Banco Santander (BCDRF) Financials

$8.43 -0.12 (-1.40%)

As of 08/1/2025 03:48 PM Eastern

Annual Income Statements for Banco Santander

This table shows Banco Santander's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	10,058	21,605	7,951	4,236	-5,510	0.00	0.00	0.00	0.00	0.00
Consolidated Net Income / (Loss)	10,058	21,605	9,859	10,661	9,108	0.00	0.00	0.00	0.00	0.00
Net Income / (Loss) Continuing Operations	10,058	21,605	11,421	2,513	-3,714	0.00	0.00	0.00	0.00	0.00
Total Pre-Tax Income	10,058	21,605	16,087	12,798	14,077	0.00	0.00	0.00	0.00	0.00
Total Revenue	36,941	40,916	41,032	52,448	40,643	0.00	0.00	0.00	0.00	0.00
Net Interest Income / (Expense)	35,652	32,706	41,198	39,304	39,597	0.00	0.00	0.00	0.00	0.00
Total Interest Income	62,148	58,024	67,319	62,176	63,728	0.00	0.00	0.00	0.00	0.00
Total Interest Expense	26,496	25,318	26,121	22,872	24,131	0.00	0.00	0.00	0.00	0.00
Total Non-Interest Income	1,290	8,211	-166	13,145	1,046	0.00	0.00	0.00	0.00	0.00
Total Non-Interest Expense	26,883	19,312	21,272	39,650	39,752	0.00	0.00	0.00	0.00	0.00
Basic Earnings per Share	-	-	$0.49	$0.43	$0.35	($0.54)	$0.44	$0.58	$0.72	$0.80
Weighted Average Basic Shares Outstanding	-	-	16.14B	16.24B	16.62B	17.34B	17.34B	16.79B	16.18B	15.15B
Diluted Earnings per Share	-	-	$0.48	$0.43	$0.35	($0.54)	$0.44	$0.57	$0.72	$0.80
Weighted Average Diluted Shares Outstanding	-	-	16.14B	16.24B	16.62B	17.34B	17.34B	16.79B	16.18B	15.15B
Weighted Average Basic & Diluted Shares Outstanding	-	-	16.14B	16.24B	16.62B	17.34B	17.34B	16.79B	16.18B	15.15B

No quarterly income statements for Banco Santander are available.

This table details how cash moves in and out of Banco Santander's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Change in Cash & Equivalents	8,582	-1,364	41,492	3,054	14,136	64,467	64,343	13,248	-3,021	-29,122
Net Cash From Operating Activities	9,149	2,434	48,513	3,735	3,803	69,661	58,462	14,810	-2,665	-34,549
Net Cash From Continuing Operating Activities	9,149	2,434	48,513	3,735	12,476	69,661	58,462	14,810	-2,665	-34,549
Net Income / (Loss) Continuing Operations	7,969	7,875	9,859	10,661	9,108	-9,416	10,925	11,515	13,477	14,226
Consolidated Net Income / (Loss)	7,969	7,875	9,859	10,661	9,108	-9,416	10,925	11,515	13,477	14,226
Depreciation Expense	2,627	2,487	3,115	2,775	3,368	3,433	3,119	3,193	3,522	3,410
Non-Cash Adjustments to Reconcile Net Income	20,354	-2,854	20,896	18,076	-	28,037	10,818	1,738	12,308	10,315
Changes in Operating Assets and Liabilities, net	-21,802	-5,074	14,644	-27,778	-	47,607	33,600	-1,637	-31,971	-62,499
Net Cash From Investing Activities	0.00	0.00	0.00	0.00	8,113	0.00	0.00	0.00	0.00	0.00
Net Cash From Continuing Investing Activities	0.00	0.00	0.00	0.00	23,959	0.00	0.00	0.00	0.00	0.00
Sale and/or Maturity of Investments	0.00	-	0.00	0.00	770	0.00	0.00	0.00	0.00	0.00
Net Cash From Financing Activities	0.00	0.00	0.00	0.00	11,360	0.00	0.00	0.00	0.00	0.00
Net Cash From Continuing Financing Activities	0.00	0.00	0.00	0.00	9,649	0.00	0.00	0.00	0.00	0.00
Effect of Exchange Rate Changes	-567	-3,799	-7,021	-681	-	-5,194	5,881	-1,562	-356	5,427

No quarterly cash flow statements for Banco Santander are available.

