Western Union (WU) Competitors

Western Union (NYSE:WU) and Jack Henry & Associates (NASDAQ:JKHY) are both business services companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, profitability, institutional ownership, valuation, earnings, dividends, community ranking, analyst recommendations and risk.

Does the MarketBeat Community favor WU or JKHY?

Western Union received 297 more outperform votes than Jack Henry & Associates when rated by MarketBeat users. Likewise, 53.11% of users gave Western Union an outperform vote while only 52.99% of users gave Jack Henry & Associates an outperform vote.

Company	Underperform	Outperform
Western Union	Outperform Votes 598 53.11%	Underperform Votes 528 46.89%
Jack Henry & Associates	Outperform Votes 301 52.99%	Underperform Votes 267 47.01%

Do insiders & institutionals hold more shares of WU or JKHY?

91.8% of Western Union shares are owned by institutional investors. Comparatively, 98.8% of Jack Henry & Associates shares are owned by institutional investors. 0.9% of Western Union shares are owned by company insiders. Comparatively, 1.4% of Jack Henry & Associates shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Does the media prefer WU or JKHY?

In the previous week, Western Union and Western Union both had 17 articles in the media. Jack Henry & Associates' average media sentiment score of 1.11 beat Western Union's score of 0.61 indicating that Jack Henry & Associates is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Western Union	8 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Jack Henry & Associates	11 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer WU or JKHY?

Western Union currently has a consensus price target of $12.11, indicating a potential upside of 14.20%. Jack Henry & Associates has a consensus price target of $186.80, indicating a potential upside of 10.33%. Given Western Union's higher possible upside, equities analysts plainly believe Western Union is more favorable than Jack Henry & Associates.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Western Union	3 Sell rating(s)	8 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.73
Jack Henry & Associates	1 Sell rating(s)	8 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.17

Which has better valuation & earnings, WU or JKHY?

Western Union has higher revenue and earnings than Jack Henry & Associates. Western Union is trading at a lower price-to-earnings ratio than Jack Henry & Associates, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Western Union	$4.21B	0.85	$934.20M	$2.73	3.88
Jack Henry & Associates	$2.22B	5.57	$381.82M	$5.54	30.56

Is WU or JKHY a better dividend stock?

Western Union pays an annual dividend of $0.94 per share and has a dividend yield of 8.9%. Jack Henry & Associates pays an annual dividend of $2.20 per share and has a dividend yield of 1.3%. Western Union pays out 34.4% of its earnings in the form of a dividend. Jack Henry & Associates pays out 39.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Jack Henry & Associates has raised its dividend for 35 consecutive years. Western Union is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more volatility & risk, WU or JKHY?

Western Union has a beta of 0.85, indicating that its share price is 15% less volatile than the S&P 500. Comparatively, Jack Henry & Associates has a beta of 0.61, indicating that its share price is 39% less volatile than the S&P 500.

Is WU or JKHY more profitable?

Western Union has a net margin of 22.19% compared to Jack Henry & Associates' net margin of 17.83%. Western Union's return on equity of 96.90% beat Jack Henry & Associates' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Western Union	22.19%	96.90%	7.43%
Jack Henry & Associates	17.83%	21.55%	14.05%

Summary

Western Union and Jack Henry & Associates tied by winning 10 of the 20 factors compared between the two stocks.