1st Colonial Bancorp (FCOB) Stock Price, News & Analysis

Company Overview

1st Colonial Bancorp, Inc. operates as the bank holding company for 1st Colonial Community Bank that provides a range of business and consumer financial services in New Jersey. The company offers various deposit products, including savings accounts, money market accounts, certificates of deposit, club accounts, and business and personal checking accounts. It also provides home equity loans, home equity lines of credit, personal and vehicle loans, residential and commercial mortgages, construction loans, business lines of credit, equipment and vehicle financing, real estate loans, working capital line of credit, and business acquisition loans, as well as small business administration loans. In addition, the company offers cash management services comprising remote deposit capture, ACH/wire transfer, night deposit drop, and merchant services; safe deposit boxes; and coin counting, online and mobile banking, debit card, and ATM services. The company was founded in 2000 and is headquartered in Mount Laurel, New Jersey.

Key Stats

• Today's Range: $12.75 to $14.75
• 50-Day Range: $14.00 to $15.10
• 52-Week Range: $12.75 to $16.00
• Volume: 3,451 shs
• Average Volume: 6,171 shs
• Market Capitalization: $70.53 million
• P/E Ratio: 8.99
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

1st Colonial Bancorp Stock Analysis - MarketRank™

1st Colonial Bancorp scored higher than 15% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for 1st Colonial Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of 1st Colonial Bancorp is 8.99, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of 1st Colonial Bancorp is 8.99, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.00.

Price to Book Value per Share Ratio

1st Colonial Bancorp has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the float of 1st Colonial Bancorp has been sold short.

Short Interest Ratio / Days to Cover

1st Colonial Bancorp has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in 1st Colonial Bancorp has recently increased by 300.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

1st Colonial Bancorp does not currently pay a dividend.

Dividend Growth

1st Colonial Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.01% of the float of 1st Colonial Bancorp has been sold short.

Short Interest Ratio / Days to Cover

1st Colonial Bancorp has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in 1st Colonial Bancorp has recently increased by 300.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.67

News Sentiment

1st Colonial Bancorp has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.89 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for 1st Colonial Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, 1st Colonial Bancorp insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 13.44% of the stock of 1st Colonial Bancorp is held by institutions.

FCOB Stock Analysis - Frequently Asked Questions

How have FCOB shares performed this year?

1st Colonial Bancorp's stock was trading at $14.90 on January 1st, 2025. Since then, FCOB shares have decreased by 1.0% and is now trading at $14.75.
View the best growth stocks for 2025 here.

How were 1st Colonial Bancorp's earnings last quarter?

1st Colonial Bancorp, Inc. (OTCMKTS:FCOB) released its quarterly earnings results on Tuesday, April, 22nd. The company reported $0.34 EPS for the quarter. The company earned $7.48 million during the quarter. 1st Colonial Bancorp had a trailing twelve-month return on equity of 11.13% and a net margin of 17.44%.

Who are 1st Colonial Bancorp's major shareholders?

Top institutional investors of 1st Colonial Bancorp include Fulton Bank N.A. (1.01%).

How do I buy shares of 1st Colonial Bancorp?

Shares of FCOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 4/22/2025
• Today: 4/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:FCOB
• Previous Symbol: NASDAQ:FCOB
• CIK: 1168230
• Web: www.1stcolonial.com
• Phone: (856) 885-2042
• Fax: 856-858-9255
• Employees: 25
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $1.66
• Trailing P/E Ratio: 8.90
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $8.06 million
• Net Margins: 17.44%
• Pretax Margin: 21.33%
• Return on Equity: 11.13%
• Return on Assets: 0.99%

Debt

• Debt-to-Equity Ratio: 0.33
• Current Ratio: 0.95
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $46.18 million
• Price / Sales: 1.51
• Cash Flow: $1.53 per share
• Price / Cash Flow: 9.57
• Book Value: $14.29 per share
• Price / Book: 1.02

Miscellaneous

• Outstanding Shares: 4,782,000
• Free Float: N/A
• Market Cap: $69.82 million
• Optionable: Not Optionable
• Beta: 0.24