This table presents Banco Santander's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Total Assets	1,456,253	1,408,760	1,734,964	1,670,150	1,708,860	1,842,486	1,806,166	1,855,738	1,987,910	1,901,563
Cash and Due from Banks	84,294	79,936	133,332	130,088	-	187,930	238,458	238,643	243,742	198,955
Trading Account Securities	211,768	202,713	310,797	106,301	121,462	140,417	132,367	167,015	195,710	238,335
Loans and Leases, Net of Allowance	12,165	11,684	2,794	204,353	-141,077	147,757	122,277	91,189	92,155	93,053
Allowance for Loan and Lease Losses	-	-	-	-204,353	141,077	-147,757	-122,277	-91,189	-92,155	-93,053
Premises and Equipment, Net	21,008	25,988	24,806	28,148	38,451	38,813	36,605	35,350	36,423	32,308
Goodwill	29,293	28,114	30,955	61,833	58,282	15,235	14,389	14,700	15,506	13,910
Intangible Assets	2,684	2,837	3,500	3,541	-	4,199	4,381	5,246	6,476	6,025
Other Assets	1,092,569	1,058,274	1,238,277	1,136,826	54,424	1,299,947	1,251,660	1,298,982	1,395,295	1,315,809
Total Liabilities & Shareholders' Equity	1,456,253	1,408,760	1,897,452	1,670,150	1,708,860	1,842,486	1,806,166	1,855,738	1,987,910	1,901,563
Total Liabilities	1,348,953	1,300,720	1,606,632	1,547,275	1,584,672	1,730,926	1,696,321	1,751,342	1,872,599	1,790,468
Short-Term Debt	-	-	-	-	68,452	58,683	16,912	43,079	44,654	37,636
Other Long-Term Liabilities	1,343,605	1,298,959	1,606,632	179,753	108,245	1,663,852	1,673,226	1,698,391	1,819,476	1,747,913
Total Equity & Noncontrolling Interests	41,710	44,069	-54,042	50,893	9,325	43,586	35,320	26,924	26,351	18,544
Total Preferred & Common Equity	30,070	31,697	-54,042	38,430	139,428	31,558	23,863	17,851	16,596	9,512
Preferred Stock	-	-	-	58,362	58,858	63,539	54,303	49,503	49,085	41,486
Total Common Equity	30,070	31,697	-54,042	-19,932	81,468	-31,982	-30,440	-31,652	-32,489	-31,974
Common Stock	-	-	-	9,291	9,325	10,591	9,813	8,983	8,951	7,842
Treasury Stock	-	-	-	-68	-	-84	-1,012	-722	-1,192	-70
Accumulated Other Comprehensive Income / (Loss)	-20,377	-20,854	-27,883	-27,611	-	-42,688	-39,413	-40,100	-40,464	-39,970
Other Equity Adjustments	-	-	-26,158	-1,544	3,654	199	172	187	216	225
Noncontrolling Interest	11,640	12,373	-	12,463	11,882	12,028	11,457	9,073	9,754	9,032

This table presents Banco Santander's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q4 2022	Q4 2023	Q4 2024
Period end date	12/31/2022	12/31/2023	12/31/2024
Total Assets	1,855,738	1,987,910	1,901,563
Cash and Due from Banks	238,643	243,742	198,955
Trading Account Securities	167,015	195,710	238,335
Loans and Leases, Net of Allowance	91,189	92,155	93,053
Allowance for Loan and Lease Losses	-91,189	-92,155	-93,053
Premises and Equipment, Net	35,350	36,423	32,308
Goodwill	14,700	15,506	13,910
Intangible Assets	5,246	6,476	6,025
Other Assets	1,298,982	1,395,295	1,315,809
Total Liabilities & Shareholders' Equity	1,855,738	1,987,910	1,901,563
Total Liabilities	1,751,342	1,872,599	1,790,468
Short-Term Debt	43,079	44,654	37,636
Other Long-Term Liabilities	1,698,391	1,819,476	1,747,913
Total Equity & Noncontrolling Interests	26,924	26,351	18,544
Total Preferred & Common Equity	17,851	16,596	9,512
Preferred Stock	49,503	49,085	41,486
Total Common Equity	-31,652	-32,489	-31,974
Common Stock	8,983	8,951	7,842
Treasury Stock	-722	-1,192	-70
Accumulated Other Comprehensive Income / (Loss)	-40,100	-40,464	-39,970
Other Equity Adjustments	187	216	225
Noncontrolling Interest	9,073	9,754	9,032

