Western Alliance Bancorporation (WAL) Stock Price, News & Analysis

Company Overview

Western Alliance Bancorporation is a bank holding company headquartered in Phoenix, Arizona. Through its principal subsidiary, Western Alliance Bank, the company provides a range of banking services to commercial clients, entrepreneurs and real estate developers. As one of the largest regional banks in the western United States, it focuses on relationship-driven banking solutions tailored to niche industries and growing businesses.

The company’s core offerings include deposit products, treasury management and a variety of lending services. Its lending portfolio spans commercial real estate finance, construction loans, acquisition financing and equipment lease financing. In addition, Western Alliance Bancorporation supports small businesses through SBA-backed loan programs, government guaranteed loans and specialized team lending for sectors such as hospitality, healthcare and technology.

Western Alliance Bancorporation operates primarily in key markets across the western United States, including Arizona, California, Nevada, Texas, Utah and Florida. It maintains a network of retail branches, business banking centers and mortgage offices, as well as a digital platform that enables clients to manage cash flow, execute payments and access credit facilities remotely. This footprint allows the company to serve both established corporations and emerging ventures.

Founded in 1994, Western Alliance Bancorporation has grown through a combination of organic expansion and strategic acquisitions. The company is led by President and Chief Executive Officer Kenneth J. Vecchione, who has overseen its diversification into specialized lending verticals and digital services. Under his leadership, the bank has emphasized risk management, client relationships and targeted industry expertise to support long-term growth.

Key Stats

• Today's Range: $88.71 to $89.99
• 50-Day Range: $74.82 to $89.64
• 52-Week Range: $57.05 to $98.10
• Volume: 1.01 million shs
• Average Volume: 950,104 shs
• Market Capitalization: $9.89 billion
• P/E Ratio: 11.78
• Dividend Yield: 1.70%
• Price Target: $97.79
• Consensus Rating: Moderate Buy

Western Alliance Bancorporation Stock Analysis - MarketRank™

Western Alliance Bancorporation scored higher than 99% of companies evaluated by MarketBeat, and ranked 15th out of 941 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Western Alliance Bancorporation has received a consensus rating of Moderate Buy. The company's average rating score is 2.92, and is based on 12 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Western Alliance Bancorporation has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 15.36%

Earnings Growth

Earnings for Western Alliance Bancorporation are expected to grow by 15.36% in the coming year, from $9.05 to $10.44 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Western Alliance Bancorporation is 11.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 270.88.

Price to Earnings Ratio vs. Sector

The P/E ratio of Western Alliance Bancorporation is 11.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.59.

Price to Earnings Growth Ratio

Western Alliance Bancorporation has a PEG Ratio of 0.62. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Western Alliance Bancorporation has a P/B Ratio of 1.39. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.59% of the float of Western Alliance Bancorporation has been sold short.

Short Interest Ratio / Days to Cover

Western Alliance Bancorporation has a short interest ratio ("days to cover") of 5.3.

Change versus previous month

Short interest in Western Alliance Bancorporation has recently increased by 11.04%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Western Alliance Bancorporation pays a meaningful dividend of 1.72%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Western Alliance Bancorporation has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of Western Alliance Bancorporation is 19.97%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Western Alliance Bancorporation will have a dividend payout ratio of 14.56% next year. This indicates that Western Alliance Bancorporation will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.4 / 5
• Environmental Score: -0.38

Percentage of Shares Shorted

4.59% of the float of Western Alliance Bancorporation has been sold short.

Short Interest Ratio / Days to Cover

Western Alliance Bancorporation has a short interest ratio ("days to cover") of 5.3.

Change versus previous month

Short interest in Western Alliance Bancorporation has recently increased by 11.04%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 4.1 / 5
• News Sentiment: 1.31

News Sentiment

Western Alliance Bancorporation has a news sentiment score of 1.31. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.18 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 14 news articles for Western Alliance Bancorporation this week, compared to 10 articles on an average week.

