Gouverneur Bancorp (GOVB) Stock Price, News & Analysis

Company Overview

Gouverneur Bancorp, Inc. operates as the holding company for Gouverneur Savings and Loan Association that provides various banking products and services to individuals and businesses in New York. It accepts passbook savings, NOW, money market deposit, and checking accounts, as well as certificates of deposit. The company's loan products include mortgage loans, one- to four-family residential loans, commercial real estate loans, and multi-family residential real estate loans, residential and commercial construction loans, commercial land loans, home equity loans, lines of credit, commercial loans, automobiles, motorcycles, campers, boats, and other recreational vehicles, as well as personal secured and unsecured loans. It also invests in municipal bonds, U.S. Treasury securities, U.S. Government agencies and government-sponsored obligations, and mortgage-backed securities. In addition, the company offers online, mobile, bill pay, and telephone banking; electronic or paper statements; and ATM, debit cards, direct deposits, mobile remote deposit capture, automatic payments and transfers, bank checks, wire transfers, and safe deposit box services. It serves primarily the St. Lawrence County, and Jefferson and Lewis counties in New York State. The company was founded in 1892 and is headquartered in Gouverneur, New York.

Key Stats

• Today's Range: $12.25 to $12.40
• 50-Day Range: $12.00 to $13.00
• 52-Week Range: $9.50 to $13.50
• Volume: 6,716 shs
• Average Volume: 502 shs
• Market Capitalization: $13.76 million
• P/E Ratio: 24.31
• Dividend Yield: 1.29%
• Price Target: N/A
• Consensus Rating: N/A

Gouverneur Bancorp Stock Analysis - MarketRank™

Gouverneur Bancorp scored higher than 24% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Gouverneur Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Gouverneur Bancorp is 24.31, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.71.

Price to Earnings Ratio vs. Sector

The P/E ratio of Gouverneur Bancorp is 24.31, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.44.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the outstanding shares of Gouverneur Bancorp have been sold short.

Short Interest Ratio / Days to Cover

Gouverneur Bancorp has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Gouverneur Bancorp pays a meaningful dividend of 1.31%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Gouverneur Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Gouverneur Bancorp is 31.37%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.01% of the outstanding shares of Gouverneur Bancorp have been sold short.

Short Interest Ratio / Days to Cover

Gouverneur Bancorp has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.69

News Sentiment

Gouverneur Bancorp has a news sentiment score of 0.69. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Gouverneur Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Gouverneur Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 3.10% of the stock of Gouverneur Bancorp is held by insiders.

Percentage Held by Institutions

Only 21.64% of the stock of Gouverneur Bancorp is held by institutions.

GOVB Stock Analysis - Frequently Asked Questions

How have GOVB shares performed this year?

Gouverneur Bancorp's stock was trading at $12.1025 at the beginning of 2025. Since then, GOVB stock has increased by 2.5% and is now trading at $12.40.
View the best growth stocks for 2025 here.

How were Gouverneur Bancorp's earnings last quarter?

Gouverneur Bancorp, Inc. (OTCMKTS:GOVB) released its earnings results on Friday, January, 24th. The financial services provider reported $0.15 EPS for the quarter.

How do I buy shares of Gouverneur Bancorp?

Shares of GOVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Ex-Dividend for 11/18 Dividend: 11/04/2024
• Dividend Payable: 11/18/2024
• Last Earnings: 1/24/2025
• Today: 1/30/2025
• Next Earnings (Estimated): 2/10/2025
• Fiscal Year End: 9/30/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:GOVB
• CUSIP: N/A
• CIK: 1063942
• Web: www.gouverneurbank.com
• Phone: (315) 287-2600
• Fax: 315-287-3340
• Employees: 46
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.51
• Trailing P/E Ratio: 24.31
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $540,000.00
• Net Margins: 5.77%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $9.34 million
• Price / Sales: 1.47
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 1,110,000
• Free Float: 1,073,000
• Market Cap: $13.76 million
• Optionable: Not Optionable
• Beta: 0.57