This table displays calculated financial ratios and metrics derived from Banco Santander's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	0.00%	10.76%	0.28%	27.82%	-22.51%	-100.00%	0.00%	0.00%	0.00%	0.00%
EBITDA Growth	0.00%	89.92%	-20.30%	-18.90%	-72.65%	-19.40%	-9.13%	2.38%	10.30%	-3.19%
EBIT Growth	0.00%	114.80%	-25.54%	-20.45%	-93.04%	-100.00%	0.00%	0.00%	0.00%	0.00%
NOPAT Growth	0.00%	114.80%	-47.14%	12.05%	-30.67%	-100.00%	0.00%	0.00%	0.00%	0.00%
Net Income Growth	0.00%	114.80%	-54.37%	8.14%	-14.57%	-100.00%	0.00%	0.00%	0.00%	0.00%
EPS Growth	0.00%	0.00%	0.00%	-11.38%	-19.35%	-255.49%	181.04%	31.77%	25.34%	10.40%
Operating Cash Flow Growth	0.00%	-73.39%	1,892.89%	-92.30%	1.84%	1,731.57%	-16.08%	-74.67%	-117.99%	-1,196.46%
Free Cash Flow Firm Growth	0.00%	0.00%	-1,795.33%	202.65%	-116.77%	136.78%	94.15%	-147.64%	39.71%	189.95%
Invested Capital Growth	0.00%	0.69%	337.98%	-74.03%	56.78%	-11.63%	-25.54%	16.34%	8.47%	-7.02%
Revenue Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBITDA Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBIT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
NOPAT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Income Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EPS Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow Firm Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	34.34%	58.88%	46.80%	29.69%	10.48%	0.00%	0.00%	0.00%	0.00%	0.00%
EBIT Margin	27.23%	52.80%	39.21%	24.40%	2.19%	0.00%	0.00%	0.00%	0.00%	0.00%
Profit (Net Income) Margin	27.23%	52.80%	24.03%	20.33%	22.41%	0.00%	0.00%	0.00%	0.00%	0.00%
Tax Burden Percent	100.00%	100.00%	61.28%	83.30%	64.71%	0.00%	0.00%	0.00%	0.00%	0.00%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	1,579.72%	0.00%	0.00%	0.00%	0.00%	0.00%
Effective Tax Rate	0.00%	0.00%	29.00%	0.00%	35.29%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Invested Capital (ROIC)	9.37%	20.07%	3.93%	4.29%	5.62%	0.00%	0.00%	0.00%	0.00%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	9.37%	20.07%	3.40%	3.58%	5.81%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Net Nonoperating Assets (RNNOA)	14.74%	30.31%	-201.65%	-681.47%	24.63%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Equity (ROE)	24.11%	50.37%	-197.72%	-677.18%	30.25%	0.00%	0.00%	0.00%	0.00%	0.00%
Cash Return on Invested Capital (CROIC)	0.00%	19.38%	-121.72%	121.84%	-38.60%	12.34%	29.28%	-15.11%	-8.13%	7.28%
Operating Return on Assets (OROA)	0.69%	1.51%	1.02%	0.75%	0.05%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Assets (ROA)	0.69%	1.51%	0.63%	0.63%	0.54%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Common Equity (ROCE)	17.38%	36.27%	-443.03%	-15,909.23%	30.91%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Equity Simple (ROE_SIMPLE)	33.45%	68.16%	-18.24%	27.74%	6.53%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Operating Profit after Tax (NOPAT)	10,058	21,605	11,421	12,798	8,873	0.00	0.00	0.00	0.00	0.00
NOPAT Margin	27.23%	52.80%	27.84%	24.40%	21.83%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.53%	0.71%	-0.18%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	8.85%	7.10%	-33.95%	25.89%	33.52%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	72.77%	47.20%	51.84%	75.60%	97.81%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings before Interest and Taxes (EBIT)	10,058	21,605	16,087	12,798	891	0.00	0.00	0.00	0.00	0.00
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	12,685	24,092	19,202	15,573	4,259	3,433	3,119	3,193	3,522	3,410
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.00	0.00	0.00	0.00	0.65	0.00	0.00	0.00	0.00	0.00
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.00	2.29	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	0.00	0.00	0.00	1.03	1.31	0.00	0.00	0.00	0.00	0.00
Price to Earnings (P/E)	0.00	0.00	0.00	12.76	0.00	0.00	0.00	0.00	0.00	0.00
Dividend Yield	13.36%	6.24%	5.06%	7.80%	7.88%	0.00%	1.93%	4.12%	3.81%	4.61%
Earnings Yield	0.00%	0.00%	0.00%	7.84%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	0.00	0.00	1.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	0.00	0.00	0.00	0.00	4.73	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	0.00	0.00	45.16	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	215.85	0.00	0.00	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00	0.00	21.68	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	0.00	0.00	50.57	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.00	0.00	-6.38	0.00	7.34	1.35	0.48	1.60	1.69	2.03
Long-Term Debt to Equity	0.00	0.00	-6.38	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financial Leverage	1.57	1.51	-59.29	-190.31	4.24	5.86	2.76	3.41	4.77	5.88
