Isabella Bank (ISBA) Stock Price, News & Analysis

Company Overview

Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts. The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. It also offers cash management, mobile and internet banking, electronic bill pay, automated teller machines, trust and investment, estate planning, and safe deposit box rental services; and insurance products. The company operated banking offices in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.

Key Stats

• Today's Range: $23.06 to $23.99
• 50-Day Range: $23.09 to $25.99
• 52-Week Range: $17.55 to $26.23
• Volume: 1,181 shs
• Average Volume: 1,552 shs
• Market Capitalization: $172.00 million
• P/E Ratio: 12.47
• Dividend Yield: 4.83%
• Price Target: $28.00
• Consensus Rating: Hold

ISBA Stock Analysis - Frequently Asked Questions

How have ISBA shares performed this year?

Isabella Bank's stock was trading at $25.99 at the beginning of the year. Since then, ISBA stock has decreased by 10.7% and is now trading at $23.20.
View the best growth stocks for 2025 here.

How were Isabella Bank's earnings last quarter?

Isabella Bank Co. (OTCMKTS:ISBA) posted its quarterly earnings results on Thursday, January, 30th. The company reported $0.52 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.49 by $0.03. Isabella Bank had a net margin of 13.28% and a trailing twelve-month return on equity of 7.34%.

How do I buy shares of Isabella Bank?

Shares of ISBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Isabella Bank own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Isabella Bank investors own include JPMorgan Chase & Co. (JPM), PayPal (PYPL), Sinclair (SBGI), Avino Silver & Gold Mines (ASM), Avino Silver & Gold Mines (ASM), Taiwan Semiconductor Manufacturing (TSM) and Toro (TTC).

Company Calendar

• Ex-Dividend for 12/18 Dividend: 12/16/2024
• Dividend Payable: 12/18/2024
• Last Earnings: 1/30/2025
• Today: 3/13/2025
• Ex-Dividend for 3/31 Dividend: 3/27/2025
• Dividend Payable: 3/31/2025
• Next Earnings (Estimated): 4/17/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:ISBA
• Previous Symbol: NASDAQ:ISBA
• CIK: 842517
• Web: ir.isabellabank.com
• Phone: (989) 772-9471
• Fax: N/A
• Employees: 330
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $28.00
• High Stock Price Target: $28.00
• Low Stock Price Target: $28.00
• Potential Upside/Downside: +20.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.86
• Trailing P/E Ratio: 12.47
• Forward P/E Ratio: 10.31
• P/E Growth: N/A
• Net Income: $13.89 million
• Net Margins: 13.28%
• Pretax Margin: 15.79%
• Return on Equity: 7.34%
• Return on Assets: 0.73%

Debt

• Debt-to-Equity Ratio: 0.45
• Current Ratio: 0.81
• Quick Ratio: 0.81

Sales & Book Value

• Annual Sales: $104.55 million
• Price / Sales: 1.65
• Cash Flow: $2.76 per share
• Price / Cash Flow: 8.40
• Book Value: $27.02 per share
• Price / Book: 0.86

Miscellaneous

• Outstanding Shares: 7,414,000
• Free Float: 6,704,000
• Market Cap: $172.00 million
• Optionable: Not Optionable
• Beta: 0.03