Experian is a global information services company specializing in credit reporting, data analytics and decision services. The company collects and aggregates data on more than one billion consumers and businesses worldwide, helping lenders, insurers, employers and other organizations assess credit risk, prevent fraud and make informed decisions. Core offerings include consumer and commercial credit reports, credit scoring products, identity verification tools, fraud detection services and marketing data solutions.
In addition to its credit information business, Experian provides analytics software and consulting services to support customer acquisition, cross-sell optimization and portfolio management. Its decisioning platforms enable firms to automate lending and insurance underwriting, adhere to regulatory requirements and tailor offers based on real-time insights. The company also operates consumer-facing platforms that allow individuals to access their credit reports and scores, monitor their financial health and receive alerts for suspicious activity.
Founded through the merger of several credit agencies and formally listed as Experian in 1996, the company has grown through acquisitions and internal development to become one of the “Big Three” credit bureaus, alongside Equifax and TransUnion. Headquartered in Dublin, Ireland, Experian maintains a presence in more than 40 countries across North America, Latin America, Europe and the Asia-Pacific region. Its global network of data centers, research labs and service centers supports operations in both developed and emerging markets.
Experian’s leadership includes Chief Executive Officer Brian Cassin, who has overseen a strategic focus on digital transformation, data quality and expansion into identity and fraud prevention markets. Under his direction, the company has invested in advanced analytics, machine learning and cloud-based platforms to improve the speed, accuracy and security of its services. Experian continues to collaborate with clients, governments and industry partners to promote financial inclusion and responsible data usage worldwide.
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