Velocity Financial (VEL) Competitors

Park National (NYSE:PRK) and Velocity Financial (NYSE:VEL) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, risk, media sentiment, community ranking, valuation, earnings, analyst recommendations, institutional ownership and profitability.

Is PRK or VEL more profitable?

Velocity Financial has a net margin of 51.06% compared to Park National's net margin of 23.46%. Velocity Financial's return on equity of 14.50% beat Park National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Park National	23.46%	12.31%	1.50%
Velocity Financial	51.06%	14.50%	1.41%

Does the media prefer PRK or VEL?

In the previous week, Park National had 20 more articles in the media than Velocity Financial. MarketBeat recorded 20 mentions for Park National and 0 mentions for Velocity Financial. Park National's average media sentiment score of 0.19 beat Velocity Financial's score of 0.00 indicating that Park National is being referred to more favorably in the media.

Company	Overall Sentiment
Park National	Neutral
Velocity Financial	Neutral

Do institutionals & insiders have more ownership in PRK or VEL?

62.7% of Park National shares are owned by institutional investors. Comparatively, 97.5% of Velocity Financial shares are owned by institutional investors. 2.7% of Park National shares are owned by company insiders. Comparatively, 4.0% of Velocity Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Do analysts rate PRK or VEL?

Park National currently has a consensus target price of $181.75, suggesting a potential upside of 26.59%. Velocity Financial has a consensus target price of $21.50, suggesting a potential upside of 28.13%. Given Velocity Financial's stronger consensus rating and higher possible upside, analysts plainly believe Velocity Financial is more favorable than Park National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Park National	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Velocity Financial	1 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the MarketBeat Community believe in PRK or VEL?

Velocity Financial received 101 more outperform votes than Park National when rated by MarketBeat users. Likewise, 68.71% of users gave Velocity Financial an outperform vote while only 0.00% of users gave Park National an outperform vote.

Company	Underperform	Outperform
Park National	Outperform Votes No Votes	Underperform Votes 17 100.00%
Velocity Financial	Outperform Votes 101 68.71%	Underperform Votes 46 31.29%

Which has more volatility & risk, PRK or VEL?

Park National has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500. Comparatively, Velocity Financial has a beta of 0.71, meaning that its share price is 29% less volatile than the S&P 500.

Which has stronger earnings & valuation, PRK or VEL?

Park National has higher revenue and earnings than Velocity Financial. Velocity Financial is trading at a lower price-to-earnings ratio than Park National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Park National	$520.61M	4.46	$151.42M	$9.31	15.42
Velocity Financial	$211.74M	2.70	$52.27M	$1.92	8.74

Summary

Park National and Velocity Financial tied by winning 9 of the 18 factors compared between the two stocks.