Exchange Bank (Santa Rosa, CA) (EXSR) Stock Price, News & Analysis

Company Overview

Exchange Bank (Santa Rosa, CA), together with its subsidiaries, provides commercial and retail banking products and services to individuals and businesses in California. The company offers personal banking products and services, including checking and savings accounts; home loans, personal lines of credit, unsecured personal loans, and auto loans; overdraft line of credit accounts; and community rebuild loan programs. It also provides business banking products and services, such as business checking and savings accounts; merchant services; business equipment leasing; commercial real estate and construction loans; and business term loans, business line of credit, and small business administration (SBA) loans, as well as vineyard, winery, and agricultural loans. In addition, it offers debit and credit cards; online and mobile banking services; and trust administration, investment management, and estate settlement services, as well as retirement accounts and plans. The company was founded in 1890 and is headquartered in Santa Rosa, California. Exchange Bank (Santa Rosa, CA) operates as a subsidiary of Frank P. Doyle Trust, Article IX.

Key Stats

• Today's Range: $112.00 to $112.30
• 50-Day Range: $103.00 to $112.25
• 52-Week Range: $96.00 to $118.00
• Volume: 225 shs
• Average Volume: 584 shs
• Market Capitalization: N/A
• P/E Ratio: 13.96
• Dividend Yield: 2.18%
• Price Target: N/A
• Consensus Rating: N/A

Exchange Bank (Santa Rosa, CA) Stock Analysis - MarketRank™

Exchange Bank (Santa Rosa, CA) scored higher than 24% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Exchange Bank (Santa Rosa, CA).

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Exchange Bank (Santa Rosa, CA) is 13.96, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 270.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of Exchange Bank (Santa Rosa, CA) is 13.96, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 1,695.62.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Exchange Bank (Santa Rosa, CA) has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Exchange Bank (Santa Rosa, CA) has recently decreased by 66.67%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Exchange Bank (Santa Rosa, CA) pays a meaningful dividend of 2.18%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Exchange Bank (Santa Rosa, CA) does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Exchange Bank (Santa Rosa, CA) has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Exchange Bank (Santa Rosa, CA) has recently decreased by 66.67%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.94

News Sentiment

Exchange Bank (Santa Rosa, CA) has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.07 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Exchange Bank (Santa Rosa, CA) this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Exchange Bank (Santa Rosa, CA) insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 0.29% of the stock of Exchange Bank (Santa Rosa, CA) is held by institutions.

EXSR Stock Analysis - Frequently Asked Questions

How have EXSR shares performed this year?

Exchange Bank (Santa Rosa, CA)'s stock was trading at $108.25 at the beginning of the year. Since then, EXSR stock has increased by 3.7% and is now trading at $112.25.

How do I buy shares of Exchange Bank (Santa Rosa, CA)?

Shares of EXSR stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Exchange Bank (Santa Rosa, CA) own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Exchange Bank (Santa Rosa, CA) investors own include Bank of America (BAC), Home Depot (HD), International Business Machines (IBM), Linde (LIN), Merck & Co., Inc. (MRK), Oracle (ORCL) and QUALCOMM (QCOM).

Company Calendar

• Ex-Dividend for 6/20 Dividend: 6/06/2025
• Record date for 6/20 Dividend: 6/09/2025
• Dividend Payable: 6/20/2025
• Today: 8/30/2025
• Record date for 9/19 Dividend: 9/05/2025
• Dividend Payable: 9/19/2025
• Next Earnings (Estimated): 10/27/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:EXSR
• CIK: N/A
• Web: www.exchangebank.com
• Phone: (707) 524-3000
• Fax: N/A
• Employees: 392
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 13.96
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A