OTCMKTS:ISBA Isabella Bank (ISBA) Stock Price, News & Analysis $23.58 -0.02 (-0.08%) As of 03/31/2025 03:59 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartDividendEarningsFinancialsHeadlinesSEC FilingsShort InterestBuy This Stock About Isabella Bank Stock (OTCMKTS:ISBA) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Isabella Bank alerts:Sign Up Key Stats Today's Range$22.81▼$23.7550-Day Range$22.74▼$25.9552-Week Range$17.55▼$26.23Volume1,333 shsAverage Volume1,500 shsMarket Capitalization$174.85 millionP/E Ratio12.68Dividend Yield4.75%Price Target$28.00Consensus RatingHold Company OverviewIsabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts. The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. It also offers cash management, mobile and internet banking, electronic bill pay, automated teller machines, trust and investment, estate planning, and safe deposit box rental services; and insurance products. The company operated banking offices in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.Read More… Remove Ads Isabella Bank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks55th Percentile Overall ScoreISBA MarketRank™: Isabella Bank scored higher than 55% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingHold Consensus RatingIsabella Bank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageIsabella Bank has only been the subject of 1 research reports in the past 90 days.Read more about Isabella Bank's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth13.33% Earnings GrowthEarnings for Isabella Bank are expected to grow by 13.33% in the coming year, from $2.25 to $2.55 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Isabella Bank is 12.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.58.Price to Earnings Ratio vs. SectorThe P/E ratio of Isabella Bank is 12.68, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.46.Price to Book Value per Share RatioIsabella Bank has a P/B Ratio of 0.87. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Isabella Bank's valuation and earnings. Short InterestN/AShort Interest LevelN/A Short InterestThere is no current short interest data available for ISBA. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipIsabella Bank is a leading dividend payer. It pays a dividend yield of 4.87%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthIsabella Bank does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Isabella Bank is 60.22%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Isabella Bank will have a dividend payout ratio of 43.92% next year. This indicates that Isabella Bank will be able to sustain or increase its dividend.Read more about Isabella Bank's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Short InterestThere is no current short interest data available for ISBA. News and Social Media2.1 / 5News SentimentN/A News SentimentIsabella Bank has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.01 average news sentiment score of Finance companies.Search Interest1 people have searched for ISBA on MarketBeat in the last 30 days. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Isabella Bank insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 9.70% of the stock of Isabella Bank is held by insiders.Read more about Isabella Bank's insider trading history. Receive ISBA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Isabella Bank and its competitors with MarketBeat's FREE daily newsletter. Email Address ISBA Stock News HeadlinesIsabella Bank Corporation Announces First Quarter 2025 DividendFebruary 27, 2025 | prnewswire.comIsabella Bank (ISBA): Among Top Insider Stock Buys And Sells In JanuaryFebruary 18, 2025 | msn.comCrypto Genius: 12,000% in 12 months? [Here’s how]We are entering the final Trump Bump of our lives. But the biggest returns will not be in the stock market.April 1, 2025 | Paradigm Press (Ad)Isabella bank's COO Peggy Wheeler acquires shares worth $750February 5, 2025 | msn.comIsabella Bank CFO William Schaefer acquires $6,000 in stockFebruary 5, 2025 | msn.comIsabella Bank's president & CEO buys shares worth $599February 5, 2025 | msn.comIsabella Bank price target raised to $28 from $26.50 at Piper SandlerFebruary 4, 2025 | markets.businessinsider.comIsabella Bank Corporation Reports Fourth Quarter 2024 ResultsJanuary 30, 2025 | prnewswire.comSee More Headlines ISBA Stock Analysis - Frequently Asked Questions How have ISBA shares performed this year? Isabella Bank's stock was trading at $25.99 at the beginning of 2025. Since then, ISBA stock has decreased by 9.3% and is now trading at $23.58. View the best growth stocks for 2025 here. How were Isabella Bank's earnings last quarter? Isabella Bank Co. (OTCMKTS:ISBA) issued its quarterly earnings data on Thursday, January, 30th. The company reported $0.52 earnings per share for the quarter, beating analysts' consensus estimates of $0.49 by $0.03. Isabella Bank had a trailing twelve-month return on equity of 7.34% and a net margin of 13.28%. How do I buy shares of Isabella Bank? Shares of ISBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Isabella Bank own? Based on aggregate information from My MarketBeat watchlists, some other companies that Isabella Bank investors own include JPMorgan Chase & Co. (JPM), PayPal (PYPL), Sinclair (SBGI), Avino Silver & Gold Mines (ASM), Avino Silver & Gold Mines (ASM), Taiwan Semiconductor Manufacturing (TSM) and Toro (TTC). Company Calendar Last Earnings1/30/2025Record date for 3/31 Dividend3/27/2025Ex-Dividend for 3/31 Dividend3/27/2025Dividend Payable3/31/2025Today4/01/2025Next Earnings (Estimated)4/17/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolOTCMKTS:ISBA Previous SymbolNASDAQ:ISBA CIK842517 Webir.isabellabank.com Phone(989) 772-9471FaxN/AEmployees330Year FoundedN/APrice Target and Rating Average Stock Price Target$28.00 High Stock Price Target$28.00 Low Stock Price Target$28.00 Potential Upside/Downside+18.7%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$1.86 Trailing P/E Ratio12.68 Forward P/E Ratio10.48 P/E GrowthN/ANet Income$13.89 million Net Margins13.28% Pretax Margin15.79% Return on Equity7.34% Return on Assets0.73% Debt Debt-to-Equity Ratio0.45 Current Ratio0.81 Quick Ratio0.81 Sales & Book Value Annual Sales$104.55 million Price / Sales1.67 Cash Flow$2.81 per share Price / Cash Flow8.40 Book Value$27.02 per share Price / Book0.87Miscellaneous Outstanding Shares7,415,000Free Float6,704,000Market Cap$174.85 million OptionableNot Optionable Beta0.03 20 Stocks to Sell NowMarketBeat has just released its list of 20 stocks that Wall Street analysts hate. 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