Commercial National Financial (CNAF) Stock Price, News & Analysis

Company Overview

Commercial National Financial Corporation operates as a bank holding company for Commercial Bank & Trust of PA that provides various banking products and services in Pennsylvania. The company offers checking, money market investment, and savings accounts; and business-time deposits, as well as certificates of deposit. It also provides loan products, such as home-equity, personal lines of credit, personal, and automobile loans, as well as residential and construction mortgages; and commercial loans, term loans, and lines of credit. In addition, the company offers other services, including automatic teller machine access/debit card, online banking, mobile banking, and online bill payment services; and direct deposit/payroll processing and night depository services. Further, it provides asset management and trust services comprising trust and estate, investment management, and cash management services, as well as retirement products. The company operates a network of nine community offices with facilities in Greensburg, Hempfield Township, Latrobe, Ligonier, North Huntingdon, Unity Township, and West Newton. Commercial National Financial Corporation was founded in 1990 and is headquartered in Latrobe, Pennsylvania.

Key Stats

• Today's Range: $6.72 to $6.90
• 50-Day Range: $6.38 to $8.54
• 52-Week Range: $6.36 to $10.85
• Volume: 3,026 shs
• Average Volume: 3,473 shs
• Market Capitalization: $19.22 million
• P/E Ratio: 11.59
• Dividend Yield: 6.55%
• Price Target: N/A
• Consensus Rating: N/A

Commercial National Financial Stock Analysis - MarketRank™

Commercial National Financial scored higher than 22% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Commercial National Financial.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Commercial National Financial is 11.59, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.71.

Price to Earnings Ratio vs. Sector

The P/E ratio of Commercial National Financial is 11.59, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.44.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.02% of the outstanding shares of Commercial National Financial have been sold short.

Short Interest Ratio / Days to Cover

Commercial National Financial has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Commercial National Financial is a leading dividend payer. It pays a dividend yield of 6.32%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Commercial National Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Commercial National Financial is 75.86%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.02% of the outstanding shares of Commercial National Financial have been sold short.

Short Interest Ratio / Days to Cover

Commercial National Financial has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Commercial National Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Commercial National Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

22.36% of the stock of Commercial National Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 3.55% of the stock of Commercial National Financial is held by institutions.

CNAF Stock Analysis - Frequently Asked Questions

How have CNAF shares performed this year?

Commercial National Financial's stock was trading at $6.76 at the beginning of the year. Since then, CNAF stock has decreased by 0.6% and is now trading at $6.72.
View the best growth stocks for 2025 here.

How were Commercial National Financial's earnings last quarter?

Commercial National Financial Co. (OTCMKTS:CNAF) issued its quarterly earnings data on Thursday, January, 30th. The bank reported $0.22 EPS for the quarter.

How do I buy shares of Commercial National Financial?

Shares of CNAF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Commercial National Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Commercial National Financial investors own include Aflac (AFL), Chemung Financial (CHMG), Cinemark (CNK), Cheniere Energy (LNG), SLR Investment (SLRC), AT&T (T) and Teekay LNG Partners (TGP-PA).

Company Calendar

• Ex-Dividend for 12/6 Dividend: 11/29/2024
• Dividend Payable: 12/06/2024
• Today: 1/30/2025
• Last Earnings: 1/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:CNAF
• CUSIP: N/A
• CIK: 866054
• Web: www.cnbthebankonline.com
• Phone: 724-539-3501
• Fax: 724-539-0816
• Employees: 83
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.58
• Trailing P/E Ratio: 11.59
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $3.05 million
• Net Margins: 9.68%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $17.62 million
• Price / Sales: 1.09
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 2,860,000
• Free Float: 2,221,000
• Market Cap: $19.22 million
• Optionable: Not Optionable
• Beta: 0.49