Search Interest

6 people have searched for WAL on MarketBeat in the last 30 days. This is an increase of 50% compared to the previous 30 days.

MarketBeat Follows

2 people have added Western Alliance Bancorporation to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Western Alliance Bancorporation insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $209,775.00 in company stock.

Percentage Held by Insiders

Only 2.68% of the stock of Western Alliance Bancorporation is held by insiders.

Percentage Held by Institutions

79.15% of the stock of Western Alliance Bancorporation is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

WAL Stock Analysis - Frequently Asked Questions

How have WAL shares performed this year?

Western Alliance Bancorporation's stock was trading at $83.54 at the start of the year. Since then, WAL stock has increased by 7.3% and is now trading at $89.6370.

How were Western Alliance Bancorporation's earnings last quarter?

Western Alliance Bancorporation (NYSE:WAL) posted its quarterly earnings results on Thursday, July, 17th. The financial services provider reported $2.07 EPS for the quarter, topping analysts' consensus estimates of $2.04 by $0.03. The financial services provider had revenue of $836.21 million for the quarter, compared to analyst estimates of $838.58 million. Western Alliance Bancorporation had a trailing twelve-month return on equity of 12.62% and a net margin of 16.39%.
Read the conference call transcript.

Does Western Alliance Bancorporation have any subsidiaries?

The following companies are subsidiaries of Western Alliance Bancorporation: Digital Disbursements, AmeriHome Mortgage Company, Bridge Bank, AmeriHome Mortgage Company LLC, BankWest Nevada Capital Trust II, Bridge Capital Holdings Trust I, Bridge Capital Holdings Trust II, and more.

Who are Western Alliance Bancorporation's major shareholders?

Western Alliance Bancorporation's top institutional investors include Invesco Ltd. (5.27%), State Street Corp (4.18%), William Blair Investment Management LLC (2.10%) and Geode Capital Management LLC (1.84%). Insiders that own company stock include Donald D Snyder, Stephen Russell Curley, Tim R Bruckner, Barbara Kennedy, Robert P Latta, J Kelly Jr Ardrey and Marianne Boyd Johnson.
View institutional ownership trends.

How do I buy shares of Western Alliance Bancorporation?

Shares of WAL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Western Alliance Bancorporation own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Western Alliance Bancorporation investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and AU Optronics (AUOTY).

Company Calendar

• Last Earnings: 7/17/2025
• Record date for 8/29 Dividend: 8/14/2025
• Ex-Dividend for 8/29 Dividend: 8/14/2025
• Dividend Payable: 8/29/2025
• Today: 8/30/2025
• Next Earnings (Estimated): 10/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:WAL
• CIK: 1212545
• Web: www.westernalliancebancorp.com
• Phone: (602) 389-3500
• Fax: 479-277-1830
• Employees: 3,360
• Year Founded: 1994

Price Target and Rating

• Average Price Target for Western Alliance Bancorporation: $97.79
• High Price Target: $115.00
• Low Price Target: $85.00
• Potential Upside/Downside: +9.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.92
• Research Coverage: 13 Analysts

Profitability

• EPS (Trailing Twelve Months): $7.61
• Trailing P/E Ratio: 11.78
• Forward P/E Ratio: 9.90
• P/E Growth: 0.62
• Net Income: $787.70 million
• Net Margins: 16.39%
• Pretax Margin: 20.32%
• Return on Equity: 12.62%
• Return on Assets: 1.02%

Debt

• Debt-to-Equity Ratio: 0.95
• Current Ratio: 0.86
• Quick Ratio: 0.82

Sales & Book Value

• Annual Sales: $3.21 billion
• Price / Sales: 3.08
• Cash Flow: $6.43 per share
• Price / Cash Flow: 13.95
• Book Value: $64.44 per share
• Price / Book: 1.39

Miscellaneous

• Outstanding Shares: 110,369,000
• Free Float: 107,411,000
• Market Cap: $9.89 billion
• Optionable: Optionable
• Beta: 1.33