Western Union (WU) Competitors

Western Union (NYSE:WU) and Jack Henry & Associates (NASDAQ:JKHY) are both business services companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, profitability, analyst recommendations, media sentiment, community ranking, valuation, earnings, risk and dividends.

Is WU or JKHY a better dividend stock?

Western Union pays an annual dividend of $0.94 per share and has a dividend yield of 8.7%. Jack Henry & Associates pays an annual dividend of $2.20 per share and has a dividend yield of 1.3%. Western Union pays out 48.2% of its earnings in the form of a dividend. Jack Henry & Associates pays out 40.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Jack Henry & Associates has increased its dividend for 34 consecutive years.

Which has stronger earnings & valuation, WU or JKHY?

Western Union has higher revenue and earnings than Jack Henry & Associates. Western Union is trading at a lower price-to-earnings ratio than Jack Henry & Associates, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Western Union	$4.36B	0.84	$626M	$1.95	5.56
Jack Henry & Associates	$2.22B	5.70	$381.82M	$5.46	31.72

Do analysts prefer WU or JKHY?

Western Union currently has a consensus price target of $12.86, indicating a potential upside of 18.61%. Jack Henry & Associates has a consensus price target of $188.73, indicating a potential upside of 8.96%. Given Western Union's higher probable upside, analysts plainly believe Western Union is more favorable than Jack Henry & Associates.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Western Union	3 Sell rating(s)	7 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.70
Jack Henry & Associates	0 Sell rating(s)	10 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.23

Does the media favor WU or JKHY?

In the previous week, Jack Henry & Associates had 12 more articles in the media than Western Union. MarketBeat recorded 21 mentions for Jack Henry & Associates and 9 mentions for Western Union. Western Union's average media sentiment score of 1.02 beat Jack Henry & Associates' score of 0.67 indicating that Western Union is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Western Union	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Jack Henry & Associates	6 Very Positive mention(s)	2 Positive mention(s)	7 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, WU or JKHY?

Western Union has a beta of 0.87, suggesting that its share price is 13% less volatile than the S&P 500. Comparatively, Jack Henry & Associates has a beta of 0.63, suggesting that its share price is 37% less volatile than the S&P 500.

Does the MarketBeat Community favor WU or JKHY?

Western Union received 298 more outperform votes than Jack Henry & Associates when rated by MarketBeat users. Likewise, 53.35% of users gave Western Union an outperform vote while only 53.10% of users gave Jack Henry & Associates an outperform vote.

Company	Underperform	Outperform
Western Union	Outperform Votes 598 53.35%	Underperform Votes 523 46.65%
Jack Henry & Associates	Outperform Votes 300 53.10%	Underperform Votes 265 46.90%

Is WU or JKHY more profitable?

Jack Henry & Associates has a net margin of 17.79% compared to Western Union's net margin of 16.07%. Western Union's return on equity of 120.39% beat Jack Henry & Associates' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Western Union	16.07%	120.39%	7.44%
Jack Henry & Associates	17.79%	21.81%	13.94%

Do insiders and institutionals have more ownership in WU or JKHY?

91.8% of Western Union shares are held by institutional investors. Comparatively, 98.8% of Jack Henry & Associates shares are held by institutional investors. 0.9% of Western Union shares are held by insiders. Comparatively, 1.4% of Jack Henry & Associates shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Jack Henry & Associates beats Western Union on 12 of the 21 factors compared between the two stocks.