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NYSE:VEL

Velocity Financial (VEL) Stock Price, News & Analysis

Velocity Financial logo
$17.76 -0.02 (-0.11%)
Closing price 04/25/2025 03:59 PM Eastern
Extended Trading
$17.78 +0.02 (+0.11%)
As of 04/25/2025 07:39 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Velocity Financial Stock (NYSE:VEL)

Key Stats

Today's Range
$17.52
$17.83
50-Day Range
$16.78
$20.32
52-Week Range
$16.23
$20.98
Volume
43,160 shs
Average Volume
55,031 shs
Market Capitalization
$647.90 million
P/E Ratio
9.60
Dividend Yield
N/A
Price Target
$21.50
Consensus Rating
Moderate Buy

Company Overview

Velocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by first mortgage liens on income-producing and/or owner/user commercial properties, including investor 1-4, a non-owner occupied residential rental properties with 1-4 units; residential apartments combined with office or retail space; and multi-family comprising traditional apartment buildings, condominiums, and other residential properties with 5+ units. The company also finances for retail properties with various types of retail products and merchandise or services; commercial properties occupied by professional or business offices; and warehouse and other properties, which include self-storage units, auto services, hospitality, light industrial, and other commercial enterprises, as well as provides short-term and interest-only loans for acquisition and improvement of 1-4-unit residential properties. It offers its products through a network of independent mortgage brokers for independent real estate investors and small business owners. The company was founded in 2004 and is headquartered in Westlake Village, California.

Velocity Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
44th Percentile Overall Score

VEL MarketRank™: 

Velocity Financial scored higher than 44% of companies evaluated by MarketBeat, and ranked 710th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Velocity Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 3 buy ratings, no hold ratings, and 1 sell rating.

  • Amount of Analyst Coverage

    Velocity Financial has received no research coverage in the past 90 days.

  • Read more about Velocity Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for Velocity Financial are expected to grow by 3.68% in the coming year, from $1.90 to $1.97 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Velocity Financial is 9.60, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.68.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Velocity Financial is 9.60, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.75.

  • Price to Book Value per Share Ratio

    Velocity Financial has a P/B Ratio of 1.33. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Velocity Financial's valuation and earnings.
  • Percentage of Shares Shorted

    1.32% of the float of Velocity Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Velocity Financial has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Velocity Financial has recently decreased by 4.85%, indicating that investor sentiment is improving.
  • Dividend Yield

    Velocity Financial does not currently pay a dividend.

  • Dividend Growth

    Velocity Financial does not have a long track record of dividend growth.

  • Percentage of Shares Shorted

    1.32% of the float of Velocity Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Velocity Financial has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Velocity Financial has recently decreased by 4.85%, indicating that investor sentiment is improving.
    • Insider Buying vs. Insider Selling

      In the past three months, Velocity Financial insiders have not sold or bought any company stock.

    • Percentage Held by Insiders

      Only 4.00% of the stock of Velocity Financial is held by insiders.

    • Percentage Held by Institutions

      97.49% of the stock of Velocity Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

    • Read more about Velocity Financial's insider trading history.
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    VEL Stock News Headlines

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    See More Headlines

    VEL Stock Analysis - Frequently Asked Questions

    Velocity Financial's stock was trading at $19.56 at the beginning of 2025. Since then, VEL stock has decreased by 9.2% and is now trading at $17.76.
    View the best growth stocks for 2025 here
    .

    Velocity Financial, Inc. (NYSE:VEL) issued its earnings results on Thursday, March, 6th. The company reported $0.60 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.48 by $0.12. The business earned $38.86 million during the quarter, compared to analysts' expectations of $42.70 million. Velocity Financial had a trailing twelve-month return on equity of 14.50% and a net margin of 51.06%.
    Read the conference call transcript
    .

    Velocity Financial (VEL) raised $110 million in an IPO on Friday, January 17th 2020. The company issued 7,300,000 shares at $14.00-$16.00 per share. Wells Fargo Securities, Citigroup and JMP Securities acted as the underwriters for the IPO and Raymond James was co-manager.

    Velocity Financial's top institutional shareholders include Snow Phipps Group LLC (39.26%), Rhumbline Advisers (0.04%) and GAMMA Investing LLC (0.01%).
    View institutional ownership trends
    .

    Shares of VEL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

    Based on aggregate information from My MarketBeat watchlists, some other companies that Velocity Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Broadcom (AVGO), Palo Alto Networks (PANW) and Invesco QQQ (QQQ).

    Company Calendar

    Last Earnings
    3/06/2025
    Today
    4/26/2025
    Next Earnings (Estimated)
    5/01/2025
    Fiscal Year End
    12/31/2025

    Industry, Sector and Symbol

    Stock Exchange
    NYSE
    Sector
    Finance
    Industry
    Nondepository credit institutions
    Sub-Industry
    Banking
    Current Symbol
    NYSE:VEL
    Fax
    N/A
    Employees
    220
    Year Founded
    N/A

    Price Target and Rating

    Average Stock Price Target
    $21.50
    High Stock Price Target
    $23.00
    Low Stock Price Target
    $20.00
    Potential Upside/Downside
    +21.1%
    Consensus Rating
    Moderate Buy
    Rating Score (0-4)
    2.50
    Research Coverage
    4 Analysts

    Profitability

    Trailing P/E Ratio
    9.60
    Forward P/E Ratio
    9.35
    P/E Growth
    N/A
    Net Income
    $52.27 million
    Pretax Margin
    67.88%

    Debt

    Sales & Book Value

    Annual Sales
    $211.74 million
    Cash Flow
    $2.18 per share
    Price / Cash Flow
    8.13
    Book Value
    $13.33 per share
    Price / Book
    1.33

    Miscellaneous

    Free Float
    31,790,000
    Market Cap
    $647.90 million
    Optionable
    Optionable
    Beta
    0.71

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    This page (NYSE:VEL) was last updated on 4/26/2025 by MarketBeat.com Staff
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