Free Trial
OTCMKTS:ISBA

Isabella Bank (ISBA) Stock Price, News & Analysis

Isabella Bank logo
$25.77 -0.02 (-0.08%)
As of 01/14/2025 11:50 AM Eastern

About Isabella Bank Stock (OTCMKTS:ISBA)

Key Stats

Today's Range
$25.77
$25.77
50-Day Range
$22.55
$25.99
52-Week Range
$17.55
$26.23
Volume
302 shs
Average Volume
1,440 shs
Market Capitalization
$191.45 million
P/E Ratio
14.08
Dividend Yield
4.35%
Price Target
$24.00
Consensus Rating
Hold

Company Overview

Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts. The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. It also offers cash management, mobile and internet banking, electronic bill pay, automated teller machines, trust and investment, estate planning, and safe deposit box rental services; and insurance products. The company operated banking offices in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.

Isabella Bank Stock Analysis - MarketRank™

See Top Rated MarketRank™ Stocks
47th Percentile Overall Score

ISBA MarketRank™: 

Isabella Bank scored higher than 47% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Isabella Bank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Isabella Bank has only been the subject of 1 research reports in the past 90 days.

  • Read more about Isabella Bank's stock forecast and price target.
  • Earnings Growth

    Earnings for Isabella Bank are expected to grow by 20.60% in the coming year, from $1.99 to $2.40 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Isabella Bank is 14.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 110.22.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Isabella Bank is 14.08, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.64.

  • Price to Book Value per Share Ratio

    Isabella Bank has a P/B Ratio of 0.95. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    0.00% of the outstanding shares of Isabella Bank have been sold short.
  • Short Interest Ratio / Days to Cover

    Isabella Bank has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Isabella Bank has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    Isabella Bank is a leading dividend payer. It pays a dividend yield of 4.34%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    Isabella Bank does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Isabella Bank is 61.20%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Isabella Bank will have a dividend payout ratio of 46.67% next year. This indicates that Isabella Bank will be able to sustain or increase its dividend.

  • Read more about Isabella Bank's dividend.
  • Percentage of Shares Shorted

    0.00% of the outstanding shares of Isabella Bank have been sold short.
  • Short Interest Ratio / Days to Cover

    Isabella Bank has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Isabella Bank has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Isabella Bank has a news sentiment score of -0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.68 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for Isabella Bank this week, compared to 1 article on an average week.
Receive ISBA Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for Isabella Bank and its competitors with MarketBeat's FREE daily newsletter.

ISBA Stock News Headlines

Grab these five dividend cheat sheets
If you’re not familiar with how to build a strong, reliable dividend portfolio… or where to begin… We’ve got the hookup for you. A young investor who’s obsessed with dividends put together a set of 5 dividend “cheat sheets” meant to take you from 0 to what could be a full blown dividend portfolio as quickly as possible… The best part? Right now, the five dividend cheat sheets are FREE
See More Headlines

ISBA Stock Analysis - Frequently Asked Questions

Isabella Bank's stock was trading at $25.99 at the beginning of 2025. Since then, ISBA stock has decreased by 0.8% and is now trading at $25.77.
View the best growth stocks for 2025 here
.

Isabella Bank Co. (OTCMKTS:ISBA) released its earnings results on Thursday, October, 24th. The company reported $0.61 earnings per share for the quarter, topping analysts' consensus estimates of $0.45 by $0.16. The company earned $18.02 million during the quarter, compared to analysts' expectations of $17.50 million. Isabella Bank had a net margin of 13.43% and a trailing twelve-month return on equity of 7.32%.

Shares of ISBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

Based on aggregate information from My MarketBeat watchlists, some other companies that Isabella Bank investors own include JPMorgan Chase & Co. (JPM), PayPal (PYPL), Sinclair (SBGI), Avino Silver & Gold Mines (ASM), Avino Silver & Gold Mines (ASM), Taiwan Semiconductor Manufacturing (TSM) and Toro (TTC).

Company Calendar

Last Earnings
10/24/2024
Ex-Dividend for 12/18 Dividend
12/16/2024
Dividend Payable
12/18/2024
Today
1/14/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Sector
Finance
Industry
State commercial banks
Sub-Industry
Banking
Current Symbol
OTCMKTS:ISBA
Previous Symbol
NASDAQ:ISBA
Fax
N/A
Employees
330
Year Founded
N/A

Price Target and Rating

Average Stock Price Target
$24.00
High Stock Price Target
$24.00
Low Stock Price Target
$24.00
Potential Upside/Downside
-6.9%
Consensus Rating
Hold
Rating Score (0-4)
2.00
Research Coverage
1 Analysts

Profitability

Net Income
$18.17 million
Pretax Margin
15.79%

Debt

Sales & Book Value

Annual Sales
$93.46 million
Cash Flow
$2.99 per share
Book Value
$27.02 per share

Miscellaneous

Free Float
6,712,000
Market Cap
$191.45 million
Optionable
Not Optionable
Beta
0.02
A Guide To High-Short-Interest Stocks Cover

MarketBeat's analysts have just released their top five short plays for January 2025. Learn which stocks have the most short interest and how to trade them. Click the link below to see which companies made the list.

Get This Free Report

This page (OTCMKTS:ISBA) was last updated on 1/15/2025 by MarketBeat.com Staff
From Our Partners