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Velocity Financial (VEL) Competitors

Velocity Financial logo
$19.05
-0.16 (-0.83%)
(As of 11/1/2024 ET)

VEL vs. BFH, PPBI, IBTX, AVAL, WULF, FBK, ENVA, LU, TFIN, and ITCLY

Should you be buying Velocity Financial stock or one of its competitors? The main competitors of Velocity Financial include Bread Financial (BFH), Pacific Premier Bancorp (PPBI), Independent Bank Group (IBTX), Grupo Aval Acciones y Valores (AVAL), TeraWulf (WULF), FB Financial (FBK), Enova International (ENVA), Lufax (LU), Triumph Financial (TFIN), and Banco Itau Chile Spon (ITCLY). These companies are all part of the "banking" industry.

Velocity Financial vs.

Velocity Financial (NYSE:VEL) and Bread Financial (NYSE:BFH) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, risk, valuation, profitability, community ranking, analyst recommendations, dividends, earnings and institutional ownership.

Velocity Financial has a beta of 1.04, suggesting that its stock price is 4% more volatile than the S&P 500. Comparatively, Bread Financial has a beta of 1.94, suggesting that its stock price is 94% more volatile than the S&P 500.

Velocity Financial has a net margin of 51.23% compared to Bread Financial's net margin of 6.37%. Velocity Financial's return on equity of 14.15% beat Bread Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial51.23% 14.15% 1.40%
Bread Financial 6.37%13.33%1.82%

In the previous week, Bread Financial had 15 more articles in the media than Velocity Financial. MarketBeat recorded 15 mentions for Bread Financial and 0 mentions for Velocity Financial. Bread Financial's average media sentiment score of 0.35 beat Velocity Financial's score of 0.00 indicating that Bread Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Velocity Financial Neutral
Bread Financial Neutral

Velocity Financial received 86 more outperform votes than Bread Financial when rated by MarketBeat users. Likewise, 68.49% of users gave Velocity Financial an outperform vote while only 20.00% of users gave Bread Financial an outperform vote.

CompanyUnderperformOutperform
Velocity FinancialOutperform Votes
100
68.49%
Underperform Votes
46
31.51%
Bread FinancialOutperform Votes
14
20.00%
Underperform Votes
56
80.00%

Bread Financial has higher revenue and earnings than Velocity Financial. Bread Financial is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$107.75M5.85$52.27M$1.7610.82
Bread Financial$5.17B0.49$718M$6.288.08

Velocity Financial currently has a consensus target price of $20.75, indicating a potential upside of 8.92%. Bread Financial has a consensus target price of $49.64, indicating a potential downside of 2.18%. Given Velocity Financial's stronger consensus rating and higher possible upside, analysts clearly believe Velocity Financial is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Bread Financial
3 Sell rating(s)
9 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.12

97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 99.5% of Bread Financial shares are owned by institutional investors. 4.0% of Velocity Financial shares are owned by insiders. Comparatively, 0.6% of Bread Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Velocity Financial and Bread Financial tied by winning 9 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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VEL vs. The Competition

MetricVelocity FinancialNondepository credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$636.03M$7.32B$10.41B$19.28B
Dividend YieldN/A5.17%10.18%3.53%
P/E Ratio10.8218.4943.2041.35
Price / Sales5.857.303,408.0914.57
Price / Cash8.4846.0130.1320.88
Price / Book1.431.993.975.39
Net Income$52.27M$462.43M$992.99M$985.39M
7 Day Performance-0.88%-1.99%-0.35%-0.71%
1 Month Performance-1.91%2.37%0.25%-0.97%
1 Year Performance65.51%57.80%22.73%25.05%

Velocity Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VEL
Velocity Financial
1.0765 of 5 stars
$19.05
-0.8%
$20.75
+8.9%
+65.9%$636.03M$107.75M10.82220Upcoming Earnings
BFH
Bread Financial
3.5744 of 5 stars
$50.75
+1.8%
$49.64
-2.2%
+90.0%$2.52B$5.17B8.087,000Analyst Forecast
PPBI
Pacific Premier Bancorp
2.0936 of 5 stars
$25.49
-0.1%
$26.50
+4.0%
+29.7%$2.46B$714.07M-169.921,345
IBTX
Independent Bank Group
2.479 of 5 stars
$57.88
-0.8%
$57.83
-0.1%
+66.3%$2.40B$922.84M-5.531,517Analyst Forecast
AVAL
Grupo Aval Acciones y Valores
2.563 of 5 stars
$2.00
+1.5%
N/A-11.9%$2.37B$8.97B22.2274,036News Coverage
WULF
TeraWulf
2.3584 of 5 stars
$6.20
-4.9%
$6.17
-0.5%
+463.6%$2.37B$69.23M0.006Analyst Downgrade
Options Volume
Gap Up
FBK
FB Financial
4.1609 of 5 stars
$48.94
-0.5%
$47.80
-2.3%
+66.8%$2.30B$748.95M21.371,591Dividend Announcement
Analyst Downgrade
Insider Buying
Short Interest ↑
ENVA
Enova International
2.7585 of 5 stars
$87.49
+0.7%
$88.33
+1.0%
+111.1%$2.29B$2.12B13.951,675Insider Selling
Short Interest ↓
LU
Lufax
2.8114 of 5 stars
$2.61
-2.6%
$3.58
+37.3%
-31.9%$2.26B$4.82B-3.3936,215
TFIN
Triumph Financial
0.8822 of 5 stars
$87.61
-0.9%
$71.60
-18.3%
+41.9%$2.07B$472.59M112.321,468
ITCLY
Banco Itau Chile Spon
N/A$3.10
flat
N/AN/A$2.01B$3.99B4.707,820

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This page (NYSE:VEL) was last updated on 11/2/2024 by MarketBeat.com Staff
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