Leverage Ratio	34.91	33.40	-315.25	-1,081.44	56.11	67.12	46.24	58.83	72.15	86.64
Compound Leverage Factor	34.91	33.40	-315.25	-1,081.44	886.43	0.00	0.00	0.00	0.00	0.00
Debt to Total Capital	0.00%	0.00%	118.58%	0.00%	88.01%	57.38%	32.38%	61.54%	62.89%	66.99%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	88.01%	57.38%	32.38%	61.54%	62.89%	66.99%
Long-Term Debt to Total Capital	0.00%	0.00%	118.58%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	114.68%	75.68%	62.13%	103.96%	70.72%	69.13%	73.84%
Noncontrolling Interests to Total Capital	27.91%	28.08%	0.00%	24.49%	15.28%	11.76%	21.94%	12.96%	13.74%	16.08%
Common Equity to Total Capital	72.09%	71.92%	-18.58%	-39.16%	104.75%	-31.27%	-58.28%	-45.22%	-45.76%	-56.91%
Debt to EBITDA	0.00	0.00	17.96	0.00	16.07	17.10	5.42	13.49	12.68	11.04
Net Debt to EBITDA	0.00	0.00	11.02	0.00	16.07	-37.65	-71.03	-61.24	-56.52	-47.31
Long-Term Debt to EBITDA	0.00	0.00	17.96	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt to NOPAT	0.00	0.00	30.19	0.00	7.71	0.00	0.00	0.00	0.00	0.00
Net Debt to NOPAT	0.00	0.00	18.52	0.00	7.71	0.00	0.00	0.00	0.00	0.00
Long-Term Debt to NOPAT	0.00	0.00	30.19	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Noncontrolling Interest Sharing Ratio	27.91%	27.99%	-124.07%	-2,249.34%	-2.19%	6.47%	179.11%	199.76%	220.40%	243.59%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	0.00	20,865	-353,734	363,117	-60,892	22,398	43,486	-20,718	-12,490	11,235
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	0.00	0.82	-13.54	15.88	-2.52	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	0.35	0.10	1.86	0.16	0.16	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.35	0.10	1.86	0.16	1.01	0.00	0.00	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.03	0.02	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	1.76	1.74	1.62	1.98	1.22	0.00	0.00	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	107,300	108,039	473,194	122,876	192,640	170,243	126,757	147,475	159,965	148,730
Invested Capital Turnover	0.34	0.38	0.14	0.18	0.26	0.00	0.00	0.00	0.00	0.00
Increase / (Decrease) in Invested Capital	0.00	740	365,155	-350,319	69,765	-22,398	-43,486	20,718	12,490	-11,235
Enterprise Value (EV)	0.00	0.00	0.00	-5,211	192,337	-9,933	-105,439	-89,996	-73,659	-37,001
Market Capitalization	0.00	0.00	0.00	54,053	53,144	43,747	50,347	46,993	66,590	73,800
Book Value per Share	$0.00	$0.00	($3.35)	($1.24)	$5.02	($1.92)	($1.76)	($1.88)	($1.93)	($1.98)
Tangible Book Value per Share	$0.00	$0.00	($5.48)	($5.29)	$1.43	($3.09)	($2.84)	($3.07)	($3.24)	($3.21)
Total Capital	41,710	44,069	290,820	50,893	77,777	102,269	52,233	70,002	71,005	56,180
Total Debt	0.00	0.00	344,862	0.00	68,452	58,683	16,912	43,079	44,654	37,636
Total Long-Term Debt	0.00	0.00	344,862	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Debt	-84,294	-79,936	211,530	-130,088	68,452	-129,247	-221,545	-195,565	-199,088	-161,318
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	-20,463	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Expense (NNE)	0.00	0.00	1,563	2,137	-235	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	65,589	63,970	527,236	71,983	183,316	126,657	91,437	120,551	133,615	130,187
Total Depreciation and Amortization (D&A)	2,627	2,487	3,115	2,775	3,368	3,433	3,119	3,193	3,522	3,410
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.41	($0.54)	$0.00	$0.54	$0.65	$0.80
Adjusted Weighted Average Basic Shares Outstanding	0.00	0.00	0.00	0.00	16.62B	17.34B	0.00	16.79B	16.18B	15.15B
Adjusted Diluted Earnings per Share	$0.00	$0.00	$0.40	$0.45	$0.41	($0.54)	$0.00	$0.54	$0.65	$0.80
Adjusted Weighted Average Diluted Shares Outstanding	0.00	0.00	16.14B	16.24B	16.62B	17.34B	0.00	16.79B	16.18B	15.15B
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	0.00	0.00	16.14B	16.24B	16.62B	17.34B	0.00	16.79B	16.18B	15.15B
Normalized Net Operating Profit after Tax (NOPAT)	15,440	22,315	12,090	8,959	8,873	0.00	0.00	0.00	0.00	0.00
Normalized NOPAT Margin	41.80%	54.54%	29.46%	17.08%	21.83%	0.00%	0.00%	0.00%	0.00%	0.00%
Pre Tax Income Margin	27.23%	52.80%	39.21%	24.40%	34.63%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.38	0.85	0.62	0.56	0.04	0.00	0.00	0.00	0.00	0.00
NOPAT to Interest Expense	0.38	0.85	0.44	0.56	0.37	0.00	0.00	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	0.38	0.85	0.62	0.56	0.88	0.00	0.00	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.38	0.85	0.44	0.56	1.22	0.00	0.00	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	-46.49%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	0.00%	0.00%	-46.49%	0.00%	0.00%	0.00%	0.00%	0.00%

