AEON Financial Service (AEOJF) Stock Price, News & Analysis

Company Overview

AEON Financial Service Co., Ltd. is a Japan‐based consumer finance company and a member of the AEON Group, one of the country’s largest retail and financial services conglomerates. Headquartered in Chiba Prefecture, the company focuses on providing a broad range of credit products and financing solutions to individuals and small businesses through its extensive branch network and online platforms.

The company’s core offerings include personal loans, revolving credit, installment financing and point‐of-sale financing for retail purchases. AEON Financial Service also issues and manages a suite of AEON branded credit and debit cards, which can be used at AEON retail outlets and partner merchants. In addition, it provides automotive loans, residential mortgages and lease financing designed to support consumer and dealer financing needs.

Beyond its domestic operations, AEON Financial Service has established subsidiaries and joint ventures across Asia, serving markets in Malaysia, Vietnam, Indonesia, Cambodia, Myanmar and China. These overseas businesses adapt the company’s retail finance model—combining point‐of-sale credit, personal lending and loyalty program integration—to local market demands and regulatory environments.

Tracing its origins to AEON Credit Service Co., Ltd., founded in 1978, the company has evolved alongside the broader AEON Group’s expansion. Through ongoing investments in digital platforms and strategic partnerships, AEON Financial Service seeks to enhance customer experience, streamline credit assessment and reinforce its position as a leading provider of consumer and small business financing in the Asia-Pacific region.

Key Stats

• Today's Range: $8.57 to $8.57
• 50-Day Range: $7.75 to $8.57
• 52-Week Range: $7.75 to $8.57
• Volume: N/A
• Average Volume: 250 shs
• Market Capitalization: N/A
• P/E Ratio: 0.06
• Dividend Yield: 557.56%
• Price Target: N/A
• Consensus Rating: N/A

AEON Financial Service Stock Analysis - MarketRank™

AEON Financial Service scored higher than 12% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for AEON Financial Service.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of AEON Financial Service is 0.06, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.49.

Price to Earnings Ratio vs. Sector

The P/E ratio of AEON Financial Service is 0.06, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 1,773.82.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

AEON Financial Service has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in AEON Financial Service has recently increased by 32.50%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

AEON Financial Service pays a meaningful dividend of 1.88%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

AEON Financial Service does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of AEON Financial Service is 33.23%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

AEON Financial Service has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in AEON Financial Service has recently increased by 32.50%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.1 / 5
• News Sentiment: -0.01

News Sentiment

AEON Financial Service has a news sentiment score of -0.01. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.82 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for AEON Financial Service this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, AEON Financial Service insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 23.48% of the stock of AEON Financial Service is held by institutions.

AEOJF Stock Analysis - Frequently Asked Questions

How have AEOJF shares performed this year?

AEON Financial Service's stock was trading at $7.75 at the start of the year. Since then, AEOJF shares have increased by 10.6% and is now trading at $8.57.

How do I buy shares of AEON Financial Service?

Shares of AEOJF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Today: 9/15/2025
• Next Earnings (Estimated): 10/09/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Credit Services
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:AEOJF
• CIK: N/A
• Web: www.aeonfinancial.co.jp
• Phone: 81 3 5281 2080
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 0.06
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A