HCB Financial (HCBN) Stock Price, News & Analysis

Company Overview

HCB Financial Corp. operates as the bank holding company for Highpoint Community Bank that provides various banking products and services in Michigan. The company offers various personal banking services, including checking and savings accounts; mortgage, home equity, and personal loans. It also provides business banking services comprising business checking and savings accounts; business loan services, such as real estate lending, lines of credit, and term loans; small business administration loans; other services that consists of sweep and courier banking services, merchant credit card services, night depository and wire services, health savings accounts, and business mentoring; and digital services. In addition, the company offers overdraft services; mobile, telephone, military, and online banking services; business remote deposit capture, mobile wallet, mobile deposit, eStatements, and bill pay services; and debit, credit, gift, and reloadable cards. Further, it provides wealth management services, including investment services; and trust services, such as personal trust, estate settlement, individual retirement account, and corporate retirement plan services. Additionally, the company offers insurance products, annuities, bonds, mutual funds, and stocks. HCB Financial Corp. was founded in 1886 and is headquartered in Hastings, Michigan.

Key Stats

• Today's Range: $30.30 to $30.30
• 50-Day Range: $27.75 to $32.00
• 52-Week Range: $23.40 to $32.00
• Volume: N/A
• Average Volume: 920 shs
• Market Capitalization: N/A
• P/E Ratio: 17.66
• Dividend Yield: 2.16%
• Price Target: N/A
• Consensus Rating: N/A

HCB Financial Stock Analysis - MarketRank™

HCB Financial scored higher than 22% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for HCB Financial.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of HCB Financial is 17.66, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 113.42.

Price to Earnings Ratio vs. Sector

The P/E ratio of HCB Financial is 17.66, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 418.74.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

HCB Financial has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

HCB Financial pays a meaningful dividend of 2.56%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

HCB Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of HCB Financial is 38.14%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

HCB Financial has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 3.3 / 5
• News Sentiment: N/A

News Sentiment

HCB Financial has a news sentiment score of 2.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 1 news article for HCB Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, HCB Financial insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 9.44% of the stock of HCB Financial is held by institutions.

HCBN Stock Analysis - Frequently Asked Questions

How have HCBN shares performed this year?

HCB Financial's stock was trading at $25.00 at the beginning of 2024. Since then, HCBN stock has increased by 21.2% and is now trading at $30.30.
View the best growth stocks for 2024 here.

How do I buy shares of HCB Financial?

Shares of HCBN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

Company Calendar

• Today: 12/22/2024
• Ex-Dividend for 1/29 Dividend: 1/02/2025
• Dividend Payable: 1/29/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:HCBN
• CUSIP: N/A
• CIK: N/A
• Web: www.hastingscitybank.com
• Phone: (269) 945-2401
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): N/A
• Trailing P/E Ratio: 17.66
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A