First Acceptance (FACO) Stock Price, News & Analysis

Company Overview

First Acceptance Corporation (OTCMKTS: FACO) is a specialty underwriter that focuses on directly marketed print and supplemental health insurance products. Through a network of postal and digital marketing channels, the company offers fixed indemnity medical plans designed to help policyholders manage out-of-pocket healthcare expenses. In addition to core health insurance plans, First Acceptance markets a variety of supplemental coverage options, including dental, accident and critical illness policies.

Beyond its print health business, First Acceptance operates an insurance risk retention group that enables member organizations to pool risk and purchase liability and healthcare benefit programs. The company also owns and operates American Pet Insurance Company, which provides pet medical insurance nationwide. By leveraging direct mail, call centers and online enrollment platforms, First Acceptance serves individuals and small groups across the United States, tailoring its products to meet specific budgetary and coverage needs.

Founded in 1986 and headquartered in Tampa, Florida, First Acceptance has evolved from a print-only marketer into a multi-channel specialty insurer. The firm’s leadership includes Michael J. Arbus, who serves as President and Chief Executive Officer, guiding expansion into supplemental and pet insurance markets. First Acceptance maintains regulatory compliance in the jurisdictions where it operates and continues to develop targeted insurance solutions for underserved segments of the consumer market.

Key Stats

• Today's Range: $3.36 to $3.40
• 50-Day Range: $3.18 to $3.70
• 52-Week Range: $2.88 to $3.95
• Volume: 525 shs
• Average Volume: 1,695 shs
• Market Capitalization: $123.14 million
• P/E Ratio: 5.25
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

FACO Stock Analysis - Frequently Asked Questions

How have FACO shares performed this year?

First Acceptance's stock was trading at $3.03 at the start of the year. Since then, FACO stock has increased by 10.9% and is now trading at $3.36.

How were First Acceptance's earnings last quarter?

First Acceptance Corporation (OTCMKTS:FACO) released its quarterly earnings results on Tuesday, August, 5th. The company reported $0.21 earnings per share (EPS) for the quarter. The firm earned $140.66 million during the quarter. First Acceptance had a net margin of 4.66% and a trailing twelve-month return on equity of 14.50%.

How do I buy shares of First Acceptance?

Shares of FACO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Acceptance own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Acceptance investors own include Devon Energy (DVN) and Clean Energy Fuels (CLNE).

Company Calendar

• Last Earnings: 8/05/2025
• Today: 9/10/2025
• Next Earnings (Estimated): 11/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Insurance
• Current Symbol: OTCMKTS:FACO
• CIK: N/A
• Web: www.acceptanceinsurance.com
• Phone: (615) 844-2800
• Fax: 615-844-2835
• Employees: 1,400
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.64
• Trailing P/E Ratio: 5.25
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $26.29 million
• Net Margins: 4.66%
• Pretax Margin: 5.24%
• Return on Equity: 14.50%
• Return on Assets: 3.51%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 0.62
• Quick Ratio: 0.62

Sales & Book Value

• Annual Sales: $559.43 million
• Price / Sales: 0.22
• Cash Flow: $0.71 per share
• Price / Cash Flow: 4.70
• Book Value: $4.45 per share
• Price / Book: 0.76

Miscellaneous

• Outstanding Shares: 36,646,000
• Free Float: 33,165,000
• Market Cap: $123.13 million
• Optionable: Not Optionable
• Beta: -0.12