Eagle Financial Services (EFSI) Stock Price, News & Analysis

Company Overview

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the Shenandoah Valley, Northern Virginia and Frederick, Maryland. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, as well as secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, automobile loans, and credit card loans. The company also offers fiduciary services; advisory services and investment products, including individual retirement accounts, mutual funds, tax-deferred annuities, 529 college savings plans, life insurance, long term care insurance, brokerage certificates of deposit, and other brokerage services; non-deposit investment products; and title insurance products. In addition, it provides ATM and debit cards; online bill payment services; wealth management services; and telephone, internet, and mobile banking services, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. The company operates through full-service branches, loan production offices, drive-through only facility, and ATM locations in the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax, as well as Maryland community of Frederick. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.

Key Stats

• Today's Range: $34.38 to $34.88
• 50-Day Range: $29.00 to $34.69
• 52-Week Range: $28.70 to $36.93
• Volume: 3,989 shs
• Average Volume: 27,849 shs
• Market Capitalization: $187.42 million
• P/E Ratio: 8.07
• Dividend Yield: 3.56%
• Price Target: N/A
• Consensus Rating: N/A

EFSI Stock Analysis - Frequently Asked Questions

How have EFSI shares performed this year?

Eagle Financial Services' stock was trading at $36.40 at the beginning of the year. Since then, EFSI shares have decreased by 4.3% and is now trading at $34.85.

How were Eagle Financial Services' earnings last quarter?

Eagle Financial Services, Inc. (OTCMKTS:EFSI) announced its quarterly earnings data on Friday, January, 24th. The financial services provider reported $0.87 EPS for the quarter. Eagle Financial Services had a net margin of 13.59% and a trailing twelve-month return on equity of 10.92%.

How do I buy shares of Eagle Financial Services?

Shares of EFSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Eagle Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Eagle Financial Services investors own include Lowe's Companies (LOW), M&T Bank (MTB), Stanley Black & Decker (SWK), AbbVie (ABBV), ABM Industries (ABM), Accenture (ACN) and Archer Daniels Midland (ADM).

Company Calendar

• Last Earnings: 1/24/2025
• Record date for 5/16 Dividend: 5/05/2025
• Dividend Payable: 5/16/2025
• Record date for 8/15 Dividend: 8/04/2025
• Today: 8/14/2025
• Dividend Payable: 8/15/2025
• Next Earnings (Estimated): 10/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:EFSI
• CIK: 880641
• Web: www.bankofclarke.com
• Phone: (540) 955-2510
• Fax: 540-955-5233
• Employees: 230
• Year Founded: 1991

Profitability

• EPS (Trailing Twelve Months): $2.16
• Trailing P/E Ratio: 8.07
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $15.34 million
• Net Margins: 13.59%
• Pretax Margin: 12.34%
• Return on Equity: 10.92%
• Return on Assets: 0.67%

Debt

• Debt-to-Equity Ratio: 1.69
• Current Ratio: 1.07
• Quick Ratio: 1.07

Sales & Book Value

• Annual Sales: $54.73 million
• Price / Sales: 3.42
• Cash Flow: $3.29 per share
• Price / Cash Flow: 10.60
• Book Value: $30.47 per share
• Price / Book: 1.14

Miscellaneous

• Outstanding Shares: 5,378,000
• Free Float: 3,142,000
• Market Cap: $187.42 million
• Optionable: Not Optionable
• Beta: 0.26