity Financial has a net margin of 51.06% compared to Independent Bank Group's net margin of -43.45%. Velocity Financial's return on equity of 14.50% beat Independent Bank Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial51.06% 14.50% 1.41%
Independent Bank Group -43.45%4.49%0.52%

Summary

Velocity Financial beats Independent Bank Group on 10 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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VEL vs. The Competition

MetricVelocity FinancialNondepository credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$669.92M$7.99B$11.22B$19.18B
Dividend YieldN/A5.13%9.82%3.61%
P/E Ratio10.9418.7726.7141.30
Price / Sales3.4211.2936.4317.58
Price / Cash9.0557.6318.5921.28
Price / Book1.522.392.755.32
Net Income$52.27M$468.09M$1.04B$989.88M
7 Day Performance-1.37%-7.12%-2.88%-3.54%
1 Month Performance-0.30%-4.44%-2.89%-3.68%
1 Year Performance23.66%26.76%11.55%12.14%

Velocity Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VEL
Velocity Financial
1.226 of 5 stars
$20.23
-0.9%
$21.50
+6.3%
+28.0%$669.92M$195.70M10.94220News Coverage
High Trading Volume
IBTX
Independent Bank Group
1.1679 of 5 stars
$65.28
-0.7%
$60.33
-7.6%
+22.1%$2.70B$471.74M-6.281,517Positive News
IREN
Iris Energy
4.1628 of 5 stars
$14.07
+7.3%
$17.56
+24.8%
+113.6%$2.64B$208.75M0.00100Analyst Forecast
Options Volume
Analyst Revision
Gap Down
ENVA
Enova International
1.6994 of 5 stars
$100.86
-0.1%
$91.14
-9.6%
+78.5%$2.64B$2.51B16.071,675
PPBI
Pacific Premier Bancorp
1.374 of 5 stars
$27.29
0.0%
$26.50
-2.9%
-12.1%$2.63B$336.52M-182.001,345Insider Trade
Analyst Revision
News Coverage
FBK
FB Financial
3.8255 of 5 stars
$55.83
+1.3%
$50.20
-10.1%
+30.4%$2.61B$441.62M24.281,591
BTDR
Bitdeer Technologies Group
1.729 of 5 stars
$22.81
+9.0%
$17.20
-24.6%
+150.5%$2.55B$395.61M-44.88211Analyst Forecast
Analyst Revision
News Coverage
High Trading Volume
CIFR
Cipher Mining
3.3023 of 5 stars
$7.25
+18.3%
$8.03
+10.7%
+49.6%$2.52B$152.47M-51.0010Short Interest ↓
Gap Down
AVAL
Grupo Aval Acciones y Valores
4.3912 of 5 stars
$2.09
-2.3%
N/A-10.9%$2.48B$15.89T12.5974,036News Coverage
TFIN
Triumph Financial
1.2303 of 5 stars
$99.62
+1.0%
$71.60
-28.1%
+19.5%$2.33B$472.59M126.461,468Analyst Revision
LU
Lufax
3.5201 of 5 stars
$2.61
-4.0%
$3.58
+37.3%
-12.8%$2.26B$20.29B-3.5336,215Positive News

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This page (NYSE:VEL) was last updated on 12/21/2024 by MarketBeat.com Staff
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