Chesapeake Financial Shares (CPKF) Stock Price, News & Analysis

Company Overview

Chesapeake Financial Shares, Inc. operates as the bank holding company for Chesapeake Bank that provides various banking products and services for individuals and businesses in the United States. The company accepts interest and noninterest checking, savings, and money market accounts; and variable-rate and fixed-term money market accounts, as well as certificates of deposit. It also offers mortgage, and single-family residential and residential construction loans; commercial loans, which include owner-occupied commercial development, retail, builders/contractors, medical, service and professional, hospitality, nonprofits, marine industry, and agricultural and seafood loans; and consumer and other loans. In addition, the company provides merchant processing, accounts receivable financing, wealth management and trust, and mortgage banking services, as well as cash management services. The company was founded in 1900 and is based in Kilmarnock, Virginia.

Key Stats

• Today's Range: $18.84 to $18.93
• 50-Day Range: $18.50 to $19.49
• 52-Week Range: $16.45 to $20.25
• Volume: 200 shs
• Average Volume: 1,874 shs
• Market Capitalization: $89.54 million
• P/E Ratio: 9.61
• Dividend Yield: 3.28%
• Price Target: N/A
• Consensus Rating: N/A

Chesapeake Financial Shares Stock Analysis - MarketRank™

Chesapeake Financial Shares scored higher than 81% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Chesapeake Financial Shares.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 4.35%

Earnings Growth

Earnings for Chesapeake Financial Shares are expected to grow by 4.35% in the coming year, from $2.30 to $2.40 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Chesapeake Financial Shares is 9.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 113.06.

Price to Earnings Ratio vs. Sector

The P/E ratio of Chesapeake Financial Shares is 9.61, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.89.

Price to Book Value per Share Ratio

Chesapeake Financial Shares has a P/B Ratio of 0.79. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the outstanding shares of Chesapeake Financial Shares have been sold short.

Short Interest Ratio / Days to Cover

Chesapeake Financial Shares has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Chesapeake Financial Shares has recently decreased by 50.00%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Chesapeake Financial Shares pays a meaningful dividend of 3.24%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Chesapeake Financial Shares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Chesapeake Financial Shares is 31.47%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Chesapeake Financial Shares will have a dividend payout ratio of 25.83% next year. This indicates that Chesapeake Financial Shares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the outstanding shares of Chesapeake Financial Shares have been sold short.

Short Interest Ratio / Days to Cover

Chesapeake Financial Shares has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Chesapeake Financial Shares has recently decreased by 50.00%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: N/A

News Sentiment

Chesapeake Financial Shares has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Chesapeake Financial Shares this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Chesapeake Financial Shares insiders have not sold or bought any company stock.

Percentage Held by Insiders

39.50% of the stock of Chesapeake Financial Shares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 3.72% of the stock of Chesapeake Financial Shares is held by institutions.

CPKF Stock Analysis - Frequently Asked Questions

How have CPKF shares performed this year?

Chesapeake Financial Shares' stock was trading at $18.30 on January 1st, 2024. Since then, CPKF shares have increased by 3.4% and is now trading at $18.93.
View the best growth stocks for 2024 here.

How were Chesapeake Financial Shares' earnings last quarter?

Chesapeake Financial Shares, Inc. (OTCMKTS:CPKF) posted its quarterly earnings results on Monday, October, 21st. The bank reported $0.55 EPS for the quarter, missing the consensus estimate of $0.56 by $0.01. The bank had revenue of $18.16 million for the quarter, compared to analyst estimates of $17.40 million. Chesapeake Financial Shares had a trailing twelve-month return on equity of 8.86% and a net margin of 9.73%.

How do I buy shares of Chesapeake Financial Shares?

Shares of CPKF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Chesapeake Financial Shares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Chesapeake Financial Shares investors own include Bank of America (BAC), Citigroup (C), JPMorgan Chase & Co. (JPM), American Financial Group (AFG), American Express (AXP), Big Lots (BIG) and BlackRock (BLK).

Company Calendar

• Ex-Dividend for 9/15 Dividend: 8/30/2024
• Dividend Payable: 9/15/2024
• Last Earnings: 10/21/2024
• Today: 11/17/2024
• Ex-Dividend for 12/15 Dividend: 11/29/2024
• Dividend Payable: 12/15/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:CPKF
• CUSIP: N/A
• CIK: 847538
• Web: www.chesapeakefinancialshares.com
• Phone: (804) 435-4249
• Fax: 804-435-7387
• Employees: 109
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $1.97
• Trailing P/E Ratio: 9.61
• Forward P/E Ratio: 8.23
• P/E Growth: N/A
• Net Income: $10.12 million
• Net Margins: 9.73%
• Pretax Margin: 11.81%
• Return on Equity: 8.86%
• Return on Assets: 0.61%

Debt

• Debt-to-Equity Ratio: 0.22
• Current Ratio: 0.65
• Quick Ratio: 0.65

Sales & Book Value

• Annual Sales: $82.72 million
• Price / Sales: 1.08
• Cash Flow: $3.04 per share
• Price / Cash Flow: 6.23
• Book Value: $23.84 per share
• Price / Book: 0.79

Miscellaneous

• Outstanding Shares: 4,730,000
• Free Float: 2,862,000
• Market Cap: $89.54 million
• Optionable: Not Optionable
• Beta: 0.50