BANCORP 34 (BCTF) Stock Price, News & Analysis

Company Overview

Bancorp 34, Inc. operates as the holding company for Bank 34 that offers various banking products and services to individuals and businesses in the United States. It accepts various deposit products, such as savings accounts, checking accounts, money market accounts, demand and time deposits, NOW accounts, and individual retirement accounts, as well as certificates of deposit. The company also provides term, working capital, construction, USDA, small business administration, equipment, assisted living and skilled nursing, renewable energy and solar equipment, and commercial real estate loans; and small to medium size business and business acquisitions financing; lines of credit; multi-family finance; and employee stock ownership plans, HOA lending, and investor pools of single family rentals. In addition, it offers credit and debit cards; safe deposit boxes; treasury management products; and merchant card processing, cash management, e-banking, mobile and online banking, bill payment, and merchant capture services. The company operates through its network of full-service branches in Scottsdale and Arizona, as well as Alamogordo and Las Cruces, New Mexico. Bancorp 34, Inc. was founded in 1934 and is headquartered in Scottsdale, Arizona.

Key Stats

• Today's Range: $12.36 to $12.36
• 50-Day Range: $11.86 to $12.56
• 52-Week Range: $10.51 to $14.50
• Volume: 1,000 shs
• Average Volume: 3,717 shs
• Market Capitalization: $82.52 million
• P/E Ratio: 14.37
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

BANCORP 34 Stock Analysis - MarketRank™

BANCORP 34 scored higher than 21% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for BANCORP 34.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of BANCORP 34 is 14.37, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.09.

Price to Earnings Ratio vs. Sector

The P/E ratio of BANCORP 34 is 14.37, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.02.

Price to Book Value per Share Ratio

BANCORP 34 has a P/B Ratio of 0.94. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of BANCORP 34 has been sold short.

Short Interest Ratio / Days to Cover

BANCORP 34 has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

BANCORP 34 does not currently pay a dividend.

Dividend Growth

BANCORP 34 does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of BANCORP 34 is 32.56%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the float of BANCORP 34 has been sold short.

Short Interest Ratio / Days to Cover

BANCORP 34 has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 0.9 / 5
• News Sentiment: -0.36

News Sentiment

BANCORP 34 has a news sentiment score of -0.36. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.85 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for BANCORP 34 this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, BANCORP 34 insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 7.39% of the stock of BANCORP 34 is held by insiders.

Percentage Held by Institutions

Only 6.48% of the stock of BANCORP 34 is held by institutions.

BCTF Stock Analysis - Frequently Asked Questions

How have BCTF shares performed this year?

BANCORP 34's stock was trading at $11.82 on January 1st, 2025. Since then, BCTF stock has increased by 4.6% and is now trading at $12.36.

How were BANCORP 34's earnings last quarter?

BANCORP 34 (OTCMKTS:BCTF) posted its quarterly earnings data on Thursday, August, 7th. The company reported $0.16 earnings per share for the quarter. The business earned $8.39 million during the quarter. BANCORP 34 had a net margin of 11.27% and a trailing twelve-month return on equity of 4.26%.

How do I buy shares of BANCORP 34?

Shares of BCTF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of BANCORP 34 own?

Based on aggregate information from My MarketBeat watchlists, some other companies that BANCORP 34 investors own include M&T Bank (MTB), AbbVie (ABBV), Algonquin Power & Utilities (AQN), BCE (BCE), Blackrock Resources & Commodities Strategy Trust (BCX), Franklin Resources (BEN) and BlackRock Enhanced International Dividend Trust (BGY).

Company Calendar

• Last Earnings: 8/07/2025
• Today: 8/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:BCTF
• CIK: 1668340
• Web: www.bank34.com
• Phone: (575) 437-9334
• Fax: 505-437-7020
• Employees: 164
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.86
• Trailing P/E Ratio: 14.37
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $1.69 million
• Net Margins: 11.27%
• Pretax Margin: 1.09%
• Return on Equity: 4.26%
• Return on Assets: 0.40%

Debt

• Debt-to-Equity Ratio: 0.32
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $56.34 million
• Price / Sales: 1.46
• Cash Flow: $0.79 per share
• Price / Cash Flow: 15.65
• Book Value: $13.09 per share
• Price / Book: 0.94

Miscellaneous

• Outstanding Shares: 6,676,000
• Free Float: 6,183,000
• Market Cap: $82.52 million
• Optionable: Not Optionable
• Beta: 0.24