No quarterly metrics and ratios for Banco Santander are available.

Key Financial Trends

Banco Santander's balance sheet over the last three years shows notable shifts in key asset and equity components, indicating strategic adjustments and market influences.

Cash and Due from Banks decreased moderately from $243.7 billion in 2023 to $199.0 billion in 2024, suggesting active use of cash resources potentially to fund growth or investments.
Trading Account Securities increased significantly from $167.0 billion in 2022 to $238.3 billion in 2024, reflecting an increased focus on marketable securities that may enhance liquidity and income potential.
Loans and Leases, Net of Allowance for Loan and Lease Losses saw an increase to $93.1 billion in 2024, up from $91.2 billion in 2022, indicating growth in lending activities which is core to the bank's revenue generation.
Allowance for Loan and Lease Losses remained relatively stable near $93 billion, showing conservative risk management given the size of net loans.
Premises and Equipment net book value declined from $36.4 billion in 2023 to $32.3 billion in 2024, possibly reflecting asset disposals or depreciation.
Goodwill and Intangible Assets combined decreased slightly, which may indicate some impairment charges or disposals of business units.
Total Assets have declined from $1.99 trillion in 2023 to $1.90 trillion in 2024, which could suggest a contraction in balance sheet size potentially due to reduced business volumes or asset sales.
Total Liabilities decreased from $1.87 trillion in 2023 to $1.79 trillion in 2024, reflecting a reduction in leverage but also possibly lower funding availability or demand.
Total Common Equity remains negative at around -$32 billion for 2024, indicating accumulated losses or restructuring impact on book value that may concern investors regarding capital adequacy.
Total Equity and Noncontrolling Interests shrank significantly from approximately $26.4 billion in 2023 to $18.5 billion in 2024, which could pressure the firm’s capital structure and solvency ratios.

Overall, Banco Santander appears to be managing a cautious balance sheet with strategic growth in loans and trading securities but faces challenges around equity levels and total asset contraction. Retail investors should monitor regulatory capital measures and the bank’s plans to improve shareholder equity while leveraging market opportunities.

08/02/25 03:50 AMAI Generated. May Contain Errors.

Frequently Asked Questions About Banco Santander's Financials

When does Banco Santander's financial year end?

According to the most recent income statement we have on file, Banco Santander's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Banco Santander's net income changed over the last 9 years?

Banco Santander's net income appears to be on a downward trend, with a most recent value of $0.00 in 2024, falling from $10.06 billion in 2015. The previous period was $0.00 in 2023.

How has Banco Santander's revenue changed over the last 9 years?

Over the last 9 years, Banco Santander's total revenue changed from $36.94 billion in 2015 to $0.00 in 2024, a change of -100.0%.

How much debt does Banco Santander have?

Banco Santander's total liabilities were at $1.79 trillion at the end of 2024, a 4.4% decrease from 2023, and a 32.7% increase since 2015.

How much cash does Banco Santander have?

In the past 9 years, Banco Santander's cash and equivalents has ranged from $0.00 in 2019 to $243.74 billion in 2023, and is currently $198.95 billion as of their latest financial filing in 2024.

How has Banco Santander's book value per share changed over the last 9 years?

Over the last 9 years, Banco Santander's book value per share changed from 0.00 in 2015 to -1.98 in 2024, a change of -197.6%.

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This page (OTCMKTS:BCDRF) was last updated on 8/2/2025 by MarketBeat.com Staff

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