Dimeco (DIMC) Stock Price, News & Analysis

Company Overview

Dimeco, Inc. operates as the bank holding company for The Dime Bank that provides banking products and services to individuals and businesses in Pennsylvania. It accepts various deposits, including checking, savings, and individual retirement accounts, as well as certificates of deposit. The company also provides consumer, home equity, mortgage, construction, student, business term, business vehicle, business equipment, capital improvement, and commercial real estate loans; business lines of credit; and acquisition financing and investment services. In addition, the company offers business services, cash management, remote deposit, and merchant services. Further, it provides online and mobile banking, mobile wallet, e-statement, automated fraud detection tool, instant payment infrastructure, bill pay, mobile deposit, and transfer services; and debit and credit cards. Dimeco, Inc. was founded in 1905 and is based in Honesdale, Pennsylvania.

Key Stats

• Today's Range: $40.00 to $40.00
• 50-Day Range: $37.00 to $42.00
• 52-Week Range: $33.50 to $42.00
• Volume: 245 shs
• Average Volume: 940 shs
• Market Capitalization: $101.44 million
• P/E Ratio: 7.84
• Dividend Yield: 4.00%
• Price Target: N/A
• Consensus Rating: N/A

Dimeco Stock Analysis - MarketRank™

Dimeco scored higher than 42% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Dimeco.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Dimeco is 7.84, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 113.39.

Price to Earnings Ratio vs. Sector

The P/E ratio of Dimeco is 7.84, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.63.

Price to Book Value per Share Ratio

Dimeco has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the outstanding shares of Dimeco have been sold short.

Short Interest Ratio / Days to Cover

Dimeco has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Dimeco is a leading dividend payer. It pays a dividend yield of 4.13%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Dimeco does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Dimeco is 31.37%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the outstanding shares of Dimeco have been sold short.

Short Interest Ratio / Days to Cover

Dimeco has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 1.70

News Sentiment

Dimeco has a news sentiment score of 1.70. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.75 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Dimeco this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Dimeco insiders have not sold or bought any company stock.

Percentage Held by Insiders

19.00% of the stock of Dimeco is held by insiders. A high percentage of insider ownership can be a sign of company health.

DIMC Stock Analysis - Frequently Asked Questions

How have DIMC shares performed this year?

Dimeco's stock was trading at $34.49 at the start of the year. Since then, DIMC stock has increased by 16.0% and is now trading at $40.00.
View the best growth stocks for 2024 here.

How were Dimeco's earnings last quarter?

Dimeco, Inc. (OTCMKTS:DIMC) released its quarterly earnings data on Thursday, October, 24th. The company reported $1.53 EPS for the quarter. The firm had revenue of $12.07 million for the quarter. Dimeco had a trailing twelve-month return on equity of 13.09% and a net margin of 20.06%.

When did Dimeco's stock split?

Dimeco's stock split on the morning of Monday, August 14th 2017. The 3-2 split was announced on Friday, January 1st 2100. The newly issued shares were distributed to shareholders after the market closes on Friday, August 11th 2017. An investor that had 100 shares of stock prior to the split would have 150 shares after the split.

How do I buy shares of Dimeco?

Shares of DIMC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Dimeco own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Dimeco investors own include Fidelity D & D Bancorp (FDBC), Energy Transfer (ET), ESSA Bancorp (ESSA), Eagle Point Credit (ECC), Capitala Finance (CPTA), Muncy Columbia Financial (CCFN) and CBB Bancorp (CBBI).

Company Calendar

• Ex-Dividend for 10/24 Dividend: 10/07/2024
• Last Earnings: 10/24/2024
• Dividend Payable: 10/24/2024
• Today: 12/21/2024
• Ex-Dividend for 1/23 Dividend: 12/31/2024
• Fiscal Year End: 12/31/2024
• Dividend Payable: 1/23/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:DIMC
• CUSIP: N/A
• CIK: 898037
• Web: www.thedimebank.com
• Phone: (570) 253-1970
• Fax: 570-253-5845
• Employees: 111
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $5.10
• Trailing P/E Ratio: 7.84
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $10.83 million
• Net Margins: 20.06%
• Pretax Margin: N/A
• Return on Equity: 13.09%
• Return on Assets: 1.30%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $54.95 million
• Price / Sales: 1.85
• Cash Flow: $4.88 per share
• Price / Cash Flow: 8.20
• Book Value: $38.90 per share
• Price / Book: 1.03

Miscellaneous

• Outstanding Shares: 2,536,000
• Free Float: 2,054,000
• Market Cap: $101.44 million
• Optionable: Not Optionable
• Beta: 0.09