Bay Banks of Virginia (BAYK) Stock Price, News & Analysis

Company Overview

Bay Banks of Virginia, Inc. is a bank holding company headquartered in Hampton, Virginia. Through its wholly owned bank subsidiary, the company provides retail and commercial banking services to individuals, businesses and municipalities in the Hampton Roads region. The bank delivers products and services via a network of full-service branches and digital platforms designed to meet the evolving needs of its customers.

The company’s deposit products include checking and savings accounts, money market accounts and certificates of deposit. Its lending portfolio encompasses residential mortgages, home equity lines of credit and installment loans, as well as commercial real estate financing and business lending solutions tailored to small- and medium-sized enterprises.

Bay Banks of Virginia supplements its core banking offerings with treasury and cash management services, trust services and a suite of digital banking tools. Customers can access online and mobile banking to manage accounts, transfer funds and pay bills, while an extended ATM network provides convenient access to cash across its service area.

Serving southeastern Virginia, Bay Banks of Virginia emphasizes strong community relationships, local decision-making and personalized service. The company’s leadership team is committed to supporting regional economic growth through customer-centric initiatives and partnerships with local organizations, seeking to combine community bank values with the efficiencies of modern banking technology.

Key Stats

• Today's Range: $9.40 to $9.50
• 50-Day Range: $9.50 to $9.50
• 52-Week Range: $4.49 to $9.75
• Volume: 1,100 shs
• Average Volume: 12,628 shs
• Market Capitalization: $125.80 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

BAYK Stock Analysis - Frequently Asked Questions

How have BAYK shares performed this year?

Bay Banks of Virginia's stock was trading at $9.50 on January 1st, 2025. Since then, BAYK stock has increased by 0.0% and is now trading at $9.50.

How were Bay Banks of Virginia's earnings last quarter?

Bay Banks of Virginia, Inc. (OTCMKTS:BAYK) issued its quarterly earnings results on Thursday, May, 7th. The financial services provider reported $0.02 earnings per share for the quarter, missing the consensus estimate of $0.14 by $0.12. The financial services provider earned $10.01 million during the quarter, compared to analysts' expectations of $9.98 million.

How do I buy shares of Bay Banks of Virginia?

Shares of BAYK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Bay Banks of Virginia own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bay Banks of Virginia investors own include Primo Water (PRMW), Jagged Peak Energy (JAG), Adaptimmune Therapeutics (ADAP), ChemoCentryx (CCXI), Caesars Entertainment (CZR), Earthstone Energy (ESTE) and Entercom Communications (ETM).

Company Calendar

• Last Earnings: 5/07/2020
• Today: 9/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: State Commercial Banks
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:BAYK
• Previous Symbol: NASDAQ:BAYK
• CIK: 1034594
• Web: www.baybanks.com
• Phone: 804-325-3775
• Fax: N/A
• Employees: 188
• Year Founded: 1930

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $55.38 million
• Price / Sales: 2.27
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 13,242,000
• Free Float: 12,234,000
• Market Cap: $125.80 million
• Optionable: Not Optionable
• Beta: N/A