Eagle Financial Services (EFSI) Stock Price, News & Analysis

Company Overview

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the Shenandoah Valley, Northern Virginia and Frederick, Maryland. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, as well as secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, automobile loans, and credit card loans. The company also offers fiduciary services; advisory services and investment products, including individual retirement accounts, mutual funds, tax-deferred annuities, 529 college savings plans, life insurance, long term care insurance, brokerage certificates of deposit, and other brokerage services; non-deposit investment products; and title insurance products. In addition, it provides ATM and debit cards; online bill payment services; wealth management services; and telephone, internet, and mobile banking services, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. The company operates through full-service branches, loan production offices, drive-through only facility, and ATM locations in the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax, as well as Maryland community of Frederick. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.

Key Stats

• Today's Range: $35.26 to $36.93
• 50-Day Range: $31.95 to $36.49
• 52-Week Range: $27.02 to $36.93
• Volume: 10,108 shs
• Average Volume: 2,480 shs
• Market Capitalization: $129.54 million
• P/E Ratio: 11.19
• Dividend Yield: 3.40%
• Price Target: N/A
• Consensus Rating: N/A

Eagle Financial Services Stock Analysis - MarketRank™

Eagle Financial Services scored higher than 14% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Eagle Financial Services.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Eagle Financial Services is 11.19, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 113.42.

Price to Earnings Ratio vs. Sector

The P/E ratio of Eagle Financial Services is 11.19, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.72.

Price to Book Value per Share Ratio

Eagle Financial Services has a P/B Ratio of 1.20. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the outstanding shares of Eagle Financial Services have been sold short.

Short Interest Ratio / Days to Cover

Eagle Financial Services has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Eagle Financial Services pays a meaningful dividend of 3.48%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Eagle Financial Services does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Eagle Financial Services is 38.04%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the outstanding shares of Eagle Financial Services have been sold short.

Short Interest Ratio / Days to Cover

Eagle Financial Services has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Eagle Financial Services this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Eagle Financial Services insiders have not sold or bought any company stock.

Percentage Held by Insiders

12.28% of the stock of Eagle Financial Services is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 0.31% of the stock of Eagle Financial Services is held by institutions.

EFSI Stock Analysis - Frequently Asked Questions

How have EFSI shares performed this year?

Eagle Financial Services' stock was trading at $30.00 on January 1st, 2024. Since then, EFSI shares have increased by 21.6% and is now trading at $36.49.
View the best growth stocks for 2024 here.

How were Eagle Financial Services' earnings last quarter?

Eagle Financial Services, Inc. (OTCMKTS:EFSI) issued its quarterly earnings results on Friday, October, 25th. The financial services provider reported $0.97 earnings per share (EPS) for the quarter. The financial services provider had revenue of $18.41 million for the quarter. Eagle Financial Services had a trailing twelve-month return on equity of 10.38% and a net margin of 10.90%.

How do I buy shares of Eagle Financial Services?

Shares of EFSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Eagle Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Eagle Financial Services investors own include Lowe's Companies (LOW), M&T Bank (MTB), Stanley Black & Decker (SWK), AbbVie (ABBV), ABM Industries (ABM), Accenture (ACN) and Archer-Daniels-Midland (ADM).

Company Calendar

• Last Earnings: 10/25/2024
• Ex-Dividend for 11/15 Dividend: 11/08/2024
• Dividend Payable: 11/15/2024
• Today: 12/21/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:EFSI
• CUSIP: N/A
• CIK: 880641
• Web: www.bankofclarke.com
• Phone: (540) 955-2510
• Fax: 540-955-5233
• Employees: 230
• Year Founded: 1991

Profitability

• EPS (Most Recent Fiscal Year): $3.26
• Trailing P/E Ratio: 11.19
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $9.36 million
• Net Margins: 10.90%
• Pretax Margin: 12.34%
• Return on Equity: 10.38%
• Return on Assets: 0.63%

Debt

• Debt-to-Equity Ratio: 1.69
• Current Ratio: 1.07
• Quick Ratio: 1.07

Sales & Book Value

• Annual Sales: $97.87 million
• Price / Sales: 1.32
• Cash Flow: $3.38 per share
• Price / Cash Flow: 10.79
• Book Value: $30.47 per share
• Price / Book: 1.20

Miscellaneous

• Outstanding Shares: 3,550,000
• Free Float: 3,114,000
• Market Cap: $129.54 million
• Optionable: Not Optionable
• Beta: 0.49