BNCCORP (BNCC) Stock Price, News & Analysis

Company Overview

BNCCORP, Inc. operates as the bank holding company for BNC National Bank that provides community banking, retail and mortgage banking, and wealth management services to businesses and consumers. The company offers commercial banking services, including business financing, commercial real estate lending, small business administration loans, business checking, cash management, corporate credit cards, and merchant services to small to middle-market businesses. It also provides retail and mortgage banking services, such as personal checking and savings products, personal loans, and card services; and residential loans through a consumer direct channel, as well as a retail channel. In addition, the company offers wealth management solutions, including 401(k) and other retirement plans, trust services, and personal wealth advisory services. It offers community banking and wealth management services through 11 locations in Arizona and North Dakota; and mortgage banking services through 7 locations in Arizona, North Dakota, Illinois, and Kansas. The company was incorporated in 1987 and is headquartered in Bismarck, North Dakota.

Key Stats

• Today's Range: $32.00 to $32.88
• 50-Day Range: $28.10 to $35.45
• 52-Week Range: $20.10 to $35.45
• Volume: 644 shs
• Average Volume: 3,013 shs
• Market Capitalization: $116.40 million
• P/E Ratio: 14.88
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

BNCCORP Stock Analysis - MarketRank™

BNCCORP scored higher than 16% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for BNCCORP.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of BNCCORP is 14.88, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of BNCCORP is 14.88, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.22.

Price to Book Value per Share Ratio

BNCCORP has a P/B Ratio of 1.09. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.02% of the outstanding shares of BNCCORP have been sold short.

Short Interest Ratio / Days to Cover

BNCCORP has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BNCCORP has recently increased by 14.29%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

BNCCORP does not currently pay a dividend.

Dividend Growth

BNCCORP does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.02% of the outstanding shares of BNCCORP have been sold short.

Short Interest Ratio / Days to Cover

BNCCORP has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BNCCORP has recently increased by 14.29%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.8 / 5
• News Sentiment: -0.50

News Sentiment

BNCCORP has a news sentiment score of -0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for BNCCORP this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, BNCCORP insiders have not sold or bought any company stock.

Percentage Held by Insiders

28.38% of the stock of BNCCORP is held by insiders. A high percentage of insider ownership can be a sign of company health.

BNCC Stock Analysis - Frequently Asked Questions

How have BNCC shares performed this year?

BNCCORP's stock was trading at $32.10 at the beginning of the year. Since then, BNCC stock has increased by 2.4% and is now trading at $32.88.
View the best growth stocks for 2025 here.

How were BNCCORP's earnings last quarter?

BNCCORP, Inc. (OTCMKTS:BNCC) posted its quarterly earnings data on Friday, November, 1st. The bank reported $0.59 EPS for the quarter. The bank had revenue of $13.06 million for the quarter. BNCCORP had a trailing twelve-month return on equity of 7.47% and a net margin of 15.03%.

How do I buy shares of BNCCORP?

Shares of BNCC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of BNCCORP own?

Based on aggregate information from My MarketBeat watchlists, some other companies that BNCCORP investors own include Cisco Systems (CSCO), Novavax (NVAX), Abbott Laboratories (ABT), Applied Materials (AMAT), Austerlitz Acquisition Co. I (AUS), Bristol-Myers Squibb (BMY) and Brown & Brown (BRO).

Company Calendar

• Last Earnings: 11/01/2024
• Ex-Dividend for 1/14 Dividend: 12/30/2024
• Dividend Payable: 1/14/2025
• Today: 1/17/2025
• Next Earnings (Estimated): 1/31/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:BNCC
• CUSIP: N/A
• CIK: 945434
• Web: www.bncbank.com
• Phone: (701) 250-3040
• Fax: 701-222-3653
• Employees: 140
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $2.21
• Trailing P/E Ratio: 14.93
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $5.70 million
• Net Margins: 15.03%
• Pretax Margin: 19.38%
• Return on Equity: 7.47%
• Return on Assets: 0.84%

Debt

• Debt-to-Equity Ratio: 0.14
• Current Ratio: 0.93
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $53.28 million
• Price / Sales: 2.19
• Cash Flow: $2.72 per share
• Price / Cash Flow: 12.15
• Book Value: $30.21 per share
• Price / Book: 1.09

Miscellaneous

• Outstanding Shares: 3,540,000
• Free Float: 2,537,000
• Market Cap: $116.82 million
• Optionable: Not Optionable
• Beta: 0.84